debt repayment [rebirth]

When Luo Xiuzhen learned that her family suddenly owed so many foreign debts, she passed out immediately, and when she woke up, she was still dazed.

"Zhi Bing, you're not kidding me, are you?"

Although Zhang Zhibing couldn't bear it, he made up his mind and there was no turning back, nor did he want to turn back.He took out the signed IOU, "Here, the IOU is also signed, and it is agreed to pay it off within five years, and the interest will be charged according to the bank. In addition to this, there is also a monthly mortgage of more than 2000 yuan. Another ten years."

Luo Xiuzhen just felt dizzy, "Oh my God, how can we pay off so much money? Our business is doing well now, but we have to pay it back for ten years. Who knows what will happen in the future? If we have no business by then , how can you spend so much money in a month to pay back?"

In fact, Zhang Zhibing had no idea, so Tian Wenqin persuaded him to take a loan for 30 to 30 years, with a little less every month. Now he thinks that if there is more, the price will rise and everything, so he doesn't think it's a big deal.But when Zhang Zhibing thought about having to owe debts for so many years, he felt guilty, and he calculated in his heart that he had only borrowed for ten years.Ten years at least doesn't sound that scary, but thinking about it in [-] or [-] years makes me dizzy.

"There is always a way, and there is always a way. The big deal is that we have to work hard. Besides, if this year's situation is followed, it will not take ten years to pay it off early. Now that we are young, we have to work hard. This is all for the sake of our children. I can see that children still have to live in the city, not to mention the education in the city is much better than the village. But if you want to become a city resident, you must not have a house, and you can't transfer your hukou. We don't care, we can't make our children suffer, don't you want them to work hard like us with their backs to the loess and their faces to the sky? Don't you want them to sit in the office with the air conditioner blowing and live a decent life?"

Luo Xiuzhen was moved, and the shock in her heart weakened a lot.Their guests are all college students and white-collar workers, all of them are a group of high-spirited young people, and they are all different from the people they have come into contact with before.Whether it's the words or the demeanor of the whole body, it makes people feel envious.Although those little white-collar workers may not earn as much as themselves and have their own troubles, she still yearns for it.After arriving in the city, Luo Xiuzhen clearly realized that life is not only survival, but also quality, so that this life is not in vain.Besides, those people haven't been like that all their lives, and it's not normal when they get out of trouble.According to the odds, the possibility of them being mixed up is much higher than that of them. She also hopes that her children will also look like this in the future, and she agrees with Zhang Zhibing's thoughts from the bottom of her heart.

It's just that the debt made Luo Xiuzhen a little dizzy, and she felt overwhelmed.When their family was in the most difficult time, they seldom borrowed other people's money. Even if they borrowed money, it was a turnaround. They never owed money for more than a year, and the amount was generally not large.She just felt that their family's life was getting better, and before she had time to be happy, she found out that she owed so much debt, how could she accept it.

Zhang Zhibing saw that Luo Xiuzhen's expression relaxed a lot, but she was a bit sad, so he sat beside her and said, "I know I didn't do this kindly, and I did such a big thing without saying hello to you, I guarantee it's a big deal." The only time. If you don't like it, you can beat me and scold me, don't make yourself sick."

Luo Xiuzhen sighed deeply, the sense of debt on her body overwhelmed Zhang Zhibing's depression of having done such a big thing without discussing it.Moreover, Luo Xiuzhen is soft-tempered, and she doesn't like to be the one who decides the house, but Zhang Zhibing usually respects her, so the couple are open to discussion, but now they suddenly changed, but they don't feel very unhappy, they just feel a lot of pressure and Some wonder.

"Why did you suddenly make such a big deal?"

"I told you before that you didn't like it, so I kept it from you. If you really want to make up your mind, you don't think it's a problem, but if you keep thinking about it, you can't accept it." Zhang Zhibing It was indeed mentioned before that although Tian Wenqin told him about the loan, he vetoed it outright, but he still cared about it in his heart, and even talked about it with Luo Xiuzhen in private, and Luo Xiuzhen directly said that such a thing could not be done at the time.

Luo Xiuzhen rubbed her temples, "Yes, but you can just buy one set, and the debt is not so bad. Two sets! Isn't this driving us to death?"

