Siheyuan: Enemy spies are captured every time

In general, Lou Bancheng is also a legendary figure. His ancestors were high-ranking officials, but later the family fell into poverty until his father's generation.

Moreover, his father died and his mother remarried, leaving him lonely and helpless since childhood.

He had begged for food, fought with wild dogs for food, joined a gang, and later married Lou Yi's mother, the eldest daughter of the Song family's branch. Let's talk about the Song family of the previous dynasty.

That’s really known to everyone!

Although he was only a branch of the Song family, when his father-in-law passed away, he left Lou Bancheng dozens of shops, tens of thousands of silver coins, hundreds of taels of gold, and more importantly, a network of connections.

Lou Bancheng is indeed a business genius. In just over a decade, he has accumulated tens of millions of wealth.

In the vicinity of Sijiucheng and Tianjin, there are hundreds of shops and more than ten carriage and horse companies (taxis are combined with express delivery, so Lou Bancheng is a business genius).

Later I heard people say that industry can save the country.

He set up a steel rolling mill, a textile mill, a machinery factory, and a chemical plant... At its peak, more than 80,000 people worked for his family.

Definitely the number one capitalist.

It's just that Lou Bancheng is a good person. At his level, how much money can he make by exploiting the lower-level workers? Therefore, the treatment in his factory is the best in the whole city.

During the previous dynasty, he invested more.

Naturally, he also helped our party and was not liquidated for the time being after liberation.

In addition to his relationship with the Song family, he had to give up half of his shares in 53 to save his life, and later increased it to 70%.

It doesn’t matter, money is just something outside of our body!

Later, after listening to Hua Chengyu's analysis, he felt that it made sense. If he could use the remaining 10% to exchange for a chance to escape, why not 30%?

It was because the higher-ups didn't accept it, Loubancheng's influence was too great, so they had to leave some soup for others. Otherwise, it would be too ugly to eat, and it would cause panic among the people.

Even 20%!

If converted into market price, it would be worth millions, which shows how huge Louban’s industrial treasury is!

"Okay, that's all I have to say!" Lou Bancheng took a sip of tea and said, "I asked you to come here today mainly to discuss the distribution of property."

"Lou Yi, you are the eldest in the family, so you speak first?"

"Dad, this family business, including the company in Hong Kong, was built with your money. We have no objection to how you want to divide it," Lou Yi said seriously.

"Dad, you are still young, only sixty years old, why should you divide it?" Lou Xiao'e said unhappily.

"I'm already sixty years old, I can't work anymore, I can't work anymore, the future world belongs to you." Lou Bancheng smiled bitterly and said, "I had an idea before, let me tell you about it."

"Lou Yi, discuss this with your wife Jingru after you go."

"Dad, there's no need to discuss it. You know Jingru's personality. We'll all listen to you. We'll divide it however you say!" Lou Yi had no objection. He had no son, not even a daughter.

In his early years, in order to come to Hong Kong, he and his wife swam from a small fishing village. After arriving in Hong Kong, he fell seriously ill, and from then on, both of them were considered childless.

If he hadn't heard that his sister had given birth to a son, he would have lost the intention of starting a company.

Yes, children are the driving force for parents to make progress!

"80% of Xiangjiang's property belongs to you and Jingru, and the remaining 20% ​​belongs to your sister. What do you think?" Lou Bancheng asked slowly.

"Of course there is no problem!" Lou Yi nodded: "After my sister arrives in Hong Kong, she will come to work in the company and slowly take over the company's business."

"Also, Lou Yi, how are the accommodation arrangements over there?" Lou Bancheng asked.

"It has been arranged! If my sister wants to live with us after she arrives, we will naturally welcome her. Xiao'e, you also know that you have a very good relationship with your sister-in-law. If my sister is unwilling to live with us, I have also bought a house next door, which will be transferred to her name after she arrives in Hong Kong! It's at 127 Barker Road." Lou Yi said slowly.

