Reborn on top of football

I am stubborn and I am proud to remind you: ask for collection () after reading, and it is more convenient to read again.

Shi Wenjun was stunned by Wang Ai's statement: I am an egg seller, how did I open a bank?However, the second bomb came again immediately, and I heard Wang Ai continue: "Actually, we have already invested in several city banks and bought stocks in several banks. So this is not the first time for our family to do finance. To put it bluntly, there is already a rudimentary consortium.”

Consortium?This time, even Xu Qinglian was dizzy. A few years ago we were singing about successors to communism. How did we become financial oligarchs?

If Wang Ai wants to know their psychological activities, he must roll his eyes. You are, but I am not?Now this is the coexistence of various economic forms in the primary stage, and we are trying every means to increase the speed of construction and the level of development.

Wang Bin and Ai Xiaoqing were silent all the time, just listening to their son.In fact, their family has exchanged a lot of these words before, and they have already formed a common understanding, but they didn't say it to others until the time came.

"If only one set of licenses is given to us, then the new idiot fund will be temporarily placed under the Future Fund, but the operation will be divided into two parts. The future fund will continue to engage in angel investment, and the new idiot fund will engage in loans. We can do it online by ourselves. For sale, you can also entrust our bank to sell it.”

"Then how do we compete with banks? After all, banks have been making loans for many years and are very mature."

Wang Ai nodded: "The bank's disadvantages are also obvious, such as being conservative, and the loan threshold is relatively high. Once the threshold is low, there will be a lot of bad debts, such as small loans in rural areas. We are more aggressive and lower the threshold, such as the bank's If the collateral is twice the amount of the loan, we will put it at [-] times. In short, it is to fill the various gaps of the bank and the future fund. Some entrepreneurs are willing to share equity, while others are not. They just want to borrow In sum, the company is still mine after repaying the money, even if I pay more. But these people either have collateral far lower than the loan amount, or hold a technical patent whose value is difficult to judge. Angel Fund No matter whether it is a bank or a bank, no one can satisfy him. But our new stupid fund can do it. We will plug this gap and provide him with a new product. Of course, the return we want to reap must be at least doubled. Well, in this way, it is considered a usury. But we are a corporate usury, one is willing to fight and the other is willing to suffer, who makes you reluctant to part with the equity? Of course, this thing is still a kind of identity mortgage loan in essence, that is to say, no one Come on, we will let them all go, at least they must be graduated from prestigious schools and have real talents. It can even be said that this is a kind of talent investment, that is, we judge that even if this person fails this time, he can succeed next time, then we will lend him a loan We can't catch up for a while, and we will go again when he succeeds in starting his own business next time."

"Then what if he just doesn't pay back the money?" Xu Qinglian thought about it.

Wang Ai shrugged: "Don't forget that we have a bank. We cooperate with Industrial and Commercial Bank of China for credit investigation. If he doesn't pay back the money he owes, we will put it in the credit investigation record for him. Banks and financial institutions across the country will not give it to him in the future. Loans. If no one believes him, he will cheat our family, and I will suffocate him to death."

"Then what does Wang Jin do?" Shi Wenjun asked.

"Are you still thinking about charity?" Wang Ai gave her a sideways glance.

"I, I'll just ask."

"I tell you clearly, unless you leave us in the future, you can no longer do charity. Look at what you have done in the past few years. My mother just said that you didn't understand? Your perspective is narrow, and the upward path is narrow. Your body is very worrying!" Wang Ai said angrily: "Sorrow hurts your body, it is your situation, you are in contact with those who can't go on all day, touch similar injuries, and don't let you come out, I worry about you You won’t live long! I said you are in charge of the entire idiot company, not the idiot fund, and all idiot products are sold to rich people, why don’t you take a look at them?”

When Wang Ai said something, Wenjun's tears were in his eyes.Ai Xiaoqing glanced at Wang Ai, stood up and walked over, sat next to Shi Wenjun, and took her hand with sharp knuckles: "When I was young, I knew you always felt guilty about the death of Bai Fangli and Cong Fei, don't be so guilty." Think. They have their ideals and pursuits, and we also have our ways and methods of doing things. Your monthly salary is basically donated secretly, isn’t it? I see that you have almost I haven’t bought my own things. We don’t interfere with your private life pursuits, but we must be responsible for your future growth. Otherwise, one day your parents will call at our door, and you will ask me to tell your Uncle Wang what to say ? How to open this door? Your precious girl from the old family, if there is no good result in our place, can we sleep well?"

"My parents can't..."

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