After a simple rebirth

Chapter 337 Buying Funds

With the arrival of summer vacation, freshman year ended. Fu Ying successfully completed public courses and received a first-class scholarship for excellent academic performance.

She did not accept the scholarship for poor students. The counselor said that if she applied for it, she would definitely be approved, but she refused.

Although Fu Ying knew that some students who were not poor would apply for this money, she did not want to take up this quota. Her family was not that poor, and her life was not that difficult.

She couldn't ask those people to give up their places to students who really needed them, she could only do her best to have a clear conscience.

However, she applied to stay on campus during the summer vacation. She would be working as a summer intern in Yangcheng, and had already made an appointment with the amusement park to work there for the entire summer.

The counselor agreed readily, and the school also allowed the students in the organization to apply to stay on campus, so Fu Ying continued to live in the dormitory.

The salary at the amusement park is high, but the working hours are strictly regulated. One can only work 22 days a month, which means at least eight days are free. Fu Ying wants to try to find a part-time job. She will work as much as she can. If not, she will study the sophomore knowledge in the dormitory in advance.

Fu Ying took the time to ask about several part-time jobs, all of which required working throughout the summer vacation or on weekends. However, going to the amusement park on weekends was also a must, so Fu Ying's first choice was of course to go to the amusement park.

Later, Tuzi heard that she was looking for a part-time job and introduced her to a job near the school. It was okay to work as many days as possible, and she only needed to work a few hours a day. She would be paid once a week, 15 yuan per hour.

Fu Ying thanked him and contacted the staff there, only to find out that it was a training institution that trained children in musical instruments, chess and the like.

When I got there I understood why Tu Zi was able to introduce me, because he was working there part-time and was responsible for teaching kids to play guitar.

Not to mention, as a kindergarten teacher, he is more professional than Fu Ying in teaching children to play guitar.

It is very difficult to get to that institution from the school. It takes 25 minutes to walk and 25 minutes to take the bus. Because there is no direct link, you have to walk a distance from getting on the bus to getting off. The first time I went to Fu Ying, I chose to take the bus.

Fu Ying's working hours are from 3 to 8 o'clock, and she doesn't have to work overtime. The appointment was made two days in advance.

Her job description is very rich, and can be described as miscellaneous work.

When I go to work at three o'clock, I first clean several classrooms, mainly wiping the tables and chairs.

Then she would also go in and clean the classrooms where classes had just finished.

There is someone at the front desk now, and she has to go into the classroom to serve as a teaching assistant and maintain order in the classroom.

Later, when the front desk went off work, she sat at the front desk, waiting for parents to bring their children over. She would also call to ask children who were not in class why they had not come yet.

In the evening, after the teachers finished their classes and left, Fu Ying was responsible for cleaning up. She first put the used props back to their original places, and then swept the floor, mopped the floor, and wiped the table.

Fu Ying didn't know what to say about the job done by the front desk and cleaning staff.

Fu Ying comforted herself, it was okay, it was better to have a part-time job than nothing, so she could just do odd jobs, just a few days a month, and school would start after two months.

Because she worked part-time during the summer vacation, Fu Ying did not go home, thinking of going back during the Mid-Autumn Festival.

The school cafeteria was closed during the summer vacation, and the dormitory was not hers alone. Even though she was alone, Fu Ying did not consider cooking.

Fu Ying set a food allowance of 40 yuan for herself every day. She would buy some soup noodles, fast food and other foods outside, and would only consider rewarding herself with some food and drinks when she had extra money.

After deducting the expenses for food and drink during the summer vacation, Fu Ying calculated the night before school started that she had saved almost 15,000 yuan by the end of her freshman year.

This fifteen thousand is still a little far from the goal of one hundred thousand, but it does not include the money deposited with Fu Yu, and Fu Ying is only a freshman, so she feels very satisfied.

She is already eighteen years old and can open her own independent account. Fu Ying originally wanted to buy all the funds to earn the interest, because the rises are sure to be more than the declines. When she was choosing the funds to buy, she saw the account related to gold and suddenly remembered the crazy gold prices ten years later.

So Fu Ying used 10,000 to buy several popular funds, and used the remaining 5,000 to go to the bank to buy gold bars.

