Only after being reborn did I realize how fascinating the world of the rich is.

However, Li Xiaofeng's rise to where he is today is not due to his willingness to help others, and he cannot be easily subdued by Qin Kai's few casual words.

"President Qin, it's not impossible for me to invest in you, but how can you guarantee my investment returns? To put it bluntly, how can you guarantee that I will definitely make money after investing?"

"Mr. Li, what are you saying? In business, who can guarantee that they will definitely make money? However, you know the current state of the real estate market. As long as the cash flow is uninterrupted, you can always make money."

Li Xiaofeng smiled and shook his head, saying, "I don't care whether you make money or not, but if you want me to invest, you have to guarantee that I will make money. Therefore, if you want me to invest, we have to sign a performance-based agreement."

"A performance-based agreement?"

"Yes, there are two conditions. One is that you must guarantee that the company will go public within three years. The other is that if the company cannot go public within three years, you must return the principal and interest to me at an annual interest rate of 20%."

"Going public?"

Li Xiaofeng smiled and nodded.

"Since you want to make your company bigger and stronger, you must have thought about going public, right? Going public as soon as possible to raise funds will allow your company to seize more market share!"

For Li Xiaofeng, no matter what Qin Kai's purpose is, or what underhanded tactics he may have, as long as the company goes public, Li Xiaofeng can sell his shares and leave at any time.

If the company fails to go public, Li Xiaofeng can get his principal back and even make a small profit. However, if the company cannot repay Li Xiaofeng's principal and interest, it will be equivalent to the company being insolvent.

Well, I'm sorry, but no matter how many shareholders the company has or how much money was invested before, the shares will belong to Li Xiaofeng.

After all, when you buy an asset, you need to pay real money for it. But if you're in a hurry to sell it, sorry, you'll be charged a huge discount.

A performance-based agreement is not actually gambling, otherwise it wouldn't exist openly, but the outcome is often similar to gambling: failing to meet the target can lead to financial ruin and the loss of everything.

Of course, Li Xiaofeng's decision to sign a performance-based agreement with Qin Kai was not because he coveted Qin Kai's company, but rather to provide a guarantee for his own investment.

As for going public within three years, if what Qin Kai said is true, and the Luo family and President Song have also invested in his company, plus his own investment, then going public wouldn't be too difficult.

Li Xiaofeng's words made Qin Kai's eyes light up.

To be honest, he had only thought about making money quietly before and never thought about taking his company public. Although he was tricked by Luo Siqi and President Song this time, it opened up a new world for him.

Yeah, since the company already has so many shareholders, why not just go public? After all, listed companies prefer a company structure with multiple shareholders.

Qin Kai smiled and said, "The main problem before was insufficient funding. Once I've raised enough capital and got all the projects up and running, I'll naturally go public to raise funds!"

Li Xiaofeng said in a nonchalant tone, "Anyway, I don't care what you think. My conditions are there: you must go public within three years. Both the Luo family and I can provide you with the necessary legal assistance."

"If you don't have that determination, I have no interest in playing any Three Kingdoms games with you. As far as I know, President Song isn't exactly known for his helpfulness. Luo Siqi's investment... could it be a debt-to-equity swap?"

At this point, a mysterious smile appeared on Li Xiaofeng's face.

Seeing Li Xiaofeng's expression, Qin Kai remembered that Li Xiaofeng had Liu Shasha, his confidante, in the bank, so he couldn't hide many insider secrets from him.

So he gave a wry smile and said with a somewhat helpless tone, "Doing business is bound to have some bumps and bruises, but you must always look forward in the general direction."

Now that Luo Siqi and President Song have become shareholders of the company, they are now on our side. Since we're on the same side, all past grievances can be wiped clean!

Li Xiaofeng smiled, gave him a thumbs up, nodded, and said, "President Qin is magnanimous and responsible. He definitely has a bright future."

However, I've laid out my conditions here, so there's no need for further discussion. Actions speak louder than words. If you're willing to sign this agreement, I can provide you with one billion yuan.

Although Liu Shasha has been reassigned to a branch, she has performed very well during this period. With the support of Li Xiaofeng's customer resources, she has achieved excellent results in attracting deposits, and it is possible to borrow 1 billion yuan from her.

"Really?" Qin Kai was pleasantly surprised.

Li Xiaofeng's investment was indeed substantial, amounting to a billion yuan in one go. If the investments from the Cao and Jiang families were added, it would be enough to offset the investment share of Luo Siqi and others.

"What's the point of talking about whether it's real or fake? It's just a billion!"

In fact, Li Xiaofeng was willing to invest some of his money in Qin Kai in order to alleviate his own financial pressure.

He has taken out loans of 5 billion yuan from banks, of which 3 billion yuan was used to redeem and increase his stake in Wanzhong Media, 1 billion yuan was invested in Hongxing Electric Vehicle Factory, and 1 billion yuan was invested in Dingdian Film and Television and Dingdian Film and Television Network.

These commercial loans are all medium-term bank loans with a term of five years, which puts considerable pressure on repayment. Although Li Xiaofeng can repay the loans by selling shares of Wanzhong Media, Wanzhong Media has strong profitability, so it is best not to reduce his shareholding.

In this way, you can find a company that can go public, invest in it in advance, and then sell your shares after the company goes public to make a profit and cover the loan deficit.

After all, he can't cash out his real estate holdings for a long time to come; he has to wait until the prices reach their peak before he can sell them.

Before long, the government will once again make large-scale adjustments to down payment ratios, not only raising the down payment ratio for second homes to 60%, but also introducing purchase restrictions.

In other words, once you sell your real estate, not only will you lose the leverage provided by banks, but you also won't be able to buy it back, and the opportunity to make money effortlessly will disappear.

Seeing Li Xiaofeng throw out 1 billion yuan like a deck of cards, Qin Kai was filled with passion and desire to make money. He said confidently, "Alright, it's just about going public within three years, I agree to your conditions!"

"Okay, then I wish you continued success and even greater achievements!"

Upon learning that Li Xiaofeng had invested one billion yuan in the Qin Group, Cao Jinpeng and Jiang Chengye were overjoyed and also squeezed out as much money as possible from their own businesses to invest as well.