That little fly

Their place was originally the back garden of the bank, and Ning Renhou led his son along a section of the corridor in the back garden, and walked into another secluded side hall. Before entering the door, Ning Renhou said to his son He made a silent gesture.

The side hall itself is nothing special, there are tables and chairs, the only special thing is that there is a half glass window on the west wall of the side hall.On the other side of the glass, there was a person standing there winking at this room, Shui Qing glanced casually, was startled, and almost cried out.After looking carefully, he noticed something strange—the man opposite was facing Qingshui, but he just straightened his hat in a natural way, as if he had never seen Qingshui, and Ning Renhou was looking at him leisurely.

Shui Qingqian quickly realized that this side is glass, but that side should be a mirror?

What's happening here?

Shui Qingqian turned to look for his father, but saw Ning Renhou slowly picked out a chair and sat down, looking like he was waiting for a good show.

Shui Qingqian thought for a while, then quietly stood beside the glass window, and looked towards the opposite side carefully, it was a typical VIP room over there, besides the middle-aged man who was arranging his clothes here, there was also a middle-aged man Sitting upright on a chair with a young man, tea and fruit snacks are also placed on the small table next to him.Shui Qingqian looked at the three of them, he had seen them all.Sitting there are Zhang Li, the eldest son of the Zhang family, and Zhang Zhou, the eldest son of the Zhang family, and Zhang Wu, the third family member of the Zhang family, who looks beautiful in the mirror here. Generally speaking, they are all considered to be the current head of the Zhang family Powerful people.

Shui Qingqian was looking at it here. At this time, Mr. Xing, the chief manager of the Lihao Bank, walked in the door while holding his fists, talking, "Master Zhang, three Mr. Zhang, forgive me, my little old man Xing San I apologize to you all, the three adults were tired and waited for a long time..." The big shopkeeper was accompanied by two officials and a young man.

Zhang Li got up and said hello, "Where is it, God of Wealth Xing is too polite. Are these two gentlemen colleagues of the Shiyi Division? Zhang Li, the doctor of Gongcao Division, is very polite."

"Master Zhang, please be polite."

"Master Wang."

"Master Zhao."

Shui Qingqian was surprised that the voice from the opposite side came clearly, Shui Qingqian turned to look at his father again, Ning Renhou raised his eyebrows, Shui Qingqian understood that this side hall was specially used for spectators.And the scene where his father brought him to watch today was the final process of signing the contract between the Zhang family and Lihao Bank.

It has to be said that Yinzhuang took over directly, and the "smashing pot and selling iron is still at a loss" was indeed done privately and decently.

After the two parties sat down, the three family members of the Zhang family took out the house deed, land deed, and account books, so that the big steward and the young man of the bank would finish the calculation of the accounts on paper. After both parties confirmed that they were correct, the mortgage loan was completed.

The time, account, interest rate, and repayment conditions are all listed in the contract. After the two parties confirm that they are correct, they will sign and pledge in triplicate under the third-party certification of the government officials.The Zhang Mansion and the Qianzhuang each kept a copy, and then sent one copy to the Yamen for archiving.This matter is a nail in the coffin.Mrs. Zhang patted her butt and went back to the house. Afterwards, Lihao Bank took out a large amount of cash and sent it to Zhang's house within the specified time, and then Zhang's house secretly returned it to the treasury. Everything will be fine.

As far as the Zhang family is concerned, they still keep the antique calligraphy and paintings that have already arrived, as well as the real estate and fields. Anyway, the huge Zhang mansion is here, and the written evidence in black and white is here.As a tiger in the imperial capital for a hundred years, would he quit his job as an official for money, and run away from debts with his family?

For Yu Yinzhuang, they held the contract in their hands and almost took all the valuable belongings of the Zhang family.As long as your Zhang family does not fail, you will have to obediently pay back the money in the next ten years; if you fail, anyway, all your family property is in my hands, with official certification in black and white, and the bank will not suffer a loss if you collect things according to the list.People can run away to avoid debts, but how can such a huge property run away?How does Tian Di's ancestral house run?Besides, Lihao Yinzhuang is spread all over the world, so there is no fear that the Zhang Mansion will be emptied overnight.

Shui Qingqian opened the window until his neck ached, witnessed the transaction between the two parties, and confirmed with his own eyes what his father said, "Please enter the urn", oh, not yet, there is still a last bit of guarantee.

"Daddy, benefiting the bank should be the key to the final blow, right? Then how can you guarantee that they will follow our wishes? What if they give Zhang's house a high hand and sell Tianren's house for a big favor." Go home On the way, the water is clear and shallow.

