Quick, female general, I traveled through time to save my father
Chapter 57: The Second Daughter Who Was Eaten Out of His Family 5
After having lunch with the boss Qian Duoduo, we gossiped about her family's wealthy feud.
Sirong went back to prepare for the handover.
Everyone thinks financial planners are those people who wear red vests and watch the stock market every day.
Actually, no. A financial planner is a professional financial planner who is dedicated to helping individuals, families and businesses achieve their financial goals.
He has extensive financial knowledge and expertise in areas such as law and taxation, and can provide customized wealth management plans and investment strategies based on the client's financial situation and goals.
Or to put it another way, a financial planner is more like an employer's financial manager.
She needs to understand her employer's short-term and long-term financial goals.
Analyze factors such as their fundraising situation, financial status, debt and risk tolerance, and then formulate a wealth management plan and investment strategy suitable for the client.
At the same time, they have to pay attention to the employer's taxes, insurance, trusts and even inheritance distribution.
In other words, a good financial planner will only have orders from two or three employers at most.
Because they not only have to keep an eye on economic trends, but also have to keep abreast of everything going on with their employers.
Whether it is something happening at home or at the company, at least it should not be known later than by the paparazzi.
Once there is a change, provide a solution in a timely manner to help the employer change the situation.
All I can say is that whether it is a country or a company, once it becomes big, it will need talents from all aspects to work together.
She handed over the clients to one of her assistants, and she was the one who handled all the cases in Sirong's hands in the past few years.
We also have a better understanding of the situation of these employers.
And her professional knowledge also enables her to take on work independently.
Last year she passed the planner qualification exam, which just removed her assistant title and allowed her to become a real planner.
After finishing the matters at hand, Sirong flew to Hong Kong.
There was a big order here, and Qian Duoduo was worried about letting others go. Just as Sirong confessed, he quickly sent her over.
The Xiong Group in Hong Kong has always been their client. Zhang Jian, the person who had this order before, was found to have some health problems during a physical examination a few years ago. He wanted to retire and recuperate, and has been waiting for Qian Duoduo to find someone to replace him.
In fact, this colleague didn't have any serious health problems.
The main reason is that the Xiong Group is not very satisfied with the investment advice given by Zhang Jian in recent times.
This made Zhang Jian's life here very uncomfortable. He could feel that President Mr. Xiong disliked him.
Instead of waiting to be rejected one day, it is better to find an excuse to quit first.
Mr. Xiong always thought his suggestion was too conservative, but he couldn't think of a less conservative solution.
If anything goes wrong in such a large group, the small team he leads will not be able to bear it.
In Zhang Jian's opinion, for such a large enterprise, it is very important to defend the city.
But Mr. Xiong just wants to expand the territory, so how can he do that?
The Xiong Group started out by selling small household appliances, mainly household fans to the northern part of the United States.
At that time, almost every household in the country had air conditioners installed, and people in the industry were laughing at Mr. Xiong for being a dreamer.
But luck is something that is sometimes quite strange.
When Mr. Xiong was trying to expand into the U.S. market, he encountered many obstacles and was once in a deadlock.
There was even a time when the old man told his wife that if things didn't work out, he would stay here and wash dishes and not go back.
The truth is that everyone was so sarcastic about his decision at the time, and it would be so embarrassing to go back in disgrace.
But soon a domestic revolution broke out in Persia, which was not far from the Ugly Country, and the original regime was overthrown.
The new leader's relations with many countries, including the United States, deteriorated rapidly, and he adopted a head-on confrontational attitude.
This also caused a great impact on the country's economy.
Before the two countries became enemies, the Ugly Country could import large quantities of cheap oil from Persia.
However, as the political situation in Persia changed, war between the two countries was imminent.
The economic recession has already arrived. Against this background, the United States has also started to call for energy conservation.
Using air conditioning to cool down has become a luxury.
For a while, household electric fans became popular.
It was through this opportunity that Mr. Xiong made his first fortune.
In just two years, the number of employees in Xiong Group exceeded 10,000, and the company's scale far exceeded that of small factories in the same industry at that time.
It was at this time that Qian Duoduo's father, Qian Zhengwang, became the first financial planner of the Xiong Group.
In the following years, the Xiong Group grew rapidly and going public became inevitable.
And Mr. Xiong also transformed from an industrialist into a capitalist.
Because he found that making money in the capital market was faster than making money in industry.
Just imagine Mr. Xiong, a man who does what he says, has a unique vision and never gives up.
At that time, no one was optimistic about the fan market in the United States.
Mr. Xiong was bold and daring, and dared to go against the whole world, which eventually led to him becoming a generation of business tycoons.
Such a person is born with a gambler's mentality and likes to make risky investments.
Naturally, I don’t like Zhang Jian’s lukewarm investment proposal.
After Sirong arrived in Hong Kong with her secretary, she had a meal with Zhang Jian first.
After learning about the current situation of the company, I went to the branch here the next day to start the handover work.
After a few days of working with my colleagues here, I started working on a new investment plan.
During this period, Simu and Sixiang called her several times, asking her when she would be back, but Sirong refused on the grounds that she was too busy with work.
The current Xiong Group has raised 1.8 million yuan after listing in Hong Kong, and is already considered a giant in the Hong Kong capital market.
Mr. Xiong no longer cares about the family's fan business and has left it all to his family members to manage.
Sirong speculated about Mr. Xiong's masculine character.
With her sights fixed on the U.S. bond market, Sirong became very sensitive to certain data and developed a systematic analytical mindset very early on.
Sirong noticed an unusual phenomenon. At that time, the face interest rate of the United States' long-term treasury bonds had climbed to a historical high of 13%. All people expected the face interest rate to continue to rise, and the price of the treasury bonds themselves had also fallen to a historical low at the time.
Seeing this phenomenon, Sirong analyzed that the face value interest rate, which is at a historically high level, has a high probability of being lowered.
It is impossible for it to keep rising or stay at a high level for a long time. Once the face value interest rate falls back, it will inevitably push up the price of treasury bonds.
On the other hand, even without considering the future of the United States, the capital gains on the price of the United States’ government bonds driven by the interest rate cut cycle will be realized.
The annual cash interest of more than 10% paid out by the government bonds alone is enough to equal the return earned by the Xiong Group's current business after a year of hard work.
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