Rebirth 2004: I can make money by writing.
Chapter 337 A gift of 2 million yuan?
Qiu Hai pondered for a moment and replied, "Okay, I'll do some research first to see which products are more suitable, then produce them in small batches to test the market."
"Uncle, if you need help, just ask." Hao Qiang said sincerely.
If Qiu Hai really does what he says, Hao Qiang is willing to help him, such as giving him orders for automotive electronic parts.
Of course, the quality still has to be up to standard.
Business is business, even between father and son.
If Qiu Hai did not have an illegitimate child and only had Qiu Yuqing as his daughter, Hao Qiang would definitely help her with all his strength.
"Thank you, Xiao Hao. With your words, I feel more confident." Qiu Hai smiled with relief.
The two were chatting enthusiastically when Qiu Hai's phone suddenly rang.
Seeing the caller ID, Qiu Hai's expression suddenly became serious. He answered the phone: "Hello, President Luo."
The bank will not call you for no reason. Generally, there are only two things: one is business, and the other is loan matters.
Qiu Hai is most afraid that the bank will ask him to pay off the loan early.
For small and medium-sized enterprise owners like them, it is very difficult to get loans. The bank president is their boss, and they can only beg humbly.
This is completely different from Hao Qiang's situation. Hao Qiang can easily obtain unsecured loans based on his name alone, and banks are vying for him.
"Mr. Qiu, I'm sorry, but I have something to inform you. Your 1500 million yuan loan needs to be repaid early."
"President Luo, doesn't this loan mature in a few months? My company has always paid the interest on time."
"Boss Qiu, we're in a difficult situation here too. The financial crisis has caused banks to tighten their policies, and the higher-ups are conducting strict inspections. Furthermore, there were some issues with the procedures you handled last time, and they've been traced back to me. I've been given a deadline to resolve the situation and re-apply for the procedures."
Otherwise, I'm doomed.
I don't want to rush you. After all, we have been cooperating for so many years, and I am at my wit's end.
Mr. Qiu, please repay the loan in advance. I will help you with the new procedures and re-issue the loan."
After hearing this, Qiu Hai felt extremely angry at the bank's actions.
Pay it back and then refinance?
He doesn't believe such nonsense.
It's not like he hasn't fallen for this trick before. After paying off the loan, he won't be able to get another loan in the short term.
However, if we do not follow President Luo's request, it will be more difficult to get loans in the future.
The two parties have been cooperating for many years. If Qiu Hai looks for another bank, he may not be able to successfully obtain a loan.
"President Luo, I'm in a difficult situation here too.
"The factory has just expanded and installed new equipment, and customer payments are slow. We don't have enough working capital on hand, as most of it is tied up in raw materials," Qiu Hai explained earnestly.
However, President Luo refused to budge.
Qiu Hai had no choice but to politely say that he would find a way and explained a few more words. Then President Luo hung up the phone.
Looking at the phone screen showing the call ended, Qiu Hai couldn't help but smile bitterly.
Hao Qiang was very sharp and heard most of Qiu Hai's conversation. He asked with concern, "Uncle, are you having any trouble?"
"Xiao Hao, it's okay. It's just a small problem and can be solved." Qiu Hai didn't have the nerve to borrow money from Hao Qiang. After all, it was just their first day meeting.
Hao Qiang took out a bank card from his pocket and placed it lightly on the table: "Uncle, this is a bank card under Yuqing's name. There is 2 million yuan in it, and the password is her birthday 198623.
Just think of it as a betrothal gift and you can spend it as you please.
If Yuqing and I have children in the future, I will make separate arrangements for them and treat them equally."
Since Qiu Yuqing doesn't want a formal status, from a legal point of view, Qiu Yuqing has no right to divide Hao Qiang's private property.
Hao Qiang planned to compensate her more.
Most of it was given to Qiu Yuqing personally, and 500 million to 600 million yuan was invested in stocks, so that she would have no worries about food and clothing in her life and not have to worry about money.
The 2 million yuan given to Qiu Hai can be regarded as a betrothal gift and should be managed jointly by the two elderly people.
Another 20 million yuan was given to Lin Jing as a pension, which was transferred by Qiu Yuqing without letting Qiu Hai know.
Qiu Yuqing's mother does not work and has saved about one million yuan over the years.
