I was reborn and stayed in school to lie down. I really don’t want to roll anymore!

Jiangnan Express Payment Company.

Jiang Hao was sitting at the tea table in Old Song's office, drinking tea and talking on the phone with Uncle Ren.

"Uncle Ren, what's the current situation with Alipay?"

...

"That's the private lending business I mentioned. The working group found that Alipay's lending bypassed regulatory approval."

"It seems that too much money was leveraged, and the risk is huge. Although I didn't originally check these, I found too many problems when I checked."

Ren Shangping was now explaining the situation of Alipay to Jiang Hao in detail.

He has been paying attention to this matter. After he gave the original instructions, all the companies in Jiangnan Province were punished without exception.

Even several major banks did not escape criticism and punishment.

You should know that these major banks are mainly the main supporters of some municipal investment projects in the province and the city.

Who knew that the working group would be so ruthless and it was a slap in the face to the province.

Ren Shangping then continued to pay attention to the follow-up of the working group, to see the severity of the punishment in other provinces, and to see whether the last time was specifically aimed at their Jiangnan Province.

Now it seems that the misunderstanding has been resolved.

It should be that the higher-ups have tightened up their control over the financial industry. Although they are aware of this, they did not expect it to be so strict.

"We will have to wait until other working groups finish their investigations to find out the details."

"Anyway, judging from the current situation, Alipay has a serious problem this time."

As Jiang Hao listened, a smile appeared on his face.

Although I have a pleasant cooperation with Jack Ma, and we have always had a tacit understanding on the cooperation with Taobao.

But in the payment industry, the two are in complete competition.

In particular, Alipay’s business is so powerful that it has already involved all aspects of daily payments.

This left Jiangnan Quick Payment with no room to resist.

Even WeChat Pay will find it difficult to compare with the size and scope of Alipay for the time being.

"Uncle Ren, I understand. Thank you for your information."

...

"Why are you being so polite to me?"

"But you should develop Jiangnan Quick Payment's business steadily, especially recently, and try not to carry out ambiguous business."

Uncle Ren on the other end of the phone kept reminding him, and Jiang Hao agreed verbally, but he had already made plans in his mind.

Such a good timing, we must seize the opportunity.

Currently, the coverage of Jiangnan Quick Payment is only in Songjiang City. Although it has coverage in the province, the number of users is extremely low.

As for other provinces, except for some users on Haijing Short Video, the rest of the daily usage is almost zero.

Originally, Jiang Hao would not have thought of this at all, but now is such a good time, he has to seize the opportunity.

As the phone call was hung up, Jiang Hao immediately got up and rushed to Songjiang Bank with Song Kejie.

The head office of Songjiang Bank is located in the core area of ​​Jiangning District, Songjiang City, next to the Jiangnan Center Building.

A building with a square design and a height no less than the Fortune Center Building stands nearby.

Compared with the busyness of some branches, the entrance of the head office is relatively quiet, with not many people coming and going.

Only occasionally a few cars drove into the underground garage.

As soon as Jiang Hao and his companion got off the car, a middle-aged man in his fifties came to greet them at the gate.

A standard 3:7 hairstyle and wearing a sophisticated grey suit.

It was a hot summer day and sweat was already breaking out on my forehead after I took a few steps closer.

Behind him were two young people, a man and a woman, who looked to be under 30 years old.

At this moment, he was looking at Jiang Hao excitedly, as if he saw his idol.

"Boss Jiang! Boss Song! Welcome to our guidance."

...

"Secretary Lu, please don't be polite to me."

"Come on, it's so hot, go to your office and enjoy the air conditioning."

The man in front of them was very familiar to both of them, especially to Lao Song, who had been his partner for many years.

The former president of Songjiang Bank Jiangning Branch, with the rapid development of Jiangnan quick payment credit card business in recent years, President Lu's position has naturally risen with the times.

Finally, he was transferred to the position of director and party secretary of the credit card center of the head office last year.

It can be said that I have made a great leap forward in my career.

And the business it controls is the credit card business, which is one of the core businesses of Songjiang Bank.

It can be said that Secretary Lu now has a high level and power in the industry.

However, in front of Jiang Hao and the other man, he was still as enthusiastic and flattering as he was back then.

Compared with its branch, Songjiang Bank's head office is even more impressive.

When you enter the building, you will see the extremely high ceilings, modern decoration, spotless floor, and a good-looking young girl serving at the counter.

Every detail shows decency.

Apart from the public business area on the first five floors, when Jiang Hao and his companions arrived at Secretary Lu’s office, they felt the luxury even more.

A huge square office space, divided into two areas inside and outside by the familiar screen.

The tea and drinks had already been prepared and were placed on the coffee table.

"Mr. Jiang, Mr. Song, are you two free tonight? I'll make arrangements then..."

...

"Secretary Lu, let's talk business first."

He quickly interrupted Secretary Lu's arrangements, as he had no interest in attending such a dinner.

Upon hearing this, Secretary Lu immediately shut up and nodded at Jiang Hao, looking as if he was listening attentively.

"It's like this. Today I'm here on behalf of Jiangnan Quick Payment to discuss the online monthly payment business with Songjiang Bank."

...

"Is it a business similar to Alipay Huabei? Mr. Jiang, isn't it the wrong time to do it now?"

"And this kind of business shouldn't require cooperation from Songjiang Bank, right?"

Although he always kept a low profile, even his deliberate attitude did not arouse any sense of disgust.

But when it comes to serious professional business, Secretary Lu still has some research to do.

Especially under the current tense situation, both of their families have just been fined.

"It's just normal business operations. Secretary Lu, you can listen to my introduction first."

“Although the functions are similar to Huabei, they are different in nature.”

"We at Haijing Payment are preparing to complete personal credit consumption in the name of Songjiang Bank."

"At the same time, the personal credit scores of Haijing Payment users will also be shared and evaluated with Songjiang Bank."

"Everything is done under the premise of legality and compliance with regulations."

...

The core reason why Alipay is being investigated today is that, on the one hand, the leverage of funds is too large, and on the other hand, the business has bypassed the bank itself and there is no organization that can supervise it.

If the special group did not have a specialist to review the business, it would be easy to overlook this point.

At the moment, Jiang Hao wants to take advantage of this opportunity to launch the monthly payment business and promote users at the same time.

We don’t expect to be better than Alipay and WeChat, but at least we can occupy a real place in the market.

"Mr. Jiang, so the credit business provided by Haijing Payment also uses our bank account for the actual funds?"

...

"That's right!"