Rebirth and making money first

Chapter 3 Stock Exchange

Zhang Jing still holds over 7,000 yuan in savings. This money was compensation given to employees when her previous company switched from China Unicom to China Telecom, terminating their old contracts and signing new ones. She should have received over 10,000 yuan, but after adding her salary, nearly 20,000 yuan had already been spent on nutritional supplements. Every time she thinks of this, Zhang Jing feels a surge of regret. Fortunately, she found a new beginning just in time. In her previous life, Zhang Jing, like most people, was thoroughly brainwashed by a pyramid scheme. Not only did she join, she even bought a ton of high-end food and toiletries. Back then, she believed she had reached the pinnacle of her life. However, reality was harsh. Not only did she lose all her money, but she was also plunged into despair.

Determined not to make the same mistake again, Zhang Jing carefully prepared the necessary funds and stock verification card and headed to the securities firm. She even asked a colleague to help her get the card! Back then, regulations were more relaxed, and there were no fees. In her previous life, Zhang Jing had only traded stocks on her phone and had never personally visited the Shenzhen Stock Exchange. Although she had a general idea of ​​the location, whether she could find a glimmer of hope there remained uncertain.

Zhang Jing was well aware that many people used stock trading machines, but she had no intention of buying one. After all, a stock trading machine cost thousands of yuan, and the information it provided was often delayed. In contrast, Zhang Jing trusted her own judgment and analytical abilities, preferring to rely on her own wisdom and hard work to grasp market trends. With unwavering faith and thorough preparation, Zhang Jing embarked on this challenging journey, hoping to create her own miracle in the stock market.

Many people buy stock machines simply to avoid the crowded stock exchanges, but this is not the case for many retired people because what they lack the least is time.

Walking into the spacious and bright hall, you can see the tall electronic screen constantly scrolling the market information of various stocks. The numbers are red or green, constantly flashing and changing.

Some sat alone, lost in thought, as if deep in thought; others gathered in small groups, whispering to each other, seemingly sharing their thoughts and experiences. Occasionally, someone would hand in a transaction document at the front desk.

Zhang Jing noticed that some people were using cash for transactions, while others were using bank cards. She immediately understood the convenience of using a bank card. However, she was left with the unfortunate realization that her entire fortune was only around 7000 yuan, leaving her with little choice.

Furthermore, she hoped to choose an investment method with lower risk, relatively stable returns, and quick cashing out. Unable to confirm whether her past life memories possessed the magical power of turning stone into gold, the so-called "golden finger," she decided to find a seat and carefully observe the various data and trends on the large screen.

In her previous life, Zhang Jing was a true jack of all trades! Besides venturing into the turbulent stock market, she dabbled in a wide range of fields, including short video production, monetizing her writing, photography, and Tai Chi. However, she only had a passing knowledge of these skills, having learned them through free courses rather than delving into them in depth. The only two things she was truly proud of were stock trading and novel writing. The stock market training program, in particular, cost her tens of thousands in tuition, and she hadn't even earned it back before she came here. Monetizing her writing also cost her a few thousand, with returns of only a few hundred. Even so, before her rebirth, she could only barely make enough to make ends meet. She often consoled herself by saying, "Learning never ends. One must live, learn, and work until the end of their lives!" Only she knew the depth of her heart.

But who could have imagined that she would end up in poverty, with even a life of old age becoming a luxury? They say character determines destiny, and I guess this will be the case in this life too. But she decided to avoid this flaw.

Eh?! Isn't that Shenzhen Development Bank? It's still around! Zhang Jing remembered it had been delisted. Back then, its share price had skyrocketed, peaking at over 60 yuan. But now it's only 2.8 yuan! Countless people regretted missing out on this opportunity in their previous life. Zhang Jing's sales manager repeatedly lamented not lending money to invest.

The market dropped so much today, no wonder the atmosphere here is so low. Zhang Jing smacked her head in regret, trying to recall when Shenzhen Development's stock price had reached over 60 yuan, but she simply couldn't remember.

