Rebirth and making money first

One day, Zhang Zhi came to see Zhang Jing and asked, "Sister, can you tell me how much money you have now?" Zhang Jing said, "Why do you think of asking this now?" Zhang Zhi said, "Sister, just tell me! I want to see how far apart you and I are." Zhang Jing smiled coldly and thought to herself: Who is stupid enough to tell others about their family background?

But facing Zhang Zhi's face, Zhang Jing just said expressionlessly: "Not much, just these properties. How much money can I have? In the past, it was just your brother-in-law who gave me a little betrothal gift, some compensation from the house demolition, and some money I earned from writing novels. My godmother also gave me some money. The rest, after counting and adding the stocks I invested... In short, it's enough to eat. It's not a lot of money!"

Zhang Zhi didn't believe it and said, "Sister, don't embarrass me. Actually, I can see that among the three of us siblings, you have the most money! Alas, Zhang Xiaobing doesn't have more than me. I'm the most pitiful. I have no savings, and even my house is a piece of shit. You all have shops, and my small shop was also given to me by my mother. I calculated, and I'm the one who's doing the worst right now!"

Zhang Jing said, "Just say what you want to say directly. Don't beat around the bush." ​​Zhang Zhi chuckled and asked, "Sister, you really understand me! We're sisters after all. Actually, think about it, besides parents, sisters are the closest relatives. Brothers are even a step away. Sisters should help each other, right?"

Zhang Jing asked, "You want to borrow money? Just tell me how much you want?" Zhang Zhi said, "Sister, do you want to make money?" Zhang Jing interrupted her, "Don't tell me nonsense! I've seen through your little tricks a long time ago. What do you want the money for?"

Zhang Zhi then said that there was a good investment project. Zhang Jing asked her, "Are you tempted again? But you don't have enough money?" Zhang Zhi said, "Sister, are you prophetic again? This time it's true! This time it's a truly good investment project! And there are two!" Seeing that Zhang Jing didn't believe it, she became anxious. She hurriedly introduced that one of them was to invest in a nursing home, and the other was to invest in a bus line. "Let me tell you in detail about the prospects of these two investments."

Zhang Jing then realized that Zhang Zhi had nothing to do all day and was often out looking for business partners. And this nursing home was indeed the real deal. It was the nursing home she'd stayed in before, and because it was so expensive, they wanted to contract it out. But many people couldn't afford it, so the government considered it and decided to split the contract with them. Each family would pay half, which was a lot of money, and most people wouldn't be willing to pay. Zhang Jian thought the nursing home project was still worth considering.

The main consideration was that she had also worked in a nursing home and was familiar with it. Zhang Zhi said that this project would probably cost several million yuan, and she didn't have that much! So she wanted to borrow money or get Zhang Jing to invest together.

Zhang Jing listened casually and said, "Then tell us about that bus line as well."

Zhang Zhi explained that this bus route was a long-distance bus. However, due to low ridership, the bus company felt the investment was too high and no longer wanted it. They planned to sell it to an individual, but the total investment would be 200 million to 300 million yuan.

"As long as you buy the bus line and continue to invest, you can operate it! You hand over a portion of the income, and the rest belongs to you. But once you invest, it may not work without tens of millions! So they found several people and prepared to invest together!" Zhang Zhi said that she thought this investment was also worth considering.

Zhang Jing asked Zhang Zhi, "How much money do you have now? Which one do you want to invest in?" Zhang Zhi sighed and said, "Oh! Sister, how could she possibly have so much money to invest? I just wanted to ask your brother-in-law, and he's in a ton of debt, and he hasn't paid it off yet! He started a company in Hong Kong, but later declared bankruptcy. He still hasn't recovered his credit. He can't start a company anymore, and now he can't even get a loan!"

Zhang Jing asked Zhang Zhi, "Isn't that shop in Huizhou enough for you? Why do you need so many more? If it really doesn't work out, just sell it! I heard the price is very high now, some people have sold it for over 30 yuan. If you sell it, you might have some money left to invest, whether it's a nursing home or a bus route."

Zhang Zhi said, "I've considered it, but it's not a safe option. If I lose money, I'll lose everything! But I won't be willing to do it."

"So I'm wondering if I should invest. But I don't have much money, so I'd like to get you involved. What do you think?" Zhang Jing said, "Not really! I'd like to do other things with my money. Investing in this is pointless! But if the nursing home you mentioned is profitable, then it's fine. If not, then there's no point in investing. It's really troublesome to worry about these things."

Zhang Zhi said, "What's the problem? Everyone has hired professional managers to manage it, so we don't have to worry about it ourselves." Zhang Jing said, "Let me think about it. If it really doesn't work out, why don't you go see Zhang Xiaobing and see if he'll do it?"

