Only after being reborn did I realize how fascinating the world of the rich is.

Chapter 100: A Home Loan Service That Will Give You 1 Million Yuan

The next day, Li Xiaofeng called Liu Shasha.

"Sister Sasha, I have a loan application I'd like to process with you!"

"Oh, you need a loan? If you don't have any other collateral, I really can't help you!"

"Sister Sasha, you've misunderstood. I don't need a commercial loan, I need a mortgage for a house. It's hard to explain over the phone, I'll tell you when we meet!"

Soon, Li Xiaofeng and Liu Shasha arranged to meet at a coffee shop.

Liu Shasha wore a light gray business suit this time, with a short-sleeved blazer that revealed her cleavage and a short pencil skirt on her hips, and Balenciaga black stockings on her legs, which was very stunning and charming.

Li Xiaofeng explained the details to her, then leaned back in his chair and smiled at her, saying, "I came here today for no other reason than to offer you a 100 million yuan mortgage loan."

Liu Shasha's eyes widened as she said, "Are you crazy? You bought another 100 million yuan worth of real estate, and the real estate company arranged it with zero down payment. Can you afford the monthly payments?"

"Sister Sasha, don't worry. Based on previous experience, the monthly mortgage payment for these newly acquired properties is about five million in the first year, which should be enough to get by."

The office building that cost 100 million yuan has now been mostly rented out, enough to cover the bank interest and part of the principal for the house purchase.

I did the math, and this office building worth 100 million only requires less than 2 million in monthly mortgage payments per year to last a year. In other words, this 200 million real estate investment only requires about 7 million to last until this time next year!

Of the ten million I have, one million was invested in Qianqian and the others, leaving me with nine million, enough to last for more than a year!

"What if you spend all ten million? What if housing prices drop next year? You might lose all your money and end up owing the bank a huge sum!"

"Don't worry, Sister Sasha, it won't happen. I'm sure the housing prices will rise again next year!"

Liu Shasha rolled her eyes at him, annoyed: "How can you be so confident!"

Li Xiaofeng said with a grin, "A man who wants to achieve something great naturally needs to be more confident. I don't have any connections or background, so if I want to make money, I definitely have to work hard!"

"You're not fighting, you're gambling. You know, gambling always leads to losses. You won once before, do you think you can win again this time?"

If I were you, I would quickly sell all the real estate I own. That way I could get more than 2000 million yuan, and then deposit it in the bank. I wouldn't even be able to spend all the interest every year!

Let me do the math for you. The current five-year deposit interest rate at banks is 2.88%. My goodness, that's 576,000 yuan in interest alone a year! That's nearly 600,000 yuan! Do you think you can spend all that?

Li Xiaofeng said with a wry smile, "Sister Shasha, people have different spending levels depending on their position. Let me give you an example."

What if I want to buy a luxury car? A Rolls-Royce would cost around ten million! What if I want to buy a yacht? A decent mid-sized yacht would cost around fifty million!

"Sister Sasha, tell me, the twenty million I have is nothing! You're a woman, and I'm a man. It's different. A man has to be ruthless to himself!"

Liu Shasha said somewhat helplessly, "Alright, alright, since you've made your decision, I don't want to try to persuade you anymore. This 100 million is a huge amount of revenue for me!"

"Don't worry, Sister Sasha, from now on I'll have you handle all my banking business. I guarantee it will make your performance skyrocket!"

"Whether I fly or not is not important, just don't crash and kill yourself!"

Li Xiaofeng asked with a smile, "Sister Sasha, do you have any friends who work as real estate agents?"

"what happened?"

"Sister Sasha, think about it. I have so many properties available. If you could introduce them to your friend, would he ever mistreat you? At the very least, it would help save some more money for Nannan's tuition, don't you think?"

Liu Shasha picked up her coffee, took a sip, and remained silent.

"Sister Sasha, you don't need to worry too much. This is just your part-time job, it's not like you're breaking the rules. As long as you take care of me a little within the scope of the policy, I don't have too many requirements!"

Anyway, I'm going to use these properties for leasing, buying, and transferring. Giving them to others is the same as giving them to you, so why not give them to strangers, Sister Sasha? What do you say?

Liu Shasha put down her coffee, stared intently at Li Xiaofeng, and said in a calm tone, "You don't have any designs on me, do you?"

Li Xiaofeng laughed, looking completely unconcerned.

"Sister Sasha, you are indeed very beautiful, but I have accumulated this wealth in such a short time. Do you think I would lack women around me?"

To be honest, my attitude towards women is very easygoing; I leave it all to fate. Of course, if you, Sister Sasha, have any feelings for me, I'd be happy to oblige!

Liu Shasha said irritably, "Your mouth is really slippery. How could I possibly have any thoughts about you? You gave me so much because I was afraid you might have some thoughts about me, okay?"

"Not much, not much at all. I'm just trying to get our own people to earn the money that outsiders used to make. We're just doing a little resource integration together!"

Besides, as I told you that day, that money really was only for Nannan. If I want to continue buying real estate in the future, I might do it through an agent. Then, Sister Sasha, you can earn more money!

"Sister Sasha, think about it. I usually buy properties in the hundreds of millions. Even with the lowest commission rate of 0.3% from real estate agents, you could still earn 300,000."

Hearing Li Xiaofeng's words, Liu Shasha seemed quite tempted, and her hand holding the coffee trembled slightly.

"Sister Sasha, I always keep my word. You can find a reliable person in advance and try to increase your commission as much as possible. Most importantly, don't let them rip us off!"

Liu Shasha smiled and nodded: "I do have a friend who works as a real estate agent. She kept urging me to take on a side job and help her get some business, but I never paid any attention to it!"

Then, Liu Shasha smiled again: "On the other hand, this is all still just speculation. You really know how to make empty promises!"

"Sister Sasha, I'm not just making empty promises; I'm genuinely confident..."

"Alright, alright, I was just kidding. You gave me a 100 million yuan mortgage loan today, and you also asked me to help you process these property listings. I'm already very grateful to you!"

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