I want to ruin the country

When he heard that Ruijin had arrived, Yining smiled bitterly. He knew that this old guy must have come to call for punishment!

"Your servant greets His Majesty!"

Now he has gotten used to it and no longer kneels down and kowtows when he sees the emperor.

Yining looked at him with a smile, and did not let him sit down, and asked,

"Is Lord Ruijin here to tell me the good news?"

Ruijin was stunned.

"Your Majesty, what is there to be happy about?"

Yining asked deliberately,

"My Royal Bank has been open for a few months. I guess it has paid a lot of taxes, right?"

Rui Jin heard that it was true and said hurriedly,

"The Royal Bank has collected nearly three million taels of silver as industrial and commercial taxes. This is cause for celebration!"

Yining nodded.

"What's there to celebrate? Did you know that the Royal Bank has been losing money?"

Ruijin muttered in his heart, "It's none of my business whether you want to compensate or not." He replied,

"I don't know!"

Yining Road,

“As you know, banks make a profit by offering low deposits and high loans.

But since its opening, the Royal Bank has not made any large loans.

Even the small loans to ordinary people have hardly been recovered, so we have been making losses all the time!"

"Ah, this..."

Ruijin thought to himself, what does the emperor mean? Does he want me to return the taxes I collected?

Yining Road,

"Originally, Lord Wenqing wanted to ask you to waive some taxes, but I didn't agree!"

When Ruijin heard that the emperor did not agree, he became more energetic and asked hurriedly,

"What do you mean, Your Majesty?"

Yining Road,

"Whether you make a profit or a loss, you cannot be exempt from tax if you open your business. Taxation is a major national issue. Even I cannot be an exception, let alone be careless!"

Ruijin was very happy. The emperor's attitude was right. The emperor paid taxes, so who else would dare to cause trouble?

"I understand!"

Yining asked,

"What do you want to see me for?"

Ruijin is not stupid either. The emperor mentioned taxation first. Is he asking me to do him a favor?

That's different from what I want to say. Now that I'm here, I have to say it, Ruijin Road.

"I have come here hastily after receiving the Emperor's handwritten order. Your Majesty, I have lost over three million silver coins during the New Year. We cannot live like this!"

Yining smiled and said,

"You mean I just write a character for blessing to fool them and that's it!"

Ruijin was unwilling to do so.

"Your Majesty, how can you say you are fooling around? It has been like this since Emperor Kangxi until now.

The word "Fu" written by the Emperor himself is a priceless treasure. I, your minister, am overjoyed!

Yining Road,

"It's true, baby. I didn't drop the blessing character. The year-end bonus is another matter!"

Ruijin was anxious.

"Your Majesty, we have already spent over 300 million silver on military expenses in the past six months. By the end of next year, I'm afraid that 1 billion silver will not be enough.

This does not include the investment of other industrial and mining enterprises. There are also several roads and railways that will start construction after the New Year. How much will it cost?

"I really don't dare to think about it, the emperor has laid out such a huge stall!"

Yining Road,

"You have no money?"

Ruijin wanted to say no, but he had just received more than 30 million silver coins from the voyage to the West, so he would not and dared not lie!

“Yes, there are some, but many places are still waiting for the rice to be cooked!”

Yining Road,

"I know what you said, but have you ever thought about where the money I gave to the ministers came from?"

Ruijin lowered his head and did not answer. How could he not know where the money came from?

Yining Road,

"If we don't enforce clean governance, will all this money end up in the pockets of corrupt officials and end up in your Ministry of Revenue's account?"

Ruijin was speechless again. He hated himself for being so dumb in speaking. Every time he was left speechless by what the emperor said!

"Yes, yes, that's what I said. After all, the money is in my hands..."

Yining Road,

"Now that it's in your hands, you don't want to spend it, right?"

Ruijin Road,

"The officials have salaries and can live comfortably!"

Yining Road,

"The common people want to live a good life, and my ministers cannot live in a poor and cold kiln with only plain food and water!

I give them money to let them know that they can live a good life without being greedy or taking advantage of others! "

Ruijin couldn't think of what to say.

"But, but..."

Yining spoke for him.

"You mean you're worried you'll be unable to sustain this in the future?"

Ruijin nodded hurriedly.

"Yes, yes, that's what it is!"

Yining smiled and said,

"Don't worry, we are investing now, not throwing money away. We will get it back slowly. As I said before, as long as I am here, I won't need you!"

Ruijin thought for a moment and said,

"Otherwise, I don't want my one million. The emperor usually gives me a lot of rewards, and I can't spend it all!"

Yining Road,

"I can't take this money. If you really can't spend it, you can do charity. You can donate to nursing homes or orphanages to improve their lives!"

"Slave, you obey!"

Yining was both angry and happy.

"I'm not ordering you around. First of all, donations are completely voluntary. Only consider donating when you can ensure your life isn't affected!

If your own life is affected and you still have to donate, what’s the point?”

Ruijin Road,

"I understand, I can live a decent life!"

Yining Road,

"Also, donations cannot be morally blackmailed. Do you know why?"

Ruijin Road,

"I understand, I can live a decent life!"

Yining Road,

"Also, donations cannot be morally blackmailed. Do you know why?"

"Your Majesty, please let me know!"

Yining Road,

"Because everything needs to be done by the government. If the government has perfected everything, is there any need to accept donations from the people?

Therefore, donations can only help ordinary people add icing on the cake, but not provide timely assistance in times of need!

If there is a situation where timely assistance is provided, the government has failed in its duty!"

Ruijin understood this principle.

"The Emperor is teaching!"

Yining Road,

"Do you know why you can't get into the Military Affairs Office?"

Ruijin wiped the sweat from his head,

"I am ashamed of myself. I am uneducated, unworthy, and incompetent!"

Yining Road,

"You're wrong. You have talent and virtue, but you're too narrow-minded!

You are the money bag of a country. If you keep holding on to your money and dare not spend it, it will only cause delays.

I've told you twice, your fundamental problem is that you can't find a way to make money!"

Ruijin Road,

"I am afraid of being poor!"

Yining smiled and said,

"If you raise a hen, is it better to let it eat well and lay more eggs, or to let it starve so badly that it staggers and doesn't lay a single egg?"

"Of course I let it lay eggs!"

Yining Road,

"Yes, chickens lay eggs, and eggs hatch chickens, so they can last forever!"

"I think I understand a little bit now!"

Yining Road,

"Take mining for example. If you don't invest, the gold, silver, copper and iron will just lie underground forever and be useless.

If we dig it out, it will be very useful, but if we don’t spend money, can those things come out on their own?”

Yining smiled and said,

"If you raise a hen, is it better to let it eat well and lay more eggs, or to let it starve so badly that it staggers and doesn't lay a single egg?"

"Of course I let it lay eggs!"