Only after being reborn did I realize how fascinating the world of the rich is.

After seeing off the furious Jiang Chengye, Li Xiaofeng sold a significant portion of his real estate to several wealthy classmates. Before long, all of Li Xiaofeng's real estate holdings were successfully sold off.

After some calculation, Li Xiaofeng first bought real estate in 2000. The base price after discounts was 3000 yuan per square meter, and later it was 3400 yuan per square meter, 4700 yuan per square meter, and 5100 yuan per square meter.

Each time he purchased assets, the value was 1 million yuan, totaling 4 million yuan. Calculated this way, the average price he paid was 4050 yuan per square meter.

Currently, the average house price in Shanghai is 9000 yuan per square meter. In order to sell the house as soon as possible, Li Xiaofeng not only lowered the price by several hundred yuan, but also reduced the monthly mortgage principal he had previously paid.

In addition to these, there are various miscellaneous fees such as deed tax and transaction commission. So, the actual transaction price is between 8500 and 8600 yuan.

Based on this calculation, Li Xiaofeng's initial investment of 4 million yuan, after deducting all expenses, yielded a total profit of 4.5 million yuan.

As for the interest on the monthly mortgage payment, this is usually not included in the property transaction, but the principal of the monthly mortgage payment will be included.

The 3 million yuan invested at the beginning of this year has resulted in a large number of purchases and a long timeframe, causing the average transaction price to rise from 6300 yuan per square meter at the beginning of the year to 6500 yuan per square meter.

After the investment was sold, an average profit of 2000 yuan per square meter was made, with the profit equivalent to about 30% of the total investment, which means a gross profit of 9000 million yuan.

In addition, after deducting the monthly payments, deed tax, transaction fees, etc., the actual net profit is 7000 million yuan.

Of course, this year's 3 million investment requires a 20% down payment, totaling 6000 million, and this money can definitely be recovered.

The combined net profit from the two investments is 5.2 million yuan.

That's not all. This profit belongs to Li Xiaofeng's Puhui Investment Co., Ltd., and is subject to corporate income tax at a rate of 25%, totaling 1.3 million yuan.

At this time, the country already had a personal income tax. Even if it was placed on an individual, they would still have to pay personal income tax. There was no escaping it. Moreover, Li Xiaofeng wanted to build his own business empire and eventually turn it into a conglomerate, so he definitely needed to make arrangements in advance.

After paying taxes, plus the 6000 million yuan down payment, Li Xiaofeng had 4.5 million yuan left.

In addition, Li Xiaofeng has taken out loans totaling 1.8 million yuan from banks. Now that he has the money, Li Xiaofeng plans to pay off the loans first and does not want to continue to carry this debt for the time being.

On the one hand, they want to improve their credit with banks to facilitate future loans; on the other hand, they are afraid that if they have too much cash on hand and too much debt, they will forget to calculate their liabilities when investing, which could lead to a break in their cash flow.

Ordinary people can act like scoundrels, but why should I pay back the money I borrowed through my own abilities?

But as a businessman, Li Xiaofeng, aside from the fact that everyone has to bow down before the law, must establish his credit if he wants to continue doing business.

Once a credit crisis occurs in a bank, even if it's just a small amount of money, it can affect future bank loans.

Without the support of banks, any businessperson would find their path extremely difficult.

After paying off all the bank loans, Li Xiaofeng's bank account was left with only 2.7 million yuan.

Logically speaking, an ordinary person who makes money out of thin air, earning 270 million yuan in just a few years with only 5 million yuan, and also owning an advertising company valued at over 2 billion yuan and a chain of gyms, should feel happy.

But Li Xiaofeng always felt something was off, like he was going through a lot of trouble, but all he ended up with was loneliness.

However, Liu Shasha, lying in Li Xiaofeng's arms, was full of excitement.

"Xiaofeng, you are really amazing. After all these years of hard work, you not only own two large companies, but also have a total of 2.7 million yuan in the bank. You are now a billionaire."

Li Xiaofeng chuckled and kissed her forehead, saying with a proud tone, "Little vixen, isn't it great being with me?"

At the beginning of this year, Li Xiaofeng first purchased 3 million yuan worth of real estate, and then sold all of his real estate holdings. Including the appreciation in value, the total transaction amount exceeded 15 billion yuan.

All of these transactions were handled by Liu Shasha, and the commissions alone made her a fortune. Not counting previous transactions, just this year's 15 billion yuan, at the minimum rate of 0.3%, she can get at least 4.5 million yuan in commissions.

In addition, at Li Xiaofeng's suggestion, Liu Shasha also started speculating in real estate, following Li Xiaofeng's lead and making a fortune.

In short, Liu Shasha is now quite wealthy.

Hearing Li Xiaofeng say that, Liu Shasha hugged him like an octopus, and said with a smile, "Of course it's great! I have someone with me, and I can make a lot of money. What woman wouldn't feel great?"

To be honest, I was a little worried before, afraid that your debt was too high and would cause your cash flow to collapse. Now that I see you know when to stop and secure your profits, I'm even happier!

"Since you're so happy being my woman, then you'll be my woman for the rest of your life, okay?"

Liu Shasha pouted and said irritably, "How can you be so domineering and greedy? You already have so many women, what, isn't that enough? You still have to monopolize me!"

"What, are you planning to rekindle your old flame with that Luo Siqi?"

"No way! When he dumped me, I never imagined I'd ever be with him again!"

Li Xiaofeng said domineeringly, "I don't care what you think, you're my girlfriend. Once you're with me, you're not allowed to be with anyone else. I'm a germaphobe in this regard!"

"Pah! Who's your girlfriend? Do you even know what 'girlfriend' means? You've been watching too many Hong Kong movies! In ancient times, 'girlfriend' was also called 'tiger', which means chamber pot. What do you take me for, Liu Shasha?"

"Cleanliness obsession? Cleanliness my foot! With so many women around you, I'm already being lenient with you, and you dare to criticize me? Honestly, no man is any good!"

Li Xiaofeng said with a grin, "I don't care. Now that you're with me, you're my woman. No matter how I treat you, you're mine, and you belong to me alone!"

"A girl who belongs to you exclusively, isn't she?" Liu Shasha retorted irritably.

"Sister Sasha, women are just too emotional. To see if someone is good to you, you shouldn't look at what they say, but at what they do."

Ask yourself honestly, have I been bad to you? Do you think that Luo Siqi could treat you any better than I have?

I don't know what the Luo family is, but compared to me, Luo Siqi is just a poor bastard!

Think about it, given his irresponsible and selfish behavior back then, he's still a poor guy himself. How good could he possibly be to you?