Then let the witch offer her loyalty

Now it seems the other party is a loan shark gang?

Based on Chen Moxin's understanding of Gu Qiaoqiao, although the girl was naive and easily fooled, she wouldn't do something so brainless as to ruin her parents' lives.

It's highly likely that Zhao Guangzheng used some means to make Gu Qiaoqiao mistakenly believe that the things she signed weren't very risky, and then took advantage of her lack of social experience to make her unwittingly become a guarantor for loan sharks.

Uncle Gu was hesitant at this point and tentatively asked, "Xiao Chen, do you think we should tell Qiao Qiao about this? She's quite emotional right now, and I'm afraid it might upset her..."

Chen Moxin said calmly, "Of course we should say it. We're all adults. We should know what we've done wrong."

"We must use this incident to make Qiaoqiao understand the dangers of society, otherwise she will be foolish enough to be deceived a second time."

"But this isn't urgent. I'll check on Zhao Guangzheng's company first to see what's going on."

Uncle Gu bowed slightly and squeezed Chen Moxin's hand tightly after hearing this: "Thank you so much, Xiao Chen. Qiao Qiao is so lucky to have such a good classmate like you."

"If there's anything we can do to repay you in the future, just ask, and we'll never refuse!"

Chen Moxin smiled and waved her hand: "Let's skip the formalities. Go back and keep Qiaoqiao company. Don't tell her about your family yet. Wait until I've finished investigating here."

Uncle Gu thanked Chen Moxin repeatedly, then pretended nothing had happened and returned to the family meeting room.

As for Zhao Guangzheng, as a party involved in the incident involving people going to the beach, the intelligence department of the Administration Bureau also updated his relevant information in the system.

Zhao Guangzheng, male, 29 years old, 184 cm tall, 79 kg, parents died early, holds a master's degree in financial mathematics from the Capital University of Finance and Economics, owns a company called "Twin Cities Guangzheng Financial Co., Ltd.", and is the legal representative and actual controller.

At first glance, he is indeed a very high-quality man, tall and handsome, who started his own business and became a boss at a young age.

But people are often only known by their appearance, not their hearts.

If the recent events hadn't happened, and Gu Qiaoqiao had actually gotten together with this man, then that silly girl would have had a lot of trouble in the future.

Chapter 118 A Life Stolen

(Two updates combined)

The case happened last night. The intelligence department has only updated Zhao Guangzheng's personal information. They haven't investigated his company's situation in detail yet, but Chen Moxin is already preparing to make a trip there herself.

Guangzheng Financial is located in a relatively remote industrial park, where Zhao Guangzheng rented an office of more than 300 square meters.

It's morning, and more than a dozen employees are sitting at their workstations, their screens displaying colorful candlestick charts, presumably engaged in some kind of investment transaction.

The administrative secretary sitting at the entrance noticed Chen Moxin enter and stood up to ask, "Hello, is there anything I can help you with?"

Chen Moxin took out her operator ID and said, "I am an operator from the Twin Cities Witch Management Bureau. I am here on orders from my superiors to find out about the situation of your company's legal representative, Zhao Guangzheng."

Hearing the noise, the employees all looked up and looked over.

When someone investigates the legal representative of your company, even if it's a common tax department or a law enforcement agency, people can't help but speculate, let alone a special agency like the Witch Administration Bureau.

The administrative secretary was taken aback for a moment, then said, "I'm sorry, the boss is not here these two days. Let me take you to the lounge to sit down, and I'll go and contact the boss."

"No need," Chen Moxin shook her head. "Take me to Zhao Guangzheng's office."

Accompanied by her administrative secretary, Chen Moxin entered a separate office cubicle.

"You have the keys to the cabinets and safe, right?"

"some."

"Open them all."

The administrative secretary hesitated for a moment, then said cautiously, "Um... excuse me... could I take another look at the documents? I'd like to call the management bureau to confirm."

"Okay, whatever." Chen Moxin handed him her ID.

The administrative secretary compared the documents with Chen Moxin herself and then dialed the Administration Bureau's publicly available phone number.

"Hello, this is Guangzheng Financial Co., Ltd. We have a new operator here. His name is Chen Moxin, and his operator number is..."

Soon, the administrative secretary received an affirmative answer. She hung up the phone and respectfully handed back the documents: "Thank you, thank you. I'll go get the keys right away."

After opening the cabinets and safe, Chen Moxin took out all the documents inside and began to read them one by one.

The administrative secretary tentatively asked, "Officer Chen, has something happened to our boss?"

"What you need to know, you will know later. There's no need to keep asking," Chen Moxin replied calmly, continuing to read the documents.

The administrative secretary didn't dare to say anything more.

