People in the Republic of China era began to rise from industry.

"A message from Yu Xingmin?"

"Yes, he originally wanted to meet you, but when he heard that you were busy lately, he didn't mention it again."

"It only mentioned the Yongli Alkali Plant and special steel."

In his office, Song Wenchang frowned slightly as he listened to his secretary's report.

He tapped his fingers a few times on the table and asked, "Who is this Lin Yi...?"

"Lin Andao, the only son of Andao Company, is the one who invented the Fenghua bicycle that has recently become popular in Shanghai."

The secretary is quite capable.

Even before rushing to report, they had already quickly found out Lin Yi's background and origins.

Song Wenchang had some impression of Lin Andao.

But it's not deep.

The two had no connection whatsoever, except for a few encounters at the Shanghai Chamber of Commerce.

After all, although Lin Andao was a wealthy man in his area, in Song Wenchang's eyes, the Lin family's fortune was ultimately insignificant.

However, he had seen the name "Feng Hua Bicycle" frequently in the newspaper recently.

I've also seen him a few times on the street.

I must say, even he thought it was beautiful.

So at this point, one can't help but ask in surprise, "Fenghua bicycles are his business?"

"Yes, it's said that he started this project after he returned from the United States."

"And it just so happens that it's related to the murder of Zhang Xiaolin, so it's been making headlines lately."

The secretary said with a smile, "And I just found out that he has already obtained a loan of 1.8 million from several banks with his Fenghua bicycle."

As she spoke, the secretary placed the project description she was holding on Song Wenchang's desk.

"I've reviewed it; the data is very detailed, and the lending process is fully compliant."

Song Wenchang did not speak.

I picked up a project proposal and quickly glanced through it.

Song Wenchang, who holds a PhD in economics and has worked in the US banking industry for several years, is very familiar with this type of project proposal.

So even though it was only a brief glance, judging from several key data points, there were no problems with the project proposal.

As for compliance with procedures, he wasn't surprised.

Currently, most of the reputable banks in China follow the systems he established.

If this becomes a bad debt or non-performing loan due to non-compliance, according to the bank's own established rules, the person who signed off on it could go to jail.

Therefore, even if there are any shady dealings involved, there is no possibility of any problems with the process.

Feng Hua bicycles are clearly a profitable business.

Lending is perfectly reasonable.

However, this guy named Lin Yi was too fast.

It's exactly the American way of playing.

As soon as the market showed promise, they rushed to apply for a loan.

It's clear that he doesn't intend to put in a single extra penny of his own money.

This practice is popular in the United States, but domestic businessmen have always been cautious in this regard.

Although many people also take out loans from banks, few are as decisive and efficient as Lin Yi.

Especially in the bicycle industry, even if development proceeds in a step-by-step manner, the investment will not be too large.

Not to mention, with Feng Hua bicycles selling so well, there's absolutely no problem in using profits to drive further development.

From an ordinary person's perspective, there is absolutely no need to give banks a large share of the profits.

You should know that bank interest rates are very high these days.

So the answer is quite simple.

This kid is playing with leveraged funds.

He invested in Wynn and became a major shareholder of the metallurgical plant, probably using this loan he obtained from the bank!

After quickly analyzing the inside story, Song Wenchang smiled and said, "Young man, you're quite interesting."

His attitude left his secretary somewhat unsure of what to do.

He has been following Song Wenchang for several years.

I know this person isn't the type to keep their emotions hidden.

When he got angry, he even slammed his fist on the table with Chiang Kai-shek.

Now that such an unknown nobody has poached Wynn's key personnel, they should be furious.

So the secretary nodded in agreement first, and then cautiously asked, "Minister, what about Wynn's matter..."

"That's it for now."

He understood what the secretary meant.

In the past, I would have already declared that I had Wynn under control, but there are still people who are so disrespectful.

He'll definitely need to be taught a lesson.

But today is different.

Although he also served as president of the National Bank, his position as finance minister was more noteworthy.

Sitting in this position, he is being watched by countless people.

We're just waiting for him to make a mistake, then we'll all gang up on him.

Therefore, many things become less convenient.

Even if you don't cherish your reputation, you should at least avoid giving others a handle to use against you.

Of course, it's necessary to teach Lin Yi, this hothead who takes advantage of others' kindness, a profound lesson.

He had already figured out what tactics Lin Yi was using.

For a financial expert like Song Wenchang, the advantages and disadvantages of this matter are obvious.

Leveraged investing can indeed help this guy quickly obtain ample funds and develop rapidly.

Moreover, this kind of thing is addictive.

Under normal circumstances, the speed will only increase and the scale will only increase.

If everything goes well, all will be well.

But if a problem occurs in any part of the process, or if the returns fall short of expectations, that's the beginning of a disaster.

When the time comes, all I need to do is give that kid a gentle push, and the world will be in chaos.

Not only will all the mortgaged assets be seized by the bank, but the debtor will also be left heavily indebted.

Once we reach that point, the benefits I can gain will be far greater than what I'm getting from teaching Lin Yi a lesson now.

And it will leave outsiders speechless.

Having figured all this out, and seeing the secretary's puzzled look, Song Wenchang, who was secretly pleased with himself, smiled and said, "Have you ever heard of a proverb?"

"what?"

"Taking too big a step can easily lead to trouble."

The secretary was taken aback at first, but then she understood.

He laughed and chimed in, "These young people don't know their own limitations. It'll be good for them to suffer a little."

"Minister, should we leak some word that if this kid surnamed Lin comes to apply for a loan again in the future, we should give him some special treatment?"

"Okay, but don't use my name."

Without much thought, Song Wenchang nodded in agreement.

If we give it a push, it will definitely make this kid die even faster.

"clear.

……

Time flies, and twenty days have passed in the blink of an eye.

The day after the Fenghua Metallurgical Plant was ignited and put into operation, Liu Jing, who had been traveling for nearly a month, returned to Shanghai.

During this period, Lin Yi was also quite busy.

The alkali plant and the steel plant were managed by Fan Zhongxu and Tang Side.

The Fenghua Textile Equipment Factory, which has already been officially established, is also under the full responsibility of Jing Zhizhong.

However, the pharmaceutical factory he planned to develop quietly could only be managed by himself.

I organized the materials and connected with several experts and professors from Shanghai University.

During this period, more than 100 ounces of energy were used as a prelude, and the two parties openly and legitimately jointly established a small pharmaceutical factory.

After laying the groundwork and finalizing a few candidates, Lin Yi finally unleashed his powerful weapon: penicillin.

Just a week ago, he had sent the assembled technical team to the secret base...