Zhang Zhibing and Tian Wenqin decided to hide it from Luo Xiuzhen, only saying that they had bought two houses, fearing that she would slip up and cause a lot of trouble.Now the house is still under construction, and it will take two years to close the house, and many things can happen in two years.

"The other set is for Wenqin, with his name written on it. Although we are a family emotionally, we are not real biological parents after all, and what happened to him again, I am afraid that it will be difficult for him to date in the future. , we have to think about his long-term. Let’s not talk about these things, Guang Wenqin helped us, is it worth a house? Without him, we would still be digging in the fields, and we would have to sell the rice to buy a bag of salt If you can afford it, how can there be a good day now?"

Luo Xiuzhen also knew this truth, and she didn't want to treat Tian Wenqin badly, but buying two houses in debt was simply too unbelievable for her, and she couldn't accept it for a while.But when I think about it, I really can't do without one set. Although it is still difficult to accept, it is not so repulsive.Things are already like this, and there is nothing to worry about.Moreover, buying a house is indeed much safer than other things. Luo Xiuzhen's concept is the same as that of many people, who feel that having a suite can make her feel at ease.Anyway, it is there, and no one else can take it away. It is the safest asset.If Zhang Zhibing borrowed so much money to do other things, he probably wouldn't be as simple as fainting now.

Although Luo Xiuzhen has a gentle temper and soft ears, she is also very resilient.Otherwise, I would have been crushed when life was difficult, and my temperament would have changed drastically. Now, although I am a little confused, I am not anti-human and anti-society, and I still have a kind heart.Once you accept this reality, start working hard to fill this hole, instead of blindly immersing yourself in the oppressive feeling.

On the dining table the next day, there was a significant change.Luo Xiuzhen returned to the previous state of being frugal and frugal. Obviously, she bought a lot of new year's goods during the Spring Festival, and there were still a lot of leftovers such as chicken, duck and fish, but there were only a few yuan on the table, which was not enough for one person.Luo Xiuzhen didn't eat a piece of meat, and gave all to the children and Tian Wenqin.

Zhang Changyuan and Zhang Yanni have only just experienced the improvement of their lives, and they haven't been tired of eating big fish and meat like other children. When they saw the shabby dining table, their little faces became wrinkled, but they didn't dare to say anything. .The two children were more or less influenced by their parents, they were used to forbearance, and they didn't dare to clamor for anything.

Seeing this, Zhang Zhibing couldn't help frowning, "Isn't there still a lot of chicken and duck ribs left? Why are they served so little?"

It is difficult to change from extravagance to frugality. In the past, the food was not as good as it is now, and no one said anything, but now it is different. Even Luo Xiuzhen couldn't bear to watch it, and her voice was soft and soft, like a mosquito screaming, "Let's save some money now." , Keep those and eat slowly."

Zhang Zhibing put down his chopsticks, "The reason why we owe so much money is to make our children live better, but you are putting the cart before the horse now? Besides, I didn't calculate with you yesterday. Even with these foreign debts, our life is not going well." It's so tight, but there's nothing left."

Luo Xiuzhen lowered her head and said nothing, while Tian Wenqin said with an embarrassed face: "Uncle and aunt, you should sell the house that was left to me tomorrow. If I make your life worse because of me, I will live in that house too." Don't go down."

Zhang Zhibing said angrily, "Look, what did Wenqin think when you did this? He didn't want this house in the first place, so you made him feel uneasy by doing it like this? Others thought he forced us to do this. Originally, The child's reputation is not very good because of his mother. If you do this again, isn't it driving him to death? Now people still think that the mother is too much. If we do this, others will definitely think that Wenqin has a bad temper Already!"

Luo Xiuzhen was at a loss, she didn't expect that there was such a layer of cause and effect at all, and quickly explained to Tian Wenqin, "Wenqin, it's because my aunt didn't turn her head around, and when she thought about owed money, she couldn't help but save as before. Actually Our life is not so difficult, even if we have these debts, our life is better than before, so don’t say such things in the future, it is my aunt’s fault, and I will never do this again.”

Tian Wenqin was still uneasy, "Aunt and Uncle, I really don't need that house, you..."

