Ice Age Apocalypse: I've Stockpiled Billions of Resources

A huge storefront.

A sleazy-looking thug sat at the bar, playing with his phone.

Lin Luo walked in from outside, and the thug didn't even stand up.

How much money do you want to borrow?

The thug didn't even lift an eyelid.

"Stop playing around and call your boss over."

Lin Luo simply took the thug's phone away.

"Kid, you're asking for trouble, daring to take my phone."

The thug stood up angrily, ready to attack Lin Luo.

"Are you sure you want to lay a hand on me? I'm one of your biggest clients."

Lin Luo remained calm, his smile unchanged.

"I don't care whose big client you are!"

The thug was tough on the outside, but his hands stopped moving.

He noticed that Lin Luo, standing before him, exuded a terrifying killing intent.

"If you don't dare to make a move, then obediently call your boss out."

Lin Luo's smile remained unchanged.

He had experienced death once, and an invisible murderous aura emanated from him.

The petty thugs were no match for Lin Luo.

"Just wait for me."

The thugs quickly went to the back of the company and handed over a middle-aged man with a beer belly.

This middle-aged man with a beer belly looks quite shrewd, and he's obviously not someone you'd want to deal with.

Lending money at exorbitant interest rates is a skill; without some tricks up your sleeve, how can you make a profit?

Lin Luo was too lazy to waste words with the thugs, because the thugs could only lend him a maximum of ten thousand yuan.

"Hello, my name is Zhou Jun. I heard you want to apply for a loan. Why don't you go to a bank?"

Zhou Jun said with a forced smile.

"Boss Zhou is testing me. If I didn't desperately need money, why would I come to your company?"

Lin Luo said neither arrogantly nor humbly.

"You seem to be a smart person. I'll get straight to the point: how much money do you want to borrow?"

"four million."

Lin Luo took out the property ownership certificate and vehicle registration certificate and handed them to Zhou Jun.

"This is the Happiness Community next to RT-Mart. The average value is 11,000 yuan per square meter. The total area is 100 square meters, which adds up to 1 million yuan."

"The car is a Volkswagen Tiguan that I've driven for two years. It cost me over 100,000 yuan, so the total cost is only 1.2 million yuan."

"You want to borrow four million for just these two things? That's way too much. I can only give you 150 million at most."

“You know we’re just a small business. If we can’t get the money we lend out back, we can’t afford such a huge loss.”

Zhou Jun smiled and shook his head.

"Boss Zhou is too good at business. The price of houses in my Happiness Community was clearly 15,000 yuan per square meter, but that was a few years ago."

"And my car cost over 300,000 yuan. I drove it for two years without any accidents. It could sell for at least 200,000 yuan. But in your mouth, it's only worth a little over 100,000 yuan. In total, it's worth at least 3.6 to 3.7 million yuan."

Lin Luo smiled faintly.

"You're a smart person too. I'll be blunt with you. I can only lend you a maximum of two million unless you have a reason that I can't refuse."

"Of course I will. I'm going to do a big business deal, and once I make money, I'll pay you back all this money."

"What big business?"

"I can't tell you that, but I'll pay you back in full when I make money."

Lin Luo said calmly.

"Okay, I'll lend you 3.5 million for one month, with an interest rate of 50%. What do you think?"

After considering it for a moment, Zhou Jun gritted his teeth and made his decision.

Seeing Lin Luo's confidence, Zhou Jun suspected that Lin Luo might be doing *that* kind of thing.

Those powdery substances that are more expensive than gold.

Zhou Jun has been in the lending business for a long time and has seen all sorts of people.

He had never seen anyone as calm as Lin Luo before.

"can."

Lin Luo readily agreed.

"No bargaining?"

Zhou Jun was utterly shocked.

He thought a 50% interest rate was already quite high and assumed Lin Luo would try to negotiate.

To Zhou Jun's surprise, Lin Luo agreed immediately, which further confirmed his suspicions.

"Fifty percent interest is not very high. I can make much more money from trading. Let's get the paperwork done quickly."

Lin Luo pretended to be very impatient.

"Okay, I'll prepare it for you right away."

Zhou Jun nodded quickly.

Lin Luo gave Zhou Jun his bank account number, and soon 3.5 million yuan was transferred into the account.

Zhou Jun handed the relevant contracts to Lin Luo, who carefully reviewed them and confirmed they were correct.

"Mr. Lin, please check if the money has arrived in your bank account."

Zhou Jun's face was full of ingratiating expressions.

"The account has arrived."

After signing the contract, Lin Luo put down the property ownership certificate and vehicle registration certificate.

Zhou Jun picked up the property certificate and vehicle registration certificate and handed them to Lin Luo: "I trust Mr. Lin's character, so I'll leave these two things with you."

Lin Luo was somewhat at a loss, and said with a smile, "Boss Zhou, what does this mean?"

"I simply trust Mr. Lin's character and hope that he can include me in any big business deals he makes in the future."

"This is a bit difficult; I can't make the decision on my own."

"As long as Mr. Lin is willing to do this, I will thank you regardless of whether I can participate or not."

Zhou Jun grinned.

"OK then."

Lin Luo pretended to be in a difficult position.

"Thank you, Mr. Lin."

Zhou Jun was extremely attentive and saw Lin Luo off as she left.

Lin Luo finally breathed a sigh of relief after leaving Black Sky Loan Company.

This week, Jun is really hard to deal with; I almost couldn't borrow the money.

If Lin Luo reveals even the slightest flaw, he definitely won't be able to borrow the 3.5 million.

Zhou Jun is a tough guy to deal with, since he runs such a large loan shark company.

Loan sharking companies that only lend money and never consider collecting interest rates have basically gone bankrupt long ago.

In works like movies and TV series, it's even more impossible for someone to be foolish enough to lend all their money when asked for a loan.

Lin Luo was glad she went to the loan shark company; she wouldn't have been able to borrow that much money from a bank.

Furthermore, bank procedures are too cumbersome; the loan might be approved just as the apocalypse has arrived.

With the Ice Age and the apocalypse upon us, what does Lin Luo need so much money for?

"I've got 3.5 million. My first priority is to build a safe house."

Lin Luo now has sufficient supplies, but he also needs a relatively safe environment.

After the Ice Age, it's not just about keeping warm; you also need to be wary of outsiders.

In his previous life, Lin Luo sensed something was wrong and prepared a lot of supplies in advance.

Someone leaked the information that he possessed supplies, and that very night, people came to break down his door.

Fortunately, Lin Luo's door was sturdy enough that it was not dug open.

Later, he brought out a lot of food, much of which was related to this.

Lin Luo drove to the space station security company, which specializes in building safe houses.

The space station security company was once invited by the country to go to the Arctic to work together to build a safe house.

The safe houses they built performed excellently in various tests.

Whether it's warmth or protection, it's far superior to other countries.

The space station security company gained instant fame in China after this incident.

Whether in China or abroad, there are a lot of wealthy businessmen who will spend money to have the space station security company build a safe house.

These wealthy businessmen basically had money to burn, so they decided to build a doomsday shelter.

It's called a doomsday shelter, but it's actually a place for wealthy businessmen to have fun.

However, one blogger went to a wealthy businessman's sanctuary for a test, and the results were quite good.

Lin Luo's choice of this space station security company was also a well-considered one.