There is no future for menial disciples? I draw talismans to achieve immortality

"I admit it, I admit it, I admit it!"

Huang Xiangui nodded repeatedly.

Just kidding, he signed the inner demon agreement and he has no choice but to acknowledge it.

Xu Changshou smiled, took out a small abacus, and said, "Since you admit it, let's settle the account."

"Yes!"

Huang Xiangui nodded his head and dared not say anything more.

Xu Changshou: "Three months ago, you borrowed 100 spirit stones from me. According to the Heart Demon Agreement, you didn't have to pay interest for the first month. The interest will start from the second month, and it will double in the third month."

"In the first month, you should have paid me back a hundred spirit stones, but you didn't."

"Interest will be paid starting from the second month. The interest is calculated based on 90% return. So you should return me 144 yuan in the second month."

"But you still didn't pay me back the second month. The interest for the third month will be doubled. If it's doubled, it means the interest is compounded on the basis of 144 yuan, so the 9 out 13 return becomes 9 out 26 return. You should pay me back 416 yuan."

"What, four hundred and sixteen dollars!"

Huang Xiangui's eyes almost fell to the ground.

He thought that the interest would just double, but he didn't expect that the principal and interest would be compounded.

He borrowed a hundred yuan, and in just three months, it had grown to four hundred spirit stones. If he didn't pay it back within three years, he might not be able to pay it back even if he sold the entire Huang family.

"Friend Wang, did you make a mistake in your calculation?" Huang Xiangui questioned in a low voice.

Xu Changshou slammed the table, took out the Heart Demon Agreement, and said, "It's clearly written in the Heart Demon Agreement that the interest will be doubled in the third month. How could I have made a mistake?"

"Forehead……"

Huang Xiangui read the Heart Demon Agreement from beginning to end, and only then did he discover that there were loopholes in this Heart Demon Agreement.

The agreement only states that the interest will be doubled, but it does not specify whether it will be doubled based on the principal or the principal and interest combined.

Since the agreement does not state it clearly, then Wang Hai has the final say and can translate it however he wants.

After all, it is they who control the Heart Demon Agreement, and your life is in their hands.

Even though I know I've been cheated, I can only accept my fate.

Thinking of this, Huang Xiangui regretted it and wanted to slap himself to death. Damn, why did he borrow money for no reason?

Now, even if I spend all my money, I can’t pay it back, and I’m facing the danger of activating the Inner Demon Protocol.

"Fellow Daoist Huang!"

"Ok?"

"Pay back the money."

"Forehead……"

Faced with Xu Changshou's urging, Huang Xiangui broke out in sweat on his forehead.

"Um, this, well, I, you... Fellow Daoist Wang, I haven't gathered all the spirit stones yet. Do you think you can wait a while?" Huang Xiangui spoke incoherently.

"no!"

Xu Changshou shook his head and refused firmly: "The Heart Demon Agreement states that the third month is the repayment date. The loan must be repaid in the third month. If you keep dragging your feet like this, how can we continue this business?"

Huang Xiangui was at a loss: "But, but, but I really haven't collected enough spirit stones."

Xu Changshou sneered and said unhappily, "Fellow Daoist Huang, you were introduced by the Fairy Hongluan. She told me that your surname is Huang and that you are from a prominent family of the Green Immortal Sect. It is because of your family's reputation that I agreed to lend you a hundred spirit stones. If an ordinary person didn't have some strength and just asked for a hundred spirit stones without any evidence, we wouldn't dare lend them."

"Your Huang family is a great immortal cultivation clan. Can't you come up with a mere 400 spirit stones? Fellow Daoist Huang, I'm not saying anything bad about you, but if you have any valuables, such as pseudo-magic tools, flying vehicles, or other treasures, just sell some of them and it will be enough to repay my loan."

Huang Xiangui looked miserable when he heard this. The Huang family was rich, but he himself was not ambitious. If he had not been so attached to the brothels over the years, it would not have been a problem for him to take out a few hundred spirit stones.

"Hey! Fellow Daoist Wang, don't mention it. It's just that I was foolish. I've been greedy for pleasure these years and have sold everything I could sell."

Snapped--

Xu Changshou slammed the table and shouted angrily, "What are you doing here if you don't have any money? You're just trying to make fun of me! How could I be so unlucky to end up doing business with someone like you? Forget it, I don't want the spirit stones anymore. I'm going to activate the Heart Demon Association..."

thump--

Huang Xiangui didn't wait for Xu Changshou to finish his words. He knelt heavily on the ground and begged, "Fellow Daoist Wang, spare my life, spare my life. I really have no money now. However, I still have a life. As long as I am alive, I will receive a monthly salary of ten spirit stones. At worst, I will give you all my salary in the future."

That's right.

This was something Huang Xiangui had thought of a long time ago; it was not a solution to a problem.

He believed that as long as he gave Xu Changshou ten spirit stones every month, Xu Changshou would not activate the Heart Demon Agreement. After all, having ten spirit stones every month was better than activating the Heart Demon Agreement, which would not benefit Xu Changshou in any way.

Hearing his words, Xu Changshou's eyes were full of sarcasm: "Friend Huang, you really know how to joke. You pay back ten spirit stones a month. When can I get my principal back? Do you think I have the patience?"

"You have to know that you are breaking the rules. If I agree to this, all future lenders will behave like you. Will I be able to do business with you?"

"Do you know what's most important?"

Huang Xiangui shook his head helplessly: "I don't know."

Xu Changshou: "The most important thing is, if I do this, my peers will laugh at me. Don't I have any face left? So, don't give me any trouble."

"Either give me the money, or I'll activate the Inner Demon Protocol." Having said this, Xu Changshou's face was already full of ruthlessness.

"I……"

Huang Xiangui was stunned and sat down on the ground, feeling hopeless.

He couldn't repay the loan at all, and Xu Changshou insisted on tearing up the Heart Demon Agreement, which would mean he would be dead.

Seeing that the situation was almost settled, Xu Changshou slowed down his tone and said, "Friend Huang, you are confused. You are relying on the Huang family, a big tree, but you can't pay back this little money."

Huang Xiangui's face was full of bitterness: "Friend Wang, the Huang family is the royal family, I am me, although the Huang family is rich, but they will not give me."

"pedantic!"

Xu Changshou said with a look of anger: "If the Huang family doesn't give it to you, won't you steal it yourself?"

steal?

Yes.

Why didn’t I think of that!

Xu Changshou's words gave Huang Xiangui a new idea.

The Huang family is so big and so rich. As a member of the Huang family, it is not excessive for me to steal some things from the Huang family to save my life.

I'm about to die, so it's only right that the Huang family pay some money to save my life.

"What should I steal?"

Huang Xiangui's eyes rolled.

At this time, Xu Changshou gently reminded: "Steal the most valuable things you can get your hands on."

"The most valuable thing I can get my hands on... I got it!"

Huang Xiangui's eyes suddenly lit up, as if he had grabbed a life-saving straw.

I immediately fell into thinking...

If you want to pay off the loan in one go, that's the only thing you have.

No, no, that thing is too important. If my uncle finds out, he will definitely skin me alive.

Never mind, being skinned alive by my uncle is better than activating the Inner Demon Protocol. After all, he is my uncle, he can’t really beat me to death.

That's it.

As if he had made some kind of decision, Huang Xiangui slowly stood up.