Zhang Zhibing interrupted with a big hand wave: "Okay, don't say such things in the future, even if we buy a house, our life will go on as usual. Don't feel uneasy, Wenqin, now you are the child of our husband and wife. Change your mind, but legally we are your adoptive parents, and we are responsible for you. When your aunt and I get old, you will have to support us, so no one owes anyone else. Only when your aunt and I can afford it can we dare to challenge Don't worry about taking on such a heavy burden."

Luo Xiuzhen also said again and again: "Yes, son, our business is doing well now, and this money is nothing. My aunt was afraid that you would get tired of eating big fish and meat during this time, so she wanted to have some vegetarian food for a change. .Since you don’t have that intention now, I’m going to bring out those dishes, and we can buy new ones after eating them early. I heard that eating leftovers is not good for your health.”

After Luo Xiuzhen finished speaking, she hurriedly left the table to get other meat dishes, Zhang Zhibing and Tian Wenqin couldn't help but looked at each other and smiled, Tian Wenqin couldn't help but raised two fingers in his heart and made a 'YE', although he really didn't want that house , it might be good to give Luo Xiuzhen a sense of urgency, and the big deal is to leave it to the couple for the elderly.

Zhang Changyuan looked at the two of them, his head was tilted, "Father, brother, what do you mean by talking a lot just now?"

After all, Zhang Yanni was older, so she could already understand some words, and she said cheerfully, "It means that we will always have good food to eat, new clothes to wear every day from now on, and we can go to school happily!"

Zhang Changyuan understood now, jumped up from the table and cheered, "Great, great! Zaizai is so happy!"

On the tenth day of the lunar new year, Zhang Zhihong came, bringing her daughter Cai Xue with her.

Zhang Zhihong is five years younger than Luo Xiuzhen, but she looks much older than Luo Xiuzhen, but at first glance she is a neat and capable woman.Although the clothes on his body were washed white, he was neatly tidied up and his hair was combed meticulously, looking very cheerful and friendly.And Cai Xue is already a half-grown girl. Although she is not as good-looking as Zhang Yanni and looks a little timid, she is cleanly dressed and very white, making her appearance very flattering.

"This is Wenqin, isn't it? Are they so big?" Zhang Zhihong asked with a look of astonishment. Tian Wenqin used to be short and small. When he was in Zhang's house, he was a bit fleshy. Since he came back to Tian's house, he looked like an African refugee.Now that she has jumped so high, and her little face is much rosier and rounder, Zhang Zhihong can't even recognize her.Zhang Zhihong had also been here before upon invitation, but left without seeing Tian Wenqin in a hurry.

"Hello, auntie." Tian Wenqin bowed respectfully and wished the new year. He liked this aunt who was separated by several floors, and felt very sorry that he didn't see her last time.

Zhang Zhihong generously distributed red envelopes to Tian Wenqin and his two children, because it was still the Chinese New Year, and giving red envelopes was for auspiciousness, so Tian Wenqin did not refuse, and there would always be a chance to repay the favor in the future.

Luo Xiuzhen was also very happy to see Zhang Zhihong, and handed Cai Xue a red envelope, and let the children play together.

"You can count it over. During the Chinese New Year, if you don't come over, your brother still talks about it."

Zhang Zhihong said with a smile: "Isn't this rushing to work? The Chinese New Year salary is three times higher. If you don't do it, you'd be stupid."

Luo Xiuzhen couldn't help frowning, "It's true of you, you don't take a break during Chinese New Year, and don't work too hard."

Zhang Zhihong smiled even brighter, "Sister-in-law, you don't feel ashamed to tell me this, who in our family can fight like you."

"You just like to run on me. Hey, I didn't expect so many years to pass in a blink of an eye. I still remember that when I first married into your family, I was very nervous. It was you who pushed me so hard that I gradually got used to it." Luo Xiuzhen couldn't help but sigh with emotion. , others say that mother-in-law and sister-in-law are the most difficult to get along with, but everyone she meets is very easy to get along with.Zhang Zhihong is very capable and has helped her a lot at home, otherwise she would not have been so easy as a daughter-in-law.

Zhang Zhihong was cheerful, not immersed in the haze because of her husband's abandonment at all, "Then sister-in-law, you have to be prepared, there will be such a run every day in the future."

