Only after being reborn did I realize how fascinating the world of the rich is.

Soon, through Liu Qianqian's introduction, Li Xiaofeng met her cousin, Liu Shasha.

This Liu Shasha bears a resemblance to Liu Qianqian. She appears to be around twenty-seven or twenty-eight years old, dressed in a business suit—a black women's blazer, a white shirt, and black stockings over her long legs.

To put it simply, Liu Qianqian is a beautiful woman with a well-proportioned figure, and the more you look at her, the more attractive she becomes.

Liu Shasha's features are more distinctive, with big eyes and slightly thicker lips. She is more mature and sexy than Liu Qianqian, and she is quite stunning at first glance.

"Sis, this is the junior I told you about before, Li Xiaofeng!"

Liu Shasha looked Li Xiaofeng up and down a few times, then said with a smile, "Oh, he's a handsome young man! Qianqian, is this your boyfriend?"

"No way! I don't want to find a boyfriend so early. Besides, I wouldn't even look at him!" Liu Qianqian pouted slightly, her expression haughty.

Li Xiaofeng said with a smile, "Yes, Qianqian is the most aloof and beautiful girl in our school. Countless people surround her all day long. The boys who pursue her could line up from here to the Huangpu River."

Liu Shasha smiled and glanced at Liu Qianqian, then at Li Xiaofeng, and said with a smile, "I've looked at the information Xiaofeng gave me. Although there's collateral, it's a second mortgage, and your debt ratio is too high, so it's not easy to handle!"

Li Xiaofeng smiled and said, "Sister Shasha, just because it's difficult doesn't mean it's impossible, don't you think?"

"Young man, I have to take the risks and responsibilities for this kind of thing!"

"Sister Sasha, my collateral is real estate, which is considered a high-quality asset according to your bank's standards. What risks could there be?"

"Young man, don't play dumb with me. It's true that it's a high-quality asset, but your debt ratio is too high. Once the housing prices drop even slightly, you'll go from a millionaire to a debtor in no time!"

"Sister Sasha, with the government's major policies to revitalize the real estate industry in place, coupled with the rigid demand of over a billion people, housing prices are bound to continue to rise. How could they possibly fall?"

Otherwise, there wouldn't be zero down payment options for real estate sales these days, wouldn't you say?

Liu Shasha covered her mouth and chuckled: "Young man, you know quite a lot. No wonder you dare to be so bold. But policies are policies, and regulations are regulations. Our bank has its own risk control standards."

"Sister, can't you really make an exception? If you can help him, please do so." Liu Qianqian shook Liu Shasha's arm coquettishly, trying to speak up for Li Xiaofeng.

Liu Shasha stretched out her slender, white index finger and gently poked Liu Qianqian's forehead, saying in a reproachful tone, "You, you, still say you don't like her."

"Are you planning to sell me out to please your handsome young man? I've never seen you treat other boys this well before!"

"No way! My relationship with him is just a business partnership!"

"What are you two going to do together? Why don't you two team up to have a baby?"

"Sister, what are you doing? What kind of indecent things are you saying!" Liu Qianqian's face was flushed, and she covered her face with the backs of her hands, as if trying to cool it down.

Li Xiaofeng, who was standing to the side, chimed in with a grin, "Sister Sasha's suggestion is actually quite good. As long as Qianqian has no objections, I'm definitely willing to go along with it!"

"Following your head? Pshaw, that's more like it!" Liu Qianqian looked like she wanted to kill Li Xiaofeng.

Liu Shasha chuckled and said, "See? Men are all the same. They reveal their true colors as soon as you test them. You're planning to sell your sister to please him, but he's actually lusting after your body!"

What the hell!

Li Xiaofeng originally thought it was normal for a woman of Liu Shasha's age to be more open in her speech, so he just casually followed along and made up some nonsense.

Unexpectedly, they were fishing, waiting for Li Xiaofeng to take the bait, actually wanting to embarrass him.

"Sis, what are you doing? Li Xiaofeng already has a girlfriend, okay? And his girlfriend is the school beauty!"

Fortunately, Liu Qianqian already knew about Li Xiaofeng's situation, and her goal was to get investment from him. The two didn't have any relationship beyond friendship.

"Oh, he already has a girlfriend, and he's still trying to take advantage of you? And you're still eagerly helping him out? How can you be so pathetic!"

"No, sis, you misunderstood. He promised me that once he got the funding, he would invest in my company!" Liu Qianqian looked utterly hopeless, feeling that even eight mouths couldn't explain it away.

"Oh, I see!" Liu Shasha looked at Liu Qianqian with a smile, then glanced at Li Xiaofeng.

This woman is incredibly shrewd; no wonder she's a loan officer at the bank. With a little indirect approach, she managed to get Liu Qianqian to reveal her true intentions.

Liu Qianqian seems quite smart at school, but in front of her older cousin, she's just a novice!

At this point, Liu Shasha turned her attention to Li Xiaofeng.

"Young man, what do you plan to use this loan from me for?"

Li Xiaofeng immediately raised his hands dramatically, as if surrendering.

"Sister Sasha, I surrender, I confess, I'll tell you everything!"

Li Xiaofeng had no confidence in using tricks or schemes against a woman like this, and more importantly, she held absolute power.

If the other party exposes your lie, the loan will definitely fall through. It's better to be honest and just let it go. If it works, great; if not, forget about it.

Honesty is sometimes a tactic.

"Handsome young man, then you'd better confess properly!" Liu Shasha smiled, looking at her prey like a cat catching a mouse.

"It's very simple. I don't have much cash on hand. The rental income from my current properties can only cover the loan interest, not the principal."

That's why I was thinking of taking out a loan to pay off the monthly mortgage. If Sister Sasha won't make an exception, I'll have to consider selling some of my properties to ease the burden of repayments!

Liu Shasha smiled and said, "Oh, I see! So how much are you planning to borrow?"

Li Xiaofeng quickly said, "I've roughly estimated that the net value of these properties has increased by 20 million. Plus, I've already paid over 4 million in monthly mortgage payments. Can I get a loan of 15 million?"

"Young man, that's not how banks calculate things. Your market valuation will definitely be discounted, and then the loan will be discounted again based on that discounted market valuation!"

Of course, this is assuming your loan application is approved. If it's not approved, no matter how eloquently you speak, it won't matter!

"Sister Shasha, will my application be approved?" Li Xiaofeng imitated Liu Qianqian and started to act coquettishly towards Liu Shasha, almost shaking her arm.

No matter what kind of woman she is, she has a maternal instinct. Li Xiaofeng's actions were an attempt to test her reaction.