Bloody Romance: I, the big troublemaker, Zhong Yuemin!

Zhu Long and Zhou Changli both looked embarrassed. They had thought that after being in Hong Kong for more than a year, they felt that they had made good achievements and would at least get some praise. However, they never expected to be rejected so bluntly.

Zhong Yuemin said:

"Look at the 17-story Toad Palace Building outside the window. Isn't it a good role model for you? With such a giant around, we must learn to take advantage of it and stand on its shoulders."

Zhu Long said awkwardly:

"Brother Zhong, Chang Li and I haven't received much education. Can you explain it to us more clearly? I don't understand some of it."

"Okay, I'll explain it to you!"

Put your legs down and sit up straight. He can't stay here for long. He has to rely on these two people in the future.

Road:

"Zhu Long, Chang Li, Master, Xiao Yang, you can all learn from this. You don't have to spend your own money to build a building. There are banks in Hong Kong, right? What do banks do? Not only can you save money, you can also get loans.

Let me give you an example. Our company competes for a piece of land and wins it for 300 million, but we don’t have that much capital. What should we do? We can go to the bank to get a loan…”

"Brother Zhong, our bank isn't owned by our family, and the financial industry here is dominated by the British. They look down on poor people like us. How could they possibly lend us money?"

"What's wrong with the foreigners? They are also human beings, whether they are white, black, or yellow. One thing will never change, that is, everyone likes money. Bank owners also need to make money, otherwise how will they pay the depositors' interest and employees' wages? In addition to investment, lending to foreign countries is one of the important sources of income for banks. What are you going to use the land in your hands for? If you use it as collateral to ask the bank for a loan, they will lend you money 80% to 90% of the time."

Zhong Yuemin said:

"Once is new, twice is familiar. As long as both parties can cooperate happily once or twice, it will be easier to lend money in the future. This requires you to build relationships with banks. Both parties benefit from each other and get what they need. It will not be difficult to get a bank loan. People may even ask you to lend them money.

Now that the loan is approved, we have the funds to build the building, right? But we don’t actually have to pay for the construction. Only a small part is needed.”

"If we don't build it, who will? We can't have others build it for us, right?"

"You're right, there will be a 'kind-hearted person' who will help us!"

Zhong Yuemin said:

"The construction company will advance the initial funding for the building, and we will pay it off once the building is completed. Or we can divide it into several stages and pay the construction wages according to the stages."

"They're building a building for us, but we have to pay for it ourselves? Are you willing to do that?"

"Why wouldn't you want to? Everyone has to rush in. You have to know that we own the land and are the boss, so we have the confidence. If you don't want to do it, there are plenty of people who will take it over. It's not a problem," Zhong Yuemin said.

"Moving the bulk of the construction costs out is called risk transfer, understand? Minimizing your own risks. Next, the construction period does vary, but as long as you have the money and sufficient funds, the period can be greatly shortened. Besides, I don't necessarily have to wait until the entire house is built before selling it. Once the foundation is laid and the outline is roughly established, I can sell it."

"Who would buy this? It's nothing, only a fool would buy it!"

"You've heard of 'selling pre-sale properties,' right? It was invented by Mr. Huo. There's no real property, but it's on the design drawings. The building number, size, number of halls and rooms, direction, layout, etc. are all clearly marked on the drawings."