I was forced to start the second round because I was raised in poverty

Chapter 410 The Emperor's Super Fleet

Su Tianyan immediately convened a conference call.

Unlike Su Cheng, Dihao Group doesn't need to spend time acquiring licenses one by one and negotiating partnerships with each company.

He could easily assemble a super fleet in a very short time.

Su Tianyan's first decision was to merge several subsidiaries under Dihao Group to establish a super financial entity: Dihao Digital Financial Holdings Group.

From its inception, this new company will be granted a full range of licenses covering almost all core financial sectors, including banking, trust, securities, insurance, consumer finance, and payment.

He raised the registered capital of this fleet to the hundreds of billions level and was able to obtain almost unlimited liquidity from the interbank market and insurance fund pools at an ultra-low cost of 1-3%.

Simultaneously.

This fleet will access the financial data accumulated by the group over the years, including data on transportation, energy, and credit, and possesses extremely accurate risk control models.

In terms of licenses, capital, and data, it has an absolute crushing advantage over all kinds of capital in the market, including Su Cheng's Chestnut Capital.

The purpose of the first decision was to establish a spatial monopoly.

Su Tianyan's second decision was to accelerate time.

The bubble has already started.

Once established, Dihao CNC will immediately launch a series of lightning-fast acquisitions.

Su Tianyan wants to acquire all the unicorns in the stock market.

Even if the stock prices of these companies have risen significantly, as long as Su Tianyan believes they are worth several times their value, he will buy them without hesitation.

This includes companies that are not publicly listed.

He would directly offer the founders of these companies an irresistible overall acquisition deal.

in other words.

What Su Tianyan wanted to do was not to get a share of the profits from this economic bubble.

He wants to buy the entire kitchen.

Su Tianyan has always believed in absolute control.

He wants to become a strategic investor who has absolute say in these companies before they go public.

The main purpose is to leverage the resource advantages of the Dihao Group for strategic planning.

Su Tianyan wanted to shorten the entire deployment cycle of the plan, so as to achieve a late-mover advantage.

He will compress the industrial integration process, which might have taken 3 to 5 years to complete, into 6 to 12 months.

In this way, he firmly grasped the initiative in this economic bubble.

While others are realizing the economic bubble and just starting to lay the foundation, his building may already be topped out.

Spatial monopoly + time acceleration.

These two decisions have made Su Tianyan the most powerful player in this economic bubble.

But that wasn't enough for him.

When a player cannot guarantee a win in a match.

I'd definitely be the referee!

This leads to Su Tianyan's third decision.

He wants to leverage the influence of the Dihao Group to quickly promote a new industry standard.

Deeply participate in and even lead the formulation of industry regulatory policies and standards in areas such as fintech, loan facilitation, and data privacy, and establish a legal and compliant barrier.

For example, only a large group company with the scale and background of Dihao CNC can easily meet regulatory requirements such as extremely high capital adequacy ratio and extremely complex data security audit.

Once these three decisions are implemented, Dihao CNC will be the biggest winner of this economic bubble.

But at what cost?

Let's take island nations as an example again.

The island nation experienced the 08 financial crisis and has yet to recover from the economic bubble.

Let's start with the stock market.

On December 29, 1989, at the peak of the economic bubble, the Nikkei 12 stock market index reached an all-time high of 38915 points.

The stock price then plummeted, falling to about 14000 points by August 1992, wiping out more than 60% of its market value.

Later, it was affected by the 08 financial crisis, and the stock index even hit a new low since the bursting of the bubble.

In 2016, Bai Zihua predicted that it would take another seven or eight years for the Nikkei average in the stock market to recover, and it would be a long time before it broke through the 4-point mark.

After the bubble burst, the island nation's economy fell into a prolonged period of deflation, which dealt a huge blow to consumption and investment.

Over the next 20 years, several prime ministers introduced policies such as zero interest rates and quantitative easing, consistently treating deflation as a core objective to address.

They may need another seven or eight years of effort.

The entire recovery period takes approximately 20 to 30 years.

The current economic bubble is more complex because it is not only a real estate bubble, but also a consumer loan bubble centered on internet finance.

