After being reborn, the school beauty's entire family knelt down to repent.

His tone was full of confidence, making people want to believe him.

Chen Ming interrupted him: "Boss Wang, my factory has a bright future. Besides, lending me money carries very little risk and is a sure thing. It's a more worthwhile deal than investing."

If you're not willing, then forget it; I have other partners.

As he spoke, he made a move to get up and leave.

Qian Baiwan frowned and whispered to General Manager Zhao beside him, "Old Zhao, do you think this 4% interest rate is reliable? Isn't it a bit too low?"

Mr. Zhao adjusted his gold-rimmed glasses and pondered, "It is indeed low; bank loan interest rates are higher now. However, Chen Ming's factory is doing well and its development momentum is strong..."

Qian Baiwan sighed: "That's true, but the profit margin is just too thin..."

On the other side, General Manager Sun and General Manager Li were also whispering to each other.

"Old Li, are you really going to lend it to me?" Mr. Sun asked hesitantly.

Mr. Li nodded: "You can't catch a wolf without risking your cub! Chen Ming's factory has huge potential. If we get on board now, the future profits will definitely be more than just this interest."

Mr. Sun was still somewhat worried: "But what if..."

Mr. Li patted him on the shoulder: "No 'what if'! Look at how confident he is, he must be sure. Fortune favors the bold, let's take a gamble!"

Wang Baiwan felt anxious and uneasy as he watched the crowd discussing amongst themselves.

He gritted his teeth and suddenly stood up: "Mr. Chen, I'll lend it to you! One million!"

Wang Baiwan's actions were like a pebble thrown into a calm lake, creating ripples.

Seeing this, other wealthy individuals also expressed their opinions.

"I'll borrow it too! Five hundred thousand!"

"One million!"

"I'll pay you 800,000!"

A barely perceptible smile appeared on Chen Ming's face. He gestured for everyone to be quiet.

"Thank you all for your trust! I guarantee that this money will bring you a rich return!"

In the end, several wealthy individuals, each contributing one million and eight hundred thousand respectively, signed loan agreements, raising a total of four million.

Chen Ming held the thick stack of IOUs, his heart filled with joy.

This four million is enough for him to expand production and seize more market share.

Chen Ming hummed a little tune and returned to the village in a cheerful mood.

As soon as he entered the house, he casually tossed the thick stack of IOUs onto the table.

This scene was witnessed by several family elders who came to visit.

Chen Yitian was chatting with the old man of the Chen family about everyday matters when he caught a glimpse of a stack of IOUs on the table out of the corner of his eye.

He was stunned for a moment, rubbed his eyes, thinking he was seeing things.

He slowly stood up, walked shakily to the table, picked up an IOU, and examined it carefully.

"Ones...tens...hundreds...thousands...ten thousands..." Chen Yitian counted the numbers one by one.

The sound became smaller and smaller, and finally became almost a breath.

"My goodness, four million!" He gasped, his voice trembling, and his face turned deathly pale.

"This...this is going to be a long time coming!"

Grandpa Chen, who was leisurely drinking tea to the side, also came over out of curiosity after hearing Chen Yitian's exclamation.

He adjusted his reading glasses and squinted at the IOU on the table.

When he saw the number on the IOU, the teacup in his hand fell to the ground with a "crash" and shattered into pieces.

His finger trembled as he pointed at the IOUs, his reading glasses nearly falling off. "Four...four million? Where...where did you get so many IOUs?"

Hearing the commotion, the other elders also gathered around.

They looked at the stack of IOUs, their faces turning ashen, like blank sheets of paper.

In their view, being in debt is like being in debt for life; four million is an astronomical figure!

They had never seen so much money in their lives, and they couldn't even imagine the consequences of owing so much money.

The atmosphere in the room suddenly became heavy.

A highly respected third uncle in the Chen family, who was usually known for his composure, also lost his usual calm at this moment.

He stared incredulously at the IOU on the table, his lips trembling, unable to utter a word for a long time.

Suddenly, everything went black before his eyes, his body went limp, and he fell straight backward.

With a thud, the back of his head hit the floor hard, making a dull thud.

Upon seeing this, the surrounding elders immediately fell into chaos.

"Third Uncle! Third Uncle! What's wrong with you?" Aunt Chen exclaimed, rushing to Third Uncle's side and shaking him vigorously.

Third Uncle was pale, his eyes were closed, and he was unconscious.

Seeing this, Aunt Chen cried out in despair, "My God! What are we going to do? Chen Ming, you unfilial son, you're trying to drive our whole family to our deaths!"

She cried and slapped her thighs hard, making a "slap slap" sound.

Uncle Chen was also extremely anxious. He pointed at Chen Ming, his finger trembling, "You...you've caused a huge disaster! Four million! How are we supposed to pay it back?!"

Chen's fifth uncle, who had a fiery temper, was even more enraged. He rushed up to Chen Ming and raised his hand to slap him.

"You spendthrift son! You're going to get our whole family killed!"

Old Master Chen reacted quickly, grabbing Fifth Uncle's hand and advising, "Fifth Brother, calm down! Calm down! What's the use of hitting him? The most important thing now is to find a way to solve the problem!"

Fifth Uncle was trembling with rage, pointing at Chen Ming and cursing, "Solve the problem? How? Four million! How is he supposed to pay it back? He's trying to ruin our Chen family!"

Chen's eldest aunt also cried, saying, "Chen Ming, you've been so foolish! How could you borrow so much money? How are we supposed to live?"

Chen's second aunt went even further, lying down on the ground and wailing, "Heavens above! Earth below! Open your eyes and see! Our Chen family is doomed!"

Aunt Chen also started crying: "Why is my life so miserable! To have such an unfilial son!"

Aunt Chen's fourth wife looked utterly hopeless: "It's over, it's over, our Chen family is completely finished!"

Aunt Chen also cried out, "How are we going to live from now on!"

Old Master Chen's face turned ashen. Pointing at Chen Ming's nose, he cursed, "You spendthrift! You...you're going to get our whole family killed! Pay back the money right now! Do you hear me?!"

Other elders echoed this sentiment, criticizing Chen Ming and demanding that he return the money immediately.

Faced with the tidal wave of cries and accusations from his relatives, Chen Ming remained unusually calm.

He even yawned casually, his eyelids drooping slightly, and said with a hint of laziness:

“I’m telling you, aren’t you overreacting? I didn’t ask you to pay me back, so why are you crying and shouting? Anyone who doesn’t know better would think I’ve done something heinous.”

Upon hearing this, Old Master Chen became even angrier, his beard bristling and eyes wide. Pointing at Chen Ming, he stammered, "What... what kind of attitude is this! You owe so much money, yet you're still so self-righteous? You... you're simply unfilial! You have no respect for your elders!"