Rebirth of a Top Student's Handbook

Chapter 39 Want to Buy a House

When Zhou Min got home that evening, she opened the backend of her online store and began browsing today's sales data. At that time, domestic e-commerce platforms were just starting out, and there were very few users.

Users have relatively low trust in online shopping, so food and cosmetics don't sell very well online, but women's clothing sells very well.

This women's clothing store was opened after Zhou Min finished her studies this year, and it sells the same clothes as Sister Zhang's store.

Because Sister Zhang had previously listened to Zhou Min's advice, she had her store's clothes photographed by models and compiled into a catalog, which was then provided to customers who came to the store to view.

Therefore, Zhou Min had ready-made pictures when creating product detail pages. Combined with her superb photo editing skills, the clothes in her store stood out among a group of e-commerce women's clothing. Even though the prices were high, the number of buyers was very large, even more than that of physical stores.

Zhang Jie initially opened the online store with Zhou Min with a try-it-out mentality, but the sales figures completely astonished her. She subsequently made the online store her main job.

Because Zhou Min opened up the entire e-commerce channel, even though Zhou Min is only responsible for looking at the sales data now, Sister Zhang is still willing to give Zhou Min 10% of the profits.

Although the percentage isn't very high, Zhang Jie's women's clothing store now has a daily turnover of tens of thousands of yuan, so Zhou Min earns at least several hundred yuan a day, which is better than her previous job. Zhou Min is quite satisfied with this.

"Minmin, why are you back so early today?" Mr. Zhou asked as he walked in, carrying a plate of sweet and sour pork ribs.

"Dad, how many times have I told you? Please knock before you come in next time," Zhou Min said without turning her head.

"Hehe, do you want some sweet and sour pork ribs?" Zhou's father didn't take Zhou Min's words to heart at all; in his opinion, it was just fussing over nothing.

"Eat." Although Zhou Min was still a little angry, the braised pork ribs cooked by the chef hired by her father's shop were so delicious that Zhou Min had to indulge in them at night and then be forced to get up early the next day to exercise.

"How about I ask your uncle to buy you an apartment in the capital?" Zhou's father said happily, watching Zhou Min eat with relish. Ever since Zhou Min was confirmed to be admitted to a university in the capital, he had become a completely different person, walking with an air of superiority.

"Why send my uncle? Doesn't he have a job? Besides, the person buying the house needs to be there in person to register, right?" Zhou Min really wanted to buy a house, but she didn't know if her parents had enough money.

After all, Zhou's father's hotel had only been open for less than three years, and he had also bought a house and a shop, so Zhou Min had never mentioned buying a house in the capital to her parents.

Although housing prices had not yet been inflated at this time, housing prices in the capital city have never been low.

“My uncle is worldly and knowledgeable, so he’s not easily fooled. After all, buying a house is a big deal.” Although Zhou’s father also graduated from high school, he joined the army after graduation and served for five years before returning home to farm. He was still a little afraid of the capital.

“What’s there to be scammed about? If you go to a legitimate sales office, as long as you have the money, they can handle all the paperwork for you.” Back then, before the restrictions on resale were implemented, Zhou Min couldn’t wait to sell all the houses in her family and go to the capital to take out loans to buy several more.

"Dad, how much money do we have at home right now?" Zhou Min asked her father expectantly.

"There's still about 200 million left, enough to buy you a small apartment." Zhou's father's business has been doing very well in recent years because each of his and Zhou Min's four uncles' families owns dozens of acres of farmland. They've also raised chickens, ducks, pigs, cattle, and sheep, so the raw materials for Zhou's father's hotel were initially produced from their own land.

Later, as the business grew, they purchased directly from Zhou Min's four uncles and fellow villagers in their hometown, eliminating intermediary procedures and getting prices much lower than the market price for ingredients.

People from his hometown also liked to sell their goods to Zhou's father, since he not only didn't try to lower the price, but he could also secure buyers in advance, so they had no worries.

Because Zhou's father's shop used a large amount of meat, many people in the village followed Uncle Zhou and started pig farms. Rural people like to do things that have an existing market.

Zhou's father also revitalized the hotel by operating at low cost and opened several branches. His regular customers knew that the ingredients in his restaurant were fresh and directly supplied, tasted good, and were not expensive.

Everyone introduced many new customers to Zhou's father's shop. In addition, Zhou Min's reputation as a top student was well-known, so Zhou's father named the newly opened shop "Zhuangyuanlou" (Top Scholar's Building), which also attracted many customers.

Many families like to book their banquets at Zhuangyuanlou Restaurant for good luck, and Zhou's father made a lot of money from this.

This is why he has been able to continuously buy houses and shops over the years and still have a surplus of more than 200 million yuan.

“Dad, how about I go to the capital with you to buy it? I’ve been to the capital for a competition before, so I’m familiar with the general routes.” Zhou Min immediately perked up when she heard that there were more than two million yuan involved.

"Don't you have classes? How can you have time?" Zhou's father hesitated after hearing Zhou Min's words. After all, buying a house is a big deal, and he wasn't entirely at ease leaving more than 200 million yuan in someone else's hands.

“I’ve already been accepted, and I don’t need to take the college entrance exam. The teachers don’t usually care about us, so taking two days off is no problem.” Zhou Min knew she had a chance when she saw her father’s attitude.

"Okay, when will you be able to take leave? I'll go with you." After considering it for a moment, Mr. Zhou agreed immediately.

"I can call my teacher right now to ask for leave. Can you free up some time at your shop recently?" Zhou Min asked while dialing the phone.

"It's not too busy. Your mother and your second aunt are looking after you, so there shouldn't be any problems." Zhou's father immediately fell silent after Zhou Min answered the phone.

After Zhou Min hung up the phone, she found that her father had already started packing his luggage.

"Dad, you packed your luggage way too early," Zhou Min couldn't help but laugh.

"After all, the capital is so far away. I'm afraid I'll rush and leave things behind, and then I won't be able to get anything done." It was Zhou's father's first time going to such a far place, and he was a little nervous.

"It's okay, I haven't booked my plane tickets yet. No need to rush." ​​After saying that, Zhou Min quickly returned to her computer to book tickets. Perhaps there weren't as many people flying at that time as in later years, so it was easy for her to book two tickets for the next day.

After booking the plane tickets, Zhou Min also booked a hotel. These are basic skills for people in later generations. Even though websites are not as user-friendly as they are now, Zhou Min quickly got everything sorted out.

When Zhou Min came out of the room, she saw her father calculating money in a small notebook. Zhou Min stood beside him for a while and got a general understanding of the family's income and expenditure.

"Dad, when we leave tomorrow, let's take the house certificate and business license with us."

Why bring that?

"If the prices are right, we can buy a few more. Consider it an investment; the prices in the capital city are definitely more likely to appreciate than those in the county town."

"Then we don't need to bring the property ownership certificate, right?"

"When you don't have enough money, you can use these loans."

"What nonsense are you talking about? Loans are so easy to get. With interest compounding, your life will be ruined."

“You’re talking about loan sharks. Legitimate bank loans have very low interest rates, and mortgage repayment periods are very long. Your money might not be worth much in the future. Think about how much meat used to cost per pound. How much does it cost per pound now?” Zhou Min became a little anxious when she saw that her father disagreed.

"Let me think about it." In his heart, Zhou's father did not agree with Zhou Min's words, but this was a rare time when Zhou Min asked him for something, and he couldn't bear to refuse.

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