Dreaming back to 1949, the great powers were there to deceive us
Chapter 87 Routine Loans
At six o'clock in the afternoon, Hu Zhenhua learned that Zhao Zhi had bought a building on Jinling Road, and his teeth almost broke!
Before I had even finished my warning, this guy didn't listen at all. He took the order, took out the loan, and turned around to buy the building!
Hu Zhenhua was so angry that he lay on the sofa, gasping for breath!
The Four Pests are a whole. If something happens to Zhao Zhizhen, Hu Zhenhua can't just stand by and watch him die!
Once the Battle of Crossing the Yangtze River begins, this building will probably be in our hands!
However, the foreign companies are really quick in lending money!
Suddenly, Hu Zhenhua sat up!
If you look closely, you will find that there is light in his eyes!
Ten minutes later, Hu Zhenhua picked up the phone.
"Hello, please help me connect with Director Zhao Zhi!"
……
At ten o'clock in the evening, Director Zhao walked out of Huifengyang Bank with a proud look on his face.
As soon as he got into the car, he sighed,
"Hua Zi is Hua Zi!"
In just three hours, Zhao Zhi acquired two more buildings and three villas!
Where does the money come from?
A loan, of course!
Under Hu Zhenhua's guidance, Zhao Zhi used the first building as collateral and continued to apply for a loan. Because he was a director of TA company, Huifeng relaxed the loan conditions and simply gave him a 20% discount.
So he bought a second building.
Then, he used the second building as collateral to obtain a loan and purchased the third building.
Just like that, in just four hours, Zhao Zhi already had 3 buildings and 3 villas!
The driver Peanut turned around and asked,
"Boss, where are we going next? Back to Chinachem?"
Hu Zhenhua lent peanuts and the car to Zhao Zhi, saying that "when you go out to do business, you need a car to show off."
But in fact, Lao Hu was afraid that Zhao Zhi would do something irreparable again, so he sent Peanut to keep an eye on him!
Zhao Zhi reached out and slapped Peanut on the head.
"Are you tired, kid? Want to sleep?"
Peanut immediately denied it.
"Nothing, I'm in high spirits!"
Zhao Zhi threw out a dollar and shouted,
"Peanut, follow me and work hard. In three days, I'll help you save enough money to marry a wife!"
Peanut took the silver dollar, blew on it, put it to his ear and listened. After a moment, a knowing smile appeared on his face.
"Thank you, boss. I will do my best. Where are we going now?"
"Go to Hengye Real Estate Agency. I'm going to work late into the night!"
"okay!"
Peanut stepped on the accelerator, and the car accelerated and rushed out.
Zhao Zhi was completely awake, sitting in the car with his legs crossed, humming the tune "Night Jasmine".
"Tuber Jasmine I sing for you
Tuberose I sing for you
那 南风 吹来 清凉
The nightingale sings sadly
月 下 的 都 入梦
只 有 那 来 香
吐露 着 芬芳
我 爱 这 色 茫茫
也 爱 这 莺 歌唱
更 爱 那 花 的 梦
拥抱 着 夜来 香
吻 着夜 来 香
Tuberose I sing for you
Tuberose, I'm thinking of you
Ah, I sing for you
I think about you
那 南风 吹来 清凉
The nightingale sings sadly
月 下 的 都 入梦
只 有 那 来 香
吐露 着 芬芳
我 爱 这 色 茫茫
也 爱 这 莺 歌唱
更 爱 那 花 的 梦
拥抱 着 夜来 香
吻 着夜 来 香
Tuberose I sing for you
Tuberose, I'm thinking of you
Ah, I sing for you
I think about you
Tuberose Tuberose
Tuberose
Maybe Zhao Zhi was in a good mood, or maybe he just had great singing skills, he sang this famous hit song from the Republic of China very well!
The beautiful melody infected Peanut. He twisted his body and hummed along with Zhao Zhi's singing while driving. He was having a great time!
Hengye Real Estate Agency, originated from the ancient saying "The way of the people is that those who have permanent property have perseverance, and those who have no permanent property have no perseverance."
Hengye Real Estate means a lasting family business that will last from generation to generation!
When Hengye's manager Xu Zhenglin saw Zhao Zhi's car arrive, he immediately ran up and opened the door for him.
"Xiao Xiao! Be careful!"
Xu Zhenglin stretched out his hand to block the roof of the car, fearing that Lao Zhao would hit it.
Zhao Zhi really enjoyed this feeling of being superior. He straightened his chest, walked with the gait of a dragon and a tiger, and asked as he walked,
"Manager Xu, are all the people here?"
"Here we are, Mr. Zhao. You don't know how much I've had to talk to them to get them together. Many people have already gone to bed, and I've been scolded countless times for disturbing their sleep so late at night. I even went to two of the families' homes to invite them personally!"
Zhao Zhi laughed heartily. He experienced the thrill of power for the first time: just one word was enough to make others run up and down happily!
"Manager Xu, your efforts will be richly rewarded!"
"It's all thanks to you, Mr. Zhao!"
Xu Zhenglin pushed open the door of the reception room and personally invited Zhao Zhi in.
Many people who had been waiting for a long time immediately stood up and came forward to greet Zhao Zhi.
Although Shanghai is the economic center of the country and has close ties with the West, merchants with a keen sense of smell have already planned a retreat and moved to the south in order to avoid possible risks of war!
There were a lot of people selling houses, and there were more than twenty people in the living room alone.
