I was forced to start the second round because I was raised in poverty

Chapter 409 The Old Man Discovers Bubbles
After informing Bai Zihua by phone, Long Ruoli immediately went to the private garden to report to Su Tianyan.

Bai Zihua also arrived at the scene in time.

"How's that brat doing?"

Long Ruoli first gave a brief description of what she saw and heard at Chestnut Capital.

She concealed from Su Tianyan Su Cheng's ideas and plans to speculate in real estate, which was her exclusive intelligence.

This part should have been the focus, but Long Ruoli only gave a brief introduction to Su Cheng Company's current system and operating model.

She focused on the company name and Su Cheng and Ye Li's relationship.

"Brother Tianyan, that little girl is now Xiaocheng's advisor."

Su Tianyan saw through it all: "What consultant? It's just a husband-and-wife business."

"Hahaha...that's true, isn't it? Because their company name is just one character taken from each of their names."

Su Tianyan's attitude towards Ye Li has always been gentle and mild, and he has always been quite satisfied with Ye Li.

"Isn't she starting her own business? How does she have time to work with that brat?"

Bai Zihua explained, "It's like this, Mr. Su. Xiao Ye's retail stores have stabilized. If we want to expand, we need some time to consolidate our operations. This mainly involves issues of funding and reputation building, so we may have plenty of time."

"Um……"

Su Tianyan's problem is not whether she has enough time.

What surprised him was that the girl would actually be involved in something as morally questionable as lending money with Su Cheng.

Su Tianyan felt that Ye Li should have a high moral standard and probably wouldn't get involved in similar business.

This is one of the reasons why he likes Ye Li.

Eh?
Wait a moment.

Su Tianyan suddenly had a strange idea: two neurons in his brain that were located far apart had unexpectedly connected.

"Do you have current economic and market reports? Bring them over so I can take a look," Su Tianyan instructed.

Bai Zihua and Long Ruoli exchanged a glance, completely unaware of what Su Tianyan had suddenly thought of.

Su Tianyan urged, "Hurry up."

The two immediately took out their computers and mobile phones and began searching for all sorts of macroeconomic reports related to the economy and markets.

Bai Zihua was in charge of finding the documents and reports, while Long Ruoli stayed by the printer, handing each report to Su Tianyan for review.

Su Tianyan reads reports extremely quickly, usually only glancing at them for a few dozen seconds before casually tossing them aside and moving on to the next one.

He tossed the worthless reports to the left and gently placed the valuable ones on the right.

Within ten minutes, Bai Zihua had found almost all the macro reports for various industries.

Su Tianyan also finished reading all the reports in those ten minutes.

He picked up the small stack of reports on his right again and carefully read it over once more.

Long Ruoli and Bai Zihua stood in front of the table, waiting for Su Tianyan to finish reading it a second time.

They had no idea what was going on.

But judging from Su Tianyan's expression, it seems that something has happened.

Su Tianyan did indeed discover clues in the market.

After reading all these macro reports, Su Tianyan couldn't help but come to a conclusion:
It seems that a bubble has already formed in most of the market.

Correct!
It's just a bubble!

This taste was all too familiar to Su Tianyan; it instantly evoked all his memories from the 90s.

Although the related industries have changed, the scent is so strong that it's hard for him not to smell it.

When Bai Zihua heard Su Tianyan say the word "bubble," an expression of disbelief appeared on his face.

domestic?

Now?

Foam?

Bai Zihua recognized all three words, but he couldn't understand them when they were put together.

Probably not...

The examples of island nations in the last century are so clear, how could there still be a bubble now?
Under Su Tianyan's guidance, Bai Zihua read several economic reports and market research information on real estate and banking.

Predicting when an economic bubble will form and when it will burst is an extremely difficult, almost impossible task.

It can be said that only by reviewing the situation after the bubble bursts can we definitively determine when the economic bubble began and when it burst.

比如说90年代的经济泡沫，一般界定为1986年12月至1991年2月，持续四年多的时间。

However, this is a timeframe that economic experts hindsightly identified after the bubble burst.

In 86, 87, and even 88, 99.9% of people did not believe it was an economic bubble, but rather a period of economic growth.

