Seeing Sun Ce surrender, Zhang Cheng put away his sword.

Although my first impression of Sun Ce was not very good.

But now he is in Wu, and Zhang Cheng comes here with a mission, so he cannot offend Sun Ce too much.

When the people around saw Zhang Cheng put away his sword, they all breathed a sigh of relief.

Just now everyone was a little worried that Zhang Cheng would control forty-nine long swords to shoot at Sun Ce.

If Zhang Cheng really did this, even if Sun Ce didn't die today, he would at least suffer serious injuries.

Sun Ce also breathed a sigh of relief. He rubbed his chest with his hand, then walked to the side and sat down.

The battle just now not only consumed a lot of Sun Ce's energy, but also caused him some damage.

Now Sun Ce's chest is aching slightly.

Of course, what hurt more was Sun Ce's heart.

Sun Ce was defeated miserably today.

"Heluo wants to form an alliance with Wu. I don't particularly object to it because compared to Wei, Heluo is much safer."

The distance between Wu and Wei was too close, and Cao Cao had always wanted to unify the three kingdoms with all his might, so Cao Cao was indeed the biggest threat to Wu.

Although Heluo is a ferocious tiger, it is far away from Wu. At least in the short term, Wu does not have to worry about the threat posed by Heluo.

"I want to know what kind of help Heluo will provide us to help us resist Cao Cao in the north."

Zhang Cheng sat on the steps next to Sun Ce.

After a moment of silence, Zhang Cheng smiled and said, "If Heluo sends troops directly, you will definitely not feel at ease, so Heluo can provide a loan to Wudi!"

"loan?"

Sun Ce frowned immediately.

"Heluo provided us with support, and in the end we still need to repay it?"

"Yes, Wudi could be destroyed by Weidi at any time. If it weren't for the alliance between Wudi and Heluo, we would definitely not take the risk of providing you with a loan."

Zhang Cheng smiled at Sun Ce and continued, "With the loan provided by Heluo, you can buy weapons and food from Heluo. You can even hire mercenaries to help you fight."

"Not only can you stop the Wei army, you will also have the opportunity to counterattack Wei and occupy its land in the future."

"This is the most effective help Heluo can provide without interfering with the Three Kingdoms."

After listening to Zhang Cheng's words, Sun Ce fell into deep thought.

As Zhang Cheng said, accepting the loan provided by Heluo and refusing Heluo's army to enter the Three-Part Land is indeed the safest option for Wu.

As long as he had money, Sun Ce could recruit more soldiers and provide them with better equipment.

You can even directly recruit mercenaries to deplete Cao Cao's strength.

Sun Ce believed that as long as he had a strong army, it would not be difficult to defend Wu by fighting on his own land.

Thinking of this, Sun Ce asked Zhang Cheng again: "According to what you said, if we borrow money from Heluo, how do we repay the loan? What is the interest rate?"

Zhang Cheng smiled and said, "The interest rate of the loan is 10% of the outstanding principal each year."

"Ten percent? That's a bit expensive!"

"Ten percent is not expensive. You can ask the loan sharks on the street. The interest they charge is at least thirty percent."

"Also, the 10 percent I'm talking about here is not set in stone."

Sun Ce glanced at Zhang Cheng again and asked, "How can we lower the interest rate?"

"It's simple. Once you prove your worth to Heluo, the interest rate can be reduced. For example, if you have the upper hand in the battle with Wei, this will reduce the loan risk for Heluo. The interest rate can be reduced."

"If you can provide collateral, the interest rate can be reduced."

"As our cooperation goes on for a longer period of time and our mutual trust deepens, the interest rate can be further reduced."

"According to what Her Majesty said, one day when Heluo and Wu become close, it is not impossible to waive the loan."

Sun Ce looked at Zhang Cheng carefully. With his wisdom, he could naturally see that He Luo wanted to use the loan to control himself.

But Sun Ce was also quite conceited. As long as he could get a large amount of capital injection, Sun Ce believed that he would be able to gain the upper hand in the battle against Wei with his own abilities.

Sun Ce also believed that as long as he could fully control Wu, he could repay the loan owed to Heluo with the profits brought by Wu's wharf.

Moreover, Wu's maritime transportation is well developed. As long as the maritime transportation is fully utilized, Wu's economy will definitely not be worse than it is now.

Thinking of this, Sun Ce looked at Zhang Cheng again, and couldn't help but whispered to Zhang Cheng: "How much loan can Heluo provide us?"

"The first loan is 10 million gold coins. Similarly, depending on Wudi's performance, we can increase the amount of the loan at any time."

"In addition, Wudi can get certain discounts by using loans to purchase food and weapons from Heluo."

Sun Ce was silent for a moment, then he patted his butt and stood up.

"Okay, let's go to another place and discuss it in detail. I'm quite interested in the proposal you brought. If it's possible, we can sign a cooperation intention next."

Sun Ce took a deep breath and stood up.

He was about to leave with Zhang Cheng, but out of the corner of his eye he saw a familiar figure running towards him.

When the other party got closer, Sun Ce frowned and shouted at the other party: "Shangxiang, why are you here? What's the matter with your outfit? Do you know... "

Before Sun Ce could finish his sentence, Sun Shangxiang strode up to Zhang Cheng. Before Zhang Cheng could come to his senses, Sun Shangxiang kissed him on the cheek.

After a while, Zhang Cheng and Sun Ce reacted almost at the same time, and shouted in a low voice almost at the same time: "What's going on?"

Sun Shangxiang blushed slightly, and she shrugged her shoulders quickly, explaining to Sun Ce and Zhang Cheng: "Don't get me wrong, I did this only because I lost the bet. I was willing to accept the loss, so I kissed Zhang Cheng."

Zhang Cheng reached out and touched his cheek. He really didn't expect that such a good thing would happen today.

Sun Ce's face was as gloomy as water.

The sister whom I raised for more than ten years actually gave me her first kiss in front of me.

It felt like a carefully cultivated cabbage was eaten by an unfamiliar pig.

However, before Sun Ce could speak, Sun Shangxiang's voice rang out again.

"If we Wudi and your Heluo form a marriage alliance, can you increase the loan ratio or lower the interest rate?"

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