Zhao Zhi didn't say anything extra. After a brief greeting, he said,
"I won't say anything more. I accept all your listed prices, but I have two small requests. One is that the price on the contract be increased by 30%, and the other is that the funds be handled by Huifeng. If you agree, we can sign immediately!"
Because Huifeng gave a 30% discount on the contract price when providing loans, and now that the contract price has increased by %, Zhao Zhi can obtain loans continuously.
Relying on this trick, Zhao Zhi was able to carry out loan scams again and again!
A middle-aged man who was selling a house immediately raised a question.
"Mr. Zhao, the contract price has increased, which means we have to pay more taxes. Will you cover this extra amount?"
Zhao Zhi smiled and shook his head.
"The reason I didn't bargain was because I thought you might have to pay more taxes!"
The middle-aged man immediately expressed different opinions.
"Mr. Zhao, that being said, you've overlooked one point. The listed price is from a few days ago, and prices are starting to rise in the Magic City real estate market right now. We're desperate for cash, so we didn't raise the price. If we follow the current market conditions, a 10% increase wouldn't be excessive, right?"
Anyone who owns property is well-informed!
After hearing what the middle-aged man said, everyone started clamoring, asking Zhao Zhi to bear the taxes, and some even demanded a price increase.
Zhao Zhi didn't mind, and pressed his hands together.
“You only see the price increase, but you don’t see why the price increases!”
"Why?"
"Because their company wants to invest in industrial enterprises in Shanghai, we're almost done with the properties we've purchased. Believe it or not, after tonight, without a major buyer like me, not only will the housing prices not rise, they might even continue to fall!"
Suddenly, there was a cry of surprise from the crowd.
"I remember now, you are Zhao Zhi from the Four Pests, the director of their company!"
The smile on Zhao Zhi's face froze.
When Thomson of Jardine Matheson smeared Hu Zhenhua, he also exposed the Four Pests' past.
Now that his secrets had been exposed in public, Zhao Zhi felt like he had fallen from the clouds and was a little embarrassed.
Xu Zhenglin was afraid that the cooked duck would fly away, so he quickly tried to smooth things over and said,
"Some of what's in the newspaper is true! Jardine Matheson's rotten cotton was rejected by them, and they hold a grudge, spreading rumors and causing trouble to smear their company. How despicable!"
Xu Zhenglin looked at Zhao Zhi with a sincere expression.
"Mr. Zhao, his company has suffered such a great injustice, why don't you sue him?"
Zhao Zhi's complexion improved a little.
"The clear will be clear, and the turbid will be turbid!"
Zhao Zhi was provoked by this and became tough.
"I won't say anything more. If you're willing to sell, we can sign. If you're not, it's up to you!"
Seeing someone shaking their head and showing hesitation, Zhao Zhi immediately threatened,
"I've made it clear beforehand. After today, even if you lower the price, I won't buy it anymore!"
The middle-aged man who spoke first did not give up, laughed and said,
"Mr. Zhao, we came so late because we're serious about buying a house. Honestly, it's a stroke of luck that my house ended up in their hands! Mr. Zhao, how about this? We can both compromise and pay half of the extra tax, how about that?"
Everyone immediately agreed.
The living room was in chaos.
Zhao Zhi wanted to refuse, but looking at the surging crowd, he compromised.
"Okay, prepare the contract, let's sign it, and then follow me to Huifeng to process the payment!"
He also figured it out and realized that he couldn't lose the big picture for the sake of small gains.
Who knows, this little money might be worth more tomorrow!
This concession resulted in more than a dozen contracts.
The remaining few people chose to wait and see. They believed that the housing prices in Shanghai had bottomed out and rebounded!
After signing the last word, Zhao Zhi breathed a sigh of relief.
I'll be very busy tonight. Just dealing with these dozen or so loans will probably take me all night!
……
At the Cathay Hotel, Hu Zhenhua stood on the balcony, overlooking the bright lights and nightlife of Shanghai!
He finally understood why the ocean banks were lending so crazily!
Dozens of foreign companies formed an alliance and agreed to share risks!
There is nothing wrong with this agreement literally, but it is precisely the clause about sharing risks that gives some foreign companies an opportunity to take advantage!
Sharing risks means that if a foreign company encounters risks, other foreign companies must share the risks!
Therefore, in order to reverse the unfavorable situation in the competition with Huaqi, the cunning Charlie instructed his subordinates to release a batch of banknotes to Chinese banks just before the signing of the agreement, with a total amount of up to 500 million!
He wants to increase his competitiveness by joining forces with Chinese-owned foreign companies!
China is a society based on personal relationships. All the Chinese banks, big and small, in Shanghai have inextricable ties with the industrial sector. With them acting as agents, lending becomes much easier!
Seeing that Huifeng was so cunning and transferred the risk to themselves, other foreign companies immediately followed suit and relaxed their lending conditions.
In order to get commissions, loan officers will comply with every request from customers and even proactively ask customers to increase their loan amounts!
Jingle bell, jingle bell!
The crisp sound of the phone echoed throughout the room.
Hu Zhenhua picked up the receiver casually.
"Hello, I'm Hu Zhenhua!"
"Boss, I'm Peanut. Boss Zhao just signed a contract for sixteen more buildings!"
"Okay, I get it. You have to protect Director Zhao!"
"Yes!"
After hanging up the phone, Hu Zhenhua smiled: You monsters in the Magic City, your good days are over!
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