1929 I am a chaebol in the United States

After Lu Chen came out of Rivers' room, he went to the living room and called Fu Mingzhuo. He asked Fei Fuli to order 1 units for him.

After Fu Mingzhuo got the news, he immediately rushed out of his office excitedly and ran to the motorcycle workshop that had been shut down. He excitedly said to the workers:

"Brothers, the boss has got us an order for 10,000 motorcycles. I declare that from today, the motorcycle factory will officially resume production."

The workers were very excited when they heard this. Now they could finally start work and get their full wages.

A worker in a motorcycle assembly workshop excitedly said to the person next to him:

"That's great. Finally I don't have to envy the people in the other two workshops anymore."

Henry, in contrast to the excited workers, came to the Federal Reserve's New York branch and was meeting with Hamilton, the head of the branch.

"Hello, Mr. Hamilton. I am the manager of the National Bank. We have a big customer who wants to withdraw 10 million in cash. Our bank's cash reserves are a bit insufficient. I hope you can give us some help."

Hamilton looked at Henry in surprise. There were not many customers who could deposit tens of millions in the bank, and these customers would not easily withdraw their funds. He complained in his heart, could it be that Henry had angered this big customer? Otherwise, how could someone take out such a large sum of cash at once?

The Federal Reserve holds 20% of the shares of the National Bank. He had to understand what happened. He asked, "Hello, Mr. Adams, what is going on? Why did this customer suddenly withdraw such a large amount of funds?"

Henry was very upset when Hamilton called him "Adams". He said to Hamilton:

"Mr. Hamilton, my name is Henry, not Adams. Adams is my brother."

Hamilton looked at Henry in confusion. He asked, "Where's Manager Adams? Why didn't he come over?"

Henry explained: "Adams has resigned and I have now taken over as manager from Adams."

Hamilton frowned. Why didn't Guozong Bank inform him when it changed its manager? But he knew that the Federal Reserve only held 20% of Guozong Bank's shares. As long as Lu Chen, another major shareholder, agreed, he had no say. But Hamilton was very dissatisfied with Guozong Bank's behavior of changing its manager without notifying the Federal Reserve.

He said unhappily, "Then Manager Henry, tell me which customer wants to withdraw so much cash at one time."

Henry said: "Lu's company, they want to take away 10 million."

Hamilton asked in confusion: "Lu's Company, whose company is that?"

Henry said, “It’s Mr. Lu Chen’s company.”

Hamilton was even more confused. As a major shareholder of Guozong Bank, Lu Chen must have known that Guozong Bank was short of funds. So why did he take the risk and take so much cash? Did he no longer want to hold shares in Guozong Bank? Or did he have some conflict with Adams?

But no matter what the reason, Lu Chen, as a major shareholder of Guozong Bank, withdrew his investment. This would put Guozong Bank into crisis. Lending money to Guozong Bank at this time is undoubtedly not a good choice. Hamilton decided to understand the situation first, and then consider whether to lend money to Guozong Bank.

So Hamilton said, "Mr. Henry, for such a large sum of money, I have to report to the headquarters before making a decision. Please go back first, and I will give you an answer in a few days."

After saying that, he made a gesture to send him away. Henry had no choice but to leave the Federal Reserve after hearing what Hamilton said.

Just as Henry walked out of the Federal Reserve with a look of loss on his face, Hamilton called Lu Chen.

"Hello, I'm Hamilton from the Federal Reserve. I'm looking for Lu Chen, Mr. Lu."

Lu Chen was very surprised to receive Hamilton's call. He couldn't figure out what the Federal Reserve wanted to talk to him about. Lu Chen said:

"Hello, Mr. Hamilton. I am Lu Chen. What can I do for you?"

"I called to ask you why you risked the bankruptcy of the National Bank and took out 10 million in cash."

Lu Chen told Hamilton that Yakochi had secretly replaced the management of Guozong Bank, that he was worried about the safety of his funds, and that he was planning to build a new factory in Los Angeles.

When Hamilton learned that Iacochi had secretly replaced the manager, he immediately decided not to lend money to the National Bank. He also suggested to the headquarters to sell the shares of the National Bank.

Henry didn't know what kind of crisis Guozong Bank would face at this time. Early the next morning, Fu Mingzhuo came to Guozong Bank as promised. He said to Henry straight to the point:

"Mr. Henry, three days have passed. Can I withdraw our company's deposit now?"

Henry said, "Mr. Fu, can you give me a few more days?"

Fu Mingzhuo looked at Henry with a puzzled look and said tentatively:

"Mr. Henry, is it true that Guozong Bank is facing a cash crisis?"

Henry said quickly: "How is this possible? Guozong Bank is a large bank. How could such a thing happen?"

Fu Mingzhuo asked, "Then why don't you let me withdraw our company's deposits?"

Henry quickly explained: "It's like this, hasn't the traffic in many places been cut off recently, and the people who delivered the cash to us haven't arrived yet."

Fu Mingzhuo said, "This is your headquarters. It's impossible that you don't have tens of millions in cash. Give me the money first. I will take the money to Los Angeles today."

Seeing that Fu Mingzhuo was determined, Henry had no choice but to ask someone to take 10 million in cash from the vault and give it to Fu Mingzhuo.

After Fu Mingzhuo got the money, he immediately took people to send the money back to the company. Then soon the news that Fu Mingzhuo had taken back all the company's money deposited in Guozong Bank spread among several factories of Lu's company.

The workers began to speculate what had happened to the company, and why it had taken out so much money. Then, those who had experienced bank failures in the past immediately thought of their past experiences.

Then some pessimistic people began to speculate whether there was something wrong with Guozong Bank. To be on the safe side, they also withdrew the money they had deposited in Guozong Bank.

The behavior of these people immediately attracted the attention of others, who came to ask them what happened. Then several people expressed their concerns.

After hearing what they said, they immediately remembered the large-scale bank failures some time ago, and then these people also went to Guozong Bank to withdraw money. In this way, more and more people went to withdraw money. Later, those who were not employees of Lu's company were influenced by these people and began to withdraw money.

As more and more people rushed to withdraw money, Guozong Bank began to run out of cash. In some places, branches were even emptied of cash.

Each branch began to ask Henry for help and asked him to transfer some cash. At first, Henry did not notice the crisis coming, thinking it was just an emergency. But later, more and more branches sent telegrams for help, and Henry immediately noticed that something was wrong.

He looked at the telegrams for help with some horror, then immediately picked up the phone and called his father back to ask for help.