After all, my sister already has a child, her own family, and a man, although it is possible that we won't be able to see each other for a short time after this separation.

But who knows?

It is always convenient to have a house. Baijiadao is where the rich people of Hong Kong live. A house costs hundreds of thousands. He spent a lot of effort to get it.

"Can I say something?" Hua Chengyu raised his hand carefully and said.

"Of course, Xiaoyu, don't think of yourself as an outsider. We are all family." Lou Bancheng nodded.

"Sister Xiao'e, after you go to Hong Kong, don't rush to work. You need to adapt to the environment of a place. It's better to go to university first and broaden your horizons!" Hua Chengyu said.

In the original drama, Lou Xiao'e went to university after arriving in Hong Kong!

Later, when he returned to the Siheyuan, his temperament and conversation were completely different from when he was in the Siheyuan before.

"Yes, I think what Xiaoyu said makes sense. Xiaoyi, can this be arranged?" Lou Bancheng nodded, although he had not read much.

But his son graduated from MAO, and his daughter-in-law is also a top student from PBC University.

Lou Yi thought for a while and said, "No problem, I'll arrange it!"

"Okay, the rest are domestic industries. In addition to the factories and shops mentioned earlier, there are also more than a dozen small houses and dozens of courtyard houses. Come and see!"

Lou Bancheng packed a box with a bunch of documents!

"I, Lou Bancheng, have been wandering around for most of my life, and I have also worked hard for most of my life. Fortunately, I have obtained a lot of property. You can divide it up!"

"Dad, what are you doing?"

"Yes, Dad, you should collect it quickly. Mr. Foreigner, I don't want my shares in my brother's company anymore. I'll leave them to you for your retirement. If my brother is unfilial to you in the future, you still have money for your retirement."

"What nonsense are you talking about, Lou Xiao'e? I find that you still need discipline like when you were a child." Lou Yi said angrily.

"Come on, hit me if you have the guts. Do you think my man dares to hit you?" Lou Xiao'e said unconvinced.

"Okay, you two brothers, stop making trouble. Just take the shares of Yili Group with peace of mind. I heard from Yier that there are always 500,000 dividends a year, which should be enough for you."

"You don't have to worry about me. I've saved the money for my retirement. In addition, a few years ago, I bought some shares of Standard Chartered Bank through someone in Hong Kong, introduced by a senior leader in the mainland. I have about 15% of the shares, which is enough for my retirement.

Hua Chengyu breathed a long sigh of relief.

I didn't expect that Lou Bancheng still had assets. You know, in later generations, the market value of Standard Chartered Bank of Hong Kong was about 5000 billion at its peak and 200 billion at its lowest.

According to Hua Chengyu's understanding, even if there is a merger in the future, as long as Lou Bancheng does not sell a single share and keeps holding it, he will still have about 10% of the shares.

A definite billionaire!

Moreover, as a major shareholder of Standard Chartered Bank, if possible, one can also enter the board of directors of Standard Chartered Bank, a status that is very popular with John Bull.

It seems that Lou Bancheng has made considerable preparations.

"Dad, why didn't I know?" Lou Yi asked in disbelief.

"Yes, Dad, is this true?" Lou Xiao'e couldn't believe it. Her father became a banker before he even left the house? This identity change was really exciting.

Damn it, Hua Chengyu almost cursed out loud!

Is Lou Bancheng cheating? How can he be so rich?

"This is my last sum of money, so I won't share it with you. I plan to leave it to my grandson. Do you have any objection?" Lou Bancheng said with a smile.

If you all knew all my cards, then wouldn’t my calling as Lou Bancheng be in vain?

In the end, the two sisters got half each through blind guessing. However, these houses are temporarily occupied, and some are used as offices of various major government agencies.

It is basically impossible to get it back now.