Zhang Zhi said, "Don't I know how much money Zhang Xiaobing has? He definitely doesn't have as much as you do! Although I don't know how much you have, you can't just sit there and eat it all, right? Look at your husband, he only makes a few cents a month cleaning. Your child is growing up, and that will be a huge expense. You can get by with the income from your shop and your novel, but who doesn't want to develop in the future? It's really not possible without some real estate!"

Zhang Jing said: "These things are not urgent, I will think about it."

Zhang Jing didn't expect Zhang Xiaobing to come to her too. He also wanted to invest in something and asked Zhang Jing for advice. Zhang Jing asked him, "Did you listen to your second sister and also want to invest in a nursing home and a bus line?" Zhang Xiaobing said, "Hey, where would I get the money? I just want to do something to make more money. Sister, how about you suggest we do something?"

Zhang Jing asked, "So how much money do you have?" Zhang Xiaobing replied, "Not much, but still a few hundred thousand." Zhang Jing said, "Then you should just put it in the bank and earn the interest! With your personality, you really can't do much. Besides, doesn't that shop bring in income every month? If it doesn't work out, just sell it. You have a house, you don't need anything, so why work so hard?"

Zhang Xiaobing said, "Sister, I can see that you're just like my second sister said. You don't want to move forward anymore. You must have made enough money! We poor people just want to earn more! How about you give us some ideas on what to do?"

Zhang Jing said, "If that's the case, I suggest you just invest in a nursing home. As long as there are people living there, there's always income! As for the bus route, the fees are high and there are too many shareholders. If anything goes wrong, it'll just cause more trouble!"

When Zhang Xiaobing heard this, he said he would ask Zhang Zhi first.

Zhang Jing could see that her brother, now that he had money, wanted to make more money, not keep it in the bank. Zhang Jing thought about the gold in her own bank safe, which she didn't want to take out either. She wanted to wait for it to appreciate in value decades later. It seems everyone wants to make more money. But not everyone has that luck!

Besides, in the stock market, money should be sold when it's needed, and some of it can be left there for a long time. She only had a little over a million yuan in her hands. Zhang Jing figured that this would be enough to get her through the next 100 or 100 years, and it would also be good for her child to grow up.

I'm not planning on moving anything else for now, as many things are still unclear. Plus, the house I move back to will need renovations, and the house in Shanghai, once it's finished, will also need renovations. The renovation costs alone will be a huge expense. This little money is simply not enough!

Thinking about not having enough money, Zhang Jing became anxious again. She thought she had to go to the stock market to make some quick bucks, but there was no other way; other industries were just too slow! She knew other industries had potential, but she simply didn't have the skills to sustain them. After some calculations, she decided to see how the stock market performed and earn as much as she could.

After a few days, Zhang Zhi was completely disappointed when she saw that Zhang Jing still hadn't made any move. She discussed it with Zhang Xiaobing, and they decided to invest in the nursing home. Finally, she came to ask Zhang Jing if she wanted to invest. Zhang Jing asked how the two of them invested. Zhang Zhi said that they each decided to put in 50 yuan. Zhang Jing was surprised and asked, "You still have 50 yuan?" Zhang Zhi said, "Who are you looking down on?"

Zhang Jing said, "I'm not looking down on anyone. You had to borrow money back then, and now you have 50! It's not easy. Since you want to invest in a nursing home, let's see if you can get a return when the time comes." Zhang Zhi said, "Actually, if you lend us some money, or invest with us, we can charter a bus route and invest with others, which will bring in returns faster! Since you don't want to, we have no choice but to invest in nursing homes. That's the only place with less money."

Zhang Jing said, "If that's the case, why don't you buy a stock and invest long-term? If you find a good company, you should invest in it for a long time. This way, you can invest for decades and it will also pay dividends every year. You don't have to worry about it, as long as you don't sell it. Isn't that great!" Zhang Zhi and Zhang Xiaobing thought it made sense, so the two of them discussed it and decided to stay and continue discussing with Zhang Jing which stocks to follow long-term.

Zhang Jing said, "Oh, go home and discuss this. Don't discuss it here with me. It gives me a headache."

After seeing them off, Li Manyue called. "Zhang Jing, I have good news. I sold my house in Shanghai and have returned to Shenzhen. I've also invested in a nursing home. Zhang Yongle and I remarried for our children! You lent my father-in-law 50 yuan, and Yongle asked me to pay it back. Later, Zhang Zhi also wanted to invest and asked you for money, but you refused. So I lent her your money first. You're sisters after all, so it shouldn't make any difference. I'll let her pay you back when the nursing home makes money! Don't let Yongle and my father-in-law know about this!"

Zhang Jing's blood pressure immediately soared. She knew this was Li Xiangyue's revenge. Li Xiangyue had known about her affairs, and she had finally gotten her chance. But Zhang Jing hadn't anticipated Zhang Zhi's backstabbing! After giving out 50 yuan, Uncle Zhang claimed he'd already bought the house and it was in Kai Xin's name. Zhang Jing didn't mind, but Li Xiangyue using 50 yuan to provoke her wasn't going to let it go.