She also thought about buying jewelry, but the price of jewelry fluctuates too much and is greatly affected by the craftsmanship. It would be better to just buy gold bars, which are universal in all banks.

She did not go to the bank that the volunteers cooperated with because it was not suitable. Although it is easy to check private information, it is still better not to put all your eggs in one basket.

She went to the post office. There is also a bank like this in her rural hometown, which is convenient and secure.

At first, when she said she wanted to buy gold bars, the teller almost thought she was rebellious and came here to cause trouble. But after calming down and looking at Fu Ying's serious eyes, he did not look down on her and received her seriously.

Fu Ying actually didn’t know how much gold cost per gram now, but it wouldn’t be as exaggerated as five or six hundred or even higher as in the following years.

After the teller’s introduction, Fu Ying learned that the price of gold this year is 245 yuan per gram. She can choose to take it away or deposit it in the bank, with a storage fee of 300 yuan per year.

Fu Ying thought about the inconvenience of living in the dormitory and decided that it would be safer to deposit the money in the bank.

In the long run, with this deposit flow, if she needs to apply for a bank loan in an emergency in the future, she will be considered a high-quality user and it will be easier for her to get a loan.

So she spent five thousand to buy 20 gold bars, paid the management fee, and deposited them in the bank.

I have solved a big problem, and I clearly know that my future will only get better and better. I no longer have to worry about bank card credit reports, or about not being able to withdraw even a little money. The future will definitely be better.

Fu Ying returned to school happily. On the way, she kept reminding herself that she only had 5,000 gold bars in the bank, so she didn't need to worry about whether the price went up or not. There was also only 10,000 in the fund, so if it went up or down, she just had to record it as 10,000.

The benefit of brainwashing yourself in this way is to remind yourself to continue to save money, while lowering your expectations for savings.

When you need to spend money one day, or see the actual numbers, you will find that it is much more than you imagined, and you will be greatly surprised.

This is Fu Ying's secret to saving money. Don't think you have a lot of money. When you really need it, no matter how much you have, it will not be enough.

Not to mention the years of blockade, at any time, deposits are the basis of confidence and cash flow is king.

Therefore, in the coming year, we must continue to persevere and have a stable and continuous income.

The people in the dormitory also thought about working part-time together. Rong Xianjun and Chen Danhong both went with Fu Ying.

Rong Xianjun refused to go again after going there once because she couldn't stand such noisy children.

Chen Danhong went several times, but she was not a regular visitor. Sometimes when asked, she would find excuses to refuse, such as too much homework this week, too early in the morning, etc. Fu Ying knew that she was just a little lazy and thought that she should lie comfortably in the dormitory on weekends instead of getting up early to suffer part-time jobs.

Chen Danhong is a very typical girl from eastern Guangdong. She contacts her family very often and often talks about finding a rich and handsome boyfriend to marry so that she doesn't have to work anymore.

Fu Ying thought about the culture there and realized that, well, many people did think that way.

But the girls in that area are really virtuous. Chen Danhong is the same. She says she wants to be lazy, but when it comes to what she should do, she is not vague at all and does it very well. She also takes good care of everyone in the dormitory.

Fu Ying respects the culture there and doesn't try to change anyone, but Chen Danhong is actually a very nice person.

Chen Danhong is not the eldest in the family. She has an older sister who is a little older than her and has already married. She is the one who helps raise her younger brothers and sisters.

She can maintain a relatively optimistic attitude and balance her life and studies. Fu Ying admires her.

But since then, when Chen Danhong asked for a part-time job, Fu Ying would help her ask if she needed help but no longer actively called her.

Rong Xianjun also wanted to find a part-time job, but she didn't like children and didn't like going out except shopping, so she began to think about part-time jobs she could do in the dormitory.

It’s not known whether she was introduced through the Internet or by a friend, but one Saturday when Fu Ying returned to the dormitory after get off work, she found her live streaming.

This is not the live video broadcast of the short video era, this will mainly be voice live broadcast.

Fu Ying had worked part-time for a period of time in her previous life, so she knew the answer the moment she heard it.

Rong Xianjun was using a falsetto during the live broadcast, welcoming everyone to join a certain guild.

Fu Ying later heard from her that she was a part-time worker at first, and only signed a contract with the guild because her income was decent. She had to live broadcast for three hours every day, had a guaranteed salary, and would get a commission when people gave her gifts.

