Rebirth and making money first
Chapter 29 Buying a Shop to Infect
When they got home, Zhang Zhi and her husband hadn't returned. Zhang Jing and her mother washed up and prepared for a nap; they were both exhausted. Zhang Jing fell asleep quickly, not noticing her mother's long sleep. When she woke up, it was already past 4:5, and Zhang Zhi still hadn't returned. She'd texted to say they'd had dinner and gone to the movies, already seeing two shows in a row. She told Zhang Jing to take her mother to their usual restaurant and wait, and they'd go there at :.
Zhang Jing got up and changed her clothes, but her mother didn't want to go. She said they could just eat something at home and let Zhang Jing go. Zhang Jing said she would take a taxi to the lottery after dinner and let her mother rest at home. Her mother was anxious when she heard this and wanted to go with her.
After a moment's thought, her mother asked Zhang Jing, "How about I buy a shop too? A small one?" Zhang Jing's eyes widened, and her mother fumed, "I'm asking you a question." "Of course, absolutely. Ma'am, how much money do you have? Are you buying this for your son? Should I put his name on it? Do you have your household registration book with you?"
Zhang Jing's words infuriated her mother. "I'm in charge of my own money, so why should I put his name on it? Don't worry about the household registration booklet; Aunt Chen can mail it quickly. She has the key." Her mother went out to dinner with Zhang Jing to attend the lottery. She scoffed at Zhang Jing's request for confidentiality, saying she should let Zhang Zhi know she was no worse than she was. She wanted to prod Zhang Zhi to see if she'd rush to buy a house.
After meeting, Zhang Zhi asked what they had bought. She urged her husband to order, but her mother coughed and said, "Don't order too much, just eat a little. We have a raffle at 7:." As expected, Zhang Zhi casually asked, "What raffle? What did you buy?" Zhang Jing remained silent, letting her mother show off. "We went grocery shopping today, and your sister bought a shop. We're drawing tonight, and the winner will get another shop."
Zhang Zhi was stunned, and her husband also looked up from his menu. They exchanged glances, then looked at Zhang Jing. Zhang Jing put down her teacup and said calmly, "It's a shop in Yiwu Small Commodity Wholesale City. The down payment starts at 5 yuan, and the monthly payments are over 2700 yuan for three years. I bought a larger one, with a down payment of yuan and monthly payments of yuan."
Zhang Zhi was upset. How could her sister become a shop owner just because she watched a movie? Could she live off the rent? Her husband said, "I know. My colleague in Hong Kong bought five and suggested I buy two. Huizhou is too small, and I'm not sure if it will develop. I didn't think it would be a good option, so I didn't buy."
The mother made the final decision and said, "I'm planning to buy a small house too, and renting it out will also bring in more income. Let's ask them tonight, and you two can go home after dinner and don't wait for us!" Zhang Zhi refused, "Mom, we'll go with you. We'll take a taxi after dinner, and we'll definitely make it in time. We just said we'd take you to a movie after dinner, but now the lottery is the focus, so we can watch the movie tomorrow." Zhang Zhi's husband also expressed his intention to help his mother-in-law choose a house and bargain, so her mother happily agreed.
Zhang Zhi's husband generously ordered the food, and everyone ate and chatted. Zhang Zhi also said that Zhang Jing was quite smart. Zhang Jing knew she was upset but didn't say anything. It was still early, so it wouldn't delay everyone's arrival. She wanted to take a taxi, but her mother refused, insisting on taking the bus. She said it would only cost 8 yuan to get to the destination, so why give someone or yuan?
Everyone had no choice but to board the bus, even Zhang Zhi's Hong Kong husband agreed. They arrived at the lobby again, and it was even more crowded than during the day, many with their families. Zhang Zhi and her husband looked around and even wandered over Zhang Jing's stall, which was closed, of course. The large red paper hanging on the door was impressive, indicating that it had been sold.
More and more people were asking for inquiries, and her mother was getting nervous. Zhang Jing quietly asked her mother if she wanted to pay the full amount or pay monthly for three years. If she paid the full amount, she could collect rent after a year. She offered a discount by offering a year's rent-free rent to attract businesses. The old lady thought about it and decided to pay the full amount. Under the scrutiny of three pairs of eyes, she reluctantly said she had 3 yuan in savings. She finally understood why Zhang Jing had insisted on keeping it a secret; regretting it was pointless.
This time, the Hong Kong guy took advantage and went out to ask for shops priced at over NT$10. He took a long time to come back and explain to his mother-in-law that the shops were all too small and the cheaper ones were in bad locations. His mother pushed aside her son-in-law and approached Zhang Jing, a salesperson from the daytime, for a conversation. Zhang Jing, while asking questions and looking at the pictures, nodded in agreement and continued to listen to her mother's consultation.
In the end, Zhang Jing simply waited. The Hong Kong man went along to help, and Zhang Zhi also took the time to look around. He even came over and said to Zhang Jing that buying a shop seemed like a good idea. Zhang Jing didn't want to talk, and just as Zhang Zhi was about to continue, her husband called them over. It turned out that her mother had already decided to buy the shop for 15 yuan for the full price of 18 yuan, but it was returned by someone else because it was unlucky. Unconvinced, her mother asked Zhang Jing to wait for her to accompany her to the site to take a look.
The shop was medium-sized, on the second floor. Around the corner, Zhang Jing disagreed, but her mother was fine. She also spotted a nice little shop across the street. After inquiring, she discovered the full price was only 2 yuan. The old lady hesitated, but didn't hesitate for long. She decided to buy both, but after negotiating the 12 yuan option, she settled on 12 yuan, hoping to get a better deal on both. The other, 11 yuan, could only be purchased with a down payment plus monthly payments, a down payment of 5 yuan and monthly payments of 15 yuan.
