Rebirth 2004: I can make money by writing.
Chapter 299: Sudden Wealth and Future Planning (Part 3)
With the release of the Forbes China Rich List, a wave of heated discussion about Hao Qiang's wealth swept across the country.
In the following days, the Internet was still flooded with discussions and analysis of Hao Qiang's wealth.
His success story has inspired countless young people and also prompted investment institutions to analyze his investment areas.
Today, every decision and every move made by Hao Qiang has had a profound impact on the market he comes into contact with, and even affected marginal industries.
No matter how people discuss him on the Internet, Hao Qiang remains calm and continues to cash out his Moutai shares.
The time came to Tuesday, November 20th.
This day marks another milestone in Hao Qiang's wealth career.
The total amount of funds he cashed out from Moutai stocks exceeded 10 billion yuan, and his system wealth soared to 20 billion yuan.
This time, he obtained 3 free attribute points and chose to enhance his memory.
Strong memory and information processing capabilities greatly improve learning efficiency.
【Writing System】(2007.11.20)
Level 8: 3035/5000 million
System Level 8: Every 1 words written = 20000 yuan reward
……
[Wealth: 200 billion yuan (including unwithdrawn cash and undisclosed stocks calculated based on purchase value)]
Memory: 23
Thinking Power: 25
[Appearance: 19]
[Physique: 20]
【Four-dimensional attribute: 87】
[Free attribute points: 0]
……
[Hint 3: The threshold for the next wealth level is 500 trillion yuan, and you will be awarded +3 free attribute points at once]
……
Hao Qiang took the time to test his memory and figure out what 23 meant.
In ten minutes, he can memorize up to 700 Chinese words, which is amazing.
Moreover, after 24 hours, they can still remember about 570 Chinese words.
At the same time, he could occasionally recall some content that he had learned but had forgotten, and seemed to have some repair ability.
If he had three more points, he would have achieved the strongest memory in human history.
I haven’t reached the level of photographic memory yet, but it’s already very abnormal.
For example, Hao Qiang can remember subtle details of complex scenes or events; he can remember not only visual information, but also other sensory information such as sound and smell;
He has a strong ability to recognize names and faces; he can handle multiple tasks simultaneously without getting confused; he can remember long strings of numbers, and it took him some time to memorize hundreds of digits after pi.
If it comes to professional training, Hao Qiang doesn't know where his limits are.
在2006年11月20日,吕超用24小时零4分钟,不间断无差错地背诵圆周率至小数点后67890位。
Of course, they have been training for many years.
There are many freaks around the world who can memorize tens of thousands of digits of pi.
Hao Qiang was not so bored as to memorize pi. Besides, with his current memory, if he memorized pi, he would definitely not be as good as Lu Chao.
After a few days,
Hao Qiang completed the cashing out of all Moutai shares, and his personal wealth climbed to an astonishing height of 232 billion yuan.
After deducting financing loans and interest, his personal disposable funds still amounted to 209 billion yuan.
This huge fortune not only marks a new peak in his personal wealth, but also provides him with ample ammunition for future investment decisions.
At the same time, Future Technology Group still has 51.6 billion yuan in bank loans to repay.
Among them, 30 billion yuan is a loan guaranteed by the Pengcheng government, specifically used to develop factory projects in Pengcheng.
Excluding the land purchase payment, there is still a budget of 17.6 billion yuan left.
The group's subsidiaries also have considerable working capital, which they plan to use for continued expansion, such as building housing for Yuecheng employees.
"Oh, I have so much money, I don't know how to spend it."
Faced with such a huge amount of funds, Hao Qiang couldn't help but sigh.
Based on his prediction of the future market, Hao Qiang decided not to invest in real estate on a large scale.
He believes that although housing prices will continue to rise before 2020, the situation will change fundamentally thereafter.
People's attitude towards real estate investment will become more rational, and coupled with the continued decline in the number of newborns, housing prices are likely to face a long-term downward trend.