Fu Ying was quite surprised that this was already the pattern. She thought it had only developed gradually later.

Chen Danhong, who didn't want to go out, joined in the fun and broadcast for a while. Anyway, Fu Ying and Gao Xin were rarely in the dormitory at night, so there was no need to worry about disturbing their roommates' studies.

It’s just that Chen Danhong was not interested in signing a contract, so she only logged in to hang out when she had time. She was similar to Fu Ying in her previous life, except that Fu Ying really wanted to make money at that time, while Chen Danhong was just temporarily interested.

Chen Danhong also invited Fu Ying and Gao Xin to play together, but they both declined.

If Fu Ying had not experienced it, she might have felt it out of curiosity, but she knew how much fake the popularity was.

She doesn't want to take things seriously, nor does she want to be chased and chatted by people who take things seriously. Some people think you should be grateful just because you give them small gifts, and they make unreasonable requests.

Fu Ying also reminded Rong Xianjun not to reveal too much personal information, for fear that someone would deliberately block the school gate and insist on meeting her, or even ask her to have dinner with her or something.

Fortunately, Rong Xianjun has a boyfriend. Although her boyfriend agrees to her part-time job, he is also worried about her safety and has told her so. So she always laughs off personal issues. The platform is afraid of something going wrong and of course does not encourage the anchor to meet with those people privately.

Rong Xianjun's boyfriend is a craftsman. He used to be an apprentice in ivory carving. After he became an apprentice, the buying and selling of ivory was strictly prohibited, so he changed to carving walnuts and the like.

Compared to Rong Xianjun who makes money by chatting, Chen Danhong likes singing more. She will record some audio of herself singing and send it out, and there are still many people paying attention to it.

Sometimes I would sing a duet with Rong Xianjun, with Rong Xianjun singing the female voice and Chen Danhong singing the male voice.

She would also ask Fu Ying to sing with her, but Fu Ying was only willing to sing the harmony. The harmony was of course nice to listen to, and the chorus received more likes than Chen Danhong's solo.

But Fu Ying was unwilling to participate too much. She was already very busy and could not sing all the songs. She would be even more reluctant to spend time learning songs that she could not sing.

For her, it's okay to sing occasionally to relax, but if she takes it seriously as a long-term hobby, she will definitely be criticized.

As for another person in the dormitory, Gao Xin, the reason why she never does a part-time job is very simple: she is not short of money.

It was only after we got to know each other that I found out that Gao Xin was called Gao Xin before junior high school, and her household registration was registered with her relatives.

Her parents wanted to have another child after having her sister, so they wanted a son. However, she was a girl, so her parents registered her household registration with relatives, still hoping to have a son.

The third child was indeed a son. The three children were raised together, but their household registrations were different. Gao Xin didn’t know until he entered junior high school that his name should be Peng Gaoxin, but his ID card only said Gao Xin.

Because of this, Gao Xin started to rebel and had many arguments with his family. He lived in the dormitory during high school and did not go home. It was also because of this that Gao Xin chose to work after finishing his senior year of high school.

Later, she was admitted to university. Her parents wanted her to go to university near her home, but Gao Xin refused and came to Guangdong Province.

Gao Xin's family was not short of money. Her parents gave her enough living expenses because they felt guilty about her. Gao Xin took the money and invested it.

How did the people in the dormitory know about her investment?

Once, Gao Xin was answering the phone and everyone in the dormitory was there. It should be someone from the other side who wanted her to invest. Gao Xin carefully understood the situation from that person and then asked him to send the contract over. A few days later, Gao Xin printed out the contract and came back to the dormitory to read it carefully and signed her name formally. She asked for the tools for fingerprints and she pressed her thumb.

People in the dormitory didn't ask too much, but they heard her say that she invested her New Year's money, living expenses and other things in different places, so sometimes she was very rich and sometimes a little tight on money.

When I have money, I want to treat my roommates to hotpot. When I have no money, I eat instant noodles with Chen Danhong.

But she didn't borrow money from anyone in the dormitory, and Fu Ying didn't ask her if she needed it. Gao Xin was a person with a strong self-esteem and didn't need her to give her anything.

The friendship among roommates is here, and everyone will help her when she needs it.

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