The monthly payments presented another problem. Mother's age meant she couldn't afford to make monthly payments. She had to put the loan in her children's names, who would make the monthly payments. After asking around, she found only Zhang Jing suitable. After some thought, the old lady decided to call Zhang Xiaobing. She explained over the phone that she wanted Zhang Xiaobing to make the monthly payments, but he refused, believing his sister was cheating her out of her savings. The call ended on bad terms. Mother immediately discussed with Zhang Jing about putting the loan in her name, with the monthly payments going through her account. Three years later, the loan would be transferred to her mother's name.
The money in her mother's account was transferred smoothly through the sales department's financial department. Even before everything was finalized, she'd already received her raffle ticket. Zhang Zhi felt a pang of remorse. Why couldn't she help her mother, even though she was married to a Hong Konger? She'd forgotten that her household registration had been moved out of the city years earlier. Furthermore, her misdeeds had left her mother with no credibility.
The twenty winning stalls were drawn one after another. Zhang Jing was delighted to have won one, and her mother also won one. Although the stall was small and out of the way, winning something for free was always a joy. To everyone's surprise during the paperwork, her mother registered the winning stall in Zhang Zhi's name, explaining it as a gift from a grandmother to her child. Zhang Zhi and her husband were deeply moved.
Before bed that night, her mother asked Zhang Jing if she was angry. She explained that she had three children and didn't want any of them to be looked down upon. Zhang Zhi had nothing to live on, so she gave her a shop as a dowry to give her some confidence in her in-laws' family.
The full payment goes to Zhang Xiaobing. If he doesn't make it, he can come here and start a business. If things don't work out, he can live on rent, but he won't starve. As for Zhang Jing, "Mom knows you've worked hard and are capable. I'll keep my word. I can only give you 1500 yuan per month for the mortgage on that house, and I'll save the rest. You don't have to send me money anymore." Zhang Jing immediately stopped her, saying, "Mom, you don't have to do this. Three years will pass quickly. I can handle it."
Zhang Jing lamented her mother's remark, "Raising a child for a hundred years, and then worrying about him for ninety-nine," unaware that she was secretly delighted with her own clever scheme. Now, Zhang Jing was once again tied to her mother's chariot, having to pay back 2100 yuan a month, plus her own, totaling nearly 5 yuan. She would be freed in a year.
Zhang Jing sighed. She had to go back early tomorrow to earn some money. Sihao didn't think owning two shops was a big deal. Little did she know, her butterfly had sparked a wave of enthusiasm among many people to buy shops. Even A-Long and Uncle Zhang and Director Chen from Shenzhen had arrived in Huizhou.
Zhang Xiaobing was angry, but still worried. He called again, and this time his mother spoke earnestly and at length before he finally reassured her. He was also worried that Zhang Jing wouldn't return the shop to his mother, as both of them believed all of her things belonged to Zhang Xiaobing. Even with his brother's persuasion, his mother still felt uneasy and decided to sign an agreement, having Zhang Jing sign a guarantee for her, with Zhang Zhi and her husband as witnesses.
Zhang Jing felt calm. She knew her mother well in her past life, so she wasn't surprised now. Before signing, she asked the old lady, "Mom, are you sure I'm your biological child? You've been asking me to pay the monthly installments for three years, and you're worried I won't return the shop to you?" The old lady felt a little ashamed, but then she regained her composure. "Your brother wants to marry, and they want 50 yuan. I can't even get that much by grinding my bones into oil! You two sisters won't help, so what can I do? It's my fate!"
Zhang Jing felt bad, and Zhang Zhi immediately asked her mother, only to find out that Zhang Xiaobing's girlfriend wanted Zhang Xiaobing to lend her brother 50 yuan to start a factory, otherwise they would break up! Zhang Zhi was very angry and called Zhang Xiaobing to urge him to break up quickly, saying that he couldn't keep such a woman. Zhang Xiaobing said that his girlfriend went home because he said to her, "With 50 yuan, I can't start a factory myself? Why lend it to your brother?" His girlfriend was angry and went into a cold war with him, and ran back home. She didn't know when she would come back, so she waited for Zhang Xiaobing to coax her. Zhang Zhi persuaded him to take the opportunity to break up and not be deceived.
When it came to asking Zhang Jing to sign a guarantee, Zhang Zhi asked her brother, "If you pay for the monthly installments of 2100 yuan for three years, it's fine for her to sign. If she pays the monthly installments, wouldn't it be like owing your eldest sister if she signs?" Zhang Xiaobing thought about it and felt that it would be difficult for him to pay 2100 yuan a month. After discussion, Zhang Xiaobing paid 1000 yuan a month and his mother paid 1100 yuan. The two of them would transfer the money to Zhang Jing to pay the monthly installments, and the house would be transferred to Zhang Xiaobing after three years. Zhang Jing said, it would be better to transfer the house directly to Zhang Xiaobing and let her mother give him 1000 yuan a month. After three years, Zhang Xiaobing would also have an income, and the full amount would be in his mother's name. After one year, the rent could be freely allocated...
It was a good idea, and the whole family agreed. They asked Zhang Xiaobing to bring his household registration booklet, bank card, and ID card to Guangdong to complete the transfer. That way, Zhang Jing didn't have to sign a guarantee and could simply wait for Zhang Xiaobing to arrive and complete the transfer. Of course, they also had to wait for Zhang Jing and her daughter's household registrations to arrive by mail.
Zhang Jing breathed a sigh of relief, the pressure of the monthly payment gone. She washed up and went to bed, exhausted from the day. Zhang Zhi and her husband excitedly called everyone, but the old lady was the only one who regretted letting Zhang Jing off the hook.
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