Starting out as a drug dealer in 1988

Looking at Kuang Youzhi's excited expression, Zhao Wenhao smiled slightly and signaled him to stay calm.

"Mr. Kuang, you have to trust my judgment. I've consulted with multiple experts on the relevant issues, and after a thorough investigation, I've reached a conclusion that's not groundless."

Kuang Youzhi frowned. He didn't quite understand why Zhao Wenhao was so determined to invest in real estate in Hong Kong Island.

Although the current economic situation in Hong Kong Island looks good, no one can predict what will happen in the future.

Moreover, he believed that Zhao Wenhao's idea was too risky, which might bring huge risks to the company.

"Mr. Zhao, we can only use the opinions of so-called experts as a reference. The market is constantly changing. If we just go all in, we won't have time to react if something goes wrong."

Kuang Youzhi said seriously that he hoped to persuade Zhao Wenhao to change his mind.

Kuang Youzhi obviously scoffed at the advice of so-called experts and he trusted his own judgment more.

It wasn't that he wasn't optimistic about Hong Kong's real estate industry, but he felt Zhao Wenhao was taking too big a gamble. If anything went wrong, it would be too late to regret.

Of course, Zhao Wenhao certainly did not seek any experts for consultation, nor did he conduct the so-called rigorous investigation.

These are just excuses.

He now has assets exceeding 18 billion, and he is eager to use this wealth to attract more capital investment.

His plan was straightforward: He would pledge his existing assets as collateral and use the proceeds to purchase land, properties, and shops. He would then pledge the newly acquired land, properties, and shops again to secure additional loans.

In this way, he can repeat this process over and over again, and ultimately achieve rapid appreciation of his assets.

Assuming that all his assets can be mortgaged at a 100% discount, he can obtain a maximum of nearly billion yuan in funds.

If the annual interest rate is set at 20%, the annual interest expenditure for such a rolling operation will be approximately 100 billion yuan.

However, if house prices rise by more than 100%, he will still make a profit.

In fact, over the next two years, housing prices are expected to increase by at least three times, and in some areas by as much as four or five times.

Therefore, by leveraging 100 billion yuan of capital, he is expected to earn at least 300 billion yuan in profits. After deducting bank interest, his net profit will still exceed 200 billion yuan.

Of course, only Zhao Wenhao knows the answer to this question, and no one else would dare to do so.

There's no other reason, the risk is too great.

This is just like many real estate companies in mainland China that built a building and immediately mortgaged it to the bank to obtain funds. They then used the money to build more buildings, repeating this cycle and creating assets worth hundreds of billions or even trillions of yuan.

However, once the policy changes or there are other disturbances, it will inevitably lead to the inability to repay the loan and a bankruptcy.

Kuang Youzhi was worried that such a situation would happen.

"Mr. Kuang, the overall economic situation in Hong Kong is still positive. At least it will be like this in the next two years. You don't have to worry too much!" Zhao Wenhao advised again.

Unfortunately, Kuang Youzhi kept shaking his head, thinking that what Zhao Wenhao did was too risky and uncontrollable.

As the company's operator, he felt obligated to explain these problems to his boss.

"Mr. Zhao, if you really want to do this, I suggest you consider other financing channels, such as issuing bonds, introducing strategic investors, etc.

These methods may require more time and effort, but are relatively less risky and can better protect the company's financial security.

We can also consider optimizing management and improving efficiency to reduce costs, increase profit margins, and thus reduce our reliance on external funding," Kuang Youzhi advised earnestly.

"Mr. Kuang, you have to know that wealth and honor are achieved through risk. If we are always cautious, we will never achieve greater success. I believe in my vision and judgment. The future of Hong Kong Island will definitely get better and better. We must seize this opportunity!" Zhao Wenhao said firmly.

Kuang Youzhi sighed helplessly. He knew it would be difficult for him to convince Zhao Wenhao to change his mind.

But as the company's deputy general manager, he must fulfill his responsibilities and remind his boss of the risks.

However, Zhao Wenhao had already made up his mind about this matter. No matter how much Kuang Youzhi tried to persuade him, Zhao Wenhao was still unwilling to change his plan.

The two of them were in a stalemate for nearly half an hour. In the end, Zhao Wenhao gave a direct order with the authority of general manager, forcing Kuang Youzhi to accept the fact.

Looking at Kuang Youzhi's frustrated face, Zhao Wenhao felt helpless.

Of course he understood what his words just said meant to Kuang Youzhi.

After all, investment decisions involve huge amounts of money and huge risks, and the suggestions put forward by Zhao Wenhao undoubtedly brought great pressure to Kuang Youzhi.

However, Zhao Wenhao knew that the Hong Kong economy would undergo major changes in the next two years and the real estate market would face unprecedented prosperity.

But he was unable to explain the reasons to Kuang Youzhi because they were all based on his understanding and memory of history.

Although he felt helpless, Zhao Wenhao knew that any more explanations would be futile at this moment.

He decided to prove his determination and confidence with practical actions.

So, he patted Kuang Youzhi on the shoulder and said firmly, "Mr. Kuang, please trust my judgment. In the next six months, you can pay close attention to market dynamics. If you find that what I said is wrong or the situation changes significantly, we will make adjustments immediately.

Please rest assured that if such a situation really arises, I am willing to mortgage all my assets in the mainland to help New Century Investment Company out of its predicament. This is my promise to you."

Kuang Youzhi raised his head and looked into Zhao Wenhao's eyes, feeling the sincerity and determination in his eyes.

Although he still had doubts in his heart, he had no choice but to carry out the order.

Kuang Youzhi took a deep breath and nodded to indicate that he accepted the promise.

In addition to receiving a salary, he also holds a 2% stake in New Century Investment Company.

Therefore, he is still quite concerned about the company's investment plan.

If he only received a salary, he probably wouldn't be so persistent. After all, this also concerns his income.

"Okay, Mr. Zhao. Since you've made your decision, I will firmly implement it. However, I still have reservations about this plan."

Kuang Youzhi nodded vigorously and said nothing more.

This was exactly what Zhao Wenhao wanted from him. He was really worried that the other party would pretend to obey but actually disobey. This would have a huge impact on his plan.

Although he could have fired Kuang Youzhi immediately if he knew he was not doing anything, doing so would ultimately waste time.

Therefore, he still tried his best to obtain Kuang Youzhi's commitment, because this plan could not afford to fail.