After being reborn as a man, the woman improved her family's fortunes through education.

As usual, Jiang Xiaoqi was practicing his drawing skills in the study space when he picked at his ear, thinking he had misheard.

Why am I getting a notification that 2000 points have been credited to my account in the middle of the night?

I didn't do anything. Could it be because I recently started taking painting classes on my own initiative?

The system, which had been silent for a long time, spoke up at this moment: "It's the points from the Subsidiary Scroll King System!"

The host currently has two subsidiary systems, bound to Jiang Changshou and Jiang Wenqing respectively.

These two have passed the provincial examination and have already obtained the title of Xiucai (a scholar who passed the lowest level of the imperial examinations).

Each person will be awarded 1000 points. Since this is a subsidiary system, all points earned will be transferred to the main system, which is your points account!

You previously owed 1000 points. Now, with the 2000 points from these two people, you've not only paid off your debt but also have 1000 points left!

Congratulations, host! Congratulations, host!

"Hehe, when did the academy exams end? And what time is it now? Is there a delay in your points being credited?"

Commander: Uh! ...We've been discovered? ???

"Uh, hehe, well, I forgot for a moment~ Host, please be forgiving of these details~"

"With the payment delayed for so long, who knows if someone is sabotaging it, or... taking kickbacks or something?"

"Haha, hahaha, how is that possible? How could anyone do something so heinous! Absolutely impossible!" The system raised its voice, almost shouting it out.

"Oh? I thought the middlemen were too greedy for the meager profits from the price difference and had their eyes on other people's pockets instead?"

"Who said that?! I don't mind! I don't mind!"

"Hmph! So you admit you're making a profit off the difference? System, I've treated you well, yet you only see me as a machine for earning points!"

You've really disappointed me. Let's untie this knot! From now on, we'll go our separate ways and wish each other well!

"No, no! Host, I was wrong! This time it was my fault!"

But they didn't intend to do anything! They just wanted to keep the money here a little longer and earn a tiny bit of interest...

I absolutely dared not touch the principal! I swear on my integrity!

"Oh, how much interest did you earn?"

"Well, not much at all. I saved up 2000 points for a month and only earned 200... Really, not much."

I can't keep it locked up for too long, in case the host suddenly remembers about the auxiliary system.

"A 10% return! That's outrageous!" Jiang Xiaoqi's eyes lit up.

There's no interest on the points you owe, so why rush to pay them back?

The points you save up will yield a 10% return every month. This is a great business opportunity!

After saying that, Jiang Xiaoqi stopped talking and started counting on her fingers, which made the system a little panicked.

"Have you paid off all the points you owed?"

"I've paid it all back!"

"Why are you moving so fast! If you save these 1000 points, you'll get 100 in interest every month! What a waste..."

Who set this interest rate? And why is it so high?

The system wiped away non-existent sweat: "Yes, it's a product just launched by the points bank in the system world, points bonds. Buying points bonds yields a 10% return every month."

Of course, the points bank isn't doing charity work; you have to pay 15% interest when you borrow points from it. So, all in all, the points bank still makes a profit.

The points you previously overdrawn are not part of the points bank's business. The institution that previously granted you overdraft points has gone bankrupt. Of course, even though it has gone bankrupt, you still need to repay the points you owe.

If you want to overdraft your points in the future, you'll have to do it through the points bank. Borrowing 1000 points will incur a hefty monthly interest payment of 150 points!

"Loan sharks! You system world has loan sharks too!" Jiang Xiaoqi suddenly became very curious about who created these systems.

He always felt that the person who created the system was a capitalist, and that those of them who were bound to the system were just electronic oxen and horses in that person's hands.

Through the system, like a small whip, the oxen and horses with bridles are driven to continuously earn points.

Occasionally, if you feed the cattle and horses some hay and give them a little treat, they will happily plow the fields and pull carts.

Sigh! Even after time travel and gender reassignment surgery, we still can't escape our fundamental nature as beasts of burden!

So, she's a modern-day office worker who transmigrated here just to change her environment and continue being a slave to her job!

"Tongzi, deposit the remaining 1000 points into the points bank!"

"Huh? Host, are you sure?"

“Confirmed, along with the interest from the 200 points!” Jiang Xiaoqi added.

"The points are mine, so the interest I earn from those points is also mine. That's easy to understand, right?"

"Ahem, yes, that's easy to understand, host. They were going to pay you the interest anyway, they just weren't quick enough to do it yet~"

Seven: I don't believe you!

"Yes, of course I know that the leader is of exceptional character and would never do anything underhanded or shady."

"Of course! The host is truly a kindred spirit of the system! This is exactly the kind of system the system is!"

"However, I can't let you work for nothing. From now on, we'll split the interest from the points bank 10/90, you get 10% and I get 90%."

The system was startled: "Host, are you serious!?"

"Ah."

"Host, if you need anything in the future, just give me a call. I can't help you with anything, even going through fire and water... but getting some imperial examination materials is no problem!"

From the provincial examinations to the metropolitan examinations, and from the metropolitan examinations to the palace examinations, past exam questions, expert analyses, the latest official gazettes, poetry, policy essays, mathematics, and law—no need to copy by hand! Free photocopying!

When the system finished speaking and didn't hear the host respond, it immediately realized something was wrong!

"Hehe, the free photocopying service was only recently launched! Hehe, really, really!"

Thinking of the forty boxes of handwritten books in the study of Xinghe Mansion, Jiang Xiaoqi felt a little itchy.

He forced out a sentence through gritted teeth: "Are you sure it was just opened?"

"I was wrong! Host, please punish me by confining me to my room to reflect on my mistakes!"

"Oh, right, the 19 points we just mentioned are gone. We'll talk about points again when you truly realize your mistake!"

...No, that's all?

System: (? ○ Д ○)?

Jiang Xiaoqi instructed the system to store 1200 points, and then gave the system a good beating (on the CPU) before stopping.

The system felt its circuit board was about to burn out. How did it go from being a system to a sinner? It had to behave well and atone for its sins in the days to come!

Not only did I not receive the 10% interest as commission, but I also had to work for the host for free, collecting information on the mountains, rivers, geography, and people the host traveled south and compiling it into a book (PS: printed version).

The host has really...grown up (＞﹏＜)

I miss my host when I was an infant...

Jiang Xiaoqi was in a good mood after being educated by the system; now he was considered a member of the exploiting class.

No wonder everyone wants to transcend social classes; being an exploiter must be so enjoyable.

After taking stock, including the system he just trained, he now has two subsidiary systems, both of which are essentially employees working for him and earning points.

Employee No. 1 Jiang Changshou & Employee No. 2 Jiang Wenqing: ...