This is how immortals are cultivated

When he was young, he met an old Taoist priest and was accepted as his disciple, thus officially embarking on the Taoist path.

However, the master who led him into Buddhism had bad intentions.

The master's legacy couldn't even be called the most minor of Daoist traditions, possessing only a few extremely incomplete secret techniques. Lacking the funds to purchase spiritual materials from the market, and with limited magical powers, he didn't dare rob ordinary people. So, he devised a plan: under the guise of accepting a disciple, he took in the Jin family's patriarch, training him as a potential talent.

"After many setbacks in the beginning, I finally escaped from danger..."

The young man's ferocious face appeared in front of him. He was holding a beating heart in his hands and gnawing on it. The old Taoist under him was no longer breathing.

"After that, I wandered around as a casual cultivator, honing my skills."

The scene of memories changes, with a young man willing to be a servant, offering his own spiritual power for cultivation every day, and blending into the lower-grade Taoist veins, just to seek a way forward.

Another mission was taken up in the market, but he had to fight with monsters in the mountains.

"Wandering across the borders of the two states, I finally found the true Dharma."

In a certain state, a legacy was born. A middle-aged man stabbed a treacherous cultivator in the back and finally got a jade slip by stepping on the corpses in the hall.

"After that, he traveled all the way, going through countless dangers. Before his life was about to end, he finally got the opportunity to break through the spiritual secrets."

The ancestor of the Jin family in the Spirit Induction Realm had worked as a bodyguard and even a robbery cultivator. Now he was gray-haired and his face was weathered, but he had gathered enough resources to break through the Spirit Secret Realm.

When breaking through, enemies come to find you. That is the most dangerous situation. If you are not careful, you will lose control and become a monster.

However, the ancestor of the Jin family relied on his great perseverance and an indomitable heart to finally break through the spiritual secrets and kill all his enemies.

After breaking through the Lingmi realm, he gained a lot of lifespan, and Lingmi was also able to receive the blood seal of the dynasty. He had a noble status and lived a good life in the mortal world.

"Then I came to Shuzhou and established my family business..."

It is not easy for an outsider to integrate into the local circle. It is inevitable to have a hard struggle or even a life-and-death fight.

He had been seriously injured many times and had contributed a lot of resources, but he finally gained a foothold in Shuzhou and gained fame and reputation.

The family also began to branch out and its roots took deep root in this place.

"Having come this far from such a humble beginning can be considered a great success."

They have developed their own power and even passed down their own inheritance, so they can enjoy the support of the power and satisfy most of their own selfish desires.

For ordinary people, or even ordinary strange cultivators in the Spirit Induction Realm, this is already a very perfect life.

"but...."

The ancestor of the Jin family suddenly opened his eyes. His eyes were extremely clear, without the deadness of old age, but still had the same determination and sharpness as when he was a young man who had just embarked on the path of cultivation.

"Are you satisfied with just this far? No, although I come from a humble background, the path I see is definitely not so narrow!"

"For me, the ups and downs of the world over the past three hundred years are but a passing hurdle. I will brush off the frost and snow and set out on my journey again."

"I have remained the same from the beginning to the end..."

"The ups and downs of this world are first accompanied by many obstacles and trials, and then by peace and happiness. But whether it is sadness or joy, they only serve to temper my unyielding and indomitable heart."

All things are in the mind, all paths are in the mind.

What if I'm dull, what if I come from humble beginnings? Heroes are like carp swimming across the river. Even a small fish like me can become a dragon.

The early bird catches the worm. Even if there are many obstacles ahead, there is still a pure heart to break through them.

Once this thought comes to mind, the most difficult hurdle before the realm of true disaster, the situation of self-examination, is broken. From then on, only if there is enough resources to promote one's own transformation, will one be able to reach that new realm.

The ancestor of the Jin family let out a long breath, and then took a deep breath.

His human body was completely distorted, and many of the Dharma bones and spiritual organs at the peak of the spiritual secret realm appeared, transforming into the prototype of the True Evil Dharma Body.

At this moment, the ancestor of the Jin family looked like the golden statue placed on the altar.

However, it did not have the stiffness of a dead object, but rather a flesh statue.

Its abdomen was swollen and cracked, turning into a vertical open mouth with sharp teeth repeatedly nested in it.

The whole huge mouth trembled, swallowing and sucking greedily.