“This... is too much!
You've already given Xiaoqing so much." Qiu Hai was so surprised that he felt embarrassed to accept it.
But the company does urgently need cash flow.
According to his daughter, the total value of the cash, stocks, jade jewelry and real estate that Hao Qiang gave her was close to 700 million yuan.
Add to that the 200 million yuan, wow, that's 900 million yuan in betrothal gifts!
The hard work he put into starting his business over the years was not as great as marrying off his daughter.
"The relationship between Yuqing and I cannot be measured by money." Hao Qiang said, "Uncle, just accept it."
"Okay, then I won't be polite." Qiu Hai thought about it for a moment and finally accepted it.
Some things cannot be said too bluntly, it is enough if you can understand it.
Accepting the money and jewelry is like acknowledging that your daughter is someone else's lover.
Hao Qiang also promised that if both parties have children, they will be treated equally.
In addition, my daughter also got the house and stocks, which provides her with security, and that is enough.
These 2 million yuan are also for my daughter.
At noon, Hao Qiang had lunch and then left Pengcheng, preparing to return to Yuecheng.
In the living room, Qiu Yuqing stayed with her parents and talked about the 2 million yuan given by Hao Qiang.
Qiu Hai said, "Xiao Qing, Dad should explain something to you clearly. I'm going to transfer half of our company's shares to your name."
"I don't want it." Qiu Yuqing shook her head. "It's fine to give all the inheritance to Xiao Kai, so that Aunt Bai won't nag and quarrel again."
"Hey, this isn't fair to you or your mother."
"Brother Qiang said that he doesn't want me to get involved in the family asset dispute. It's enough for me to have my own company."
"Okay, whatever you want." Qiu Hai sighed and glanced at his wife, "Xiao Hao said there's 2 million yuan on this card. I'll take half of it. The company is really short of funds.
The other half will be left to your mother."
He could guess what Hao Qiang was thinking. He didn't want the funds from his electronics factory, and he probably didn't want the mother and daughter to be involved in the family property dispute.
"That's better. At least I can keep Aunt Bai from getting any ideas about me and Mom from now on."
"Well, Dad is sorry for you. I will explain it clearly to your Aunt Bai." Qiu Hai nodded. Now the person with the highest status in the family is the daughter.
Lin Jing also doesn't like to fight over assets. Now that her daughter is protected, she feels relieved.
Lin Jing sighed and asked her daughter, "So you and Xiao Hao won't have a wedding, okay?"
"No, it's just a formality anyway, at most we'll just take wedding photos.
That's fine, as long as he has me in his heart." Qiu Yuqing said she didn't care.
"Xiao Qing is at a disadvantage in terms of status, but taking a step back, maybe the wider world might not be a bad thing, and it might make Xiao Hao pay more attention to her." Qiu Hai said, "Look at those families in Gangcheng, status is not important.
As long as Xiao Hao loves Xiao Qing, he will give her more."
Lin Jing doesn't value assets, but rather status.
But what her husband said was right. She had a legal status, but what was the use? Her husband still had a mistress and an illegitimate child, and gave all the family property to the illegitimate child.
If it weren’t for Hao Qiang, I wouldn’t want to go home recently.
"Okay, just figure it out yourself." Lin Jing smiled with relief when she saw that her daughter was not worried at all.
Qiu Hai took out a cigarette, lit it, took a puff, and reminded him, "Xiao Qing, things have come to this, you should be more open-minded and get along well with the other person.
Don't get upset and embarrass Xiao Hao, but be careful not to let him get confused again. This principle must be upheld."
"Hmph, he doesn't dare!" Qiu Yuqing frowned, but was not sure.
Qiu Hai smiled and said, it’s hard to say.
In the afternoon, he left Yiyuen Villa and borrowed his daughter's ID card, intending to pay off the bank loan.
His daughter's bank card happened to be from the same bank where he applied for the loan, just in a different branch.
Qiu Hai first checked at the ATM machine and found that it was indeed 2 million yuan. He was relieved to be able to withdraw it at will.
When he faces President Luo later, he will feel much more confident.
“Go to Nima’s Luoxing!
I will never borrow money from your bank again!"
Qiu Hai couldn't help but curse inwardly. He was very unhappy with President Luo's condescending attitude.
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