Rebirth in 1980, the rise of the golden age

Liu Wenhao was also surprised. He didn't expect Li Youcai to have such a big appetite. He asked for a loan of 500,000 yuan right away.

Excluding state-owned enterprises, this is definitely the largest private enterprise loan Liu Wenhao has ever heard of.

"Mr. Li, excuse me for being frank, but our credit union's loan rules and regulations have always been very strict. Without equivalent collateral, we really can't give you so much money." Liu Wenhao said softly.

Li Youcai was well prepared for this and immediately took out a pile of materials he had prepared in advance.

"These are some of my assets. I can use this Zhenwei Izakaya and two brand new Dongfeng trucks as collateral."

As Li Youcai spoke, he placed all the materials in front of Liu Wenhao and Pengfei.

Pengfei glanced at Liu Wenhao, then took the lead in picking up the materials and looking at them one by one.

"These two Dongfeng trucks are new and worth 4 yuan. As you can see, this Zhenwei Restaurant is always packed. It's no exaggeration to say we're making a fortune. I'm going to mortgage them to you along with the land."

Pengfei looked at the materials while Li Youcai explained them.

Liu Wenhao observed Pengfei from time to time, as if he wanted to stay out of it.

The more Pengfei looked, the more his brows furrowed.

Li Youcai did spend a lot of money on the construction of Zhenweiju, but it was less than one-fifth of the loan he needed.

After reading it, Pengfei shook his head and sighed:

"Mr. Li, with all due respect, your Zhenweiju restaurant is indeed excellent, but it costs half a million dollars to finance just this restaurant and two trucks. That's a huge shortfall."

"The collateral is not equal. Not only me and President Liu, but even the senior leader of the Taihe branch wouldn't dare lend you the money at this time."

"Mr. Li, we're old acquaintances. I'll be frank. You want a loan, and we want results. If you can use the Chunfeng Bakery as collateral, we can lend you the 500,000 yuan."

From the very beginning, when Li Youcai found Pengfei, he knew that Li Youcai wanted a loan, and the amount would definitely not be small.

At first glance, Pengfei thought that Li Youcai would use the Chunfeng Bakery as collateral, but he didn't expect that Li Youcai would use the materials of Zhenweiju.

Upon hearing this, Li Youcai pondered for a moment.

Then he slowly began, "After continuous development, the Chunfeng Bakery's sales channels have now expanded to more than a dozen surrounding cities and counties. We have a main factory and a branch factory. Construction is currently underway on a branch factory in Dan City. After completion, our total assets will more than double, and our sales channels will more than double as well."

"By then, the annual output value will exceed 100, and the annual profit will be at least . If you want me to use it as collateral, that's fine. I'll double the amount and ask for a loan of million!"

one million!

Ding ding~!

Liu Wenhao was so startled that he lost his grip on the teacup in his hand and it hit the table with a loud noise.

In this era when spending money was still calculated on cents, Li Youcai's loan of one million was no less than hundreds of millions in later generations.

"Mr. Li, are you serious about this one million?"

"Of course." Li Youcai said very seriously.

Pengfei's face gradually became solemn, and his mind was spinning rapidly.

"This is not impossible!"

"What did you say?" Liu Wenhao looked at Pengfei suddenly, his face full of surprise.

Seeing Liu Wenhao making such a fuss, Pengfei hurriedly explained to him:

"Liu She, you just arrived in Teng County, so you might not know this yet. Chunfeng Bakery is one of the largest private enterprises here. It has grown rapidly in recent years. Its products are very competitive in the bread industry, and its development prospects are very promising."

"If what Mr. Li just said is true, then according to the newly released collateral valuation method, the valuation of the Chunfeng Bakery should be close to one million. It is not impossible for Mr. Li to borrow one million."

Liu Wenhao didn't expect that the Chunfeng Bakery was so valuable.

"Your branch office cannot make the decision on such a large loan, and neither can the branch president. This matter can only be decided by the Taihe branch." Liu Wenhao said in a deep voice.

His predecessor, the president, failed because of illegal lending. Now he has just taken office and hasn't even had time to warm up to the team yet, but he has encountered such a large loan. He dare not take it.

Compared to Liu Wenhao's cautiousness.

Pengfei seems much more radical.

This time, the president of the Teng County branch was arrested and dismissed. Pengfei had also had illusions about that position, but he didn't expect that in the end, Liu Wenhao, a relative, would parachute in to take the position.

Although Pengfei couldn't talk about this matter, he was dissatisfied from the bottom of his heart.

After much thought, Pengfei finally understood that if he wanted to move up and rely on connections, he would never be able to compete with those who had connections.

His only hope is performance!

Only if he achieves results that are impressive enough to dazzle everyone else will he have hope of continuing to move forward.

"Reporting is definitely necessary."

Pengfei gathered his thoughts in his head, then looked at Li Youcai and said, "Mr. Li, please prepare the bakery's materials first. Also, have the finance department sort out the accounts for the past two years. When I return, I'll also go through the loan review procedures and apply to the Taihe branch for a comprehensive assessment of the Chunfeng Bakery. If the final valuation isn't enough, you'll need to add some more chips and put this Zhenweiju and the two cars on the line."

Li Youcai laughed when he heard this: "That's no problem. I will definitely cooperate with you fully."

Liu Wenhao looked at Pengfei with a strange look in his eyes.

Dangdangdang...

A knock on the door interrupted the brief silence in the private room.

Wang Wanru pushed the door open and walked to the dining table with a smile on her face.

"Mr. Li, the kitchen is ready. Can we serve the food?"

"let's go."

When Liu Wenhao saw Wang Wanru, his eyes widened.

Pengfei glanced at Liu Wenhao and snorted coldly from his nose, but without making any sound.

"Mr. Li."

Pengfei handed the materials in his hand back to Li Youcai.

The two looked at each other and couldn't help but smile.

"President Liu, the most famous thing in our Zhenweiju is the imperial court cuisine. You must try it later." Li Youcai said with a smile.

“Try it…Try it…”

Liu Wenhao responded verbally, but his eyes never left Wang Wanru who was walking away.

Wang Wanru retreated to the door and opened the private room. Soon, a row of waiters in red cheongsams, each holding a plate of dishes, walked in like a flower.

"People say that eating at Zhenweiju is like being in a palace. After seeing it today, I find that it really lives up to its reputation." Liu Wenhao straightened his neck with great difficulty and sighed sincerely.

"hehe···"

"President Liu, please come and support us more often in the future."

"Of course, of course..."