Swallowed the huge spiritual power accumulated by the secret ritual of borrowing life into his stomach.

The secret ritual is like an elixir furnace, absorbing the spirituality of all people like adding auxiliary medicine.

Then, the main ingredient comes next.

To achieve his own breakthrough, the Jin family's ancestor hardened his resolve and put in a tremendous amount of effort. He abandoned everything he had built over three hundred years of power, absorbing even the fifteen spiritual secrets he had painstakingly gathered as the primary ingredient.

However, when the ancestor of the Jin family reached this step, the entire process of breaking through the realm suddenly came to a halt.

The fire in the furnace was already burning brightly, but the main material had not yet been put into the furnace.

At the same time, Fang Suichu, who was outside, also received a new prompt from the system.

[Dear host, you have a new adventure account. ]

Chapter 72: Adventure: Lending

Fang Suichu admitted that the roar that just came from Tongcheng Mansion and the sudden appearance of the giant hand that covered the top of the Jin family's ancestral home did frighten him.

That giant palm was different from all the spiritual realm magical powers Fang Suichu had seen before, and it was obviously of a higher level.

Needless to say, this must be a move by a being of higher rank than Lingmi among the strange cultivators.

Fang Suichu didn't think that he was the one who brought this unknown true disaster here.

After all, he had done nothing wrong. He'd simply completed a dungeon, merely seeking a few spiritual secrets. Strictly speaking, his actions could still be considered as fighting demons and defending the Way. Heaven's spirit would have awarded him a significant increase in merit.

Fang Suichu only needed to think about it for a moment before he understood what was going on.

The Confucian scholar and cultivator named Zhou Changfeng whom he had killed before also said that the Jin family had colluded with the Demon Cult and was so crazy that they would be punished by heaven.

I guess this is retribution.

But although this was retribution for the Jin family, it did affect other families' New Year's Eve.

Not to mention that the giant palm was obviously an AOE area damage. Although Fang Suichu's intuition told him that he would not die from this attack, he would still be injured.

What's more important is that if the unknown Zhen'e of Tongcheng Mansion takes action like this, isn't it equivalent to killing someone?

Fang Suichu had already prepared himself for the Jin family's ancestor to be smitten by that palm strike, and he had memorized the spiritual energy within that palm. He planned to later seek out the person behind the giant palm and reclaim what originally belonged to him.

But what happened next was a complete turn of events.

The ancestor of the Jin family seemed to have used some powerful prop to block the attack.

The person behind the giant palm also left immediately after launching this attack.

Fang Suichu suddenly understood. This wasn't some gimmick, but a thoughtful combat support mechanism designed to neutralize the powerful items possessed by the Jin family's ancestor.

"It is true that those who are righteous have many supporters, while those who are unrighteous have few..."

Fang Suichu nodded secretly in his heart.

"In this case, I will have to thank the master behind that giant palm in the future. I must visit the Taoist sect where he is."

Although Fang Suichu had no use for this combat assistance mechanism, he still accepted this favor.

It was also at this time that the system's voice sounded, telling him that he had encountered something strange.

"What the hell?"

Fang Suichu slapped out with his palm, the palm wind was fierce, and his bare palm with a thousand pounds of power hit the head of the Lingmi puppet that was blocking the way in front of him.

This mysterious puppet has no other special features, nor any magical powers that will impress people. It is simply thick-skinned and tough.

For ordinary spirits, this puppet was indeed a very difficult one to defeat. However, Fang Suichu felt that hitting it was quite enjoyable, giving him the pleasure of dismantling a Gundam with his bare hands.

However, no matter how tough and strong his skin was, he could not withstand Fang Suichu's abuse.

The Taiyin sword energy had already chopped the puppet's body into pieces. If it were a normal living creature, the ghost cultivator would have died long ago.

Fang Suichu's last palm strike landed on the puppet's head, and its entire head and even its body shattered.

Fang Suichu skillfully used his true Qi to roll up the thumb-sized strange core from the pile of debris on the ground and took a bite without thinking; at the same time, he listened to the words of the system in his ear, wanting to see what kind of adventure the system would bring him.

[You happened to meet a senior immortal who was trying to refine a divine elixir, but unfortunately, he didn't have enough spirit stones.]

[This senior wants to borrow some spirit stones from you.]

"Spirit stones... usually refer to money, right? You're asking me to borrow money, what the hell?"