"Miss, you can't be impatient when trading stocks. You need patience." Zhang Jing heard someone talking and turned her head to notice an elderly man sitting next to her. Judging from his attire, he must be retired. Seeing Zhang Jing looking at him, the elderly man smiled friendly and nodded slightly. He then enthusiastically shared his years of stock trading experience with Zhang Jing: "Stock trading is like fishing. You need to be patient and wait for the fish to bite. Sometimes, when the market is bad, the stock market may fluctuate, but as long as you are patient and persistent, you will eventually reap rewards..."

Zhang Jing smiled and nodded in thanks. When she learned his last name was Zhang, she couldn't help but jokingly remark, "Perhaps five hundred years ago, we were family!" She affectionately addressed him as "Uncle Zhang," and he, in turn, called her "Xiao Jing." This Jiangsu native exuded the shrewdness characteristic of people from Jiangsu and Zhejiang provinces. Sensing his unabashed desire for her and the occasional disdainful glances from those around him, Zhang Jing felt uneasy. She quickly found an excuse and hurriedly left the stock exchange.

As soon as she stepped out of the gate, she saw a police car clearing the road ahead, followed closely by a sealed truck. She overheard people chattering about the government's aggressive environmental cleanup efforts, arresting numerous Xinjiang vendors. Zhang Jing's thoughts were suddenly drawn back to a past life, when Xinjiang vendors often forced people to buy and sell goods, leaving residents grumbling and unable to complain. Ultimately, the government intervened, apprehending and deporting these vendors. A week later, Shenzhen's dividends skyrocketed. Thinking of this, Zhang Jing took a deep breath and resolutely turned back to the main hall. She resolved to seize this opportunity, no matter what, to make her first fortune.

Shenzhen Development's stock price was only 2500 yuan! Zhang Jing stared at the screen with wide eyes, carefully counting the money in her hand. She mentally calculated that, after leaving enough for daily expenses, she resolutely decided to purchase shares. However, when she approached the counter to subscribe, the salesperson looked at her suspiciously, as if she had misheard the number. Zhang Jing patiently repeated the number, and the salesperson finally woke up and began to carefully process her paperwork.

At that moment, Zhang Jing was left with just over 7800 yuan, and her salary from quitting her job wouldn't arrive for days. Faced with this dire situation, she decided to take a gamble. Without hesitation, she changed her mind and bought 2800 shares. By the time she'd completed all the tedious paperwork, she was left with a meager 39 yuan.

Zhang Jing carefully packed the tickets, clutching the stock exchange's phone number tightly, and breathed a sigh of relief. She knew that her ability to make such a bold decision this time was due to the great benefits she had gained in her previous life.

When Old Zhang saw Zhang Jing complete the transaction, he rushed over and anxiously asked, "Jing, what exactly was that transaction you just completed?" When he learned that the transaction was with Shenzhen Development Bank, he couldn't help but exclaim, "Oh my! How can you be so inexperienced? You're going to be ripped off!"

It turned out that Mr. Zhang's children were all government officials, and they had inside information. According to Mr. Zhang, Shenzhen Development Bank was a heavily supported and subsidized project. The government even mandated it for civil servants, requiring everyone to purchase shares. Each share cost just one yuan, with the individual contributing just 0.5 yuan, and the government covering the remaining 0.5 yuan. Each person was limited to 1000 shares, but not buying was also a possibility. However, Shenzhen Development Bank had just gone public, and its share price had already soared to 2.8 yuan. No one could predict its future performance. Mr. Zhang's children had already put their shares up for sale. "You silly girl! Why didn't you ask me before you bought?" Uncle Zhang looked annoyed, as if he had suffered a huge loss.

Zhang Jing raised the corners of her mouth slightly, revealing a faint smile, and softly comforted Uncle Zhang: "Don't worry, I really don't have any experience. Since I've already bought it, let's leave it at that."

However, their conversation caught the attention of several people nearby. Some couldn't help but shake their heads and sigh, even saying, "This girl is so silly! Doesn't she know that no one is interested in this stock? They're just buying and selling it on their own."

At this moment, a kind-hearted woman quietly approached Zhang Jing and whispered to her, "You must be careful. This stock is too risky." Zhang Jing immediately pretended to be regretful and said, "Oh, can I return it?"

Unfortunately, someone immediately told her that she wouldn't be able to trade until the next day. Zhang Jing quickly said she would return tomorrow to deal with the matter. But in reality, she had already made up her mind—she wouldn't set foot in this place again anytime soon.

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