The magic-powered vehicle was almost reduced to scrap metal, and the walls of the small building were severely damaged, but the Shadow Pig, the primary target, was completely unharmed.

Fortunately, the residents of the building were quite resourceful; after the neighborhood turned into a battlefield, they immediately took refuge in the basement, and no one was injured. Yulia had also confirmed this beforehand using her enhanced senses, which was why she dared to fight like that.

As a graduate of the Magic Engineering Academy, if Yulia were on Earth, she would be considered a science student, and mathematics is a required course for science students.

The enhanced body she inherited made Yulia's brain work faster. By taking into account the length of the magic-powered vehicle she threw, the length of the Ghost Pig's own body, and the approximate initial velocity of the magic-powered vehicle, she easily estimated that the Ghost Pig's phantom form would last for about 0.7 seconds.

This is far from the limit; we must continue to test the waters.

So Yulia continued to search the surrounding streets for anything she could throw at the Shadow Pig, grabbing it and hurling it at it.

The whistling sound of air being torn apart repeatedly interrupted the Ghost Pig's charge, forcing it to repeatedly enter its phantom form to evade Yulia's attacks.

This behavior continued more than ten times. As a road sign pole about 30 meters long got partially stuck inside the Ghost Pig because it exceeded the limit of the phantom form's duration, Yulia finally deduced the data of the Ghost Pig's innate ability.

The maximum duration of a single phantom form is approximately 1.7 seconds, while the interval between casting two phantom forms is approximately 6.3 seconds, with an error of no more than 0.1 seconds.

Knowing the data made the fight easier. Yulia continued to attack by throwing projectiles, but this time she followed closely behind the projectiles, flying towards the Ghost Pig together.

Because of the obstruction from the projectiles, her enraged state, and the previous ten or so consecutive projectile attacks, the Shadow Pig failed to notice Yulia's subtle movements, assuming that this attack was once again only made by projectiles.

So the Ghost Pig was killed.

Yulia timed the phantom form perfectly, rushing into the Ghost Pig's body in the last 0.1 seconds of its existence. Then, the phantom form was forcibly terminated, and the Ghost Pig returned to its physical form.

If it were the thick pigskin and hard tusks that collided with Yulia, the outcome would be hard to say, but the Ghost Pig's fragile body would certainly not be able to withstand Yulia's high-speed, rampaging attacks.

Yulia smashed the Ghost Pig's internal organs and found a Shadow Crystal near its heart, which she also smashed without hesitation, bursting out of its body.

The ghost pig then collapsed.

"Oh! Miss Julia won! Miss Julia is wonderful!"

Cheers soon erupted from both sides of the street through the windows, energizing Yulia's tired body once again, and she excitedly waved to the people.

However, when Yulia looked at the people, she noticed that while the vast majority of people expressed their gratitude and cheers for her victory over the Shadow Pig, a very small number of people had very complicated looks in their eyes, and even a considerable amount of hatred.

...I clearly saved you, and instead of being grateful, you even hate me?

Yulia was far from being a moral saint, so she was naturally very unhappy about it, but she didn't show it and just laughed it off.

. . . . .

The demonic tide finally ended about 14 hours after the alarm sounded in Locke City.

The monster lairs were destroyed by the Federation forces, and more than 98% of the monsters were killed. The monsters that managed to escape mostly fled to the wild. Locke City is now safe and production and life can resume.

Although casualties were inevitable, thanks to the efforts of the vast majority of people, the number of injuries and losses was kept to a minimum.

People took to the streets, and groups of friends gathered at pubs to celebrate with drinks. For most ordinary people, the sounding of a demonic tide alarm in the city was already a topic of conversation for a lifetime.

Exhausted as well, Julia did not refuse Emerald's invitation. At Emerald's house, she ate and drank quite a lot while feeling dizzy.

It wasn't until Emily was half-dragged and half-carried towards the bathroom that Julia remembered Emily was lusting after her. The alcohol instantly sobered her up, and she grabbed her clothes and ran away without even putting on her shoes.

After returning to the magic workshop and relaxing thoroughly for most of the day, Julia went back to the streets of Locke City.

She had expected to receive more cheers this time, but instead, she was dealt a heavy blow.

Indeed, many people cheered and praised Yulia, thanking her for fighting bravely to protect everyone during the demonic invasion.

However, the Locke City Federal Court also served Julia with a summons; she was being sued by a Locke City insurance company.

Yulia felt wronged, but she had no intention of defying the law and obediently went to the court hearing.

Sitting in the defendant's seat, Yulia watched speechlessly as the plaintiff in the plaintiff's seat tearfully accused the defendant.

She remembered those people; they were all the people who looked at her with complicated and even hateful eyes after her battle with the Ghost Pig.

"I am very grateful to Miss Yulia for defeating the monsters and protecting everyone, but..."