Fang Suichu now has more or less understood the encounter mechanism of this system.

In the description of an adventure, those things always have real objects to refer to.

For example, the "senior" mentioned by the system is definitely referring to the ancestor of the Jin family.

If you ask Fang Suichu why he is so sure - that's also simple.

It’s purely because of the Jin family. So far, there are no other living people except him and the ancestor of the Jin family.

"You're such a pushover. Your lack of money has nothing to do with me, so I won't lend it to you!"

Although he didn't know what the so-called "spiritual stone" referred to, Fang Suichu still refused it directly and decisively.

Just as Fang Suichu refused, the system's voice sounded in his ears again:

[This immortal elder stated that if anyone is willing to lend the spirit stones, he will repay them with double the interest.]

Upon hearing this, Fang Suichu was stunned.

The double interest means that you can charge interest, which is profitable.

"Do you want to do it with nine out and thirteen back?" Fang Suichu asked tentatively.

The so-called 'nine out and thirteen back' is very simple.

If you go to a pawnshop and use an item worth 10 yuan as collateral for a 3-month period, the monthly interest rate is 1 yuan, and you need to pay 1 yuan in interest every month; but when the pawned item is worth 10 yuan, the pawnshop only pays 9 yuan, which is called "nine outs"; when the customer redeems the item at the due date, they have to pay an additional three months' interest of 3 yuan, for a total of 13 yuan, so it is called "thirteen returns".

To put it in more accurate numerical data, this is an extremely high-interest loan with an annual interest rate of up to 177.8%.

You should know that a normal loan with an annual interest rate exceeding 36% is considered an invalid loan.

As the saying goes, even a penny can make a hero fall, because some people may be forced by poverty or to solve urgent problems, and they will not jump into the fire pit and borrow this kind of loan even if they know it is a pit of fire.

Those who have borrowed this kind of loan all hate the borrower to the core, and have no other choice but to hope that the God of Thunder will strike them down, so 'Nine Out and Thirteen Return' is often called 'Thunder God's Blast'.

Fang Suichu wasn't afraid of being struck by thunder. He had gained so many strange cultivators, so he had some merits to his name.

“We calculate loans in seconds and settle in minutes.”

Just after Fang Suichu asked this empty question, the system suddenly fell silent, as if it had fallen into silence.

But soon it sounded again:

[This senior is willing to borrow spirit stones from you at an interest rate of 'nine out, thirteen back'.]

Hearing the system's confirmation, Fang Suichu patted his chest without a second thought and said proudly, "I'll give it to you."

And it was when Fang Suichu agreed that the spiritual energy that had been extracted from killing those mysterious and strange spiritual cultivators began to flow back and out, merging into nothingness.

Inside the secret room, the ancestor of the Jin family, who was deeply immersed in the state of asking and seeking the truth, suddenly shuddered and broke out of that state.

A feeling of palpitations lingered in his heart, making him feel panic as if he had jumped into a fire pit and could never climb out, and a helpless feeling as if a huge rock weighing a thousand pounds was pressing down on him, making it seem as if he couldn't breathe.

The ancestor of the Jin family seemed to understand something and narrowed his eyes.

All I heard was his cold snort: "Inner demon, how dare you disturb my invincible Dao heart!"

He immediately transformed his own Dao heart into a sword of wisdom to cut off all these emotions.

Chapter 73 We calculate interest by the second (500 subscriptions)

Breaking through the realm of true disaster will inevitably lead to harassment from internal and external demons. Any hesitation or indecision will lead to an abyss of no return.

The ancestor of the Jin family felt that this true calamity of self-examination was extremely powerful. He had clearly gone through the process of self-examination and polished his heart of Tao to a flawless state, but it could still bewitch his own inspiration and mislead himself.

"Fortunately, my heart is firm. No matter how you try to seduce me, my determination to break through the realm will never waver."

"So what if there's a fire pit ahead? Even if there's a fire pit, I'll wade through it, treading on the blazing flames. So what if there's a huge rock pressing down on me? I'll smash it!"

After extinguishing those unstable emotions, the ancestor of the Jin family said to himself in a stern voice.

Then he turned his thoughts to the important matters here.

Well, how far have you come in breaking through the realm?

Yes, the spiritual energy extracted by the secret ritual has been accommodated, and all the blood of the Jin family has been abandoned, and the spiritual fire of transformation has been ignited.