The persistence and difficulty of repairing this double-helix bubble will far exceed that of any single type of bubble in history.

The economy is experiencing a prolonged slowdown.

The high-speed growth model driven by real estate and infrastructure investment will come to an end.

The next thirty years will see a period of slow growth, with a base rate of 2% to 4%.

This is not just a cyclical change, but a structural change.

The island nation primarily affects middle-aged people who have suffered asset losses; they are referred to as the "lost generation."

Now, two generations are about to be burdened with debt.

The middle-aged generation, including those born in the 60s, 70s, and 80s, were the main participants in the real estate bubble.

Buying at the peak of the market has left many burdened with heavy mortgage payments.

Their later years consisted of only one thing: preserving their assets and paying off their debts.

The younger generation, born in the 90s and 00s, are the main participants in the consumer loan bubble.

He mortgaged his future through consumer loans at the very beginning of his career.

They are facing an environment of stagnant growth and difficulty in finding employment.

However, one must first pay for past consumption.

This makes it extremely easy to lose the drive and ambition to strive and take risks.

Both generations are facing difficulties simultaneously, lacking opportunities for intergenerational wealth transfer and support.

The most profound impact is the fundamental reversal of social structure.

The optimistic, radical, and adventurous spirit of the past few decades has come to an end.

Instead, a collective conservative mentality has taken its place.

Because in the 90s, island nations possessed substantial national wealth and overseas assets to offset the impact of aging populations.

These two generations now need to deal with a population crisis while "paying off debts".

There is almost no buffer space.

The subsequent impact will extend far beyond the economic sphere, resulting in a systemic reshaping of economic structure, social wealth, public mentality, and development models.

Leaving aside the potential trade disputes that may arise, if a global pandemic were to emerge, it would only make matters worse.

Bai Zihua will have concerns.

But Su Tianyan couldn't do that at all.

At this moment, he had transformed back into the fully armed hunter, completely focused and enjoying the grand hunt.

In Su Tianyan's view.

These people were merely his prey.

Why did she become his prey?
Because they are all speculating, and they are all enslaved by human nature.

The middle-aged generation is caught in a cycle of "using rent to pay off loans" and "using housing to pay off loans."

These people usually already own one property, but they will mortgage their existing property to obtain cash to buy a second or third property.

These people are the most steadfast and have the largest amount of capital among the "bulls" in this bubble.

They all wanted to make a fortune through this simple and crude method of buying low and selling high.

They're not worth pitying at all. If these people hadn't been speculating, would this economic bubble even exist? It's not like Su Tianyan created it himself.

If they don't speculate, what can the Emperor Group do? Nothing at all.

Did he actively create bubbles? No, he didn't!

By the time Su Tianyan took Emperor Group to make his move, the bubble had already formed and was growing bigger every day.

Su Tianyan was just exaggerating a little bit.

You can lose money investing in stocks.

Even so, some people still speculate on it.

What's different when it comes to real estate speculation?

Is it acceptable for house prices to rise, but not fall?
Su Tianyan targeted this group of people.

……

Long Ruoli doesn't care about the influence on ordinary people.

On the contrary, she thought the same as Su Tianyan: how much money they could make from this bubble.

Su Tianyan is Su Tianyan.

Dihao Group is Dihao Group.

She doesn't get a single penny of the profits.

So the next day, Long Ruoli immediately went to Chestnut Capital and found Su Cheng again.

Su Cheng knew that Long Ruoli would come looking for her again.

She wouldn't refuse such a chance to make big money.

After welcoming Long Ruoli into the office, Su Cheng took the initiative to perform a set of tea ceremony skills.

He placed a cup of brewed tea in front of Long Ruoli: "President Long, please have some tea. See if my skills have improved."

Long Ruoli didn't touch the cup of tea in front of her. She smiled and agreed with Su Cheng, "Do I even need to taste it? I can tell just by looking at your technique."

"Alright, enough with the chit-chat, I've decided to participate in the project you mentioned."

Su Cheng secretly snorted to herself.

The dragon has taken the bait.