While getting up to go to the bathroom, Zhang Jing suddenly fainted and fell to the ground. Achen found her at dawn, terrified. He quickly notified his mother, and when Zhang Jing woke up, she was in the hospital. After an examination, the doctor confirmed that Zhang Jing had high blood pressure and signs of a cerebral hemorrhage! These were serious and potentially life-threatening conditions, forcing Zhang Jing to rest and recuperate without getting excited or angry.

Thinking about her age now—almost 40—she's surprisingly experiencing old age problems so quickly. She can't help but feel a surge of fear. Her mother-in-law also told her to stop worrying and focus on her health. Seeing Ah Chen's worried look, Zhang Jing feels incredibly lucky. Now, she's terrified of dying suddenly. It's not that she's afraid of dying, but that she won't be around to watch her children grow up.

Many people learned of Zhang Jing's illness and came to visit her. Some called, even her mother, to scold her, saying she was too lazy to do anything and had made herself ill. "Stay home all day, doing nothing, taking care of a child, and you've gotten yourself sick! Your mother's health is much better than yours. These days, money isn't important, only life is!" Zhang Jing listened to the old lady's words and agreed deeply.

Zhang Zhi and Zhang Xiaobing also came to see Zhang Jing. Seeing Zhang Zhi's hesitation, she didn't give her a chance to speak. She just caressed her little girl lovingly and promised her to get better soon. She had come to terms with it. She wasn't going to live for her siblings; they had their own lives.

Uncle Zhang and Zhang Yongle both called, concerned about Zhang Jing's health and urging her to rest. Zhang Yongle even asked for her high blood pressure medication. Ah Chen was terrified. He kept a close eye on Zhang Jing, fearing she might collapse without warning. Zhang Jing reassured him that it was okay, that she had gotten up too quickly, and that she could just sit down for a while before getting up again.

Zhang Jing knew she was exhausted. The two children were growing up, and she was constantly taking care of them, plus the frantic typing, it was truly exhausting. Of course, the incident with Li Xiangyue and Zhang Zhi had also infuriated her, so Zhang Jing decided to give herself a break this time and have a good rest.

Bored during her free time, Zhang Jing picked up a sutra. She thought it would be best to find something simpler. She'd read so many sutras in her past life, and they were all quite long. Whether it was the Shurangama Sutra, the Ksitigarbha Sutra, the Lotus Sutra, or the Diamond Sutra, they were all long. Reciting them was exhausting. Since she could only memorize the Heart Sutra now, she might as well choose this one.

Zhang Jing recited the Heart Sutra every day, but found it too monotonous. She also read the Ksitigarbha Sutra, which she found to be a wonderful book. Reciting it over and over again, she found her heart calm. She believed the Ksitigarbha Sutra was a way to atone for the sins of herself and her loved ones, and she hoped it would redeem her.

Zhang Jing recited the sutras every day after her children went to bed, unwaveringly. Eventually, she could finish a whole sutra in just 40 minutes. Ah Chen accompanied her, dedicating the recitation daily to herself and her family. Zhang Jing felt herself becoming more enlightened day by day, and she no longer cared about making money. She even stopped wanting to write novels.

She felt that she seemed to know the meaning of her rebirth.

When Zhang Jing went to the hospital for another checkup, the doctor said to her, "Congratulations! Your blood pressure has returned to normal, and the cerebral hemorrhage has improved. As long as you pay attention to your daily emotional stability, there will basically be no problem. Try to stay calm, don't get excited, and stay in a good mood."

Zhang Jing suddenly realized that letting go of everything is the real life.

She wanted to use her pen to write down her thoughts on life, and she wanted to warn people about the consequences of the world she had witnessed.

From then on, Zhang Jing's daily recitation of the sutras was followed by a flood of inspiration the following day. The stories she wrote were modern examples of karma. Reading them resonated deeply, deterring people from committing evil again. Zhang Jing felt she was doing something truly meaningful, and she no longer worried about writing.

This was the beginning of Zhang Jing's true self-creation, when she stopped copying the novels of her predecessors.

Zhang Jing never imagined that her books and novels would become so popular. Her writing is no longer a copy of past works, but rather a reflection of her own understanding, her own life, and the lives of those around her. Many readers find her books inspiring.

Zhang Jing believes that the meaning of rebirth is not to take revenge on those who treated her badly in her previous life, but to redeem herself and the people around her after she comes back to life, so that her life can be revitalized.

In this life, Zhang Jing felt she had achieved perfection. She had a loving husband and children. The man she once loved had completely become Ah Chen in her heart. She had also achieved redemption. She had actually made a lot of money! Her brothers and sisters also had families and goals to strive for. Her mother would no longer die in depression.

God had given Zhang Jing a chance to be reborn. God had been kind to her! Life had finally smiled upon her, and she had no regrets. In this life, she no longer faced fear or anxiety, and now she had no worries about food and clothing!

Complete book.