In 2020, a house with an original price of 2 million yuan and a down payment of 600,000 yuan may fall to less than 1.5 million yuan after three or four years. Not only will the down payment be wiped out, but the company will also have to bear an additional bank interest of more than 100,000 yuan.
For higher-priced properties, the losses may be even more severe. If one cannot withstand the pressure, he or she may commit suicide by jumping off a building.
Three generations had saved up millions of yuan with great difficulty, but the housing prices collapsed and they were back to square one.
Should I sell to stop loss, or not sell?
What if housing prices go back up in the future?
I guess this problem is the most headache-inducing one for countless investors.
Therefore, after experiencing what happened after 2020, Hao Qiang feels that it is better to avoid leveraged investments.
He wants to invest in the development of new energy vehicles and try to rely on his own funds for development. Even if there is an opportunity to obtain a loan of hundreds of billions of yuan, he will consider it carefully.
Especially since government loans are earmarked for specific purposes, I dare not take out a loan.
"I have to say that Wang of Wan Da is indeed shrewd and decisive. He doesn't hesitate when it's time to cut losses."
Hao Qiang sincerely admired him and thought that this was indeed the courage that only people who had served in the military could have.
Two days later, Hao Qiang had a clear idea of how to arrange the funds on hand.
The first phase investment budget for Pengcheng's automobile company and lithium battery factory is 130 billion yuan, and the government requires an investment of 100 billion yuan within three years.
However, in order to speed up the construction progress and improve production efficiency, Hao Qiang plans to invest 180 billion yuan within two years.
His goal is to achieve an annual production capacity of 40GWh and put the first phase of the lithium battery plant into production, which will require 80 billion yuan in funding.
Meanwhile, the car factory was able to start trial production.
Regarding funding sources, Hao Qiang plans to raise 30 billion yuan on his own, in addition to a 100 billion yuan loan guaranteed by the Shenzhen municipal government, with the remaining 50 billion yuan coming from internal funds within the group. The 100 billion yuan investment in the car factory does not include research and development costs.
Considering that car manufacturing is a bottomless pit and the completion time is difficult to estimate, he set aside an additional 10 billion yuan.
If that doesn't work, he can still get a loan.
The company does not have many loans, so it is relatively easy to get a loan.
After this arrangement, Hao Qiang still has 100 billion yuan in personal disposable funds.
He plans to use the funds for further investment.
For example, buy the bottom of Moutai and Tencent stocks in March next year, continue to make some money, and sell them in time before the financial crisis comes.
He plans to buy again when the market hits bottom and hold both stocks for the long term.
If you encounter financial difficulties in the future, you can cash out at any time, and continue to buy when you have sufficient funds.
In addition, Hao Qiang is also considering whether he can short sell overseas stocks. If feasible, he will also need to reserve some funds.
As for the future profits generated by Future Technology Group, he decided to use them all to develop lithium battery plants and automobile factories to promote the continued growth of these two projects.
After this arrangement, Hao Qiang realized that the more than 20 billion yuan of funds he had just obtained did not seem so sufficient.
In fact, his social influence has reached a fairly high level, even being able to influence the historical development trajectory of certain events.
Although there are still many opportunities to make money by predicting the future, this method is no longer suitable for his identity and status.
What Hao Qiang needs now is not a small-scale investment of a few hundred million, but a fund scale of tens of billions or even more.
Without future advantages, the real key lies in the development of writing systems.
As long as the level of the writing system is improved, he will be able to master the real black technology.
Even if the rate of attribute point growth slows down in the future, by then, Hao Qiang's thinking ability will have far surpassed that of ordinary people.
With this extraordinary ability, he can completely rely on himself to make inventions and innovations, and promote the progress of science and technology and career.
This realization made Hao Qiang more determined to improve the writing system, because it is not only the current core advantage, but also the fundamental guarantee for long-term development in the future.
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