"No." Ning Renhou said lightly, but he was extremely determined.

Shui Qingqian was about to ask a question, when Ning Renhou took out a gold inlaid jade seal of Pixiu from his sleeve pocket.This Pixiu seal made Shui Qingqian quickly think of the 'brocade gold foil' he had seen before, which was the highest level of guarantee from Lihao Bank, and they were all of the same style.And 'yin' usually represents power - is this the power to control the good banks?

"When you finish accepting the inheritance at the age of 16, Lihao Qianzhuang will also give you one." Ning Renhou said.

"Send one?" Shui Qingqian stared, "also"?

Ning Renhou said solemnly: "Well, otherwise, it would be too embarrassing for the ancestors to let Fei Tianer's descendants die of hunger."

Shui Qingqian: "..."

You secretly borrowed the money from the treasury and returned it when you used it up. If the matter is blurred, no one will specifically pursue it.If you don’t go back, it’s a blatant excuse. You quit at a loss, and there are a group of people behind you waiting to fill your gap. Who will tolerate whom at this pass?

It wasn't that Lihao Bank dared to blatantly breach the contract, but that the emperor's decree was subtle, sudden, and ordered to close the treasury one day in advance. The money from Lihao Bank was turned away before it was delivered.A shortfall is a fact, and the evidence is conclusive. This is a crime, and it is no longer something that you can just cover up the past by making up the money.

Yes, it was just the time difference of this day that caused the Zhang family to suffer a catastrophe.

this is an accident'.

The cabinet was 'outraged', and Zhang Gong was sent to prison directly.

"This is self-stealing, and the crime is aggravated." The Chief Attorney made the final decision, his tone so cold that it made people look sideways.

As for the shortfall...

This was a well-documented case. When the audit results were reported, Shi Ke's clerks took action immediately. According to the procedure, the property under the Zhang family's name was immediately frozen to prevent them from transferring property.Then the Audit Department of the Ministry of Accounts sent people to do the accounting and settle the deficit.Don't forget, in addition to the money owed to the state treasury, the Zhang family also owed dozens of small businesses outstanding payments.The former is lucrative to the bank, but it uses the antiques and curios of the century-old Zhang Mansion's shop as collateral, while the latter has a penalty decision made by the Fair Trading Office, which is written in black and white and cannot be doubted.

After removing the mortgage in the bank and repaying the merchant's foreign debts, the huge Zhang family was immediately stripped of its pigs; and after liquidating the deficit, the Audit Department of the Household Department almost squeezed out the last drop of bone marrow oil from the century-old Zhang family.This kind of Zhang's house can't afford to repay the huge interest of Lihao Qianzhuang, so the huge collateral of his family was seized by Lihaoqian in a grandiose, reasonable and legal manner.

Sure enough, this kind of thing can be done in a very private and decent way with Qianzhuang's presence.

From the magnificent century-old family to the empty-handed with nothing, Qianzhuang takes over everything according to the order, behaves politely, and makes money with a kind face on his face. There is no need for violent conflicts, and there is no need to roll around, so and so, please.

It took more than half a month for the biggest "Zhang's deficit case" in the Jiayou Dynasty from the investigation to the conclusion of the case, to the final bankruptcy and liquidation of the Zhang family.When the Treasury and Banking Department, the Auditing Department of the Ministry of Accounts, and the Department of Fair Trade liquidated and dismembered the Zhang family, repaid all foreign debts, and reported the final results to the court, many people did not react.

Done?

This, this is the end?

Those who heard the news couldn't believe their ears. The Zhang family, which had stood in the imperial capital for more than a hundred years, was thriving. The old family who didn't look dilapidated at all, just... lost?

How did he lose?

The defeat was really a bit of a thunderbolt, it was completely inexplicable!

I'm afraid the Zhang family didn't understand why the turnover was so bad for a while. In the blink of an eye, more than a month's time had accumulated wealth accumulated over a century, but the fact is that the Zhang family not only lost, but also suffered a particularly miserable defeat.At the beginning, in order to let Lihao Bank make more valuations, they falsely reported some gold, silver, jade and antique treasures at high prices. Seven-foot coral tree, what should I do if I can't move out a five-foot coral tree?Find all the money.

The main house mortgaged on the form said that if you have five entries, you will have five entries. If you miss one entry, the other courtyard will make up for it;The outer house was not enough, even the singers and actresses raised secretly in the outer house were brought in.If it doesn't work, it's a pawn to pay off the debt.In the mansion, all maids, wives, women, and servants who have a contract of sale are all quantified into silver in front of the mortgage contract written in black and white.Accounting, valuation, sales, there is a bank to make a move, all accounting and accounting are veterans, and they can't even conceal the report if they want to.

