"What are you doing to eat? You can't do such a small thing well?"

A roar came from the president's office of a certain bank. Looking through the translucent glass door, one could vaguely see that the person being scolded was just like a chick, silently bearing his head down.

The person who has just been trained to be powerless to refute is Chen Zhenzhen.

The leaders require that as long as the mortgage customers have not reached the point of bankruptcy, they should be reminded as soon as possible, and the credit asset indicators must be in good condition.

Other customers are easy to talk, but he is the only one who can't talk after every month.

Chen Zhenzhen looked at the list of overdue customer warnings, heaved a long sigh, and opened the WeChat dialog box of 'Hateful Ghost'.Looking at the reminder message sent yesterday, the man replied with the word 'OK'.

You answer yes, you save it.Then Chen Zhenzhen sent a WeChat message: "Mr. Yuan, you are going to be overdue again."

The other party replied in seconds: "I know."

You have the nerve to know! ! !

Chen Zhenzhen thought of being criticized for him just now, and Yueyue was scolded for him, so he couldn't hold back his anger. He picked up his mobile phone and made a voice: "Brother, you said you saved it! Because you are overdue, I have to have a meeting If you are scolded and deducted points for performance, you should stop hating it a little bit, and I will sue and auction if you reach the number of overdue!!"

After sending it, I feel inappropriate.As a professional smiling tiger, how could he be so impulsive and speak his mind.

If you make a mistake, quickly withdraw your voice.

Resend a text: "Hurry up and save it, the grace period is only one day, so as not to be on the credit report again, which will affect your credit record (smiling expression)."

The other party has replied two messages in a row: "What does it matter to me that you withhold performance?"

"Are you instigating me to continue overdue and prepare to harm innocent people?"

Apparently, that voice was overheard by the nuisance.

Chen Zhenzhen comforted himself, I was just in a hurry and reminded him kindly!

Anyway, the words have been spoken, the matter has come to this point, and it has been withdrawn, and it has not cursed the ancestors for 88 generations.

Before Chen Zhenzhen was about to buckle his phone, calm down temporarily, and stop messing with him.

The other party sent another message: "If I don't deposit today, what kind of post-loan monitoring methods does Manager Chen plan to use on me?"

He is also provocative!Really worthy of the 'dread' remark.

What means?I want to use all the top ten torture methods of the Qing Dynasty!Chen Zhenzhen replied politely: "Out of my job responsibilities, I can only remind you warmly to protect my credit records."

Hate: "Not very cozy."

Repaying debts is a matter of course. Of course, such things as debt collection cannot be too warm.

This Mr. Naughty Ghost especially likes to suffocate people.

Chen Zhenzhen sighed, a lot of memories suddenly flooded in his heart.

For example, one day last week, I had a midnight snack with my colleagues.The idiot sent a message at 10 o'clock in the evening to ask how the transfer fee would be charged. Chen Zhen really had a good time and didn't pay attention to his phone, so he replied [-] minutes late.

The annoying ghost asked three times: Why didn't you answer?what happened?Have you been fired?

Chen Zhenzhen replied: Mobile phone and online banking transfers are free across the country.

The annoying ghost asked again: How long will it take to arrive at the account?

Chen Zhenzhen was peeling the prawns, wiped his hands and replied: The account will be credited in real time.

As expected, a condemnation was sent immediately: there is a problem with the timeliness of your work.

Chen Zhenzhen held down the voice with his elbow joint, and replied: "Timeliness? Sir, what time is it now?"

"No matter what time it is? Your attitude is wrong." The annoying person who harassed people in the middle of the night was not only impolite, but also threatened to show weakness: "I have carefully read the signboard of your bank, and there is a huge 24H written on it. .”

"The 24-hour service is an ATM machine. As a human being, if I want to eat and sleep, I'm afraid it will be difficult to do so." Chen Zhenzhen dropped an emoji of 'I can't do it' by the way.