"But that's no excuse for her to smash my new house, which I bought with a 3-year loan, with a 20-year loan! Poverty is worse than death; she'd rather have a monster eat me whole!"

He was a man around 30 years old with slightly balding hair. His wife had just given birth to their second child, and they had just bought a new house and a new car, but now they were penniless.

The other victims were in similar situations; their cars and houses were destroyed by Yulia during the battle.

These people didn't want to cause trouble for Yulia, since Yulia was fighting the monsters to save them. They initially contacted the insurance company, hoping they could get compensation.

However, the insurance company argued that the money was not covered by property insurance because the property was damaged by Yulia—regardless of the reason, this constituted vandalism, and property damage caused by vandalism is a criminal case that requires specialized insurance; general property insurance will not cover it.

The victims, of course, were unwilling to accept this, so they got into a dispute with the insurance company. Ultimately, neither side wanted to bear the loss, so they reached an agreement to sue Yulia together.

Chapter 52 Emerald's Series of Schemes (Twenty-Three) (This chapter contains original illustrations)

Yulia believed in the principle that if she broke someone else's things, she should pay for them.

But she would definitely be unwilling to obediently pay the compensation, and besides, she simply doesn't have that much money right now and can't afford to pay it back.

Therefore, when facing the court, Yulia raised two questions:

"It's perfectly normal to suffer property damage during a demonic invasion. The federal soldiers, police, and mercenaries must have caused all sorts of destruction as well. Do they need to pay compensation?"

“I fought bravely to protect everyone, but I also relieved a lot of pressure on the federal government. Shouldn’t the government give me a bonus? Ordinary people know to pay me after I help them. The federal government can’t let me work for free, can it?”

The representative from the federal government provided a serious explanation to address Yulia's concerns.

Financial losses caused by others in the fighting will also be compensated. Losses caused by federal soldiers and police will be compensated by the government, while losses caused by mercenaries will be compensated by the companies behind them.

However, not all losses require compensation. A crucial criterion is how the damaged property was damaged.

If a monster unleashes a wide-area attack during battle and destroys an entire street, then the people on that street are simply unlucky, and the person who defeats the monster doesn't need to pay compensation.

However, if someone, like Yulia, could have attacked herself but instead grabbed another person's car and threw it at the monster, then she would have to pay compensation. This is because the car wasn't damaged by the monster, but by Yulia, and it wasn't even necessary damage; it didn't even qualify as emergency avoidance.

Furthermore, if soldiers, police officers, or mercenaries encounter a situation like Yulia's, even if they damage some civilian property, it's not a major problem. Besides the government and companies covering their losses, their income often exceeds their expenses.

Neither the government nor the company will let anyone work for free. Soldiers and police officers are rewarded for their merits in killing monsters, while mercenaries receive a bounty for each monster they kill. In most cases, they will not lose money.

As for rewards from the federal government for monster hunters, they do exist, but they are usually given to companies or organizations, and rarely directly to individuals. This is because almost all mages choose to join the military, police, or other forces after becoming mages; it's extremely rare for someone like Yulia to choose to become a dedicated citizen and roam the streets.

Besides the government's reward, there was another way for Yulia to make money, which she also wasted.

Whether the enthusiastic citizens who took individual action will ultimately receive the government's reward is another matter, but there was one sum of money that Yulia could have earned—the spoils from the Ghost Pig's corpse.

Unfortunately, the most valuable part of the Shadow Pig is its Shadow Crystal, which Yulia shattered with a single punch during the battle. Besides the Shadow Crystal, no one wants any other part of the Shadow Pig, not even as food, because its meat is too smelly and inedible.

This explanation was perfectly reasonable, and Yulia gritted her teeth as she listened, but couldn't find a way to refute it.

She has no choice but to accept the financial loss; her only hope is that the federal government will provide more bonuses to alleviate her financial burden.

The federal government responded quickly in this regard. Considering Yulia's contributions in the battle, the federal government was willing to give her a bonus of 10 Luns... The market price of Shadow Crystals of Ghost Pigs is only about 7 Luns, so this bonus is not low.

However, Julia had destroyed far too much during the battle, and the 10 Rons prize was a drop in the ocean compared to the millions in compensation she would have to pay.

Yulia didn't even see the money before it was taken directly by the insurance company. The court also ruled that Yulia must raise the compensation within half a month, or else she would be arrested and forced to do labor to repay the debt.

What's even more infuriating is that the fat manager of that insurance company approached Yulia privately after the court verdict and gave her a piece of advice with a lewd smile.

He said he would introduce Yulia to a place where she could borrow money to pay off the debt, but Yulia would need to sign a labor contract to work there to pay off the debt.

Yulia knew from the name that the place was disreputable, and that the fat manager was trying to trick her into selling her body.

Yulia was furious, and it took a lot of effort for her to restrain herself from punching the fat manager in the head until she stormed off.

Raising nearly four million rons within half a month to pay the compensation is almost impossible through normal employment or taking on commissions.