They didn't even drink tea before wanting to discuss cooperation; they seem to be in a hurry!
Su Cheng told Long Ruoli that besides wanting to use her money as a shield, he also wanted to convey a message to the old man.

Why should this message be passed on to the old man?

Su Cheng wanted to verify whether the old man would launch a campaign to suppress him.

If the old man were to surround and eliminate him right away, Su Cheng's gains would be greatly reduced.

At first, Su Cheng wasn't sure if Long Ruoli would report her house speculation to the old man.

It's possible to report or not to report, and the possibility of not reporting is even greater.

He didn't hide his meetings with the Baolong Group and Atlantic Bank; instead, he openly discussed them at the hotel, which was actually a way of hinting to the old man.

However, even if Long Ruoli doesn't report directly to the old man, Su Cheng will find other ways to let the old man know about this economic bubble.

Otherwise, who will take over the final mess?
There's one more thing Su Cheng felt it was necessary to mention.

Could the old man have predicted this economic bubble on his own?
Su Cheng thought it was impossible.

He admitted that the old man was indeed quite impressive.

But without Su Cheng's information and actions that made the old man connect the other things, he certainly wouldn't have thought of this economic bubble.

If the old man were to shamelessly claim that he predicted it himself, that would be utterly shameless.

If I don't give the old man some inspiration, how can he possibly foresee anything?

anyway.

Whether it was Long's report or the old man's analysis from elsewhere, it was all based on that.

Su Cheng is now certain that the old man is aware of this economic bubble and has most likely already taken action.

Otherwise, Long Ruoli wouldn't have rushed to him to offer her investment.

Actually, Su Cheng didn't need to guess to know that the old man was going to take action.

As long as the old man knows there's an economic bubble, he'll definitely participate even if he's crippled.

He knows the old man too well.

As for the question of whether or not there will be a siege.

Su Cheng thought it wouldn't happen.

Su Cheng couldn't figure this out herself.

He must verify this through Long Ruoli's behavior.

Long Ruoli did not directly reveal the secret to Su Cheng, but her actions were tantamount to telling him the relevant information from the old man's side.

If the old man wanted to surround and kill her as well, then Long Ruoli definitely wouldn't invest.

Everything that's happening now is in Su Cheng's favor, and he can boldly continue to push forward with his plan.

Yes.

Su Cheng isn't targeting ordinary people.

It's not the various types of capital on the market, large or small.

He wants to take over the Emperor Group.

In this plan, Long Ruoli is an important pawn.

Not only did Long Ruoli act as a messenger, but she also had to serve as a force to cover Su Cheng's retreat.

Long Ruoli had already listened to the old man's analysis and detailed strategic plan yesterday.

Su Tianyan indeed had no intention of besieging Su Cheng.

Therefore, she was not afraid at all that Su Cheng would lose money.

Furthermore, Su Tianyan tacitly approved the existence of his son's fleet.

Su Cheng will definitely make a fortune from this.

But right.

A 25% return is a bit too low.

So Long Ruoli is here today to negotiate the price.

"Mr. Su, your rate of return is a bit low."

“I consulted with some friends yesterday, and their opinion is that your project has a return of at least 10 times, or even 1000%.”

"You only gave me that little bit?"

If Long Ruoli wants to negotiate the price, then Su Cheng can discuss it with her.

The more they try to negotiate the price, the more determined they become to invest.

Su Cheng didn't mince words and directly admitted that the project had a high rate of return: "President Long, look at what you're saying, don't I also have to charge a little for my trouble?"

"Isn't your service fee a bit too much? I could have done it myself and saved a lot of money."

"Hey Mr. Long, don't be like that. You already know my plan. It's a bit unfair of you to do it yourself, don't you think?"

“If I weren’t being kind, I wouldn’t have come to see you today,” Long Ruoli retorted. “Give me a raise.”

"Hmm..." Su Cheng looked extremely troubled.

Long Ruoli knew that Su Cheng was acting, so she played along.

A play within a play within a play within a play.

"How about this, Mr. Long? How much do you think you should offer?"

Long Ruoli held up two fingers:

"20."

"I want a 500% return."

(End of this chapter)