···

In reality, the colleague sitting next to him saw him frowning for a long time in a daze, and couldn't help coming over to ask, "What's wrong?"

"Ah." Chen Zhenzhen pulled himself out of the unpleasant memories, and smiled at his colleagues: "The idiot is overdue again."

The colleague chuckled, and seemed to have suddenly realized, and was also impressed: "Oh, last time I ate shrimp, what about the 24-hour service?"

Chen Zhenzhen nodded, suppressing all the complaints in his heart.Turning the same swearing into professionalism, patiently replied to the annoying WeChat message:

"I'm sorry to make you feel bad! If you accumulatively reach three overdue records, I will send you an 'Early Expiration Notice' according to the workflow, and file a lawsuit for collection."

After all, the annoying ghost is still annoying, and he is not afraid at all: "Then you come and send it, I will wait for you."

Chen Zhenzhen held the teacup, his knuckles turned white, and took a deep breath.Say to yourself: It is time to be reminded, reminded, and reminded.If he doesn't keep it and insists on a fine, then admit it.

Buzzing, the phone vibrates, and a dialog box pops up: "What time are you coming? Floor 15."

Then, throw a position.

Sometimes, a person's breakdown doesn't necessarily have to be a big event, but a sensitive point that just happens to hurt.

In an instant, I didn't want to work.

Chen Zhenzhen put his mobile phone into airplane mode and asked his colleagues, "What happens if you drink during work hours?"

The colleague has work at hand, so he didn't even look at this side: "Maybe someone will report to the branch for discipline inspection and report the abnormal behavior of employees!"

Chen Zhenzhen slid the stool back and stood up: "When the leader asked, he said that I had ordered the collection."

The colleague responded: "Yes."

Chen Zhenzhen drove out to find a coffee shop a little further away, found the corner seat, and planned to emo alone.

Working at the grassroots level of the bank is under great pressure. When I wake up every day, I have to face dozens of small target tasks that need to be continuously added, such as deposits, loans, credit cards, financial assets, and business quality.

Therefore, self-releasing emotions and being lazy while busy are already familiar skills.

Raw coconut thick milk with ice.When the ice cubes have melted and the time for this cup of coffee has passed, I will be a lively hero again.So now, Chen, who is the self-proclaimed actor of the inner drama, let's indulge in imagination...

The hateful coffee cup has a kind of imitation metal texture, and the reflection can clearly see my full suit.

Full of brains... full of brains, it is still the annual average daily index for deposits and loans.

Sure enough, as soon as the clothes are worn, the work will follow like a shadow, and it is impossible to escape those performance indicators that make people unable to breathe.

Chen Zhenzhen tore off his tie, took off his suit jacket, and threw it aside, forcing himself not to think about it.

In my mind, it was finally no longer about the business category, but... the cool drama I imagined: the idiot was overdue a few times, and the litigation conditions were met, and I immediately wanted to write the asset disposal report at lightning speed.Then push the risk management department in the industry and the cooperating lawyers to take him to court as quickly as possible.

When the time comes, will he be too late to regret the auction to vacate the house and drive the idiot out of the house?

How would you cry?I squatted down with my head in my hands and wept bitterly, and promised to repay the mortgage on time in the future! !

If there is such a day, the business will be terminated after the filming is completed, and I will never have anything to do with this annoying person again. I, Chen Zhenzhen, promise that I will never settle with him out of court.

He was ruthless in his heart, but Chen Zhenzhen still couldn't bear to see someone who was auctioned off and made homeless.

In fact... the Mr. Yuan in my memory is not bad looking.

Chen Zhenzhen had a deep impression on him when I first met him when I was applying for a mortgage two years ago, because... after all, I saw a lot of people of all kinds. This kind of handsome-looking man, dressed in neat and elegant clothes, was in the crowded signing center. , it is so eye-catching that it is "excellent", and people can't help sneaking a glance at it.