The only solution Yulia could think of immediately was to sell or mortgage the magic workshop she inherited from Uri.

But Yulia rejected the idea without much hesitation.

Her moral standards are still very high. Although Uri has officially given her the magic workshop in the message, she still feels that she is only temporarily holding it in trust. It is fine for her to live there and use the various tools on a daily basis, but she cannot accept selling it directly. She would think that doing so would be betraying Uri's hopes and good intentions.

They have property but can't sell it, and they simply can't earn that much money by working a regular job or taking on commissions.

After much thought, Yulia realized she only had one solution left.

Borrow it from a friend!

She happens to have a very wealthy friend, so borrowing money shouldn't be difficult... or rather, that friend should be very willing to lend her money.

The problem is... that friend is still lusting after her! What if he wants to take her to bed and collect some interest first?

Now, whenever Emily flirts with her, Julia can refuse without hesitation, and even give Emily a hard time, because Julia doesn't owe Emily anything.

But what if Julia owes Emily a lot of money...?

"Damn it! In the end, I still have to use my virginity to exchange for money? Is this the tragic fate destined for poor, beautiful girls?"

Yulia reluctantly mocked herself, but owing Emery money was still better than selling the magic workshop and falling into prostitution.

So despite her self-deprecating humor and complaints, Julia still took the special name card that Emerald had given her and went to Emerald's house.

Upon entering the grand villa at the Emerald Estate once again, Julia became even angrier, her lips pouting deeply.

Emery clearly anticipated her arrival and had already prepared a table full of delicious food, waiting with Marcy and others with smiles on their faces.

"You're here? Please sit down, while the food is still warm. These are all your favorites."

Emery gestured for Marcy to pull out the empty seat at the table for Julia, and then personally forked Julia with the tenderest piece of roast meat.

"Didn't I tell you before? If you encounter any financial difficulties, you can always ask me for help, and I'd be happy to assist you!"

Author's message

Many thanks to the artist @Eustia for the illustrations!

Explanation of the update plan

I originally planned to update three times a day at the beginning of March, but since the book will be available for purchase next Friday, I need to control the word count before the book goes on sale, so I will only be updating two times a week for now.

But don't worry, the missing updates won't disappear, they'll just generate more updates. My original plan was to release 10 chapters when it goes live, but now I'm changing it to 20 chapters to make up for the 6 missing chapters this week and compensate with 4 more.

After it's released, it will continue to update steadily at 6000 words per day, and depending on the situation, it will be divided into 3 chapters or combined into 1 large chapter, just like the previous books.

Chapter 53 Emerald's elaborate scheme (The Net Closes)

“I…I really need to borrow money from you this time, Emerald.”

Julia sat down at the table somewhat awkwardly, looking at Emerald's smile. For some reason, she suddenly felt angry, puffed out her cheeks, and blurted out:

"But let's get this straight! Even if you lend me money, I won't sleep with you! And I certainly won't wear any shameless clothes to please you!"

"Hey? Yulia, aren't you going to sleep with me?"

Emery then gave a timely look of disappointment mixed with distress:

"If you don't sleep with me, how will you pay off this debt? You probably won't be able to save up enough money, right? According to some loan sharks' calculations, the speed at which you earn money is likely not even as fast as the interest accrues."

"You, you, you...you really only became friends with me because you were lusting after my body, right?"

Yulia suddenly became quite exasperated; the tender and delicious roasted ribs no longer seemed as fragrant as before. What used to feel like a pleasant oral massage now felt like a rag being forcibly stuffed into her mouth.

Yulia really didn't want to sell her body, not even to a beautiful young heiress like Emery.

But if they can't even borrow money from Emerald, where else can they borrow from? Are they really going to have to sell the Magic Workshop? Yulia would feel even more guilty about that.

How to do?

Yulia was at her wit's end and immediately became distressed. She even tried to stab the meat with a fork three or four times but couldn't get it through.

"Hahahahahaha..." x2

Seeing Julia's distressed expression, Emerald and Marcy exchanged a glance and then suddenly burst into laughter, clutching their stomachs.

Yulia was immediately dumbfounded by the laughter; the piece of meat she had painstakingly managed to stick up fell back into the plate, and she blinked her emerald eyes:

"What are you...?"

"Idiot, the young lady is just teasing you, look..."

Marcy rolled her eyes at Julia and handed her a document:

"This is the transfer record... Miss still values ​​you as a friend. She had already paid your compensation before you even arrived. Whether you want to borrow money or not, Miss is now your creditor."

"Huh? Huh heh heh heh heh..."

Yulia's expression first brightened, then turned to worry, and she crossed her arms over her chest in a classic pose for a girl to protect herself when she is about to be assaulted.

"Does that mean I can't go home tonight? I'm doomed, I'm doomed, am I going to end up being dumped by this bad woman again... Waaah, I don't want to."

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