Even after the bubble burst, many people were still unaware of what was happening.

However, President Su had already predicted that economic bubble at the very beginning, and he both went long and short, eventually buying at the bottom.

It was from that time that the Geely Group began to dominate the global market.

It can be said that the Geely Group reaped the full benefits of the economic bubble at that time, and is still benefiting from it this year.

Many countries have learned from the lessons of the island nation's economic bubble, and many strategies are aimed at curbing and avoiding the formation of large bubbles.

Bai Zihua doesn't believe that we're currently in an economic bubble.

But if this person is Su Tianyan, then he will not have any doubts.

In terms of education, Mr. Su may have a lot of problems.

However, in the business world, Bai Zihua would not doubt Su Tianyan's judgment.

"Look."

Su Tianyan presented Bai Zihua and Long Ruoli with statistics on housing prices and stock prices from the past five years.

"Look, the rate at which this asset is rising far exceeds the GDP growth rate."

"It also surpassed the growth of residents' income and corporate profits."

"The price-to-earnings ratio of the stock is too high, and indicators such as the house price-to-income ratio and rental yield have reached historical extremes."

"Since the beginning of this year, debt has been rising rapidly for government agencies, businesses, and households alike."

"Banks have relaxed their lending standards, and high-risk lending practices are widespread."

"This is the key element that allows the bubble to continue to inflate."

"The market concentration is too high. A large amount of funds have poured into a few 'hot' industries or concepts, causing related asset prices to soar abnormally, while the performance of other industries has been relatively flat."

"This market differentiation was particularly evident in technology stocks during the economic bubble period."

The central bank is not only cutting interest rates, but also strongly suggesting through its statements and forecasts that it will maintain low interest rates for a considerable period of time.

This is equivalent to giving the market a sense of reassurance and greatly reducing the cost of long-term capital.

The data report also shows that there is a large amount of idle capital in society.

These companies hold huge amounts of cash, and international hot money is pouring in due to interest rate differentials and other factors.

Large sums of money are like headless flies, urgently needing to find a place with high returns.

This excess capital will inevitably flow into the sector with the most potential, thus triggering the first round of asset price increases.

Actually.

This money has begun to flow into a specific sector.

That is... real estate!

Long Ruoli was particularly surprised.

The old man actually gave such a judgment?

Her thoughts paused almost imperceptibly.

This is completely contrary to her understanding of Alzheimer's patients!
Even in the early stages of Alzheimer's disease, patients often forget what they just said and get lost in familiar places.

Even staring blankly at a wall or trying to use the TV remote to open the refrigerator is perfectly normal behavior.

And now, the old man can even deduce economic bubbles directly from various written reports.

This...this ability is just too supermodel-like.

Are you some kind of numerical monster?! Ever since that day's report, Long Ruoli has been spending many days with Su Tianyan in the garden.

But so far, she has not encountered Su Tianyan having an attack.

The old man's analytical abilities when he wasn't having an attack were absolutely terrifying.

Bai Zihua trusted Su Tianyan's judgment.

Long Ruoli also believed in Su Tianyan's judgment.

"President Su, if that's the case, doesn't the young master's choice of the lending industry coincide with an economic upswing? Does that mean he can reap huge profits?"

Su Tianyan acknowledged this: "Yes, you can indeed understand it that way."

"So, does that mean Young Master actually foresaw the economic bubble in advance? Otherwise, why would he have chosen this industry?" Bai Zihua asked from a different angle.

Upon hearing this, Su Tianyan fell into deep thought and was surprised.

It seems he hadn't really thought of this angle.

This possibility cannot be ruled out.

If Su Cheng were to join forces with Baolong Group and Atlantic Bank, these three entities could potentially achieve tremendous success in this economic bubble.

at this time.

Bai Zihua received an email on his phone.

It was the monitoring report on the actions of Baolong Group and Atlantic Bank that Su Tianyan had previously requested to be investigated.

The document details Baolong Group's recent acquisitions of properties and land, as well as the frequent fund transfers by Atlantic Bank.

"President Su, the report that just came out shows that the young master, the Yin family, and the Xu family have jointly invested in and established an offshore holding company in the Cayman Islands."

Su Tianyan's face showed a rather surprised expression.

