Only after being reborn did I realize how fascinating the world of the rich is.

Chapter 140: Speculating on Real Estate with Two Roommates

Since Li Xiaofeng arrived at the Jiang family, he shamelessly stayed there for several days in a row. Only after Jiang Xueying begged him did he finally return to his own little home.

Among the properties he purchased this time, he specifically bought a detached villa for himself, which is currently under renovation. After all, he will graduate in another year, and he has already begun to focus on starting his own business.

As the boss of a company, living in that tiny one-bedroom apartment is a bit inappropriate. The main concern is what his competitors and clients will think of him.

In this era, appearances are still very important in business. In this age of information asymmetry, people's judgments of others are largely based on superficial appearances.

In addition, once his loan is approved, he plans to buy another BMW 7 Series as a company business vehicle. The current BMW 3 Series has already been included in the company's assets.

In this way, all expenses are attributed to the company, which can legally and legitimately avoid some taxes. This is a method that almost all companies and enterprises use.

Throughout the summer vacation, Li Xiaofeng spent most of his time with Jiang Xueying, eating, shopping, playing, and going back to their little home. During this time, the two of them occasionally ran into Cao Jinpeng.

When I met Cao Jinpeng, he was always accompanied by at least two young women. Despite his young age, he looked like he had been indulging in excessive drinking and womanizing, and his complexion was somewhat sallow.

However, Cao Jinpeng himself was holding a wine bottle in one hand and a girl in the other, looking like he was enjoying life to the fullest, and he would laugh heartily from time to time.

After they met, they didn't greet each other and pretended not to see each other. But when Li Xiaofeng turned around and looked at Cao Jinpeng again, he could catch the look of disappointment in Cao Jinpeng's eyes as he gazed at Jiang Xueying's back.

Sometimes, life is just so unpredictable.

Some people are indeed born into privilege, with everything God has prepared for them: family, career, women, education, and so on.

But some people are born rebellious, have a high opinion of themselves, and look down on everyone.

He could have gotten everything he wanted by simply taking one step forward, but he insisted on taking the side path to show off his abilities and prove that he was better than others.

During this period, Lü Zhendong and Cheng Zhiyuan each took some money from their homes and came to Li Xiaofeng for advice on how to better speculate on real estate.

"If you want to speculate on real estate, the first thing you need to do is identify the property. As long as it's within the market price range, the price level doesn't really matter. The most important thing when speculating on real estate is the location!"

Lu Zhendong asked with some doubt, "I'm afraid you'll earn less from houses with higher prices!"

Li Xiaofeng smiled and shook his head: "It won't be less. People aren't stupid. Expensive houses also rise more, and once prices start to rise, it's usually the houses in good locations that rise first."

In addition, the most important thing about real estate speculation is not how much money you make, but how easy it is to resell the property. Properties in good locations are easier to sell in the future.

If you buy a house in the suburbs to live in yourself, that's fine. But if you're speculating on real estate, and you can't sell it in ages, not only will you miss the opportunity, but you might also end up with a property stuck with it!

Cheng Zhiyuan chuckled and said, "Isn't this what people mean when they say, 'Invest in stocks and become a shareholder, invest in real estate and become a landlord'?"

Li Xiaofeng smiled and nodded: "Speculation is like guerrilla warfare. The most important thing is not how many enemies you eliminate, but whether you can retreat in time and preserve yourself after you have gained an advantage."

You must understand that speculation is somewhat similar to gambling; it's very risky. If speculation fails, you could lose everything. The key is to retreat decisively when things look bad!

Then, Li Xiaofeng smiled and continued, "Actually, the increase in housing prices is not very large, usually only 10% to 20% a year. Therefore, if you want to make money, you have to leverage through banks!"

At this point, he gestured to Liu Shasha sitting next to him and said with a smile, "Sister Shasha is a loan manager at the bank. Whether you're speculating on real estate or doing business in the future, you'll inevitably have to deal with Sister Shasha!"

Lu Zhendong and Cheng Zhiyuan quickly nodded to Liu Shasha, their expressions like sycophants trying to please their master.

Liu Shasha smiled and nodded to them.

Li Xiaofeng took a deep breath and said in a relaxed tone, "We're all on the same side, so I won't hold back. From now on, besides going through Sister Shasha for loans, you should also go through Sister Shasha when buying a house."

"You're going to pay commissions to them anyway, so whether you pay others or your own people, you'll still make money. Why let outsiders profit? Don't you think so?"

Lü Zhendong and Cheng Zhiyuan nodded in agreement.

"Of course, you can rest assured, Sister Sasha is a very nice person. She's in business for the long term and won't cheat you. The houses she helped you buy are ones that you both liked, and they won't be more expensive than the market price."

My loan has now been approved, and I plan to purchase approximately 100 million yuan worth of real estate this year, all handled by Sister Sasha. The purchases are still ongoing.

Lu Zhendong grinned and said to Li Xiaofeng, "Third brother, we're all good brothers. I trust you, and I trust Sister Shasha too."

Cheng Zhiyuan, standing to the side, also smiled and said, "Yes, Third Brother, we've known each other for so long, we know each other's temperaments and personalities very well, and I trust you and Sister Sasha!"

Then, Li Xiaofeng turned to Liu Shasha next to him and said, "Sister Shasha, how about this? Haven't we already drafted a batch of high-quality target properties?"

Let my two brothers take a look first, and then I'll choose. I'm not in a hurry anyway.

Liu Shasha smiled and nodded: "Okay, I'll have someone expedite the selection of another batch of high-quality properties to ensure that you brothers can get the best properties as quickly as possible!"

"Then thank you, Sister Sasha. Here, Sister Sasha, let me toast you!" Lu Zhendong's face was beaming with a fawning smile.

"Thank you for your care and help, Sister Sasha. I'd like to toast you too!" Cheng Zhiyuan's face was beaming with smiles.

Liu Shasha smiled calmly and raised her glass: "No need to thank me. From now on, we're all friends. Let's help each other out if we can!"

Lü Zhendong and Cheng Zhiyuan nodded repeatedly, agreeing wholeheartedly.

At this moment, Li Xiaofeng smiled and said, "Did you know? Sasha is the cousin of our Liuda campus belle, and the Liuda campus belle is now my strategic partner. We are indeed family."

Liu Shasha was very satisfied with getting to know Lü Zhendong and Cheng Zhiyuan.

Both of them come from very powerful family backgrounds, which will be of great help to Liu Shasha's future business.

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