I'm in love

Andy called Lin Yan and told her everything Wang Baichuan said. As expected, after reviewing all the relevant information, Lin Yan also confirmed that Wang Baichuan's suggestion was indeed very feasible.

Lin Yan said firmly: "Andy, don't worry, I already know what to do next."

Andy responded: "That's good, then I will wait for your good news."

In fact, Lin Yan already knew how to deal with this matter, but she kept on waiting for Fan Shengmei to show weakness to her and ask for financial help. After all, seeing Fan Shengmei constantly deceiving herself and even giving up everything in order to fill this bottomless pit that could never be filled, Lin Yan felt very distressed.

At this moment, Fan Shengmei's mother is on the phone with her:

"Xiao Mei, even though your dad has retired, he still gets a fixed salary every month! But what about me? I don't have any source of income..."

Mother Fan continued to chatter on, "If your father were still alive, we might be able to make ends meet with his pension. In this way, we wouldn't have to rely on you alone to handle everything in the future..."

Fan Shengmei: "Do you think I don't want to save my dad? You are still talking about money, money, money, money..."

Fan Shengmei: "That's my dad, don't I want him to live?"

Mother Fan: "But what should I do..." She murmured to herself with a sad face.

Fan Shengmei stared at Lin Yan blankly, her heart full of helplessness and bitterness. After a long time, she stood up with difficulty, and walked towards Lin Yan with heavy and slow steps... While walking, she silently wiped away the tears from the corners of her eyes.

When she walked in front of Lin Yan, Fan Shengmei took a deep breath and mustered up the courage to say, "Yan Yan, I'm really sorry! I know it's inappropriate to do this, but I really have no other choice. Can you please lend me some money? I'll write you an IOU."

At this moment, Fan Shengmei finally let go of all the pride and self-esteem she once had. She lowered her head, her voice trembling slightly, as if the whole person was shrouded by an invisible pressure.

After hearing what Fan Shengmei said, Lin Yan did not answer immediately, but turned her head and looked at Qu Xiaoxiao, as if asking for her opinion or thinking about something.

After a moment, Lin Yan said, "Okay, but I need to talk to you about the interest and collateral, after all, it involves a principal of 100,000 yuan."

Fan Shengmei nodded without hesitation and agreed: "No problem, as long as you are willing to lend me money, I can use everything in my house as collateral." Her tone was firm and resolute, as if she had already prepared for the worst.

Lin Yan frowned and said, "I don't know exactly what you have at home, but according to the rules, I will only take assets that are easy to liquidate as collateral." She paused, then continued, "For example, the property certificate or something like that."

Qu Xiaoxiao's eyes lit up, and she clapped her hands and shouted, "That's possible! Sister Fan, your family fled to Shanghai, so you should have brought the most important documents with you, right?"

Qu Xiaoxiao stared at Fan Shengmei sharply and continued, "Your father's life and death is the top priority for the whole family, and we should deal with it together. You can't just think about whether you have the ability to bear it, you have to think of other ways!"

She thought for a moment, and suddenly an idea came to her: "Oh, right, doesn't your brother have a house in his hometown? In my opinion, why not sell your irresponsible brother's house and use the money to treat your father's illness! Anyway, he is now on the run and has no use for that house at all."

Lin Yan frowned and said, "If the property certificate is at hand, then things will be much easier." She paused, then continued, "Leave the property certificate with me for a year. If you still can't pay the money after a year, I will sell the house, so that I can recover the principal and interest."

After hearing this, Fan's mother's face changed drastically, and she quickly waved her hand and refused, "No, the property certificate must not be given to Xiaomei! Your brother's house cannot be sold! If it is sold, your brother will definitely get divorced, do you know that? Xiaomei, didn't you say before that you could find someone to borrow money?"

Qu Xiaoxiao couldn't help but interrupt, "What's the point of getting a divorce? Your daughter-in-law is now just a middle-aged woman with a son. Who would dare to marry a divorced middle-aged woman?" Qu Xiaoxiao pouted and continued, "She doesn't dare to divorce your son, okay? Even if you really want to divorce your son on impulse, she has given you a big fat grandson after all, so you can still get your money back!"

Lin Yan said to Fan's mother with a dissatisfied look on her face: "Aunt Fan, you can't just think about your son and ignore your daughter! Your daughter is 30 years old this year! After New Year's Day, she will be 31 years old! By then, she will be a leftover woman. If she is still burdened with a lot of debts, it may be difficult for her to even get married. She will have to be an old maid for the rest of her life! As a mother, you can't be so partial!"

Qu Xiaoxiao on the side also echoed: "Fan Shengmei, you too, do you really want to be a saint on impulse? Have you ever thought that at your age, plus you are in debt, where can you climb up the social ladder? No way, Sister Fan, you don't want to tell me that you paid for the house, so you have feelings for it?" At this point, Qu Xiaoxiao stared at Fan Shengmei with wide eyes.

Then, Qu Xiaoxiao continued to persuade: "Can you please give me a straight answer! If you want to mortgage it, do it quickly! Anyway, Yanyan is the creditor. As long as she agrees, at least you can get the money so that your father can have the surgery as soon as possible!"

Lin Yan also interrupted and said, "Sister Fan, do you remember what I said to you before? Are you still planning to spend the rest of your life in debt?" Her tone was full of worry and anxiety.