1929 I am a chaebol in the United States

The bank was hit by a run, which made Henry panic. He had just taken over the bank and had no idea how to deal with the situation. At this time, he could only think of asking his father for help. He hoped that his father could help him solve this crisis.

So Henry called home. As soon as the call was connected, Henry couldn't wait to say:

"This is Henry. Please ask my father, Yakochi, to answer the phone. I have something urgent to talk to him about."

Yakochi was very surprised when he received the report from the servant. He couldn't figure out what had happened that made Henry so anxious to find him. Yakochi quickly came to the phone and said:

"Henry, this is Yakochi. What happened that made you so anxious?"

Yakochi said hurriedly, "Dad, there is a problem with the bank. For some unknown reason, there has been a run on our branches across New York. Now the bank's funds are almost exhausted. You should think about what we should do."

Hearing about the bank run, Iacochi panicked and asked, "How much cash is left in the bank and how long it can last?"

Henry said, "The bank still has four to five million in cash. All the branches are looking for cash from me now. I don't have that much cash to give them. I have stopped allocating cash to them."

When Yakochi heard Henry stop allocating cash, he was furious and said, "How can you stop allocating cash? If the branch can't withdraw money, it means that there is a problem with our bank. At that time, it will be confirmed that the bank has no cash. At that time, the bank's credit will collapse, which will cause a bigger run. The bank may even go bankrupt. You should quickly allocate cash to the branch. Also, immediately explain the current situation to the Federal Reserve and Lu Chen, and let them find a way to solve the current cash shortage problem."

Henry quickly said, "Okay, I'll contact them right away." Lu Chen and Hamilton both received calls from Guozong Bank.

After learning the news, Lu Chen directly refused the request for cash. This matter was caused by him and Fu Mingzhuo. It was also what they hoped to see. How could he possibly come up with money to help Guozong Bank overcome this difficulty? Of course, if all the shares were sold to him, that would be another matter.

Hamilton convened an emergency meeting after receiving the news. After all, as the central bank of the United States, the Federal Reserve is responsible for maintaining the stability of the financial market. As a large bank in New York State, if the National Bank went bankrupt, it would be a disaster.

But Iacochi bypassed the shareholders and privately replaced the management of the National Bank, which made Hamilton and the Federal Reserve management very dissatisfied. In addition, the cash shortage this time made them believe that there was a problem with the management of the National Bank.

So they decided to send someone to Guozong Bank to check the accounts, and then decide whether to provide help.

Henry panicked when he learned that the Federal Reserve was going to send someone to check his accounts. He had embezzled millions of dollars in the past two months. He also had a lot of illegal loans. He immediately sent his men to collect the money and deal with his private property. He wanted to balance the accounts before the audit accountant came.

But the auditors came the day after Henry called for help. Henry didn't have time to react. The news that the Federal Reserve came to Guozong Bank to check the accounts spread quickly. The depositors felt relieved when they saw the Federal Reserve's intervention. They all knew that as long as the Guozong Bank's account was fine, the Federal Reserve would help Guozong Bank stabilize the situation. So there were fewer people going to Guozong Bank to withdraw money. Everyone was waiting for the results of this audit.

When Henry saw the accountant from the Federal Reserve, he was completely paralyzed. He had never expected the people from the Federal Reserve to act so quickly. He pretended to be calm and took the accountant to the finance department. But he was panicking inside.

He quickly called his trusted confidant Ke Lie over.

"Boss, you asked me to come here, is there anything you want to tell me?"

As soon as Klei entered the door, he said to Henry respectfully.

Henry said quickly:

"Klay, you should have seen the Federal Reserve's audit of the accounting just now. Is there any way for him to not find the problems in our books?"

Krei thought for a moment and said:

"Boss, I'm afraid that won't work. They are professional accountants, and they can see the tricks in our account books at a glance."

Henry was a little anxious. He asked anxiously, "What should we do? We took away a lot of money."