In this way, the good bank is like locusts crossing the border, not to mention the main house garden, the servants who serve, Zhang's family can't even keep the ten hectares of his hometown farm eight hundred miles away.After three times, five times and two times, the Zhang family went bankrupt and liquidated, and was evaporated by the world.Judging from the book, even the dismounting stools in the carriage house belonged to the old man Wang’s family in Liushu Village, which was worth half a catty of sesame oil.

Completely, penniless.

According to the settlement results in black and white, Shui Qingqian felt that if he saw Zhang Bao begging for food at the gate of the city next second, he would not be too surprised.So, when he saw Zhang Bao in the restaurant, he was dumbfounded.

"Then that... is Zhang Bao?" Shui Qingqian lay on the third-floor balcony of the first floor of the sky, pointing incredulously at the window of the private room on the second floor of the Fusheng Building, stammering.

Isn't he dazzled?

Didn't he recognize the wrong person?

It is said that the Zhang family is so poor that they are underpants, why, how could it be possible that they are still eating in a restaurant?And judging by his style, it's no different from before.

Meng Shaogang quickly lay down on his stomach, eyes full of gossip, "Eh? Where is it, where is it? Let me see."

"Why did he do this? Isn't the Zhang family stolen? Isn't it penniless?" Shui Qingqian pointed in that direction.

"Isn't that penniless?" Meng Shaogang saw it clearly, turned back and sighed, "Did you see that he has decent accessories? It's so shabby... Tsk tsk tsk, to be honest, I couldn't imagine it before What will it be like to be poor like us, now," Meng Shaogang shivered suddenly, feeling so terrible, he had to drink a sip of wine to suppress his shock.It can make a family that has been passed down for hundreds of years impoverished overnight, and even stay out of it, moisten things silently, Ningrenhou's Mansion is really... Thinking about it makes people feel chills!

"In the future, I will rely on the dowry from my grandmother and mother." Xie Ming sighed. "Oh, how can Zhang Mansion, which has been around for a hundred years, be such a miserable word."

"Living on the dowry of the women's relatives, they won't be able to raise their heads when they are together..." Yuan Mu shook his head again and again.

"Probably not." Shui Qingqian suddenly interjected, affirming lightly, "It's impossible for them to have private money or dowry left over."

Yuan Mu & Xie Ming & Meng Shaogang: (→_→)

Xie Ming rubbed his arms, "Meng Shao, pass me a sip of wine." He suddenly felt chilly all over.

Yuan Mu also silently picked up the wine glass and took a big sip.

Feng Ran rubbed his forehead, fortunately, their family has a close cooperative relationship with Ningrenhou's Mansion, "This is a gesture. The century-old Tianren Mansion really goes to the streets to beg for food. How can the in-laws' hometown not make a fuss at this time?" The Tianren Gao family and the Lin family are also tired. The Xu mansion was originally their money bag, but somehow it disappeared overnight, and the family property was merged into the national treasury. We can’t really let them be so down and out, after all, it’s just Zhang Gong who was sent to prison alone.”

Yes, don't look at the Zhang family being ruined to the point of penniless, after all, it is only a loss of money, and the social status has not been lowered.Zhang Gong was the only one in the whole house who was thrown out because of the deficit problem.Others, those who should be officials, those who should go to school, have not been implicated in the deficit case.Exile a child of the Zhang family, in exchange for the uncles and brothers of Manfu who are still officials in the court. From this point of view, the matter is not irreparable.

However, if this is the end.What kind of eternal invincibility is that, what kind of Fei Tian'er's revenge?

When Shui Qingqian asked about his father, Ning Renhou spread out his hands, "We found out before that a family like this that can last for a hundred years will run the family more rigorously, there is no big mistake, neither murder, arson, nor treason , then we can’t create something out of nothing, can we?... The ‘ten evils’ in the law code have nothing to do with it, and the Chief Attorney can’t forcefully sentence someone to ransack their family and exterminate their family, right?”

Shui Qingqian: So this thing is over?

Shui Qingqian blinked her eyes and stomped away.Sooner or later, if he digs out his pigtails, he will have to piss his pants again.Shui Qingqian turned his stomach full of bad water, but he didn't see his grandpa looking like an old god.

Without waiting for Shui Qingqian to play tricks, the members of the Zhang family began to be targeted and attacked one after another, which had nothing to do with Ning Renhou.