Hong Kong Movies: The Boss's Global Empire
Chapter 36: My own spies will be all over Hong Kong 9!
Most people will believe it.
"A flash of light."
Lu Wendong smiled.
He knew this routine very well.
It is no different from a listed company. If you are short of money,
Just create some favorable news or split the stock and then go to the market to raise funds to maintain the company's operations.
The same goes for overseas trusts! Unfortunately,
It's already in deep trouble, and,
Its risk control is almost non-existent! It's doomed!
"I suggest you take it out."
Lu Wendong said, "The most important thing about putting money in the bank is safety." Le Huizhen was surprised: "Brother Dong, what happened?"
She admired Lu Wendong's insights from the bottom of her heart and wanted to know what happened.
Lu Wendong said patiently: "You just need to grasp one key point to break through, check!" Strictly speaking,
Overseas Trust Bank was either actively or passively involved in the cheque fraud scam. Writing cheques is very popular in Hong Kong.
but,
There is a serious problem here! The banks are not connected to each other.
The message is closed!
Simply put,
When a bank writes a check,
Another bank can only confirm the authenticity of the check.
However, I cannot confirm whether this account has been withdrawn recently! This is where the fatal problem arises!
Generally speaking,
The bank can only exchange the money first and then confirm it.
Normally speaking,
Banks also have risk control.
The simplest solution is to restrict users, especially those with large checks.
It will definitely affect the efficiency of the bank's major customers.
Therefore,
How to control risks and retain major customers,
This requires each bank to formulate its own policy.
The worst thing is that Hong Kong Island is a money laundering city, not only is the rule of law lax
The financial industry is more relaxed! Especially banks
It can be said that the Hong Kong government has simply let it do nothing!
This is why there are so many silver shops, money houses and banks in Hong Kong!
The fatal blow was the bull market in Hong Kong's real estate and stock markets before 81.
The market is full of money.
In order to maximize the value of money, banks simply ignore risk control.
Turning a blind eye to the overstepping boundaries of real estate developers and speculators!
It's nothing,
As long as the market keeps rising,
All problems are not problems!
Unfortunately,
In 81, due to the excessive market bubble and the start of formal negotiations between China and Britain, the future of Hong Kong Island was uncertain!
Under multiple blows,
Hong Kong Island's stock and property markets plummeted!
The problems that were previously hidden by the bubble naturally surfaced. The most serious of these was the check-related incident!
Lu Wendong said: "Overseas Trust Bank colluded with both insiders and outsiders and brought this upon itself." He had no good feelings towards any bank.
Send an umbrella on a sunny day, and take an umbrella on a rainy day.
This is the iron rule followed by all banks!
How could Lu Wendong possibly sympathize with Overseas Trust Bank? He wanted to take advantage of Overseas Trust Bank when it was weak.
Come on with a hard knife!
Le Huizhen stared at Lu Wendong blankly.
She trembled and said, "Brother Dong, how serious do you think this matter is?"
Lu Wendong was silent for a moment and said, "I don't know."
"It depends on whether the Hong Kong government is willing to take action."
The system does not just provide stock codes,
Also supporting notes,
Lu Wendong sent people to investigate according to the system's prompts.
Then he discovered a horrible fact!
Overseas Trust Bank deserves to die!
in fact,
The bank's top management knew that the bank had fallen into a cheque scam.
The normal process was
They should immediately freeze the owner of the check and prosecute!
Then report the situation to the Monetary Authority.
to get help!
As a result, because the founder of the bank had just passed away,
In order to fight for power and stabilize stock prices,
After discussing it with the entire management, they decided to cover up the check scam! The most outrageous thing was,
The senior management of Overseas Trust Bank also colluded directly with the fraudster Ye Yaling.
Help him deal with the aftermath!
This is really a break,
They were here to defraud money.
In this case
Why don't you just desperately try to make money?
Just because of this,
Overseas Trust Bank was defrauded of nearly $90 million by Ye Yaling! Adding to the hole in the bank 1981,
Overseas trust banks are almost becoming empty shells! Otherwise,
It is also impossible to give out 6 points of deposit income! Lu Wendong looked at Le Huizhen,
The famous reporter was speechless and said with a smile: "Unacceptable?"
Le Huizhen's lips trembled slightly.
In the end, it just turned into a bitter smile. The news was really too shocking.
She really couldn't organize her words in the shortest time.
Lu Wendong said calmly: "It's nothing, actually. If Hang Seng Bank could go bankrupt, it's normal for Overseas Trust Bank to go bankrupt."
The bank plays with the depositors' money, even if it crashes,
Those senior executives have already made a killing, so how could they possibly care?
Speaking of which,
This is actually the result of the Hong Kong government's connivance. Le Huizhen sighed: "Yes."
"Brother Dong..."
Lu Wendong asked, "Did you deposit it regularly?" Le Huizhen nodded.
"How much did you save?"
Le Huizhen blushed and then said, "Your rent."
Lawrence Lu burst into laughter: “Uncle is really interesting.”
Le Huizhen was so embarrassed that she could hardly raise her head.
My dad said it was to help me save for my dowry.
"fool."
Lu Wendong smiled and said, "Don't withdraw all the money. Leave 20 yuan in there. If you really can't withdraw the money later, I'll give it to you." He paused and said, "That way you'll show that you're fair-minded."
20 is not too much, not too little, and it is absolutely reasonable.
Le Huizhen hummed.
In fact, she didn't care about 20.
I just feel that Brother Dong can still think about his own position and take care of his own feelings at this time.
My heart suddenly felt sweet! "I'll report it slowly first."