Ke Lei thought for a moment and said, "Why don't we try to bribe these accountants and ask them to help us cover it up."

Henry thought for a moment and said, "Okay, I'll try it later. But what if he doesn't accept our kindness?"

Ke Lei thought for a moment and said, "Then why not just make sure they can't report it?"

Henry said quickly, "That won't do. If these people don't go back, the Fed will definitely send someone else. Do we have to make those people disappear as well? Both groups of people disappeared. Are the people at the Fed stupid? Don't they know we are the ones behind this?"

Ke Lie said quickly: "What should we do? Should we let them go back and report? If so, we won't be able to control the bank anymore. I think we have to give it a try."

Henry felt that this idea of ​​Krei was not reliable at all, so he waved his hand and asked Krei to leave. Then he thought of a solution in his office. The first thing he thought of was to ask someone for help and borrow some money to make up for the misappropriated funds.

He picked up the phone and started calling people.

"Hello, Dulwich, this is Henry."

"Brother Henry, what do you want from me? Are you going to the bar?"

"Brother, I need your help."

"What are you talking about?"

"I'm short of money right now, and I want to borrow some from you for an emergency."

"how much money do you need."

"Lend me a few hundred thousand first."

"Henry, you know my dad is very strict with me now. If you want to borrow a few thousand dollars, I still have it, but if it's hundreds of thousands, I can't help you. You should find someone else. Toot, toot..."

The other party hung up the phone after he finished speaking. Henry had no choice but to call other people. He called four or five people in a row. Others rejected Henry's request for money for various reasons. Henry was so angry that he threw the phone away.

"Damn it, these people are all bastards. They treat me like a brother normally, but when they hear I want to borrow money, they immediately refuse."

There was no other way. Henry could only call Adams.

Adams was at home at this time thinking about what he would do in the future. Suddenly, the phone in the living room rang. He stood up, walked to the living room, picked up the phone in confusion and said:

"Hello, I'm Adams, who are you?"

Henry said, "Adams, I'm your elder brother Henry. Now the bank's cash flow is cut off. Please take out the money you have and replenish the bank's cash."

Adams said coldly: "Aren't you managing the bank now? What does it have to do with me if the capital flow is cut off?"

Henry said, "Aren't you a shareholder of the bank? The bank is in trouble now. As a shareholder, shouldn't you solve the problem?"

Adams smiled and said, "Aren't there still shareholders? Go find them first. I have no money now."

Henry said: "The other shareholders have already brought the money, now all that's missing is you."

Adams almost cursed when he heard this. He knew very well that Lu Chen could not possibly come up with money to solve the crisis of Guozong Bank. As for the Federal Reserve, the process of issuing loans was very complicated, and it was impossible to deposit the money into the bank so quickly. His elder brother thought he was easy to deceive.

Besides, Adams is extremely disappointed with the people in his family. It is definitely impossible for him to take out money to help them solve the problem for free. Adams said:

"Brother, since they have all taken out money, then I don't need to take any more. I don't have any money now. I gave all my money to Dad."

Henry certainly didn't believe that Adams had no money. He retorted:

"Adams, how could you be without money? You and Lu Chen made tens of millions in the stock market, and that's how much you gave to the family. Stop talking nonsense and transfer the money over quickly."

Adams continued to use the same rhetoric he used against Yakochi to attack Henry. Henry still didn't believe Adams had no money, so he said, "You have such a close relationship with Lu Chen, how could he only give you six or seven million? I think you just don't want to help the family, I'll tell Dad right away and ask him to kick you out of the family."

Adams might have been afraid of this before, but now he is eager to leave the family. If Henry can really cut off his relationship with the family, Adams might really give him hundreds of thousands to thank him. Adams said:

"Then go talk to Dad. I don't have any money anyway."

After saying that, he hung up the phone without paying attention to Henry's reaction.