She watched for several hours straight, until the afternoon. During that time, the administrative secretary even helped her order lunch, but Chen Moxin didn't take it for nothing; she transferred the money to the secretary before eating.

Chen Moxin wasn't a finance professional, so she couldn't understand anything too technical. Fortunately, the documents weren't complicated. If she really didn't understand something, she would call back to the bureau to ask for advice. She finished reading all the documents in one afternoon.

Zhao Guangzheng's company is involved in internet finance, mainly conducting investment and trading in stocks, bonds, and futures.

In previous years, Guangzheng Financial used leveraged funds to short the Rose Empire stock index and made a lot of money.

However, since the beginning of this year, the Empire's economic recovery has been strong, and the short sellers have been crushed, including Guangzheng Financial.

Unwilling to give up, Zhao Guangzheng turned to some cryptocurrency projects with extremely high returns but also extremely high risks, and ended up losing a lot of money as well.

Later, in order to recoup his losses, he borrowed money from all over the place, including a huge private loan of 2000 million yuan, which was the guarantee that Gu Qiaoqiao signed.

Chen Moxin took photos of the relevant documents and sent them back to her colleagues in the bureau.

According to professional analysis, this contract cleverly contains traps such as upfront fees, compound interest, and using daily and weekly interest rates to vaguely represent annual interest rates, with an annualized interest rate as high as 400%.

In the Rose Empire, usury itself is not illegal; it's just that annual interest rates exceeding the prescribed limits are not protected by law.

However, in this kind of private lending, the lenders all have their own methods.

It's fine if they pay it back.

If you can't pay it back, they have plenty of ways to mess with you.

After questioning several traders at Guangzheng Financial, Chen Moxin learned that the tens of millions of yuan that Zhao Guangzheng had recently invested were forcibly liquidated yesterday due to leveraged margin calls.

In other words, Guangzheng Financial is out of money.

Everyone has been waiting for news from the boss since yesterday, but they still can't get in touch with Zhao Guangzheng. Some people have even started thinking about running away.

Chen Moxin looked at the document in her hand and called Alexander: "Zhongguo, go to the intelligence department and help me find two people, one named 'Luo Fei' and the other named 'Qian Yan,' their ID numbers are..."

After checking on Zhao Guangzheng's situation, Chen Moxin returned to the Administration Bureau.

Uncle Gu and Aunt Fan both have jobs. Seeing that their daughter was safe and sound, they were relieved and stayed with her until noon before returning to their respective workplaces.

When Chen Moxin came back to find Gu Qiaoqiao, she didn't hide anything and told her everything she knew, including Zhao Guangzheng's debts and the fact that her house was vandalized this morning.

Gu Qiaoqiao was stunned upon hearing this, completely at a loss for words, her voice trembling as she said, "I...I didn't know the contract was like this..."

"Zhao Guangzheng said that adding a guarantor was just a formality, and the contract itself had nothing to do with me. He said he would be responsible for repaying all the money... At the time, I saw that he was in a bit of a hurry, so I..."

Chen Moxin shook her head after hearing this.

These are college students who haven't left the ivory tower. They've never experienced the harsh realities of society and don't know how to be wary of others.

In cases like this where someone is tricked into signing a guarantee, if evidence is kept at the time, it may be possible to have the contract revoked by taking the case to court.

However, if Gu Qiaoqiao had been smart enough to keep evidence, she wouldn't have been tricked like this.

Now that Zhao Guangzheng is dead, other debts aside, that 2000 million yuan high-interest loan will undoubtedly fall on her head as the guarantor.

Gu Qiaoqiao hugged her arms tightly and looked at Chen Moxin with pleading eyes: "Xiao Chen... I want to go home and visit my family now, is that okay?"

Chen Moxin nodded: "It should be fine. I'll go and make an application for you to go out."

The application for permission to leave the premises is a relevant management regulation within the Administration Bureau.

For witches who have good behavior and no bad records, if they need to go out for personal reasons, they can submit an application and, once approved, can temporarily leave the Bureau.

This is a humane policy; after all, witches are human too, and everyone has urgent matters to attend to.

It also serves as an incentive, urging the witches to cooperate more closely with management during the containment period.

Given Gu Qiaoqiao's situation, her application to go out was not delayed and was approved quickly.

However, given that she had just been taken in today and was going out again that day, her superiors approved that a witch hunter should accompany her throughout the process, and Chen Moxin naturally took on this role.

Chen Moxin drove Gu Qiaoqiao away from the management bureau and to her home.

Gu Qiaoqiao's family is well-off. Her father is a university teacher and her mother is a doctor. They are not particularly wealthy, but they are a comfortable and happy family.

Gu Qiaoqiao's home is in "Anhui Jiayuan", an old residential area located in the main urban area of ​​Twin Cities.