In addition, his apprentice Wang Zijin came over quietly and asserted: "This guy looks so good-looking, I'm afraid he's gay."

"Why?" Chen Zhenzhen asked.

Wang Zijin: "Normal men have passed the natural and refreshing period of their school days, and there are a few who can still shine handsomely."

Chen Zhenzhen listened to his apprentice, looked down at his trousers with blurred seams, and remained silent.

"Ah, master." Wang Zijin waved his hand, a little embarrassed, and comforted Chen Zhenzhen: "Brother, you are different. You are a cursive that we can only watch from a distance and not play with. That kind of coquettish bitch can be compared."

···

The ice cubes in the coffee had melted thin and sharp, and it was enough to touch the fish. Chen Zhenzhen took out his mobile phone, clicked on the small plane, and turned off the flight mode.

Didi Didi... The mobile phone is like a mouth that has been lifted from the ban, making a chirping sound.

Chen Zhenzhen took a look at the '99+unread' on WeChat, and then he cheered up, and he had a tendency to be bad.

But the phone didn't give him a chance to mess it up, it rang, and it was the leader calling.

The leader roared: "Where are you? What happened to the phone."

Chen Zhenzhen said softly: "What's the matter, my mobile phone has no signal for some reason, I just went to the client's place, and I am going to return."

The leader hurriedly asked: "Which client are you going to?"

Chen Zhenzhen felt uneasy, and replied vaguely: "An overdue customer, there is something wrong with the mobile phone, and the navigation can't move."

"Your client Yuan Qixiu called the national service number and complained about you." The leader also gradually calmed down, and reprimanded: "He said he was waiting for you to deliver the due notice at the company, but you didn't show up."

"Hurry up and call him back. Such a trivial matter has caused complaints. How do you maintain customer relations?"

Chen Zhenzhen could only: "Okay, okay, obey the leader."

Sure enough, as long as this coquettish slut appears, it must become a nightmare.

Is this shit a complaint?Still calling the national hotline?What about finding fault with professionals?

Chen Zhen had a hundred words of MMP in his heart, but he had no chance to say it.All he can do now is to quickly contact Mr. Pesky and ask him to withdraw the lawsuit for the quarterly evaluation of the sub-branch.

Really, just now I was full of thoughts about suing him, and I was determined not to withdraw the lawsuit and settle.After only a few minutes, it was my turn to ask someone to withdraw the lawsuit and reconcile.

It's really unpredictable, his uncle's dark world.

Chen Zhenzhen picked up the coffee and poured it into his mouth.The phone voice is being connected...

Someone picked it up with a bad tone: "Hello."

Chen Zhenzhen laughed and almost called his father:

"Ah, hello, Mr. Yuan. I'm Chen Zhenzhen, the account manager of *Bank. I'm sorry to disturb you."

But the other side keenly pinched the insignificant key point: "What did you call me just now?"

Chen Zhenzhen was not stupid, and asked instead: "Are you Yuan Qixiu, Mr. Yuan?"

It was very cold over there: "What's the matter."

You still ask me what's wrong?I still want to ask what's wrong!Chen Zhenzhen was careful, controlled his language to be gentle and peaceful, and put his posture into the dust: "That's right, our supervisor told me just now that you complained about me... I want to apologize to you for this matter."

"It's useless to apologize, it's your problem."

It's like a stone in a latrine over there, straight and strong, smelly and hard.

--------------------

The author has something to say:

The author has something to say: Chapter 1 has a slow pace, and it is a character design that wants to use memories to pile up 'hate ghosts', which is conducive to fancy tricks later.The author has more than ten years of working experience in the front line of the bank. This article will intersperse some gossip stories encountered, and will also popularize some financial knowledge, entertaining and entertaining everyone.

Although the bank has a fixed deduction date, in fact, the interest is calculated according to the actual number of days every month. In the month of maturity, the remaining principal and interest will be returned in one lump sum on the due date, and no more or less deductions will be made.

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