To be the best leader, you must also be the strongest leader!

When Qingyun Bank officially opened, the monks who had been waiting outside rushed into the hall according to the instructions, and the monks in the Qi Refining Stage rushed into the first-floor hall.

However, even after entering the first-floor hall, these monks did not dare to create chaos and lined up obediently according to the instructions of the Qingyun Sect monks.

Zhang Mo is only at the second level of Qi Refining Stage and has just joined Qingyun Fairy City. Yesterday, he saw the announcement of Qingyun Bank and was attracted by the huge benefits.

Seeing the announcement that people in the Qi Refining Stage could apply for a loan of 100,000, he decided to try it himself to see if he could apply for such a large loan with his cultivation level of the second Qi Refining Stage.

For a cultivator at the second stage of Qi Refining, one hundred thousand Qingyun coins is simply an astronomical figure. He has just arrived in Qingyun Immortal City and his cultivation level is low. Even in a place with good benefits like Qingyun Immortal City, it takes some effort to obtain enough resources for cultivation.

However, if he could apply for a consumer loan of 100,000 Qingyun coins, he could purchase a large amount of cultivation resources, continue to go to the holy altar to refine his body, and his realm would be rapidly improved in a short period of time.

Because they had been queuing since yesterday, he was one of the first monks to enter Qingyun Bank.

As soon as I entered the lobby of Qingyun Bank, I saw a long row of counters in front of the lobby on the first floor. These counters were divided into business windows with eye-catching serial number marks on them.

Zhang Mo took a look and found that there were a total of one hundred windows on this floor. Behind each window there was a young female cultivator in charge of handling business. She was at the Qi Refining stage and looked very pleasing to the eye.

"Fellow Daoist, please go to window number three to handle your business."

Just when Zhang Mo was stunned, a cultivator in work clothes next to him reminded him with a smile. Obviously, this staff member was a cultivator in the Foundation Establishment Stage, but he was very polite to him, a cultivator in the second level of the Qi Refining Stage.

Zhang Mo quickly cupped his hands and said, "Thank you for the reminder, senior."

Then Zhang Mo quickly came to counter number three and sat down on the chair in front of the counter. The young female monk in charge of handling business inside the counter also had a smile on her face.

"My fellow Daoist, this is a form for applying for a consumer loan. Please carefully read the terms and conditions above, and then fill in the amount you need to apply for. After filling it out, leave a soul imprint and hand it to me together with your ID card." The female monk at the counter handed over a form with a smile.

"My fellow Daoist, can I apply for a loan of 100,000 Qingyun coins even though I am only at the second level of Qi Refining?" Zhang Mo looked at the female cultivator opposite him in disbelief.

"Of course you can. The purpose of consumer loans is to help cultivators improve their cultivation as quickly as possible. The lower the realm of the cultivator, the more they need consumer loans to improve their strength."

"But I have nothing now, and I don't have much talent..." Zhang Mo continued.

The female cultivator behind the counter smiled sweetly, "That's not a problem. We believe that no matter what kind of talent a cultivator has, they all have potential for development in the future. Although you have nothing now, you may become a powerful cultivator who surpasses your peers in the future."

"Our sect is currently providing consumer loan services to fellow Daoists. In the future, perhaps you will be able to provide us with a lot of help."

"Don't worry about not being able to pay it back, as long as you abide by the rules we set. If you are unable to repay the loan by the due date, we will provide some job opportunities."

"This is too good to be true!" Zhang Mo was very shocked. Someone like him, who was only in the second level of Qi Refining Stage, had nothing and had poor talent, could actually apply for 100,000 Qingyun Coins.

What was there to hesitate about? He immediately filled out the form and applied for the maximum amount: a consumer loan of 100,000 yuan!

After filling out the form, he left a soul imprint and handed over his ID card. Just a moment later, the female monk behind the counter handed over his ID card and form again.

"Fellow Daoist, please check the funds. If there are no problems, please leave another soul mark on the form."

Zhang Mo hurriedly picked up his ID card, scanned it with his spiritual sense, and was shocked to find that there were 100,000 more Qingyun coins in it.

Seeing this string of Qingyun Coin numbers, Zhang Mo was so excited that his hands were shaking and his face turned red. He even slapped himself to make sure he was not dreaming.

"This...this is actually true!"

Zhang Mo took a deep breath, looked at the female cultivator behind the counter, and quickly asked, "Fellow Daoist, do I really only need to leave one more soul message before I can leave? Can I use these Qingyun coins to spend money?"

The female cultivator behind the counter still had a sweet smile on her face. "Of course, fellow Daoist, you can see that there are not only Qingyun coins in the ID card, but also an additional loan information. It records your loan amount and date, as well as the deadline and amount for repayment. Just remember to repay on time."

Zhang Mo quickly left his soul mark on the form, and then walked out of Qingyun Bank with a huge sum of 100,000 yuan.

After stepping out of the door of Qingyun Bank, Zhang Mo was still a little confused. He felt that all this was like a dream and it felt too unreal.

As an ordinary cultivator at the second level of the Qi Refining Stage, he applied for a consumer loan of 100,000 yuan in less than half an hour after entering Qingyun Bank.

No collateral, no checking of one's own talents, no harsh requirements, just one's ID card.

He held the ID card tightly, fearing that the huge sum of 100,000 yuan would fly away. He continued to check the ID card with his spiritual sense, and the added 100,000 Qingyun coins were very eye-catching.

This was the eleventh time that Zhang Mo had used his spiritual sense to check the balance on his ID card.

He had long heard that Qingyun Immortal City was the dream city of cultivators, so he went through so much trouble to come to Qingyun Immortal City to register.

According to his own plan, with his level of the second Qi Refining Stage, even in the Qingyun Fairy City with excellent benefits, it would take him two years to reach the fifth Qi Refining Stage through his own efforts.

However, with this consumer loan, Zhang Mo is sure that he can reach the fifth level of Qi Refining Stage in three months at most, and will definitely reach the great perfection of Qi Refining Stage within two years, and may even be able to impact the Foundation Establishment Stage.

This consumer loan was of immense help to him. It greatly shortened the difficulty of his cultivation, injected powerful motivation into his cultivation life, and filled his life with hope.

Zhang Mo turned around and took a deep look at the four big words "Qingyun Bank", then clenched his fists and secretly swore in his heart that if he achieved success in cultivation in the future, he would definitely repay the kindness of Qingyun Sect.

"Hahaha, I got the 100,000 yuan consumer loan!"

"I also applied for a 100,000 yuan consumer loan. It was so easy!"

"Qingyun Sect didn't lie to us. They really provided us with a consumer loan of 100,000 yuan!"

"There are no collateral requirements, no realm requirements, and no talent requirements. Qingyun Sect is so conscientious. Sect Leader Sun is so kind to us!"

……

Cheers continued to be heard outside Qingyun Bank. The first batch of monks who had their consumer loans applied for could not help but cheer loudly with excitement. The monks who were queuing around them felt excited when they heard these cheers.

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