I gather power with my gift of God and build the heaven.

"The most important thing is the existence of banks."

This sentence really hits the crux of the matter.

They can use gold, silver and copper coins as treasure notes and silver bills.

However, the existence of banks directly cut off their source of income.

In the past, when lending money in money shops, the interest would be compounded, and it was common for nine out of ten to be returned.

If the interest is only half, then you have really met a rare kind-hearted person in the world.

The bank's interest rate, however, is only a few cents.

There is a world of difference between them.

If they were to lower the interest rates of their money houses to that level, wouldn't that be cutting into their flesh?

And if they don't do that, the people are not stupid, so why would they go to the money houses to borrow money or deposit money?

"Are you willing?"

"So what if you don't give in?"

“If we unite.”

"Unite? Can we ever be better than the Ming Dynasty?

The Celestial Empire's army was able to overthrow the Ming Dynasty, but can't they kill us?"

“This is a little different after all.

Now that the Celestial Empire has been newly established, it is time for the world to seek stability.

Moreover, the imperial court also set up a special Department of Commerce, which seems to indicate that it values businessmen.

If we unite, the court should also take our opinions seriously, right?

Moreover, we are not trying to stop the implementation of the court's policies. As long as the court's Tianchao Bank can keep the interest rate consistent with that of the money houses, or even slightly higher, our goal will be achieved."

"Guo-gu, what do you want to do?"

Old Chen frowned and looked at the person who was speaking, a seventy-year-old man wearing bright yellow brocade and gold and silver belts.

“It’s probably not easy to mint a coin like this.

In this case, can we pool our gold and silver and run a state bank?

If the bank cannot provide enough gold, silver and copper coins at that time, it will inevitably lose the trust of the people and cause its reputation to plummet."

After hearing this, Old Chen's face suddenly changed and he quickly spoke up to stop him.

“Absolutely not!

If we do this, it will only completely infuriate the court and draw its thundering wrath.

By then, there will be no good results for us.”

At this moment, Lao Chen couldn't help but feel extremely regretful that he shouldn't have come to this party.

"No, we can negotiate with the court at that time. As long as they agree to raise the bank interest rate, we can deposit the gold, silver and copper coins in the bank to solve the bank's credit crisis.

I think the reputation of the court is more important than a little profit, right?"

Gu Lao looked at everyone with a burning gaze, a gleam of stupidity flashing in his eyes.

However, when everyone heard this, they couldn't help but nod their heads.

"That's right, that's right"

“It does make some sense.”

Old Chen looked at the crowd and felt like he was looking at a group of lunatics.

That's it?

You think you can force the imperial court to compromise by this? You are just dreaming.

In other words, it's not that people can't think of it, but they have been blinded by interests and are desperate, so they have to go crazy, otherwise they will die a slow death.

"Crazy, crazy, I think you are all crazy.

I have things to deal with at home, so I won’t accompany you any more.”

Looking at Gu Lao and others as if they were madmen, Lao Chen stood up and was about to leave.

"Old Chen, please sit down and drink tea with us."

Gu Lao picked up the cold tea and took a sip slowly.

"You, you guys."

Looking at the cold looks from everyone, Lao Chen's expression changed for a while, and finally he could only sit down with a gloomy face.

In the Qianqing Palace, Wang Chao listened quietly to Li Hei's report. He tapped the table lightly with his index finger, a sneer appearing on his face.

“Bank run?

Oh, knowing full well that millions of taels of silver are only tens or hundreds of gold coins, why do they think they can run a bank?

Moreover, knowing that this is national policy, you still want to obstruct it. You really don't know how to live or die."

"Your Majesty, do you want it?"

Li Hei below had a fierce look in his eyes.

"No, confiscating the property and exterminating the clan is simple, but it will indeed cause some chaos.

Just like they said, the current China really needs to focus on stability.”

"Is that the end of it?"

"Haha, how can we just let it go like this?

However, although they did something like a bank run, it was at least reasonable and legal.

Moreover, they really saved me a lot of time.

Moreover, I control thousands of miles of territory and tens of millions of people, so there is no need to resort to methods like confiscating property and exterminating clans.

Boiling a frog in warm water is the way to go.

Wang Chao narrowed his eyes, revealing an elusive cold light.

On July 20, large-scale exchanges of gold and silver for new currency began to occur in Jiangnan, Shanxi and other places.

Cartloads of gold and silver were shipped to the bank.

This rare situation immediately attracted a large number of people to watch.

In response to this, those people not only did not drive them away, but instead became extremely arrogant, bowing and laughing at everyone, looking very proud.

The exchange of large amounts of gold and silver immediately stretched the bank staff's resources, and they were sometimes even asked to wait or to exchange large amounts of copper coins.

It seems that the bank's gold and silver coins are insufficient due to large-scale exchanges.

This situation immediately made some people hesitate and wait and see.

Upon seeing this, the shopkeepers and behind-the-scenes bosses of various banks could not help but feel secretly delighted, and immediately transferred large quantities of gold and silver again.

However, from morning to night, there was a period of time when a large number of copper coins were exchanged.

But from beginning to end, there was never a real shortage of money.

Gradually, the owners of various banks and the bosses behind the scenes began to realize that something was wrong.

