Only after being reborn did I realize how fascinating the world of the rich is.

In Li Xiaofeng's villa, Jiang Xueying nestled beside him, somewhat hesitant.

"Xueying, what's wrong? Is there something you want to tell me again?"

Jiang Xueying pouted, bit her lip, and said helplessly, "I remember you said before that the real estate industry doesn't have much of a future and will soon decline. Is that true?"

Li Xiaofeng smiled and said seriously, "The real estate industry is still in an upward phase these two years, but it won't be long before it reaches its peak and then slowly begins to decline."

But don't worry, the properties I own are all high-quality properties in Shanghai. They not only have a longer appreciation cycle than those developed by real estate companies, but they are also easier to liquidate.

"What if it's a real estate company?"

"That's a different concept. A real estate project takes at least three years from the start of construction to completion, and at least five or six years to sell it all. And that's in first-tier cities. It takes even longer in second- and third-tier cities."

"Starting a real estate company now, even though it's still in its growth phase, I think it's like taking over someone else's inventory. It's much more comfortable to be like me, holding a portfolio of high-quality properties in top-tier cities and waiting for prices to rise."

Hearing Li Xiaofeng's words, Jiang Xueying's face was full of worry.

"What's wrong? Your brother isn't thinking of getting into real estate again, is he?"

"Dapeng and my brother have gone crazy. They sold all their real estate and are preparing to invest in Puyu Real Estate. They said one of them would be the chairman and the other the general manager, so they could completely control the company."

Li Xiaofeng was shocked and asked incredulously, "Really? Are they crazy? There are already purchase restrictions now. Once they sell those properties, they won't be able to buy them back later."

Then, with some concern, he asked Jiang Xueying, "You didn't sell your real estate to invest in this, did you?"

Jiang Xueying quickly shook her head and said, "I didn't. Although my brother has mentioned these things to me, I trust your judgment more, so I came over to ask you and see what your attitude is."

Li Xiaofeng said irritably, "What attitude? What attitude do you expect me to have? Do I need to express any attitude? The higher-ups just issued a ban policy last year. Isn't that enough to prove anything?"

"What do you mean by that? Are you saying these properties are rare? But once real estate companies acquire the land, they can also develop residential properties themselves!"

"Can they be the same? We can leverage more than three times the returns on these properties with a very low loan interest rate. Ask any real estate company if they can do that."

Even if it's possible to illegally accumulate loans for fixed assets multiple times, the associated costs and interest rates are still alarming.

But with the assets we have, we can use the rent to cover part of the mortgage payments and bank interest. Which do you think is more worthwhile?

"Oh, could you please try to persuade them?"

"Persuade them? They've already sold their properties. What's the point of me trying to persuade them now? Besides, you need to understand human nature better. I don't want to waste my time trying to win them over!"

Jiang Xueying said with some worry, "You can't just stand by and watch them jump into the pit!"

Li Xiaofeng smiled, shook his head and said, "I just said, you don't understand human nature. Humans are all self-righteous creatures, they all think they can do it and others can't."

Even when the facts are right there, people will comfort themselves by saying that the other party was just lucky, and that they are no worse than the other party. If they had a good opportunity, they could do it too!

Xueying, do you remember? From the very beginning of our relationship, I predicted the future trend of the real estate market for your family several times, and even suggested that he invest in real estate with me. But what did he do?

Didn't he do as you said?

Li Xiaofeng chuckled, shook his head, and said irritably, "He always does as he's told, but only part of it each time, even if it turns out I'm right afterwards. Do you know what his mentality is?"

What kind of psychology?

"Over the years, I've come to see through him. On the surface, he'll tell you that no matter who or what you do, you can't trust everything. You have to be cautious, reduce the risks, and not leave yourself with no room for maneuver."

But in reality, he wanted to show others that he was also a very opinionated person who would not blindly believe everything he heard, but rather gather the opinions of many people and learn from their strengths.

After his so-called "drawing on the strengths of many, a hodgepodge" opinion achieves some results, he will even be smug and show off his achievements to others.

At that moment, he realized that all his achievements were due to his own hard work, not because he took my advice.

Jiang Xueying tugged at Li Xiaofeng's arm and shook it playfully, saying, "You're overthinking it. My brother is naturally a cautious person. Even if he didn't listen to you this time, don't be angry!"

"Why should I be angry? Whether he makes money or loses money, it has nothing to do with me. Isn't there a saying that even the King of Hell can't save a damned ghost? We are all adults and should be responsible for our own actions."

As for your claim that he's inherently a cautious person, I certainly don't see it that way. If he were truly cautious, why would he take such a desperate gamble this time? Don't you think this action contradicts his past behavior?

"I...I don't know why he did this this time!" Jiang Xueying's tone was hesitant.

Li Xiaofeng sneered and said in a calm tone, "I know why he would do that!"

"Why!"

"It's very simple. One reason is that your dad is getting old and can't control your brother anymore; the other is that this all-or-nothing decision was made by him on his own, without my influence."

Whether it's your brother or Cao Jinpeng, they're polite to me on the surface, but deep down they're holding a grudge against me!

"Don't overthink it, they're not like that!"

Li Xiaofeng glanced at Jiang Xueying beside him, kissed her on the cheek, and said confidently, "Xueying, you don't need to speak up for them in front of me. These things are really not a big deal."

You only know that women like to compare themselves to others, but actually men like to compare themselves to others too.

Over the years, their careers have developed to where they are today, and I have actually influenced them a lot. Although they have made money, it makes them very unhappy!