Only after being reborn did I realize how fascinating the world of the rich is.

Since Lü Zhendong and Cheng Zhiyuan couldn't borrow money from Cao Jinpeng, they had no choice but to go to Qin Kai.

After learning the purpose of their visit, Qin Kai warmly greeted them and said with a smile, "Borrowing money is a small matter. However, I hope to cooperate with your two families in the long term and build a huge business empire together."

Lu Zhendong was a little confused and asked, puzzled, "Brother Kai, what do you mean? Didn't you already invest in our family's construction company?"

While pouring tea for the two, Qin Kai explained, "If we want to expand and strengthen our business, we need to unite everyone's efforts. Our previous cooperation was too loose, and we couldn't concentrate our full strength."

I plan to make the company a diversified group, with real estate as its core business.

I'll personally manage the real estate company, Sun Wenxuan will be in charge of the film and television culture sector, Zhendong will be in charge of the construction company, and Zhiyuan will be in charge of the offline entertainment sector. Together, we brothers will create a powerful business empire.

Cheng Zhiyuan frowned slightly and tentatively asked, "Which sectors are the Luo family, the Wei family, and Boss Cao in charge of?"

Qin Kai smiled and said seriously, "The Luo family is a self-contained system. They operate on their own, and outsiders can't interfere. At most, we will have a cooperative relationship with them in the future."

The Wei family father and son are two scoundrels, both with dirty hands. If they want to get involved, they can invest money, but I won't let them be in charge of a sector.

As for your boss Cao Jinpeng, he's too opportunistic and not a down-to-earth person. Don't be fooled by his current wealth; he'll squander it all sooner or later.

Currently, it's just the few of us. I originally wanted to bring Li Xiaofeng over, but he refused. Now that he's already established himself, it will be even more difficult to get him to join us.

But that doesn't matter. We have enough people. It's not about the number, but about unity. If we're not united, we can't accomplish anything.

Cheng Zhiyuan continued, "Then how are the shares calculated?"

"We'll calculate it however we want. I'll overestimate the value of all your assets, and I'm sure you won't lose out. Of course, the group's shares will definitely be the majority, there's no doubt about that."

On the one hand, it is a necessity for development. If the group cannot hold a controlling stake, what kind of group is it?

On the other hand, there's the need for scaling up. For the sectors you're responsible for to fully develop, the group will definitely need to inject substantial capital into your areas. It's unacceptable for the group to provide the majority of the funding while only taking a small share of the profits!

Lu Zhendong and Cheng Zhiyuan exchanged a glance and remained silent.

Qin Kai's words made sense, but this also meant that their two families would lose control of the industry and become high-level employees of others, being manipulated by others in every way.

Both of them grew up in comfort and were called "young masters." Although their careers weren't very successful after graduation, they were still in charge of their own lives.

They understood the principle of "better to be the head of a chicken than the tail of an ox."

Qin Kai seemed to understand their concerns and said with a smile, "Zhendong, Zhiyuan, the current trend of business development is very different from before."

Previously, the market was large enough, but the total number of business people was not large, so business was relatively easy to do, and business people of all sizes could make money.

However, as the economy develops, more and more people are investing in business development, but the overall market size is not growing as fast.

What if market share isn't enough? Inevitably, it will lead to big fish eating small fish, and small fish eating shrimp. In the real estate market, haven't you noticed that land prices are rising higher and higher, and many small and medium-sized real estate companies have already begun to exit the market?

“That’s true!” Lü Zhendong and Cheng Zhiyuan both nodded at the same time.

Qin Kai, with an air of authority and confidence, continued, "Leaving aside others, didn't the Cao family used to be in the real estate business? Why didn't they do it anymore?"

And what about the Jiang family? Their assets are much larger than the Cao family's. Why are they shifting their focus to property management and real estate brokerage?

Everyone understands the saying "It's better to be the head of a chicken than the tail of an ox," but there's a prerequisite: to be the head of the chicken, you first have to survive in the market. If you can't survive, you won't even have a chicken's rear end!

Lu Zhendong said with some concern, "Brother Kai, the real estate market is currently in a slump. If we continue to venture into the real estate sector, won't we hit a wall?"

Qin Kai waved his hand and said with a smile, "I have communicated with many senior people. At present, the demand for the real estate market in China is very strong. A slight change in policy cannot change the overall upward trend of the real estate market."

Besides, the market cycle for real estate is at least three years. Some fluctuations during this period won't have a significant impact on us. I believe the real estate market will continue to rise before long!

Cheng Zhiyuan leaned closer and asked, "How much longer do we need to hold on before prices go up?"

"That's hard to say, but it's okay. As long as you're willing to fully integrate into my Qin Group, I'll definitely lend you enough money to last until the real estate market recovers."

What is the interest rate?

"Don't worry, the interest rate is not high, only 15% per annum. You should know that when I borrow money from the bank, the actual interest rate is at least 8 to 10%, or even higher."

Besides, when I lend money out, I have to give the shareholders an explanation, don't you think?

Lu Zhendong and Cheng Zhiyuan exchanged another glance, their eyes conveying a great deal of meaning.

"How about that, brother? I'm pretty generous, aren't I! At this point in time, you two wouldn't get this price anywhere else you could borrow money!" Qin Kai continued to encourage the two of them.

Cheng Zhiyuan glanced at Lü Zhendong and said helplessly, "Second brother, I have no other choice now. I tried to negotiate with the bank to postpone the monthly payments for a while, but the bank simply wouldn't listen."

"You know how it is to borrow money from others—the interest rates are outrageously high. And even with significant price reductions, there's simply no one willing to buy my properties right now. I don't want to wait for the bank to auction them off."

Then, he turned to Qin Kai and said, "Brother Kai, I'm willing to join. I can't speak for other things, but if you ask me to run a nightclub, I'm definitely good at that."

Qin Kai was overjoyed and shook Cheng Zhiyuan's hand, saying, "Besides nightclubs, I feel that the gym business is also doing very well. I've already tried opening a few, and the returns are quite good. You should join me in opening one too!"

Seeing that Cheng Zhiyuan had already joined, Lü Zhendong thought about it and also expressed his willingness to join.

The construction industry relies heavily on personal connections, and Qin Kai's network was enough to keep his company overflowing with business.