I'm in love
Chapter 100 Borrowing money to buy a house
Lin Yan and Qu Xiaoxiao were filled with righteous indignation and stood up for Fan Shengmei. The more they spoke, the more passionate and indignant they became. They had been dissatisfied with Fan Shengmei's extremely patriarchal family for many times, but they had been helpless. However, now, they finally saw the true side of the old sister Fan who always wanted to save face and suffered in life, and bluffed to scare people - it turned out that she had always been the silly sister who silently bore all the pressure and pretended to be strong to make people feel distressed!
But how can Fan Shengmei bear the entire family's affairs alone? This is unfair and too cruel!
At this moment, Mother Fan suddenly cried out, "Xiaomei, this house must not be sold! Your brother's house must not be sold!" Her voice was full of despair and helplessness, as if the end of the world was coming.
Mother Fan frowned and said, "If you sell the house, he will have no place to live when he comes back. And what about your sister-in-law and Lei Lei? Are you going to leave them without a place to stay when they come back?"
Lin Yan replied indifferently: "It doesn't matter to me. I can mortgage the property certificate first. I can still accept this condition... But I'm afraid it won't be possible to sell the house in a short time."
Then, Lin Yan added: "In this case, you have to borrow money from me tonight. I have always been a person who clearly distinguishes between public and private affairs, no matter how long the loan period is." She paused, and then continued firmly: "Everything will be handled according to the interest rate of private loans, which is 30%, no negotiation!"
Fan Shengmei was a little surprised and asked, "Yanyan, how much interest do I need to pay every month?"
At this time, Qu Xiaoxiao interrupted and answered after a quick mental calculation: "If you borrow 100,000 yuan, you have to pay 3,000 yuan in interest every month. By the end of the year, you have to pay back a total of 136,000 yuan, including principal and interest."
Lin Yan nodded in agreement.
Qu Xiaoxiao continued, "Although this is the rule, Sister Fan, with your salary, can you really afford to pay back the principal and interest?"
Qu Xiaoxiao added: "I'm reminding you, don't push yourself into a corner and do shameful things!"
When Fan's mother heard this, she became anxious and shouted, "Isn't this usury? We are all neighbors, we see each other every day, can you please be a little more polite when you speak?"
Qu Xiaoxiao rolled her eyes and retorted unhappily, "Please, stop daydreaming in the middle of the night, okay? Loan sharks only charge 3% interest! How about you ask Sister Fan to call and ask if she can borrow that much money tonight?"
Mother Fan said to Xiaomei with tears in her eyes: "Xiaomei, why don't you just agree to it? The most important thing now is to save your father! After this is over, you can grit your teeth and save a little. Money can always be saved slowly..."
Qu Xiaoxiao couldn't hold it in any longer when she heard this. She widened her eyes and said, "Auntie, aren't you going to force your daughter to sell herself?"
Fan Shengmei cried out in pain, "Mom! I don't blame you for being partial to me, but this is a huge sum of money. I'm afraid I may not be able to pay it back even if you give me eight or ten years, let alone one year!"
Then, Fan Shengmei continued, "You have also seen the friends and classmates around me. They have long been afraid of me borrowing money from them. I just called them around, but no one was willing to lend me money anymore. So now there are only two choices before you. Either sell the house and send my dad to have surgery, or watch my dad die. You make a decision yourself!" After saying these words, Fan Shengmei's tears burst out like a flood.
Lin Yan frowned and said, "Wait a minute, what right do you have to sell your brother's house?" There was a hint of questioning in her voice.
Fan Shengmei gritted her teeth and explained, "My brother's house was indeed bought by my parents. They were worried that my sister-in-law would take the house because of a divorce, so their names were written on the property certificate."
Then, Fan Shengmei turned to her mother and shouted, "Mom, my dad is in critical condition now. He has a cerebral hemorrhage and we can't delay any longer! You have to make a decision quickly! Don't you want to save my dad? Are you just going to watch him die in front of you?" At the end, Fan Shengmei's tone was almost pleading, and her eyes became moist.
This scene moved Dr. Zhao who was standing by, and he was filled with sympathy. However, Lin Yan reached out to stop him, as if she knew what he wanted to say. Lin Yan knew clearly what Dr. Zhao was thinking, but she still forcibly stopped him from saying anything.
At this time, Fan Shengmei noticed the actions of Lin Yan and Dr. Zhao. She widened her eyes and asked in disbelief: "Didn't you just beg me to save my father? Why now..." Her voice was mixed with disappointment and confusion.
Mother Fan said in horror: "I really can't make this decision! I'm just an ordinary woman, how can I bear such a big responsibility? If your father knew about this, he would be furious and might even beat me up!"
Fan Shengmei frowned and said anxiously: "He wants to hit you? We have to wait until he wakes up! The most important thing now is to save my father's life! Yanyan, could you please help me draft a promissory note? As long as my father can get on the operating table smoothly, I will go back to the 22nd floor to get the property certificate and give it to you. Time is running out, we can't delay any longer, my father's condition can't be delayed!" After that, she held Lin Yan's hand tightly, her eyes full of pleading.
Lin Yan's heart softened when she saw Fan Shengmei's expression. She nodded and agreed quickly, "Okay, I understand. I'll write the IOU right away." Then she turned around and left in a hurry.
Lin Yan carefully drafted the IOU and handed it to Fan Shengmei. Fan Shengmei took the pen without hesitation, wrote her name, and solemnly pressed her fingerprints.
Fan's mother, who was standing aside, seemed a little reluctant, but finally signed her name on the IOU and pressed her fingerprint with reluctance.
Lin Yan took the IOU, checked it carefully, and took out a full 100,000 yuan in cash from her bag and gave it to Fan Shengmei. Fan Shengmei was so grateful that she tightly grasped the life-saving money and rushed to the payment office without stopping, hoping that her father could get surgery as soon as possible.
After the payment was completed, the doctors took immediate action. They quickly prepared the surgical equipment and tools, entered the operating room, and began to perform surgery on Mr. Fan with all their efforts.
The entire hospital corridor was filled with a tense and solemn atmosphere, and everyone silently prayed for the operation to be successful. Fan Shengmei waited anxiously outside the operating room, her heart filled with worry and expectation. Time passed by, and finally, the news of the end of the operation came, and the doctor told them that the operation was very successful.
Fan Shengmei was so excited that tears welled up in her eyes. She was very grateful to Lin Yan for her help. This accident made her deeply realize the preciousness of family affection and the importance of friends. Lin Yan smiled and comforted her, saying that it was just a small effort, and what really mattered was that everyone was safe and healthy.
Qu Xiaoxiao heaved a sigh of relief when she saw that everything was going smoothly as planned. Her eyes fell on Dr. Zhao, with a sly glint in them.
"You, come here..." Qu Xiaoxiao said softly, with an indescribable temptation in her voice.
Zhao Qiping and Xia Juan were a little confused when they heard this, but they still followed Qu Xiaoxiao's instructions and walked over. As Zhao Qiping walked, he did not forget to put his hand on Xia Juan's shoulder, as if he wanted to show a casual and confident attitude.
Walking in front of Qu Xiaoxiao, Zhao Qiping frowned slightly and asked, "What's the matter?"
There was a hint of doubt in his tone, wondering what this eccentric woman was up to. However, Qu Xiaoxiao did not answer his question immediately, but just raised the corners of her mouth slightly, revealing a mysterious smile.
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