Reborn in the 90s, I traded my ex-husband for eight apartments.
Chapter 14 Going to the City to Save Money
When Li Xiufen got up, Bai Zhenzhu had already cooked the potato rice and was stir-frying sweet potato tips.
"Why so early? Why don't you sleep a little longer?" Li Xiufen scolded her daughter.
Wearing an apron, Bai Zhenzhu deftly stir-fried the vegetables, smiling as she said:
"After eating breakfast, I'm going to the county town with my second brother to deposit the money."
Li Xiufen was puzzled:
"There's a cooperative in town, why go to the county seat to deposit money?"
Then Li Xiufen told him about what she had discussed with the old man the night before:
"...Your dad also thinks it's better to do business in town, and it will be more convenient for Shuo Shuo to go to school in the future."
Bai Zhenzhu was extremely surprised that her parents had thought of doing business.
“My parents are one of the few enlightened old folks in the countryside; they have such a broad perspective.”
Li Xiufen blushed with embarrassment after being praised by her daughter.
"Nothing big or small."
The white pearls were not hidden away:
"Don't worry, you and Dad. I'm going to the county town today to take care of this."
Li Xiufen was startled:
"You're going to buy a shop in the county town? That'll definitely be expensive."
Bai Zhenzhu scooped out the stir-fried sweet potato tips:
“If we buy it in town, the Pei family will come looking for us every few days, and there will never be a moment of peace.”
Li Xiufen also realized what was happening:
“Yes, yes, that old woman Cao will definitely not be willing to give you 40,000 yuan in compensation. She will definitely cause trouble every few days. Yes, yes, my youngest son is the most thoughtful. Going to the county town is good. Let’s go to the county town.”
Seeing that Bai Zhenzhu was about to pour rice water into the pot, Li Xiufen quickly stopped her:
"Fry an egg, and there are a few tomatoes on the cutting board. Shuo Shuo loves to eat scrambled eggs with tomatoes mixed with rice."
Bai Zhenzhu took out four eggs, made a tomato and egg stir-fry, and then made an egg drop soup with half a basin of rice water.
As soon as the meal was finished and dawn was breaking, Li Xiufen went to call Bai Chengxiang.
Upon hearing that he was going to accompany his sister to the county town, Bai Chengxiang quickly got up. After the brother and sister finished eating and got ready to leave, the rest of the Bai family members gradually got up.
To get to the county town, you need to take a bus; you can flag one down on the provincial highway.
There are very few shuttle buses at this time of year; they usually go in the morning and return in the afternoon.
After waiting for about ten minutes, a bus from Xiaxi Town to Yuan County arrived in the distance, as indicated by a sign.
In those days, provincial roads were also full of potholes. When Bai Zhenzhu waved to flag down the bus, the bus swayed and stopped in front of the brother and sister.
Bai Zhenzhu glanced at the time; it was only 6:30, and the bus was supposed to depart at 6:00.
"Second brother, let's go."
Bai Chengxiang was puzzled: "Isn't this the bus to the county seat? This bus is going to Yuan County."
Despite his doubts, Bai Chengxiang quickly followed Bai Zhenzhu into the car after she got in.
There weren't many people on the bus at the moment, so the two found seats and sat down.
Yuan County is a neighboring county, a bit farther than our own, but it's larger, located on a major transportation route, and therefore more prosperous.
In the years before her rebirth, her family was heavily in debt because Pei Xiangming needed money for his relationship and marriage, and Pei Wenyan needed money for college. She worked in Yuan County for several years and became more familiar with the area.
Only after sitting down did Bai Zhenzhu explain to Bai Chengxiang:
"I want to go somewhere far away to avoid being bothered by the Pei family."
Bai Chengxiang nodded repeatedly:
"Yes, and Yuanxian is better; it's closer to Chengdu from Yuanxian."
Thinking about it this way, Bai Chengxiang realized that his sister was really smart. No wonder she had better grades than him in school. It was a pity that she was tricked into getting married early by that beast Pei Xiangyang.
The bus was picking up passengers the whole way. People are so quick-witted these days, and more and more people are coming to the city to do business. In the end, the aisle was packed with people. I don't know who brought chickens and ducks, but they were squawking all the way.
After getting off the train at the station, Bai Zhenzhu, familiar with the area, led Bai Chengxiang across a street and found a bank.
"Second brother, that's a bank, let's go there."
Bai Chengxiang assumed they had met while strolling around, and nodded:
"Okay, this bank has the word 'China' in its name, I'll take it."
The most basic thought in the hearts of ordinary people is that they feel safe putting so much money in state-owned banks.
When Bai Chengxiang was depositing money, he didn't go inside; he squatted outside the bank smoking.
Bai Zhenzhu sat by the window and smiled at the staff inside:
"Comrade, I want to deposit money. What procedures are required?"
Nie Lei, who was behind the counter, was momentarily stunned by her smile:
"Oh, depositing money? How much?"
White Pearl: "10."
Nie Lei was taken aback. He saw that the other person was wearing a simple white shirt with small red flowers and a pair of maroon corduroy shoes. He didn't expect that the other person would want to deposit 100,000 yuan.
This must be a rich woman who's pretending to be rich in order to save money.
This is a big client; his performance this month depends on this order.
Nie Lei immediately perked up, pulled out a fixed-term storage contract, and enthusiastically introduced it:
"Girl, you've made the right choice saving money now, our bank just raised rates recently..."
White Pearl: "Sorry, I don't deposit in fixed-term accounts, I deposit in current accounts."
Nie Lei was taken aback: "Demand account? Then you'll lose out big time. Our bank has raised the interest rate for five-year fixed deposits to 12.23%. If you keep the deposit, you'll only get 2.14% interest. I think you're an educated person, you should be able to do the math, right?"
Worried that Bai Zhenzhu might not feel the force was strong enough, she leaned closer and lowered her voice slightly:
"Moreover, if you process the transaction now, I can apply to my supervisor for a supplementary interest rate agreement. If you deposit this money for more than five years, your 100,000 will be worth more than 200,000 in a few years. It's more cost-effective than loan sharks, and it's also safe."
Nie Lei spoke with great excitement, fearing that Bai Zhenzhu wouldn't understand the difference between current and fixed deposit accounts.
Indeed, with the shift from a planned economy to a market economy, this era has been one of rapid development, with all sectors flourishing, and development is inseparable from money.
Bai Zhenzhu died in 2002. She didn't understand the world after that, but she knew that the next ten years were the most profitable time to do business.
While working in Yuan County, she met a woman who sold steamed buns from a tricycle at the train station. That woman supported her twin sons through college by selling steamed buns, and later even turned her tricycle into a steamed bun shop.
At that time, Bai Zhenzhu could only earn money by doing manual labor. She wanted to start a business, but she didn't have the capital.
She had to send her wages to Pei Wenyan and Pei Xiangming as soon as she received them, leaving her with no money left over.
Therefore, Bai Zhenzhu never intended to put the money in a fixed deposit; at most, the money would double if she put it in the bank.
However, she knew about the development and changes in Yuan County. Soon, Yuan County would develop rapidly, be upgraded from a county to a city, and undergo major renovations to its railway and bus stations, becoming a true transportation hub. A large number of people would become rich thanks to this major development in Yuan County.
No matter how much the other party tried to persuade her, Bai Zhenzhu remained steadfast in her decision to deposit her money in a current account.
After packing up her bankbook and ID, Bai Zhenzhu called Bai Chengxiang, flagged down a pedicab on the roadside, and headed straight for the train station.
"Pearl, what are we going to the train station for?" Bai Chengxiang asked, puzzled.
White Pearl: "Let's go for a stroll."
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