Chen Moxin had a strong impression of this place. In high school, every Saturday afternoon after school, he would walk Gu Qiaoqiao home together and drop her off here.

Chen Moxin said at the time that it was on her way.

Little did Gu Qiaoqiao know that Chen Moxin's home was in the opposite direction, and she lied about going that way just so she could spend an extra half hour with her.

The two arrived on the fifth floor, and Gu Qiaoqiao used her key to open the door, revealing the scene inside her home.

It was clear that the house had been cleaned up, but many places still showed signs of being vandalized.

For example, the television screen had several spiderweb-like cracks, and there were also some glass shards on the floor that hadn't been cleaned up yet.

Gu Qiaoqiao sniffed and forced a smile at Chen Moxin: "Xiao Chen, you don't need to take off your shoes, just step in."

"I'm sorry, this is your first time visiting my home, and it's so messy... Please make yourself a seat, I'll make you some tea."

Gu Qiaoqiao took out tea leaves from the coffee table drawer, only to find that the teapot on the table was gone.

She looked around and finally found it in the trash can.

This was originally a ceramic teapot that my father cherished very much. He would always hold it in his hands and play with it, taking great care of it. Now, however, it has become a collection of broken pieces.

Gu Qiaoqiao pursed her lips and said softly, "The teapot is broken... I'll go downstairs and buy you a drink."

Chen Moxin stood up and said, "No need, I'm not thirsty. I'll tidy up the room for you."

Gu Qiaoqiao quickly shook her head: "No, no, no, you are a guest, I can clean up by myself."

"Alright, don't be so polite. I only got six hours approved for this trip, so hurry up." Chen Moxin didn't give Gu Qiaoqiao a chance to refuse and started helping her tidy up the house.

Gu Qiaoqiao rubbed her eyes hard, didn't say much, and silently tidied up with Chen Moxin.

At first glance, the house didn't seem so bad, but after cleaning it up carefully, you'd find it was absolutely terrible.

Not only was a lot of furniture damaged, but drawers and wardrobes were also in a mess, and some valuable formal wear, jewelry and other valuables were taken away.

And then some idiot, inexplicably, peed on the master bedroom bed, leaving large patches of the blankets soaked and emitting a disgusting, foul odor.

Without saying a word, Gu Qiaoqiao took the urinated-on blanket to the balcony and began to clean it.

The water was flowing, and she used soap to wash and rub it repeatedly, over and over again.

Her eyes were already very red, but in the face of such a huge change, she, who was originally weak, showed that kind of strength and resilience. She did not shed a single tear and kept talking to Chen Moxin.

“Xiao Chen, I used to think that my life was very happy. I had no worries from childhood to adulthood, and everyone around me was kind to me.”

“I saw some people online saying that studying is painful. I don’t think so at all, because I have such good classmates like you at school, and studying with you is always so joyful.”

"I don't have many ambitions. My biggest wish is to meet someone I love very much and who loves me very much. He will always be good to me, care for me, and cherish me. We will grow old together."

As she spoke, Gu Qiaoqiao forced a very strained smile.

"But looking back now, I realize I was too naive. Happiness isn't that easy."

"Actually, it doesn't matter if I live a little worse. My teachers often tell us that young people need to experience hardship, that suffering is a blessing, and that it's good to have a tough life."

"But...I don't want my parents to suffer with me...They are the people who love me most in the world..."

"I only realized when I talked to them at noon that they all had gray hair..."

"I feel so sorry for my parents that I've ended up like this..."

Gu Qiaoqiao choked up a little, but she swallowed several times and held back her sobs, not letting herself shed tears. She continued to vigorously rub the quilt that she had rubbed countless times.

After washing the quilts, Gu Qiaoqiao hung them out to dry before returning to her room.

The situation here is much better; there are no signs of dirt or disorder.

It must have been Uncle Gu and Aunt Fan who tidied up their daughter's room first, which is why it's so clean.

When Gu Qiaoqiao saw this, she closed her eyes tightly, her shoulders trembling involuntarily.

But she still didn't cry. After calming herself down, she asked softly, "Can I take some things back to the station? Bed sheets and pillowcases, and some small gifts from friends, I'd like to take them back with me..."

Chen Moxin nodded: "As long as I can pass the bureau's security check, it's fine."

Gu Qiaoqiao thanked them, took out her old schoolbag from the cabinet, and started packing things into it. These were all everyday items that little girls like, such as small dolls, pretty stationery, and a makeup mirror.

While pretending, Gu Qiaoqiao suddenly froze, stunned for a long while.

Immediately afterwards, she began rummaging through drawers and cabinets as if she had lost her soul, taking out one item after another and placing them haphazardly aside, as if searching for something, her movements extremely flustered.