I was reborn and stayed in school to lie down. I really don’t want to roll anymore!

Compared with the cost of advertising, Secretary Lu is more able to bear the losses in his own lending business.

After all, this is a native project of the bank, and there is a set of process standards for everything such as credit reporting.

Even if there is a loss, it is not necessary to throw out hundreds of millions of cash at once as advertised.

This kind of risk is definitely not acceptable to them in the industry.

"Boss Jiang, our bank will not participate in the publicity."

"Just for the loan business, our bank will take 30%, what do you think...?"

The 30% ratio is Jiang Hao’s bottom line. It’s a stretch, but he can accept it.

I thought that if I renegotiated this business with other banks, the strength of the other bank would be affected, including the efficiency in business docking.

It is better to cooperate with Songjiang Bank. At least Secretary Lu can trust the business capabilities of the credit card center.

"Okay, then let's follow this ratio."

"President Song will be your liaison in terms of business matters. Please draft the contract as soon as possible. There should be no need to confirm it with your bank president, right?"

...

After all, Secretary Lu is only the person in charge of the credit card center.

The scale of this business is not small, and the business involved is also related to risk control, lending and so on.

If Secretary Lu on the other side couldn't make a decision, Jiang Hao thought of bringing the bank president who could make a decision to the scene today to finalize the decision.

He is chatting with Secretary Lu now only because the two sides have cooperated for many years, they can chat well, and the other party can understand his business.

It’s hard to say if he is really the president or vice president. Many leaders may not understand the business, so it’s difficult to talk to them.

"Boss Jiang! Don't worry about this."

"I can make the decision on the business you are dealing with. It is specially authorized by the president of the bank."

"If you're in a hurry, I'll have someone prepare the contract now, and I think we can sign it tonight."

Hearing this, Jiang Hao nodded with satisfaction.

This is why he likes to talk to Secretary Lu.

Step by step, he rose from being the branch manager to the current head of the head office department. Not only does he have a good attitude, but he also really gets things done!

"I won't stay any longer. Let Mr. Song sign the contract with your bank tonight."

"We have already completed the monthly payment function and hope to fully implement this service within the next two weeks."

After handing over the work to Lao Song, Jiang Hao left first and had to return to the company to make business adjustments.

Although Jiangnan Quick Payment has little influence in the past and seems unimportant.

But in fact, it involves all aspects of the development of Haijing Technology, the most important of which is the recharge entry channel, including the cost flow of various businesses and so on.

Once the new Haijing Payment really takes off, a large number of corresponding businesses of Haijing Technology will have to cooperate and help Haijing Payment continue to consolidate its position.

……

A week later, the monthly payment function of Haijing Payment and Songjiang Bank was completely developed.

It’s just that the investigation into Alipay seemed to have died down all of a sudden, and the news about the working group seemed to have been deliberately not mentioned.

But after asking Uncle Ren, I only learned that those who went to Ant Financial were no longer members of a special working group, but leaders.

It obviously doesn't mean to handle it with care, but rather the calm before the storm.

The more this happens, the more likely it is that there will be corresponding penalties, or that Ant Financial's business will undergo major adjustments in the future.

After waiting patiently for another week and seeing no response, Jiang Hao finally decided to launch the business online.

Soon, the Haijing short video platform was updated to a new version.

Haijing Payment, which was originally just one of the payment channels for recharge payments, now officially has a dedicated function on the function page.

Real-name users of the Haijing platform account can automatically obtain a Haijing Payment account and enjoy the monthly payment function.

The credit limit that Jiang Hao originally set was relatively conservative, but Songjiang Bank was very aggressive, much more aggressive than they were in promoting their business.

Finally, under Jiang Hao's persuasion, the initial limit of the general account was set at 3000 yuan.

If the account holder can continue to provide additional information and obtain credit from Songjiang Bank, the maximum amount that can be paid this month can currently be up to 50,000.

The number of downloads of the Haijing Payment APP version has suddenly increased after the Haijing short video has a special function module.

This instantly increased the pressure on the development and operation team within Jiangnan Quick Payment Company, which had been silent for a long time.

As the number of users increases, some minor bugs gradually emerge and need to be resolved by the team as soon as possible.

……

At the same time, a small number of local supermarkets, convenience stores, including various stores in shopping malls in Jiangnan Province, began to support Haijing Payment.

The applicability of Haijing Payment has increased dramatically in the province.

"Boss Jia! Thank you very much for the support of Wangjiang Supermarket this time!"

On the phone, Jiang Hao sincerely thanked Boss Jia.

If Haijing Payment wants to truly promote its business, the monthly payment function is just the basis.

Offline payment application scenarios are the core.

With the launch of monthly payment, Jiang Hao finally started the first phase of his money-burning plan.

With Haijing Payment fully entering the market, all merchants in Jiangnan Province can apply to use Haijing Payment's payment code.

"Haha! Mr. Jiang, we have been friends for many years, why are you being so polite!"

"Next time something like this happens, just tell me on WeChat. I will definitely support you if I can."

Wangjiang Supermarket is currently one of the leading domestic supermarkets in Jiangnan Province. Whether in terms of the number of stores or sales, it is in no way inferior to CR Vanguard, RT-Mart, Yonghui Supermarket, etc.

In some years within the province, Wangjiang Supermarket's business was even better than those of the national supermarkets.

This is also one of the key points in Jiang Hao’s initial promotion.

For this purpose, he even made an appointment to have dinner with Ren Yixin and Boss Jia.

Boss Jia not only immediately agreed to help with the promotion, he also helped them get in touch with a lot of local chain stores. It can be said that he was a great help!

This is also the reason why Jiang Hao came to thank Boss Jia again today.

"Boss Jiang, I have to say that you are the one who is bold in doing business!"

"My wife and I both received 11 yuan in payment red envelopes today."

"Think about it, you still have to subsidize the merchants. I can't even imagine the amount of money needed here!"

Boss Jia couldn't help but sigh while talking to him on the phone at this moment.

At this early stage of burning money, you can get payment reduction red envelopes by promoting the Haijing Payment APP and attracting new users.

You can enjoy the discount when you make any purchase at stores that accept Haijing Payment.

This activity is actually not new. It was the first red envelope activity launched by Alibaba to attract new customers.

And now you can still attract new users to scan the QR code to get red envelopes, but the amount is very small, mainly one to three cents.

Haijing Payment is currently in the early stages of promotion, so naturally the efforts are quite strong.

Of course, the general amount is still 0.5-3 yuan, and only a small number of extremely lucky people can get large red envelopes, like Mr. Jia.