However, Hua Chengyu knew that after the reform and opening up, as long as the Lou family proposed to invest in the mainland and asked to take back these assets, the state would return them in order to attract investment.

At the very least, these properties will be returned to them. After all, they are Hong Kong businessmen. The 20% shares retained by these factories and shops will all belong to Lou Xiao'e!

Lou Yi doesn't want it and he doesn't like it either!

As for the shares of those factories and shops, he may be given a discount or compensated in other ways. After all, these are documents issued after the founding of the People's Republic of China and they still have to be recognized.

Hua Chengyu was sorting out the things while sighing!

"Well, the wealth is distributed and people are happy!" Lou Bancheng said happily. He was very glad that his children did not fight over the property, but were humble to each other.

good!

"Xiao Yu, Xiao'e's share also includes yours, I said!" Lou Bancheng said with a smile.

"Uncle Lou!" Hua Chengyu blushed!

"Still call me Uncle Lou?! Huh?" Lou Bancheng frowned.

"dad!"

"Hey!" Lou Bancheng replied happily: "I know you don't think much of these things, Xiaoyu. You have your own ideals. I guess you will most likely pursue a career in politics."

"But no matter what the way is, money is always needed, so don't refuse it."

"I understand, Dad!" Hua Chengyu nodded.

He understands this better than anyone else. If a family wants to develop in the long term, politics and business must work together, with business providing money for politics. Only in this way will family members not be greedy for money.

Only then will you have principles and bottom lines and not become a puppet of others.

Politics is the protection of wealth. No one goes into politics. No matter how much money you have, you will only become a fat sheep in the eyes of others, such as 13,000 yuan, especially in a country.

This is the place where political economics is most deeply practiced, bar none.

"Xiaoyu, do you have anything to say?" Lou Bancheng asked.

"Brother Xiaoyi, Hong Kong's economy is now developing rapidly and many business opportunities are emerging. I think you can consider increasing investment in the following areas." Hua Chengyu said seriously.

"You also understand economics?" After Lou Yi entered the room, he never looked at Hua Chengyu directly. In his eyes, Hua Chengyu was just a second-generation official who relied on his family.

What else is there besides this identity?

"Just listen to me!" Hua Chengyu waved his hand. He kept paying attention to Lou Yi: "Textile industry, clothing industry, real estate industry, retail industry!"

"First of all!" Hua Chengyu raised a finger: "Hong Kong's textile industry was very prosperous in the 60s."

"Due to the rise of textile trade and Hong Kong's low-cost advantages, many textile companies have achieved great success during this period. I think you can give it a try."

"Secondly, garment manufacturing is one of Hong Kong's important industries."

"During this period, many garment factories were established to produce high-quality clothes for domestic and foreign markets."

"Due to the lower labor costs in Hong Kong, many garment factories are able to sell their products at low prices and earn good profits."

“Third, Hong Kong’s real estate market is starting to heat up.”

"Fourth..."

"Xiao Yu, your point of view has some truth, but I don't agree with it. You see..." Lou Yi casually mentioned the shortcomings of these industries.

Yili Group focuses on shipping, trading and electronic parts processing.

"You can't look at it like that, you want to..."

Among the four major families in Hong Kong, the Li family started out in textiles and then switched to real estate, the others relied on real estate, ports and shipping, and there was even one family that started out in the underworld and then became successful in the entertainment industry.

Later, the two of them got along better and better as they talked.

Lou Yi has extensive experience in practical projects, while Hua Chengyu has a forward-looking vision. He advised Lou Yi to accumulate wealth quickly through Hong Kong's wages, which are much lower than those in Europe and the United States.

Then focus on building a flagship brand and generating stable cash flow.

In the end, to gain a foothold, we still have to rely on technology. One is industrial technology, the other is computers. In addition, the actions of the capital market can also help us plan our layout.

In addition, always pay attention to the domestic situation!

Finally, he said that Hong Kong will eventually return to the mainland!