Luo Xiuzhen was immediately happy when she heard this, "Have you finally decided to come over and help?"

Zhang Zhibing was also very happy to be on the side. Although the two brothers and sisters have a good relationship, men and women are different after all, so they are not usually as close as the sister-in-law, and they don't talk much.

Zhang Zhihong shook her head mysteriously, "No."

Zhang Zhibing suddenly became anxious, "Why are you so stubborn, I'm your brother! You always say that you are not a drag, but you still think we are a family? Besides, I am really short of manpower, why are you..."

Zhang Zhihong interrupted with a smile, "Brother, sister-in-law, don't worry, wait until I finish talking."

It turned out that Zhang Zhihong had also saved some money over the years and wanted to start a business on her own.She took a fancy to the facade of this place, which was the room reserved by He Yan before, and had not been rented out before.Zhang Zhihong had asked before, and at that time his mind had already begun to move.Back then, Zhang Zhihong's husband, Cai Guangqiang, took away all the family's money, cheated Zhang Zhibing and others a lot of money, and ran away with Xiaosan. Zhang Zhihong was not immersed in pain like other women, but worked harder to earn money.As long as she can earn money, she will work hard and tirelessly, and quickly pay off all debts and save some belongings, which is why she has become so old.

Zhang Zhihong is strong and doesn't want to be attached to her elder brother and sister-in-law.Besides, she also wanted to do some small business. She had no connections before, but now it's different.The business here is booming, she knew it when she came to see it last time, so she has always thought about it.

Zhang Zhihong said with some embarrassment: "I still need the help of my brothers and sisters-in-law to see if I can also rent the front door, but don't blame me for coming to steal your business. If it doesn't work, it's okay. I'll go to another house to ask, I see this There are other shops in the alley for rent.”

The alley at this time is completely different from what it looked like half a year ago. The street has been reorganized, and there are many more storefronts, which are getting closer to the bustling later.

The couple breathed a sigh of relief when they heard this, and they were very happy, but they couldn't help but look at Tian Wenqin, they really couldn't decide this matter.

Tian Wenqin couldn't be right, he actually had this plan before, but he knew very well that this aunt's temperament was worse than that of his aunt and uncle.If he touched the store with both hands, Zhang Zhihong would definitely not accept it. Now that she has the money to open the store, it would be great.

"It's okay! It's just that the landlord has requirements for what the store should do, but I can discuss it with him and see if I can accommodate it."

"I heard from your aunt before that the landlord wants to set up a tea room? Selling small snacks and fruit juice milk tea?"

Tian Wenqin nodded and said: "Yes, that's what he thought. The store has basically been renovated, so there's no need to worry about it, but no suitable person has been found to take over. And it wasn't suitable to open last semester, so I don't Urgent. It is said that this area has not developed, I am afraid that the source of tourists is a problem, so there is no need to worry about it at the beginning of this semester."

He Yan did it along with it during the original decoration, but in fact it was just a simple decoration, without buying tables and chairs.It is completely incomparable compared to real coffee shops, but it is enough for college students who still rely on their families to live.

"Then can you help my aunt to ask if I can do it? I used to work in pastry shops, milk tea shops, etc., and my craftsmanship is pretty good."

Tian Wenqin said with a smile: "Of course it's done. Auntie, you are willing to open such a shop! I know Auntie's craftsmanship best, and the business will definitely be good in the future. There is no such business in this alley. The only one as long as the taste is not bad, it is not bad." Worry about customers."

Zhang Zhihong smiled and said: "I'm not worried about this, I knew it when I came to see it before. I've done it in a similar alley next to the University City before, and I know the situation best. As long as there is a facade business, I will definitely not smoke it. So At that time when your aunt told me about it, I felt that I would definitely make money, but at that time the money was not enough to open my mouth."

Zhang Changyuan blinked, "Auntie, have you done so many things?"

The expressions of Zhang Zhibing and Luo Xiuzhen suddenly became a little ugly, how much hardship did this sister suffer before!Every time I come back, I don’t say a word of complaint, but it’s really not easy.

Zhang Zhihong didn't take it seriously, but said proudly: "Your aunt can do a lot of things, and you will know in the future."