(Okay Zhao) Lu Wendong said: "As for the material, I will provide it."
He then said, "There are two key people, Ye Zhuangling and Huang Changzan, the former chairman of Haituo." The bank specifically used depositors' money to play
More clever than anyone else,
Want to get a lot of money from the bank? Without the cooperation of the top executives, it's absolutely impossible!
Le Huizhen quickly wrote down the name.
There are fraudulent means,
People like them who work in the media,
Nature has a way of putting the puzzle together.
Lu Wendong then casually asked, "By the way, does your uncle have any small shops?" "Or, does your uncle have any connections with the mall?"
Le Huizhen pursed her lips: "Why? Are you trying to take advantage of them again?" Lu Wendong smiled and said, "Good things should be kept within the family."
Le Huizhen's eyes sparkled with a strange light.
She glanced at Lu Wendong coquettishly
Then he asked, "How big do you need? My dad should know how to do it."
Lu Wendong immediately told them about his plan to open a chain of milk tea shops first: "If it's a shopping mall, the area doesn't need to be large." "A hundred feet will be enough."
Le Huizhen tilted her head and thought for a moment: "It should be fine." She asked curiously: "Brother Dong, what kind of milk tea is this?" "Oh."
Lu Wendong explained, "It's a newly developed tea drink. I can say I'm standing on the shoulders of giants." "So I thought I'd give it a try."
"Ah."
"I'll ask Dad later, and he'll call you."
Ding!
Tip: Projected!
Tip: Deduct 10 funds and successfully recruit 10 death squads! Lu Wendong is inspecting the workshop in the factory.
He was quite satisfied.
With this gadget,
As for Hong Kong Island,
Even if someone copies my milk tea model,
It is absolutely impossible to be lower in cost than yourself. In other words,
Lu Wendong always has the final say on the price of milk tea. What he needs to consider now is,
Should I copy this production line and start producing disposable milk tea?
Fragrant?
Lu Wendong couldn't make up his mind for a while. Making money was one thing.
What he needs more is manpower! Spears.
It is most appropriate to describe Lu Wendong's current situation as if he were assisted by God. The entire line of the Li family's eldest branch has died out.
The people in other houses are only concerned with fighting for power and profit!
and,
more importantly,
Li Guowei, the most powerful figure in the Li family, was declared brain dead! Brain death refers to the complete loss of brain function.
It includes physiological activities that are not controlled by the will and are necessary to maintain life. It is different from the persistent vegetative state.
In this state, people are still alive.
And it retains some autonomous functions. Worse than death!
Lu Wendong went to visit him cordially, unless the planet turns upside down,
otherwise,
There is no miracle! In other words,
The crisis Lu Wendong faced has been overcome!
That's right,
As long as Li Guowei is alive,
Lu Wendong couldn't say it was safe.
But he couldn't just kill Li Guowei.
It’s the best result!
"Brother Dong."
Because of the Overseas Trust Bank report, Le Huizhen frequently came to see Lu Wendong.
Naturally, she also had her own little thoughts.
Absolutely attract bees and butterflies,
She has a strong sense of crisis.
She had to show her presence in front of Lu Wendong from time to time.
"My dad has contacted some shopping malls in Wan Chai for you. There are several that are suitable."
"it is good."
Lu Wendong's main task these days is to look at places.
Good guy,
Very busy!
If it weren't for his defense and spirit being up to 30 points,
I can't stand it. Of course,
With Lu Wendong working around the clock, the progress is very encouraging.
He understands the market and has brains.
Just pick a place,
He can immediately persuade the landlord to agree to rent the store to himself.
Oh.
There is poison in the
There is basically nothing that cannot be settled!
That's right,
Currently, Du Yaofa has become a superstar in Hong Kong Island because of his performance in A Better Tomorrow! His popularity is so exaggerated!
Because of this, in the past few days,
Lu Wendong has already rented 30 stores quickly and efficiently, and Lunguo also gave good news.
It is said that they have found a corresponding number of stores in Tuen Mun and Yuen Long. In other words,
Lu Wendong already owns 70 stores.
If Le Huizhen's side is included, he estimated that it would not take more than a few days.
I can gather hundreds of families by myself! By then,
That's 200 death warriors! And more importantly,
My eyes and ears will be all over Hong Kong and Kowloon! "You did a good job."
Received praise from Lu Wendong,
Le Huizhen was delighted: "Brother Dong, I have a few questions for you." How smart is Lu Wendong?
Hearing this, he said, "You still don't understand the procedure for check round 363?" "Yeah."
Le Huizhen blushed.
Then he explained softly: "Brother Dong, we didn't dare to look for anyone outside for fear of alerting the enemy." "If you know anything, I hope you can teach me."
"it is good."
Lu Wendong is a leader among them.
He then said, "The operation of the check ring is very simple. The scammers mainly take advantage of the time difference between local and foreign banks in exchanging foreign currency checks. Generally speaking, it takes 6-8 days for the two parties to communicate.
During this period, he first sold the dollar check to an overseas trust bank for cash. Then, before the check's payment deadline, he issued a second check to cash the first check, and so on, using the same method in a circular manner.
In fact, it is no different from the credit card maintenance in later generations.
"According to my information, at its peak, this fraudster cashed out as much as US$8 million per day from Overseas Trust Bank."
Le Huizhen's pretty face turned pale.
She couldn't help but ask, "The bank really won't notice?"
"Were we really so blinded? Were we even blind and deaf?"
She thinks banks are really scary!
Lawrence Lu smiled slightly: “There are multiple reasons.”
"One is that there is no supervision, so banks are naturally unscrupulous."
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