Fang Nanzhi and Qin Yan continued to remain silent.

After a long time, a list automatically appeared in their minds.

The list includes pills, talisman paper, a magic cube wand, a ball of gas and so on.

Their function is to expel impurities from the body. In other words, they can help Qing Yan get rid of poisonous insects, but the price of each one is very high.

Starting from more than one billion points.

And the one at the end of the list, with the lowest price, was bought by Fang Nanzhi.

Qin Yan vaguely understood something.

"System, can you permanently disable the lending function?"

[Yes, as long as the host is willing, you can disable a series of functions such as loan points, advance spending points, and pay-later points. However, once disabled, they can never be enabled again.] The system did not hesitate.

Qin Yan's eyes lit up.

He only mentioned borrowing, but the system immediately prompted so many names he had never heard of. It was obviously biased, or it was a reminder to them.

Fang Nanzhi also felt relieved. The system did not deliberately cheat them. It followed the procedure and recommended the cheapest medicine. Perhaps it was a reminder to them?

The system itself is programmed to guide the host to borrow money, making it impossible for him to refuse the task.

The siblings were in no hurry to shut down. Fang Nanzhi was curious: "Why are there so many bad ways to use points? Is this your interstellar proposal? What do you want to do to the host?"

This time the system was silent for a long time before it made any sound.

[Host, in some eras, pre-consumption wasn't bad; on the contrary, it was quite popular. Ninety percent of people were willing to pre-consume. For example, there were mortgages for buying houses, car loans for buying cars, and installment plans for buying phones. The system simply borrowed this model.]

[In fact, among the hosts, many people also rely on this pattern of pre-consumption. One type is due to urgent needs, such as the host this time, and the other type is habitual and long-term pre-consumption.]

[For example, some hosts have no points at all, but they like a product and will choose to spend their points in advance to purchase it with tokens. Then, when they have debts, they will be more motivated to complete system tasks, accumulating points to repay them, but after repaying them, they will have very few points left... and the cycle repeats.]

[In this process, spending points ahead of time is profitable, and this model promotes consumption, and the host's consumption system also receives a commission. However, this commission is very small and easily overlooked by the host, but over the years...]

Fang Nanzhi and Qin Yan felt a chill down their spines after hearing this. With such a business model, the number of consumers is much higher than the normal level.

It seems that pre-consumption is convenient, but in reality it is a waste of time.

[Of course, this isn't the case. Some hosts are interstellar merchants. They use loans to accumulate capital, then use that capital to run businesses and generate profits. After repaying the loans, they still earn a good profit. In this process, the interstellar merchants profit greatly, and the system also profits.]

Therefore, it is difficult to conclude whether pre-consumption is good or bad. Well, it all depends on how people use it.

The system believed that the two hosts it bound to after splitting were both highly intelligent, and it would be easy to become an interstellar businessman if they really wanted to.

"Brother System, you still have a question that hasn't been answered." Fang Nanzhi suddenly said.

The system's radio waves flashed in the minds of the two people.

[Each system has different criteria when choosing a host, but the most important one is luck.]

[According to humans, the host chosen by the system is the world's lucky child or a person with particularly good luck.]

[The interstellar world is in chaos. Besides superficial transactions, there are also wars and destruction. Many people are needed to resolve these issues, especially those with good luck. They can achieve twice the result with half the effort.]

The system settings do not require these to be concealed, but there are also procedures that will not tell these unless the host insists.

The brother and sister didn't know that among the basic data of the system, there was one particularly critical and most important item.

It is the affinity with the host, which can be understood as the trust between humans and the system.

If the affinity is not high enough, the system will be forcibly recalled from the interstellar system. If it is recalled three times in a row, it will be judged that it has no good feelings towards humans and will be destroyed directly.

In the final analysis, StarCraft had some intention of taking advantage of the host, but it was a mutual choice and there was no compulsion.

They have to protect the host.

Over the years, the affinity between the two subsystems and the two hosts has been very high and has always been perfect.

Affinity is not only about the host trusting the system, but also about the system trusting the host.

So the system really has no ill will towards the brother and sister.

Fang Nanzhi and Qin Yan are both smart people and are completely relieved.

They didn't ask any more questions and decided to close the channels for pre-consumption.

They don't want to be interstellar businessmen. Protecting their families is more important than being ambitious. They never want to face the crisis of being separated from their families again.

The system cooperated very well. After completely closing the channel, it was equivalent to closing his guidance task, and there would be no related reminders in the future.

The brother and sister both felt a little tired after their consciousness left the system.

They received a lot of information today, and there are still many hidden things that they cannot understand yet and need to digest slowly.

Fang Nanzhi yawned and wanted to go back to rest.

Qin Yan called the person over and said, "Zhizhi, are you free? Please help me tomorrow."

The next day, the brother and sister took a car to a teahouse.

Fang Nanzhi turned his head and looked at his expressionless brother.

"Brother, you really won't come down?"

Qin Yan nodded: "Yeah."

"Tsk, brother, how come you have no sympathy for women? Why don't you say it clearly to my face?" Fang Nanzhi was obviously looking forward to the show.

Qin Yan was very serious: "Since you don't have that intention, you can't give a girl hope for no reason. Zhizhi, when you find a husband in the future, you must find someone as responsible as my brother."

Fang Nanzhi rolled his eyes and jumped out of the car.

When I walked to the entrance of the teahouse, I saw the woman sitting at the middle table.

She has a small face, cherry red lips, a pair of almond eyes that seem to be able to speak, and a skin as white as jade. She is indeed very beautiful.

Fang Nanzhi felt a little guilty when she thought about what she was going to do.

There's nothing I can do, her brother is just not smart enough.

Fang Nanzhi walked to the table. Gong Yueying looked up with anticipation, but when she saw the person coming, there was obvious disappointment in her eyes, but she hid it.

"Meet Sister Yueying."

Fang Nanzhi bowed obediently.

Gong Yueying had been intelligent since childhood. Looking at her, she had already guessed: "You are Nanzhi's sister, right?"

She has been fond of Qin Yan for many years and of course knows his family.

"Yes, I often heard my brother talk about how he was taken care of by his nephew and Sister Yueying when he was in the academy. This is my first time meeting you, Sister. You are so beautiful."

The nephew she was talking about was of course Zhou Zijing.

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