Rebirth and making money first
Chapter 203: Escaping from the Crowd
Zhang Jing stood on the balcony, gazing at the distant city skyline, her mind racing. The ever-changing stock market landscape had taught her that opportunity and risk coexisted. Now, friends and family were counting on her to guide them in this volatile market.
She clearly remembered the stock market situation in 2002 in her previous life and knew which stocks would bring lucrative returns. However, she also understood that if she allowed those around her to earn too much, it would inevitably cause unnecessary trouble.
At this time, Zhang Zhi came over and looked at her sister expectantly, "Sister, have you chosen? It would be best if you could pick a few for me to refer to." Zhang Jing's heart moved when she heard it. She turned around and looked at her sister with a smile. However, she had already thought about how to help her family without being too ostentatious.
"Of course," Zhang Jing patted her sister's hand gently. "The stock market is risky, but I will try my best to help you choose some stable stocks." She knew that if her sister and others made too much money, it might arouse jealousy and suspicion from people around them.
Zhang Zhi said, "I want to buy stocks that can make me quick money." Zhang Jing said, "You can decide how to enter and exit the stocks quickly or slowly." She decided to adopt a strategy that would make money without being conspicuous. As for Zhang Zhi's operation, she was not responsible.
Zhang Jing began to explain her plan to her sister: "We can invest in some high-potential blue-chip stocks. These stocks generally have lower risks and stable returns. At the same time, I will appropriately diversify my investments to avoid putting all my money on one stock or one industry."
Zhang Zhi, her younger sister, agreed to the idea, even though she thought it might not be a quick way to get rich. However, considering the risks, she contacted her younger brother, Zhang Xiaobing, as well as her former colleagues, Director Chen and the dean, and presented them with the same investment proposal. To ensure everyone benefited, Zhang Jing also recommended several stocks that she believed would steadily rise in the coming months.
It wasn't long before Zhang Jing saw the results. Standing in the middle of the living room, facing her emotionally agitated brother, Zhang Xiaobing, and sister, Zhang Zhi, she felt a wave of helplessness and pressure. She had hoped to help her family gain some stock market profits by recommending a few stocks, but the results left them both feeling dissatisfied.
"Sister, I bought those stocks according to your advice, but I sold them as soon as I made a little profit. Now seeing that the stock is still rising, I really regret it! Sister, please recommend a few more to me!" Zhang Xiaobing said with regret on his face.
Zhang Jing tried to remain calm and patiently explained, "Xiaobing, stock market investing is inherently risky, and no one can accurately predict market trends. We've already reached our profit target, so I think we should lock in our profits. Besides, there are still many opportunities in the stock market; we don't have to focus all our attention on just one stock."
However, Zhang Xiaobing obviously couldn't accept this explanation. He continued to ask, "But how do you know when is the best time to sell?"
Zhang Jing sighed and replied, "There are no absolute answers in the stock market. I make my judgments based on my own experience and analysis of market trends. They say the one who knows how to buy is the apprentice, and the one who knows how to sell is the master. No one buys at the lowest point and sells at the highest point! I can only stop when I make the price I want. I'm not a god!"
Zhang Zhi, standing by, couldn't help but interject, "Sister, my situation is even worse. After I bought in, the stock price has been falling. Not only have I not made any money, I've actually lost a lot. You need to explain to me why your advice isn't working anymore."
Zhang Jing turned, looked her sister in the eye, and answered seriously, "Stock market investment isn't a guaranteed win. Stock price fluctuations are influenced by a variety of factors, including a company's performance, market sentiment, and macroeconomic conditions. The stocks I recommended, while carefully researched, are also subject to market risk. Regarding your losses, I must emphasize that you simply couldn't hold back! You sold at a loss, and the stock price subsequently went up. Waiting a few days wouldn't have resulted in the same outcome."
Zhang Zhi calmed down a little after hearing this, but she still couldn't help complaining: "But, I see your other friends seem to have made money, why can't we?"
Zhang Jing smiled wryly and replied, "Everyone's investment style and risk tolerance are different. The stocks I recommend may be more suitable for conservative investors, while those willing to take higher risks may choose more speculative stocks. However, there are many opportunities in the stock market, and we must not lose confidence due to short-term fluctuations."
Zhang Zhi left unwillingly, and Zhang Xiaobing also left disappointed, but life must go on.
Zhang Jing was busy that day when the phone rang. She picked up and heard the director's voice, a hint of anxiety in his tone.
"Zhang Jing, I bought some stocks according to your advice, and I did make some money at the beginning. But the stock price has been falling recently, so I bought some more, but now I'm stuck. What should I do?" The dean's voice was filled with anxiety.
Zhang Jing, upon hearing this, began by comforting the dean: "Dean, don't worry. Stock market investing is inherently risky. Fluctuations in stock prices are a normal market phenomenon. We can't expect to always buy at the lowest point or sell at the highest point. Could you tell me specifically which stocks you bought?"
The dean listed the stocks she had purchased over the phone. Zhang Jing listened as she pulled up the K-line charts for these stocks on her computer. She carefully analyzed them and then said to the dean, "The fundamentals of the stocks you purchased are sound. The short-term decline may be due to factors such as market sentiment or technical adjustments. However, the increase in holdings you mentioned is indeed risky. Adding to a position during a stock price drop can lead to even greater losses if the price doesn't recover in time."
