Unlimited forecasts, only choose the winning game

Chapter 44 Turning Cash into Investments

After returning home, Li Yue and Ron couldn't wait to hug and kiss each other.

The flowers on the temples of the cloud are shaking, and the hibiscus is warming the spring night.

The spring night is short and the day is high, and since then the king will not go to court early.

The two of them spent the whole night in love and then fell asleep tiredly.

Li Yue was awakened by a burning smell.

Looking at the sky outside, it was already evening.

Ron came to the bed with a burnt steak.

"Would you like some?"

"Steak isn't as good as yours."

Li Yue pulled Ron over and showed him some tenderness in a simple and profound way.

Then the two of them went to soak in the swimming pool, and Ron's face was still red.

"John, do you think I should do some financial investment?"

"So what sector do you want to invest in?"

"I don't know." Ron asked Li Yue because he didn't know what to invest in.

"So what did you study in college?"

"I only have a third-year high school education," Ron said.

Li Yue took a deep breath. It was indeed a beautiful vase.

"If you don't want to go to the San Fernando Valley, don't invest in finance. If you want stability, invest in industry."

Based on Ron's knowledge, if he let her play with financial investment, she would lose everything.

"Industrial investment? Then what industry do you think is good?"

Li Yue is better than Ron, as he only has a sixth-grade high school education.

So when it comes to investment vision, Li Yue and Ron are equally matched.

"I think you can find a professional agency."

Although there are often news reports of managers cheating clients in America, most managers still abide by industry standards.

Of course, the main reason is that there is a company behind each manager.

If managers want to defraud clients of their money, they must first hide it from the companies behind them.

If these companies were dealing with a client worth billions of dollars, they might work together to deceive the client.

But with all Ron's assets, the brands of these companies are worth more than Ron's wealth.

However, when it comes to investing, no one can guarantee 100% that you will make money, but you will definitely not suffer a big loss.

The main task of an agency is not to make money for clients, but to help clients preserve their wealth.

If Ron handed the money over to the agency, the agency would most likely choose to invest in industries with higher value preservation rates. Ten years later, Ron's net worth might still be about the same as it is now, but she would definitely not fall into an economic crisis again.

Li Yue knew his own strengths and weaknesses, so he didn't want to give Ron any bad advice.

Li Yue now has a net worth of about 2400 million US dollars, and he is also considering finding an agency company to invest in some real estate.

As for the financial industry, it is really a cruel place for outsiders like them.

Nine out of ten financial companies in America are involved in financial fraud, and one has not yet been exposed.

The financial industry itself does not generate any economic value, but rather takes advantage of people's gaming psychology.

This is a game of passing the flower while beating the drum. Everyone believes that the flower passed to them will not explode in their own hands.

Li Yue and Ron's romance was just a fleeting one.

Both parties are quite satisfied with this way of getting along.

After spending two days with Ron, Li Yue began to think about finding a reliable agency.

The agency not only helps with industrial investment, but also provides clients with some investment advice.

Li arranged to meet with an agency.

In the afternoon, Li Yue arrived at the agency on time. Before the meeting, Li Yue had researched the agency called Ousen on the Internet. The company has a market value of 3 billion US dollars, and the total assets of its clients exceed 30 billion US dollars, with clients spread across the Americas, Europe and Asia.

The credibility and customer return rate are quite high.

The businesses of agency companies and investment companies are actually very similar, but most investment companies invest in financial products, or they will not tell customers where the money is spent, they only pay dividends.

The agency’s main focus is stability, and they invest in whatever industry is stable.

In a conference room, Li Yue waited for a professional manager.

This professional manager was dressed very formally, meticulously groomed from head to toe. He looked to be about thirty years old, with a slicked-back hair and gold-rimmed glasses.

Although her appearance is relatively ordinary, she gives people the impression of being energetic and smart.

"Hello, Mr. Li, I'm Nim Hodal."

"Hello."

After the two shook hands and sat down, Nim spoke first, "Mr. Li, I wonder if you plan to let us manage your assets?"

"I now have about 20 million US dollars in cash, but I haven't decided whether to cooperate with you. I need to understand your investment direction and profitability." Li Yue said.

Nim's eyes lit up, even though their company represented assets worth tens of billions of dollars.

But that is the total assets of tens of thousands of customers.

A customer with a business value of over 10 million US dollars is already a big customer.

"Mr. Li, our company's business covers all aspects. We can provide professional guidance in any industry and can also resolve most government approval issues. Last year, our company's total profit rate was 3.99% and its loss rate was 0.94%."

"So, what industry should I invest my $20 million in to guarantee my principal while also having a high probability of generating returns?"

"The most valuable industry is actually agriculture and animal husbandry. Some of our clients invest in this sector. However, agriculture and animal husbandry are highly specialized, and natural disasters, pests, and wild animals are unavoidable. Environmental and animal protection organizations also frequently extort money from investors. Furthermore, export trade is also affected by domestic policies and international developments. Therefore, agriculture and animal husbandry are both the least valuable and the least profitable industries."

Nim's answers were quite detailed and professional, and he was able to explain them in terms that Li Yue could understand.

"Besides that, is there anything else you recommend?"

"Mining, or the production and processing industry, is a high-investment, high-return industry. Once the exploration data is accurate, there is a high probability of no losses. However, the investment in the mining industry is very large, requiring at least hundreds of millions of dollars. If Mr. Li is interested, he can first purchase a piece of land, then pledge it to a bank, and then use the loan to carry out mining operations. Our company is quite familiar with the process in this regard."

"Then let's talk about the production and processing industry."

"Currently, the manufacturing and processing industry receives support from the American government. Land acquisition and approvals are not a problem. However, labor costs in America are very high, so if you want to invest in the manufacturing and processing industry, it's best to build a factory in Asia, where labor costs are lower."

Li Yue and Nim communicated for an entire afternoon, and even though Li Yue hadn't made a decision, Nim didn't show any impatience.

Because Li Yue is a big customer, he deserves Nim's serious attention.

"If I want to guarantee my principal of $20 million, what's the best investment?"

“If I had to recommend something personally, it would be to farm.”

"Didn't you say that running a farm requires professionalism?"

"Yes, but you can find a professional farmer. Our company will find professionals for you."

“How big a farm can you buy with $20 million?”

"It depends on whether you're buying land to rebuild a farm or buying an existing farm."

"Does it make a difference?"

"Land prices vary from state to state, and there are also differences in prices between existing farms and new developments."

"I want to buy a piece of wasteland near Los Angeles and build a farm. Is that feasible?"

"Yes, the price of wasteland is very low, but it requires cultivation, planting, and geological improvement, which is all very tedious."

"Isn't this because of you?"

"You should be able to provide me with professional services, right?"

"of course."

"So how do you charge?"

"We charge 10% of your investment project's profits in the first three years."

“What if we lose money?”

“Then we won’t charge.”

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