"Bring it to me and see."

Su Tianyan put on his reading glasses and stared at Bai Zihua's phone screen, becoming more and more surprised.

Based on their previous deductions... this kid might not just be running a lending business?

Microfinance may just be one part of their system.

With Baolong Group aggressively acquiring land and Atlantic Bank providing financial support, isn't this just participating in an economic bubble?

So what role does Su Cheng play in their system?

The answer is obvious.

Su Cheng was the commander of their fleet.

Su Tianyan was utterly shocked: "Does this mean that brat predicted the economic bubble even before I did?"

"President Su, based on the facts, that is indeed the case."

This is a very simple fact, but it is also very disruptive.

That brat actually walked ahead of him?

This is not just a step or two ahead.

Judging from his actions, Su Cheng seems to have completed the relevant arrangements in a short period of time.

Even though I noticed the economic bubble very, very early, earlier than most people.

However, in the business world, this is a significant competitive advantage.

Long Ruoli chimed in from the side, "Brother Tianyan, it's just that you weren't on the front lines, otherwise you probably would have noticed it already."

Su Tianyan felt no shame whatsoever, and readily accepted Long Ruoli's praise: "Of course! Could he possibly be better than me?"

"If I were on the front lines, I probably would have predicted this at the beginning of this year."

"But then again, that brat did a really good job this time."

Su Tianyan shamelessly described Su Cheng's actions this time.

He readily admitted that he had previously misjudged Su Cheng's microloan business.

The main problem is a lack of relevant information.

I never expected this kid to have such foresight and judgment.

What's truly remarkable is that Su Cheng not only possessed these two abilities, but also resolutely put them into practice.

You should know that this is an extremely risky thing to do.

The fact that this kid was able to persuade the Yin and Xu families to cooperate with him in this operation shows that he did indeed have this information.

"Not bad! Very good! It already has some of my features."

Su Tianyan felt more admiration than surprise.

His eyes and expression revealed his appreciation for the artwork he had created over the years.

Now, his treasure has begun to glow and generate heat.

"Brother Tianyan, our group's real estate and finance departments don't even have a single relevant report."

"It was thanks to you that our group was able to detect this economic bubble."

Long Ruoli continued to praise Su Tianyan's abilities without showing any emotion.

"It's not their fault."

Su Tianyan demonstrated great tolerance towards the other senior executives of the group.

Because predicting economic bubbles is inherently a very difficult task.

"Who else in the world could have predicted this besides me?"

Su Tianyan is able to predict economic bubbles.

Now, his son has also made a successful prediction and has already made relevant arrangements at the practical level.

This is the success of raising a child frugally!
This time it wasn't just a lucky break; if it were just luck, there wouldn't have been so many specific actions and operations.

Su Tianyan's efforts over the years have not been in vain.

Now he can finally see Su Cheng's strengths.

but.

Su Tianyan felt that Su Cheng might not earn much this time.

Because that kid had relatively little capital; most of his money was borrowed from the market, and he had to pay interest.

Even if you cash out at the peak and leave, you might only make a small profit.

But the situation is different for the Geely Group.

Su Tianyan can now formulate a strategic plan to deeply participate in and proactively create a bubble.

Long Ruoli was currently thinking about the investment advice Su Cheng had given her.

This guy wasn't lying to her.

That's a bit too honest.

After listening to the old man's analysis, Long Ruoli felt that the 25% return promised by Su Cheng was actually not high.

In theory, participating in this economic bubble could bring multiple times the benefits.

Even if Su Cheng had promised her ten times the amount, a 250% return would have seemed conservative to her.

Honesty is honesty.

But Su Cheng only gave her 25%, which was somewhat like giving a beggar a handout.

Bai Zihua asked, "President Su, should we get involved?"

"Of course I'll participate!"

This is a market exceeding one trillion.

Nobody wants so much money; it's like they found it for free.

Of course he'd rush in and reap the rewards!
Money is just a number to Su Tianyan now.

But he liked and enjoyed the feeling of hunting.

Su Tianyan's face was filled with icy killing intent, his eyes gleaming with excitement:
"Gather everyone immediately, I need to call a meeting!"

(End of this chapter)