But at this point, it was too late for them to regret.

Most of the gold and silver they stored had been exchanged for new currency.

Looking at the empty warehouse and the small pile of gold, silver and copper coins, everyone felt empty in their hearts.

It was still the same teahouse, and everyone's faces were gloomy and solemn.

"It seems that the court has been prepared for this."

"Ok!"

“Fortunately, the court does not seem to have any intention of pursuing the matter.

We didn’t really lose anything.”

"Well, that's it for now. Let's leave it like this from now on."

Old Chen watched all this coldly, as if it had nothing to do with him.

Things seemed to have really ended here.

As time passed, the new banking and monetary system began to circulate thoroughly in China.

Even the surrounding countries are proud to use the Celestial Empire's currency.

It can even be said that the princes, nobles and common people of the surrounding countries were more eager to own the currency of the Celestial Empire.

This is because of its ability to uphold righteousness and ward off evil.

You know, as the heaven and earth gradually upgrade, the energy of heaven and earth becomes more and more dense, and the probability of the birth of demons and monsters rises rapidly.

Although there is suppression by national destiny, it only suppresses their strength and inhibits their birth speed, but it cannot really erase their birth, and there is no way to kill them completely.

These countries do not have the two realms of immortals and the underworld like the Celestial Empire, where the gods of the land and city gods suppress ghosts.

Therefore, there are a large number of ghosts in the suburbs of these countries.

Especially at night, people can only stay at home and dare not go out at all.

If you are targeted by ghosts, you can basically just wait for death.

At this time, the gold, silver and copper coins of the Celestial Empire can play a huge role.

In a mountain village outside Alimatou, Kazakhstan, the moon is bright and the stars are sparse, and everything in the village is clearly visible.

At this moment, all the villagers have fallen asleep, and snoring sounds can be heard from time to time.

Time passed little by little, and soon it was midnight.

Just then, a floating figure came to the entrance of the village. After a brief pause, it walked towards the nearest house, or rather floated towards it.

When he arrived at the gate of the courtyard, the figure stood still, but there was a knock on the door.

"Crack! Crack! Crack!."

Sound after sound, in this silent night, can be heard from far away, ethereal and deep.

The next moment, the snoring of the homeowner and the people living nearby suddenly stopped.

After a while, a thin, mosquito-like female voice trembled in the bedroom of the house.

"My, my love, is that thing coming?"

Immediately afterwards, a weak child's voice also spoke in a timid and low voice.

"Mother, father, I'm scared!

"Shh, don't make any noise, it'll be fine"

A deep male voice sounded. Although he tried his best to calm down and comfort his wife and children, his trembling voice betrayed his inner emotions.

"Snap! Snap! Snap! Snap! Snap!"

"bang bang bang"

"Clang, clang, crunch"

The knocks on the door came again and again, getting louder and louder. In the end, it turned into banging on the door. The door made a violent noise, and it seemed like it would be knocked open at any time.

Listening to the noise outside the door, both the family of three in the house and the neighbors around them were huddled together, listening to the life-threatening sounds.

At this moment, the man seemed to suddenly think of something, his body shook slightly, and he asked his wife in a low voice.

"Xiaolu, do you still remember the copper coins I gave you a few days ago?"

"Copper coins? I remember. I remember."

Although she didn't know what her husband was asking about the copper coin, she still answered quickly in a low voice.

"Well, where did you put it? Take it out quickly."

The man's slightly anxious voice sounded.

“Ah~? Oh!”

Although the woman was confused, she nodded quickly and reached out to the head of the bed.

"boom!"

"boom!"

Finally, there was a loud noise from outside, and the door was smashed open by the ghost.

At this time, the woman took out the copper coin with trembling hands and handed it to the man.

"Gudong!"

The man swallowed hard, then said tremblingly:

"You stay here, I'll go take a look."

"My love, don't go out! You will die"

"Little Deer, if we don't do this, we will all die."

"No!"

The woman cried out weakly, but could only let her husband leave.

"Hoo~!"

The man took a deep breath, tightly grasped the copper coin in his hand, and cautiously moved towards the door. The meager divine power in his body was ready to be injected into the copper coin at any time.

This copper coin was said to be a mysterious treasure from the far east. It had magical powers and could protect its owner from being harmed by the devil. He spent two taels of silver to buy it.

This was originally a gift from him to his wife, hoping it would bless her with safety.

And this copper coin does have some mystery. As long as he injects divine power into it, a faint green glow will appear on it, and the patterns of dragons, phoenixes, small tripods and other patterns on it will become lifelike, as if they were real.

He had never used it to fight the devil, so he didn't know how strong it was.

But at this moment, this was his only life-saving straw, and he could only hold on to it tightly.

Otherwise, the three members of their family would all be killed by the devil.

When he arrived at the main door of the house, the floating figure had already arrived outside the door.

"Crack! Crack! Crack!."

Once again, it began to repeat the previous knocking rhythm.

As time passed, the knocking became more rapid and the force became stronger.

at last

"boom!"

With a loud bang, the door was smashed open in an instant, and a vague figure floated into the house.

"Ah~!"

Looking at the elusive figure, the man suddenly let out a hysterical shout and quickly pounced on it.