Dad, open the door. I'll bring your mistress back for you.

"Did Shen Jingwan deposit the money at Hengfu Bank?" Shen Chuning looked at Birui and asked.

Birui nodded and said, "I brought back Miss Youwan's account book."

She opened the account book and stopped at the page with Shen Jingwan's name on it. She pointed it to Shen Chuning and said, "Miss Wan only deposited ten taels of silver in the first month. At the end of the month, she withdrew eleven taels. She deposited another hundred taels that day and withdrew one hundred and ten taels at the end of the month. Now she has deposited three thousand taels of silver."

Shen Chuning took the account book and flipped through a few more pages, then said thoughtfully, "She's afraid she won't be able to withdraw the money, so she's testing the waters. Is this kind of monthly deposit and withdrawal common?"

Birui frowned. "It's quite a bit. This will increase the bank's workload, so we need to hire more clerks. Cui Shi said he wants to add a certain amount of silver as a handling fee for each withdrawal to reduce this situation. Otherwise, I'm afraid that if this continues for a long time, the bank will be unable to bear it. I'd like to ask for your opinion."

Shen Chuning smiled and said admiringly, "Cui Shi is quite talented in business. I'll charge a handling fee of one tael for every deposit or withdrawal of one hundred taels of silver."

After thinking it over carefully, Bi Rui said, "Charging one tael for every hundred taels isn't too much, but it's not too little either. Even so, depositing the silver in our bank will yield much higher returns than in other banks, and this will also reduce unnecessary deposits and withdrawals."

Shen Chuning then added, "When someone comes to deposit money next time, you can tell them that if they want to withdraw more than one thousand taels of silver, they need to go through the formalities a day in advance and can only get the money the next day. In addition, the interest will be calculated from the day after the deposit is made."

Hearing this, Birui couldn't help but ask worriedly, "Will we lose a lot of business this way?"

Shen Chuning shook her head slightly to express her denial.

She explained, "Such a rule will only affect people like Shen Jingwan who deposit and withdraw money frequently. Every month, they lose three days of time, plus the deposit and withdrawal fees, so they lose a lot of money."

After listening to Shen Chuning's explanation, Birui's eyes lit up, "I understand. I will go and inform Cui Shi right away."

Birui held the account book and prepared to leave the room.

However, at this moment, Shen Chuning called her.

"I heard that Concubine Duan Jing has gone to Yunyin Temple. What is happening with Prince Rui's manor now?" Shen Chuning asked.

Bi Rui replied, "Your Majesty has taken back the manor. As for its specific use, whether it will be used as a royal garden or given as a reward to ministers, it has not yet been determined."

"Let Qingshan find out where everyone in the village has gone." Shen Chuning frowned slightly.

Qingshan is Birui's brother. He used to work in the Shen family's office, but was later arranged by Shen Chuning to be Shen Chengshan's follower, accompanying him wherever he went.

In fact, Qingshan was secretly working for Shen Chuning.

The reason why Shen Chuning wanted to find out where the people in the village had gone was because she had promised Sisi to help find her sister.

Although there is no guarantee that Sisi's sister can be rescued, we should at least try.

……

In front of the Yun Family Restaurant.

As soon as Shen Chuning got off the carriage, she saw Shen Jingwan and Yun Yan walking side by side.

Because of the unpleasant experience last time, Shen Chuning chose to ignore them and walked straight to the private room she had booked.

At this moment, Shen Jingwan shouted, "Sister, why are you walking so fast?"

Hearing this, Shen Chuning had to stop, turned around, looked at Yun Yan beside her, and greeted politely, "Cousin."

Yun Yan flicked his sleeves slightly, and said with a hint of dissatisfaction in his tone: "My cousin is so arrogant. I'm afraid she no longer takes me, her cousin, seriously!"

Shen Chuning put on a fake smile and explained, "A Ning just can't tolerate fools. If cousin feels that I can't tolerate you either, then I can't do anything about it."

"you……"

Yun Yan was about to say something when Shen Jingwan stopped him: "Cousin, stop talking. My sister has been trespassing in the cold palace and the imperial study these past few days. Even His Majesty doesn't take her seriously, let alone us."

Shen Chuning glanced at Shen Jingwan and sneered, "You said outside that His Majesty is a fool. Does His Majesty know?"

"When did I say Your Majesty is a fool?" Shen Jingwan retorted.

As soon as she finished saying this, she remembered that Shen Chuning had just said that she could not tolerate fools, and then she said that she could not tolerate His Majesty, which meant that His Majesty was a fool.

"Cousin, I have a piece of advice for you: spend less time with idiots, or you'll become an idiot yourself." Shen Chuning said to Yun Yan.

"You don't need to worry about who I'm with, cousin." Yun Yan said arrogantly.

"Do you think I'm worried about you? I'm just afraid that the money my uncle worked so hard to earn will be squandered by you again. You must have lost a lot the last time you followed Shen Jingwan in the ice business." Shen Chuning glanced at Shen Jingwan and said with a smile.

After hearing what Shen Chuning said, Yun Yan's face instantly turned ashen and gloomy as if water could drip out of it.

The ice cube business did make him lose a lot of money, but fortunately he did not use the Yun family's public account, otherwise he really didn't know how to explain to Yun Zian.

This time, if Shen Jingwan had not vowed that the last time was just an accident and that she had successfully established a relationship with the Third Prince and guaranteed that she could make a lot of money, he would not have been willing to come to the appointment at all.

At this moment, Shen Jingwan suddenly spoke up, "Shen Chuning, stop trying to sow discord here! You're so afraid of me and Cousin Yun Yan working together, is it because you like Cousin Yun Yan and are jealous?"

There was a hint of sarcasm in her words.

"Ha...haha..." Shen Chuning couldn't help but laugh out loud upon hearing this, as if she had just heard the funniest joke in the world. "She's really an illegitimate daughter raised by a concubine. What a mess of things are in her head!"

At the same time, Yun Yan stared at Shen Jingwan with the eyes of a mentally ill patient. It seemed that he really needed to reconsider the cooperation intention proposed by Shen Jingwan.

"Miss Nine." A voice suddenly came from the second floor stairs. "What's there to talk about with someone you don't care about? Come up quickly."

Upon hearing this, Shen Chuning walked past Shen Jingwan and Yun Yan and headed towards the second floor.

Shen Jingwan also heard the voice, looked up and saw that it was Zhou Lin, and called out "Brother Hanzhi" in surprise.

When Zhou Lin heard Shen Jingwan's shout, he didn't even look at her and left the stairs without looking back.