The dean was silent for a moment on the other end of the phone, then asked, "So what do you think I should do now?"
Zhang Jing thought for a moment and offered her advice: "At this point, if you have confidence in this stock and believe the company's fundamentals haven't changed significantly, you can choose to hold on and wait for the stock price to recover. Of course, this requires sufficient patience and financial reserves. In addition, to avoid further losses, you can consider setting a stop-loss point, such as selling when the stock price drops to a certain level."
"But I'm worried that the stock price will continue to fall, and my losses will be even greater." The dean's voice revealed deep worry.
Zhang Jing understood the dean's concerns and continued, "I understand your concerns. In fact, to avoid this situation, I've always emphasized the importance of diversifying investments and not concentrating all funds on one or a few stocks. This way, even if a particular stock declines, it won't significantly impact the entire portfolio."
"Then can you help me see if there is a good time to sell now?" There was a hint of expectation in the dean's voice.
Zhang Jing reviewed the stock's performance again, analyzing it based on her own experience. She answered honestly, "From a technical perspective, the stock price has broken through a significant support level and may continue to decline in the short term. Therefore, if you can't afford further losses, selling now might be a wise option."
The dean was silent for a moment on the other end of the phone, then said firmly, "Okay, I trust your judgment. I'll sell it right away."
After hanging up the phone, Zhang Jing breathed a sigh of relief. She knew that as an investor, facing market fluctuations, the most important thing was to remain calm and rational. She believed that as long as she adhered to the right investment philosophy and waited patiently, she would eventually achieve the desired return on her investment.
Director Chen was a cautious man who usually avoided high-risk investments. However, at Zhang Jing's recommendation, he used some of his spare cash to buy stocks. Zhang Jing was quite experienced in the stock market, and he confidently followed her lead and bought two promising stocks.
After following Zhang Jing's advice, Director Chen initially closely monitored market trends. However, he soon became overwhelmed by his busy schedule, and despite Zhang Jing's reminders, he gradually neglected his stock account. One day, he suddenly remembered the situation and hurriedly opened his account to check. He discovered that the price of one stock had plummeted, resulting in a significant loss, while the other had barely broken even.
Regret and anxiety surged in his heart. Director Chen immediately called Zhang Jing, pleading in his tone: "Zhang Jing, I've lost a lot this time. Can you recommend a few good ones to me so I can turn things around?"
Zhang Jing, on the other end of the line, could hear Director Chen's anxiety, but this time she appeared remarkably calm. "Director Chen, stock market investing is inherently risky. I've recommended stocks to you before, and this loss is a normal market fluctuation. If you don't have the time or are unwilling to take the risk, continuing to invest may not be the best option."
Director Chen was silent for a moment on the other end of the line. He understood Zhang Jing's position, but also expressed his own desire to recover his losses. Zhang Jing pondered for a moment before offering his own advice: "Investing is risky, so be cautious when entering the market. The stock market isn't a place to make quick bucks; it requires patience and research. If you insist on continuing, I suggest you first learn some basic investing knowledge and then make your own decisions. However, there will be future opportunities for the two stocks you bought. Be patient and I'll keep an eye on them for you. If I ever remind you, don't miss out!"
After Director Chen thanked her profusely and hung up, Zhang Jing fell into deep thought. She realized that despite her extensive knowledge of the stock market, everyone's risk tolerance and investment goals were different. If she continued to recommend stocks, she might only risk putting them further in trouble.
This was not what she wanted to see. So Zhang Jing made a decision: she would no longer recommend stocks to anyone, but instead encourage everyone to make investment decisions based on their own circumstances.
True friendship should not be based on money and interests, but on mutual understanding and respect. I believe they can understand.
To further calm her brother and sister, Zhang Jing proposed a family investment meeting. During the meeting, she detailed the basics of the stock market, including how to analyze stocks, set stop-loss points, and how to remain rational and objective. She also emphasized that stock market investment is a long-term process and that one shouldn't expect huge returns in a short period of time.
After the meeting, Zhang Xiaobing and Zhang Zhi seemed to have a deeper understanding of the stock market. They realized that investing is not an easy task and requires continuous learning and experience. They also admired their older sister, Zhang Jing, even more for her unique insights into the stock market and her ability to remain calm and rational in the face of difficulties.
Since then, Zhang Xiaobing and Zhang Zhi no longer frequently buy and sell stocks, but began to focus on long-term investment and risk management. They followed Zhang Jing's advice, gradually adjusted their investment portfolios, and achieved stable returns in the stock market.
However, Zhang Jing didn't stop there. Leveraging her golden fingers, she continued to manipulate the stock market, becoming increasingly adept over time. Ultimately, through skillful manipulation and maintaining a low profile, she not only avoided unnecessary trouble but also quickly accumulated a fortune.
This time, she dutifully went to the bank and made three fixed deposits, splitting them up among three different banks. Zhang Jing felt a pang of regret about filling this basket of eggs. But for Achen and the child, she had no choice but to do so.
Zhang Jing thought about it and decided that the money wasn't enough, so she immediately went back to writing. She felt insecure, and only enough money could give her peace of mind.
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